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An emergency fund should cover 3-6 months of your living expenses. You can quickly calculate costs by doing a monthly tracking and after, you can start building a fund.
You can never know when unexpected expenses might hit you. So be aware that a fund you planned for 6 months will likely be less.
But the important thing is to create an emergency fund so you can cover the expense once it hits.
If you're running on a budget, we bring you three tips to help you steadily create an emergency fund so you can rest easy.
1. Hide The Fund From Yourself
Let's face it--humans are fragile creatures and it's easy to get tempted. So the first thing to do is to hide the emergency fund from yourself.
Since these banks save on physical costs like location, they tend to have higher interest rates and that's good for you.
Best 10 Banking Apps
2. Pay Yourself First
The key to a steady fund building is in small cash drops.
At the beginning of each month put a steady amount in the emergency fund--it can be anything from $10 to $500. The key is to do it.
By doing it at the beginning, rather than after taking care of monthly expenses is you create a steady and constant flow. Like building a house one brick at a time.
3. Discover Cracks In Your Budget
It may not seem like it, but your budget is an income goldmine, you just need to dig. From house to food expenses, there are tiny saving nuggets everywhere.
We suggest apps like Money Manager that allow you to track expenses without wasting time.
After doing a month of expense tracking, use the same app to create an overview of where you can reach out for the emergency fund cash.
The recipe for an emergency fund is simple and has three main ingredients--patience, consistency, and a basic plan.
The hardest part is the first month when you track your expenses, but with one of The Best 10 Apps for Expense Tracking it gets easier.
You don't have to waste less time because everything is on your phone and once you're done with that, it's all about sticking to your own rules.
Finally, give it a couple of months and you'll realize you've created an emergency fund without even noticing.Check below:
Budgeting app, money & debt manager, spending & expense tracker, bill reminder
- 318 users said "nice user interface"
- Feature Rich
- In App Purchases
- Editor's Choice
Where's your money？Expense Manager is here to help track your money！
- 151 users said "simple interface"
- Editor's Choice
Encyclopedias hold all the resources you need to write that important, final research paper or just to learn more about a subject that interests you. Apps have made the information much more accessible, without the need to lug around a bunch of heavy books or flip through dusty pages at a library. But how do you find the right encyclopedia source with information that you can trust? Take a look through these five tips before you make a decision about your reference of choice.Books & Reference May 13, 2019 9 min read
Blackjack is one of the most popular casino card games, so it's no surprise that there are thousands of entertaining blackjack apps to choose from. It's also no surprise that no two blackjack apps are created equally, and each one has its own unique game play and features, so narrowing down your options to find the right one for you can be tricky. Luckily, these tips should help you determine what you need to look for so you can hit the virtual tables in no time.Casino Games May 3, 2019 9 min read
With so many tournaments and competitions, keeping up with sports games can be a challenge. However, with the right live sports app, you can stay on top of your favorite sports and teams with minimal effort.To make things easier, we put together a list of 5 things you should keep in mind when choosing a live sports app, so you can easily find the perfect one for you!Sports Apr 24, 2019 11 min read
Anatomy is an extensive subject, so choosing an app to help you with either navigating it or find some helpful resources. Whether you need help reviewing terms or just want to learn more about anatomy in general, you can find an app to help you! Medical Apr 19, 2019 9 min read
Checkers is a great game if you're looking for a quick board game to play with friends. Checkers apps are also the perfect thing for killing time or taking a break from your busy day to do something fun. If you're not sure where to start when it comes to picking your first checkers app or your new favorite checkers game, read through these tips before you get downloading. From the top games to multi-player versions and strategy tips, there are plenty of options to choose from!Board Games Apr 11, 2019 9 min read
Taking out loans is a huge part of being able to pay for those major and often necessary life purchases such as cars, houses, or education. While it can be daunting to make the decision to take out loans, with the right information and tools such as loan calculator apps, the process doesn't have to be too difficult. Just read through these five tips to find the right apps and you'll be ready to go to your lender with knowledge and confidence.Finance Apr 10, 2019 9 min read
Learning a new language can be difficult but with the help of proper language app, you'll be able to speak a new language! Language apps are a great way to practice a language and ensure you get the right amount of practice. Regardless of whether you have any prior experience with a language or not you can still benefit from a language app!Education Apr 5, 2019 8 min read
Prescription drug discounts can really add up, especially if you're uninsured or underinsured with high deductibles. Drug discount cards can be a huge relief for your wallet, and now with prescription discount apps it's easier than ever to find the deals you need for any medication. Just check out these five tips for finding the right prescription drug discount apps for you!Medical Mar 29, 2019 9 min read
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- mobile patrol
- genius scan
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- rsa secure id
- pdf scanner
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- secure hub by citrix
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- when i work
- job finder
- good for enterprise
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- see more