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Credit cards are incredibly convenient but need to be carefully managed. Keeping track of spending, watching out for unauthorized transactions, canceling your card if need be - all made easier with a credit card manager app. Whatever type of card you have, there's an app that will help you manage it!
Chase has some of the best cash back credit cards, and their app makes it easier than ever to keep track of your spending and rewards. With simple swipe-access to your balances without having to sign in and fingerprint log in so you don't have to fumble with your password, Chase Mobile is about making your credit card easy. As well as managing your credit card, you also can use Chase Mobile for all your banking needs, like paying bills or sending money through Zelle.
While almost all of its functions work perfectly, the current version of Chase Mobile is having a little trouble with mobile deposits. The camera is set to automatically take a picture of your check and is taking the picture too early, often resulting in blurry photos. But its credit card features work flawlessly and an update should be coming soon, so you can rest assured you'll be able to access all your Chase credit cards with Chase Mobile!
Capital One® Mobile
Capital One credit cards are another great option, especially for those looking for help with bad credit. Their app, Capital One Mobile, is the highest rated mobile banking app for customer support and comes with the ability to look at balances for your credit cards, bank accounts, and even car and home loans all in one place. It also has free credit monitoring, so you can check in and see your credit score improve.
Capital One Mobile is very concerned about keeping your information safe, so you may have to go through a few steps to log in. Often, you'll be asked for the answers to challenging questions you designate, which can take time to answer. If your credit card has more than one user, you'll have to agree on answers because it can't individualize the answers for each user on the same account. But having this kind of security will ease your mind. It really just shows how dedicated Capital One Mobile is to keeping your information safe!
Some of the best credit cards out there are from Discover, and the Discover Mobile app brings all the ease of use of their website to your phone. You can check the balance on your cards, which is made even easier with the app's Passcode feature: a special 4-digit code that grants you quick access to specific accounts. You can also manage your rewards points, check your FICO score, freeze and unfreeze your card as needed, and even notify Discover of your travel plans so you'll have uninterrupted access to your card wherever you are.
If you have more than one Discover card, you may run into a minor annoyance. While you can log in with your fingerprint, you can only do so for one of your cards; you have to log into the other with a password. But with so many other convenient features, Discover Mobile will be a great help!
Citi Mobile is a convenient way to manage all of your Citibank accounts, including credit cards and checking accounts. You can quickly log in with your fingerprint, check your FICO score, see an itemized list of your recurring credit card charges, and you can even dispute charges directly from the app, so there's no need to make a call to the bank. Citi Mobile lets you do it all, right from your phone.
For all its features, Citi Mobile does tend to have trouble connecting to the Citibank servers over a cellular connection. You may have to wait a bit longer than you'd expect if you're not connected over Wi-Fi. But when everything connects smoothly, Citi Mobile gives you everything you need to manage your card!
Bank of America Mobile Banking
Some great business credit cards are available from Bank of America, and their Bank of America Mobile Banking app is a simple way to manage them. You can activate new cards directly from the app, so no phone calls are needed, as well as check your balances, set up travel notices, and get notifications to track your spending. It also has Erica, a virtual financial assistant, to help you with anything you may want to do!
As great as Erica the virtual assistant is, it's accessible through a floating button on the app, which can sometimes get in your way. Luckily, the newest version of the app allows you to move or even remove the Erica button. Even without the assistant, Bank of America Mobile Banking is a feature-rich option for keeping track of your finances!
Online banking is quick and easy, and now banks are making sure using their credit cards is just as painless. With so many features, like activating and freezing cards, checking credit scores, and even tracking long-term recurring spending, these Credit Card Managing apps are great for anyone to track their spending and check their balances. If you're looking for more, check out our Best 10 Credit Card Apps!
Best 10 Credit Card Apps
Broad Search:Our unique algorithm scoured the App Store and Google Play Store by searching managing credit cards and credit cards. From there, we retrieved a total of 499 unique apps (246 Android apps and 253 iOS apps) as potential candidates.
Filter only high-quality apps:We then selected the highest quality apps from the 499 apps listed. We compared the number of stars, downloads, and reviews along with the velocity of these apps to create a list of the Best Credit Card Apps for both Android & iOS.
Rigorous Research by Editorial Team:Finally, our editorial team spent tens of hours checking every single listed app on our Best 10 list, comparing these apps and their features, to come up with the Best Credit Card Manager Apps just for you!
- If you are interested in learning more about our process, find out here.
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- tracking finances
- making payments
- monitoring credit
- see multiple accounts
- linking bank accounts
- managing credit cards
- homescreen widgets
- getting credit scores
- fdic insured
- financial news
- tracking stocks
- managing mortgages
- trading stocks
- personal loans
- international transfers
- depositing checks
- home insurance
- backing up your data