The African economy's continuous growth means that more people need to make money transfers within the continent. Small and medium scale business people often have to send and receive money daily from their clients. Africans in the diaspora also send money to their family and friends back home. Mobile apps have made money transfer across Africa more accessible and more efficient. Factors like ease of use, data security, transfer charges, transfer limits, and availability of many currencies affect the choice of money transfer apps. The Chipper Cash app makes money transfer across major African countries as easy as receiving it. There are no fees on transactions, but transfer limits vary by country. Chipper Cash can also be used to pay your bills and other utilities.

Chipper Cash serves a limited number of African countries and may not meet all your money transfer needs. Barter by Flutterwave is a payment solutions system app that covers all countries in Africa and provides an easy way to pay your bills and manage money. You can request, send, and receive money across Africa and other parts of the world. Barter also allows you to create virtual dollar cards you can use to make purchases from merchants like Amazon, Spotify, and Netflix. This app is easy to use and secure. Barter charges a fee of 10 Nigerian Naira on every local transaction.

Freelancers and other service providers in Africa who earn money abroad also require a seamless and secure way to receive their earnings. The Payoneer app supports transactions in over 200 nations and 150 currencies and allows you to monitor and withdraw funds to your local bank account. Manage currencies and make transactions at competitive conversion rates. Transactions with other Payoneer account holders are free.