If you want to manage money efficiently, then monitoring your credit scores is one of the best ways to do it. Unfortunately, credit card companies and bureaus can make this difficult or even damaging to your credit, which doesn't make much sense. Why does it make your credit worse to check it regularly? Instead of playing their games, you can get credit monitoring apps on your phone that will allow you to check your credit regularly with no penalty. It's the quickest and most convenient way to keep track of your credit score. 

Plus, if you want to do things like being an independent adult, improving your purchasing power, or taking charge of your finances, a great budget is the best place to start. While keeping a budget in your notebook or computer is helpful, it can still be difficult to keep track of all those expenses and goals, and everything is moving to mobile spending anyway. Why not let your phone do your budgeting for you? With apps that help you create a financial plan, you can start improving your credit score with better decisions each month. 

Now, when it comes to improving your credit score, nothing bumps it up faster than getting out of debt. While a budget can help you take control of your finances, make the most of your income, and track your spending, paying off debt can add another layer to your financial goals. Fortunately, with apps like Debt Payoff Planner, you can make a plan that actually fits your budget designed to streamline your debt payoff process. From paying off debts to monitoring your credit score, mobile apps for improving your credit score can be the financial assistant you've always wanted.