AppGrooves offers Best 10 Apps & Games for over 600 categories so you don’t have to. Learn more.

Top Apps for Fixing a Bad Credit Score

Feel Safe Manage Money Efficiently Achieve Great Results

3 Apps

4 Contributors

Have no idea how to fix your terrible credit score? Start making a change in your life step by step using the best apps to help you increase your score.

The credit score is one of those things in life you don't notice until it starts affecting your life. It's only at that point most of us start thinking is 550 a bad credit score or am I still in the safe zone. But if check any credit score list, you'll quickly realize that even 600 is a bad credit score that's far in the red zone. To feel safe, your score needs to be at least above 700. Although this can sound scary and fixing your credit score can seem like an impossible task, with a bit of planning, you can easily bring that number to and even above 700.

Although it's impossible to happen overnight, you can fix and even increase credit score to 800 which is actually pretty close to the highest number which is 850. It's entirely doable to fix credit score in 6 months with the right planning. Even if you need to get a quick boost right now like if you want to raise credit score for 20 points fast. Everything comes down to managing your money efficiently so there are no loose ends at the end of the month. Start small with figuring out where you can cut your costs like over excessive power consumption or buying items you don't need. Although you won't improve credit score immediately, by taking small steps, you'll slowly witness the number increasing with each passing month.

The biggest problem comes if you need a good score right now for something specific. If you're wondering what is a bad credit score for renting or buying a car, it's likely you're stuck and can't afford what you need. Depending on the expenses of what you're buying, the credit score limits so you'll need to have a better score for buying a house than a car for instance. A great way to give yourself a slight boost is to clean up your credit report yourself. First, stop taking new credit. It can be hard, but it's necessary if you don't want your score to get any worse. Keep in mind that it's like digging your own hole so it's better to live humbly for a couple of months than to go deeper and deeper. Finally, self-discipline is the most powerful tool you have in fixing a credit score, just like achieving other great results in life.

see more see less

published: May 10, 2019

updated: May 17, 2019

Experian - Free Credit Report & FICO® Score

Free FICO® Score, Experian Boost, CreditMatch, credit monitoring & more!

Experian

4.7 99K+ Reviews
1M+

Finance
Free
Google Play

App Store
- Free
- Free
- Feature Rich
- Fresh
- In App Purchases
Experian - Free Credit Report & FICO® Score
published: May 14, 2019

updated: May 14, 2019

Loading
Stefan

Bad credit is a burden that doesn't go away on its own. It can easily prevent you from buying your dream home. If you still owe over $5,000 to various creditors, you can track all of your financial transactions accurately with Experian - and start repairing your credit now.

0
Debt Payoff Planner

Stebt: Debt Payoff Planner and Snowball Calculator. Time to be debt-free.

OxbowSoft LLC

4.4 2K+ Reviews
100K+

Finance
Free
Google Play

App Store
- Free
- Free
- Fresh
Debt Payoff Planner
published: May 15, 2019

updated: May 15, 2019

Loading
Aubrey

That $5,000 in credit card debt is definitely dragging down your credit score and keeping you from being in good financial health. Get a clear plan to pay it off day by day and reach your goals.

0
Mint: Budget, Bills, & Finance Tracker

Mint is the free, effortless way to manage your money in one place.

Intuit Inc

4.5 804K+ Reviews
5M+

Finance
Free
Google Play

App Store
- Free
- Free
- Feature Rich
- Fresh
Mint: Budget, Bills, & Finance Tracker
published: May 15, 2019

updated: May 16, 2019

Loading
Ari

Having a bad credit score can prevent you from buying that new house or car that you want. Mint can help you pay off that $3000 in debt and track your expenses so you can start saving and spending more efficiently.

0

Best Apps by LifeGoals

Feel Safe
- Must-Have Apps to Get Medical Help in a Case of Emergency
  
  When an accident occurs, it is important to get help quickly. See which apps you can use to get medical assistance asap - and learn the basics of first aid too!
  
  3 Apps 5 Contributors
  
  5
- Best Apps to Find a Job & Get Paid the Same Day
  
  Tight on cash? Is your rent due tomorrow? All is not lost. You'll definitely want to take a look at these must-have apps that will allow you earn money the same day.
  
  3 Apps 4 Contributors
  
  4
- Top Apps To Return Home Safely When Alone & Without Money
  
  3 Apps 4 Contributors
  
  4
- Must-Have Apps to Find Jobs Near You for Quick Cash
  
  Worried you won't make it to then next paycheck? Easily find some jobs where you can earn quick cash and make some money with no hassle.
  
  4 Apps 3 Contributors
  
  2
- Top Apps to Protect Against Hackers & Keep Accounts Safe
  
  Are you constantly afraid a hacker will hack your phone and steal everything you have? Protect your phone 24/7 with hacker-proof apps.
  
  3 Apps 2 Contributors
  
  2
- See All
- Best 10 Apps for Payday Loans
  
  The fastest way to get instant payday loans is by checking out one of these great apps. Get the best payday loan when you need it most.
  275 apps
  Best 10 Apps for Payday Loans
- Best 10 Anti Theft Alarm Apps
  
  Anything can be stolen, especially small things like phones. Protect your device with anti-lock & theft alarm provided by the best anti-theft apps.
  787 apps
  Best 10 Anti Theft Alarm Apps
- Best 10 Apps for Monitoring Credit
  
  Check your credit score for free on one of the best credit monitoring apps. Find out what affects a good credit score and improve it with free weekly reports.
  249 apps
  Best 10 Apps for Monitoring Credit
- Best 10 Photo Recovery Apps
  
  Don't panic! Those deleted photos may not be gone just yet. The best photo recovery tools can help you restore memories on your digital devices.
  348 apps
  Best 10 Photo Recovery Apps
- Best 10 Antivirus Apps
  
  Your device can easily get infected if not protected properly. Secure your sensitive information with the best antivirus software on the market.
  379 apps
  Best 10 Antivirus Apps
- See All
Manage Money Efficiently
- Must-Have Apps to Create a Budget for Everyday Money Issues
  
  Spending more than you can earn on a daily basis? Set yourself free from daily overspending by creating a perfect, personal daily budget.
  
  4 Apps 7 Contributors
  
  5
- Best Apps for a Monthly Family Shopping on a Budget
  
  Shopping for your family while on a budget? Use shopping list calculators that plan meals for families of any size. Find low-cost recipes and go to discount stores to save money.
  
  3 Apps 5 Contributors
  
  4
- Top Apps to Organize Your Budget as a Full-Time Freelancer
  
  Being a freelancer does not have to be a financial struggle. Organize your budget as a freelancer - like a pro - with some of our best apps for the job!
  
  4 Apps 4 Contributors
  
  4
- Must-Have Apps for Managing Money on a Visa Prepaid Card
  
  Are you looking to curb your spending and save some much-needed cash? Discover the best apps to manage your money with a prepaid credit card!
  
  3 Apps 3 Contributors
  
  3
- Top Apps for Splitting Travel Costs & Payments with Friends
  
  Going on a vacation with your friends is a blast, but the math of splitting expenses can be a headache. Get an expense calculator or divvy things up before paying to keep it even.
  
  4 Apps 3 Contributors
  
  3
- See All
- Best 10 Apps for Tax Preparation
  
  Get your taxes done quickly with an easy-to-use federal income tax calculator. Use income tax estimators and free online tax preparation software to stay ahead
  474 apps
  Best 10 Apps for Tax Preparation
- Best 10 Apps for Calculating Auto Financing
  
  Get the best auto loans anytime, anywhere. With an auto loan calculator, you can calculate your payments and figure the bank rates and save time and money.
  412 apps
  Best 10 Apps for Calculating Auto Financing
- Best 10 Apps for Mortgage Management
  
  Plan every step accurately with a mortgage management app. Use the mortgage amortization calculator & schedule to calculate the way to the home of your dreams.
  632 apps
  Best 10 Apps for Mortgage Management
- Best 10 Apps for Exchanging Money
  
  All the world’s currencies at your fingertips. Stay updated on continually fluctuating currency exchange rates with a great currency converter app.
  555 apps
  Best 10 Apps for Exchanging Money
- Best 10 Banking Apps
  
  Get access to banking wherever you go with mobile banking apps. Check your balance, make transfers and pay bills online quickly and easily.
  576 apps
  Best 10 Banking Apps
- See All
Achieve Great Results
- Top Apps to Learn a Completely New Language in a Short Time
  
  Want to learn a new language fast? Use language learning apps and phrasebooks to learn common vocabulary and phrases. And, most importantly, practice frequently!
  
  3 Apps 5 Contributors
  
  5
- Best Apps to Change Professional Career in Midlife
  
  Want to change careers in midlife? Talk with a career consultant and complete aptitude tests to pick a new profession. Learn skills and update your resume to find a new job.
  
  3 Apps 4 Contributors
  
  4
- Must-Have Apps to Help Quit Drinking Alcohol
  
  Knowing when and how to quit drinking alcohol can be a tough journey. Get all the tools and support you need to conquer your addiction and take back your life.
  
  3 Apps 4 Contributors
  
  3
- Top Apps to Remember to Brush Teeth & Keep Them Healthy
  
  Are you looking to improve your dental health and fix poor hygiene habits? Take a look at some of our top apps that can help you on your road to a perfect smile!
  
  3 Apps 3 Contributors
  
  3
- Must-Have Apps to Promote A Podcast & Reach More People
  
  Stuck with a podcast nobody is listening? Reach out and find your audience with the best apps to help you promote your podcast.
  
  4 Apps 1 Contributors
  
  1
- See All
- Best 10 Workout Planning Apps
  
  Workout routines for the new you! Get the best workout plans, find a personal trainer, and track your exercise with these top-rated workout planner apps.
  1,236 apps
  Best 10 Workout Planning Apps
- Best 10 Apps for Clocks & Timers
  
  Goodbye, snooze button! Browse beautiful alarm clock widgets and stopwatch timers to find one with features you love enough to wake up with.
  835 apps
  Best 10 Apps for Clocks & Timers
- Best 10 Homework Planner Apps
  
  Keep track of homework all the time. Utilize academic planners designed for the tech-savvy student to keep you organized from orientation to finals week.
  380 apps
  Best 10 Homework Planner Apps
- Best 10 Apps for Budgeting
  
  Keep track of your budgeting with the best budget & calculator apps. Plan your monthly household budget with a simple template & worksheet.
  878 apps
  Best 10 Apps for Budgeting
- Best 10 Calendar Management Apps
  
  A great calendar app will make sure your days flow perfectly. Never miss anything with your own personal assistant that’s with you every day of the year!
  1,152 apps
  Best 10 Calendar Management Apps
- See All