If you like to buy things using your credit card but at the same time want to earn money or at least save some, then you must definitely avail of cashback promos. Many people ask the questions: “Is cashback free money?” and “Where can I get cashback?”. If you want to know how does cashback works on credit cards, it is simply a percentage return of a payment you spent. The return doesn’t necessarily have to be in cash but is usually in terms of sizeable discounts on your next purchase. Much like a rebate, cashback is an incentive given by credit card companies to entice customers to use their card in buying. The cashback option gives buyers the opportunity to earn passively even when they are spending. 

Cashback credit cards are popular among people who like to shop online. Whether you want to purchase groceries, clothes, appliances, or furniture, many stores who offer online shopping usually give out cashback rewards and incentives when you purchase through credit card. Cashback stores are a great option for you to save money while doing your regular shopping. Mostly, they offer at least 1% to 2% return on your purchase and though it might be little, when you pile it up with your other purchases, your earnings could actually amount to a huge sum. Also, rewards can be availed using debit card cashback, if in case you prefer using debit instead of a credit card.

How do you make online shopping more convenient and a source of savings? Cashback apps for shopping is the answer. The best cashback sites already have their own mobile platforms to encourage customers to buy their products using their mobile phones. Compared to cashbacks on websites, availing cashback using mobile shopping applications could offer higher rates of return. For instance, when you shop through a mobile app and pay your purchase via credit card, you can get, at a minimum, 2% cashback. Others give out as high as 5% return, which is a deal that is hard to pass on. To get the most out of your purchases, mobile application is the way to go. They make shopping more convenient and you can easily keep track of your purchases which helps to manage money efficiently. To get you started, see our list of recommended apps and start piling up those cashbacks.