Saving money is one area that most individuals can relate to. It doesn’t matter if you are saving up to buy a new home, or if you just want to save some cash for emergencies, learning how to set money aside and not spend it can be difficult, especially if you live from paycheck to paycheck. But now there are plenty of smartphone apps available designed to help everyone, regardless of their budget type, learn how to save. And the great thing is most of these apps are multi-functional, like bank accounts that offer both checking and savings features. The Chime app was one of the best money-saving apps in 2019. This affordable banking option makes it easy to set aside money in savings, without all the hidden fees that are associated with larger financial institutions. Another top app for those learning how to save is Acorns round up. It allows you to set aside your leftover change from each purchase so you can gradually save money over time. 

Additionally, when you use apps to save money on groceries, you are learning how to spend your money more efficiently. Equally important, that will leave some behind in your pocket to place into your savings account. Many households have difficulty saving money because there are so many things they need to buy such as food, toiletries, and clothing for instance. Money-saving apps for shopping can help you learn to shop smarter and find great deals on the products you use each day. The Honey app is just one option available that can help you find deals online for a number of everyday items. There are also apps like ibotta that give you cashback when you buy specific items while shopping at your local store. 

Similarly, if you want to save for a big purchase such as a new vehicle or your first home, you will need a little extra help. Buying a home or car can be one of the most important investments you will ever make. And getting a home or auto loan from your bank can help you get a jump start on your purchase. But you can only get a loan if your credit is in good standing. If your credit score could use some work. Apps like Credit Karma can help you keep track of your report and provide tips on how to fix your bad credit. The sooner you are able to improve your credit score, the faster you will have the chance to make that major purchase.