AppGrooves helps readers improve their lives with apps. Our unique algorithm, along with hundreds of hours of research by our editors, identifies the best apps on the market. Read more about what we do.
Table of contents
Are you in the market for a new car? Or even (gasp!) a new home? Then you're going to want to take a hard look at your credit score. The better your score, the better chance you have of getting a good loan rate – which means you save more money in the long term! We're here to help you get your credit under control, from your phone.
1. Credit Reports
When is the last time you got a credit report? Traditionally, you could only get one free credit report from each of the three main credit reporting companies once a year. Now, there are tons of services that let you check credit score for free year-round. Even better, many of those services have mobile apps.
Credit Karma
Credit Karma was one of the very first companies to offer free year-round credit reporting services. It gives you a clear depiction of each of your three major credit reports: your Transunion credit score, Experian Credit Score, and Fico credit score, all in one place. Plus, you can keep an eye out for any identity theft and dispute it directly from the app.
Credit Sesame
Credit Sesame is a lot like Credit Karma, but with a slightly more personalized approach. You can get a unique credit improvement action plan, tailored for you, based on your personal credit history. Perfect for planning your future!
2. Credit Improvement
If your credit isn't quite where you want it right now, don't panic. There are tons of ways you can boost your credit, both in the short term and long term. With a little consistent work over a few years, you can drastically change your credit score!
CreditWise from Capital One
Even if you're not a Capital One customer, you can still benefit from using this app! The best feature by far is the credit simulator, where you can input dozens of customizable financial options (like "take out a loan" or "miss a payment") and it will predict your future credit scores. Trust us, it's accurate!
WalletHub
This is a great tool when you're on the market for any new line of credit. It lets you know how you can save money and improve your credit (at the same time!) by opening new credit lines or transferring your credit card balance. It even helps you find the best rates on loans and credit card plans.
WalletHub - Free Credit Score, Report & Monitoring
WalletHub
WalletHub - Free Credit Score, Report & MonitoringTurbo
You've heard of Turbotax. Chances are, you even use Turbotax to do your taxes! Well, here's a free app dedicated to financial and credit health from the creators of Turbotax. It specializes in a "three numbers" system, where it shows you your financial health based on three indicators: your income, your credit score, and your debt-to-income ratio.
Turbo: Income, credit score & debt to income
Intuit Inc
Turbo: Income, credit score & debt to income3. Budget Tracking
Okay, you've checked your credit score; now what? In order to improve your credit score, you probably need to take a holistic look at your finances. A good credit score requires responsible spending habits, thoughtful borrowing decisions, and financial intelligence. Get on top of your personal finances with a few money-minded apps.
NerdWallet
Now you can monitor every part of your finances in one place, including your credit score, bank account balance, savings, investments, loans, and more. And the personalized spending and saving recommendations help you meet your financial goals as quickly and painlessly as possible.
NerdWallet: Personal Finance, Credit Score & Cash
NerdWallet
NerdWallet: Personal Finance, Credit Score & CashMint
Mint is hugely popular among millennials and Gen-Z because it helps you monitor all your bills, spending, and savings with easy-to-understand graphs. See where your money is going and find ways to improve your spending habits!
Credit monitoring is tough, but it's the sign of a put-together person. It's also an essential step to making sure you have a bright and financially secure future. If you need a bit more help in the credit department, check out the Best 10 Apps for Monitoring Credit.
-
Broad Search:
Our unique algorithm scoured the App Store and Google Play Store by searching monitoring credit, credit score and credit scores. From there, we retrieved a total of 390 unique apps (249 Android apps and 141 iOS apps) as potential candidates. -
Filter only high-quality apps:
We then selected the highest quality apps from the 390 apps listed. We compared the number of stars, downloads, and reviews along with the velocity of these apps to create a list of the Best Apps for Monitoring Credit for both Android & iOS. -
Rigorous Research by Editorial Team:
Finally, our editorial team spent tens of hours checking every single listed app on our Best 10 list, comparing these apps and their features, to come up with the Best Apps for Monitoring Credit - Credit Reports, Credit Improvement & Budget Tracking just for you! - If you are interested in learning more about our process, find out here.
You Might Also Like
-
![Best Themed Word Search Apps]()
Best Themed Word Search AppsBest Themed Word Search Apps
After filtering through 1,235 word search games, we have chosen Word Search Magic as our top pick with a wild fantasy twist. Word Search Magic offers a unique, magical take on the classic word search game you know and love. Wordscapes is our runner up pick with over 3,700 puzzles. You will never run out of new puzzle challenges and you can enjoy the scenic background of beautiful landscapes as you play.
Word Games Oct 19, 2018 -
![Best Algebra Apps with Tutorial Videos]()
Best Algebra Apps with Tutorial VideosBest Algebra Apps with Tutorial Videos
After combing through more than 1,500 algebra apps, our top pick for tutorial videos is Khan Academy. With handy tips as you work your way through algebra problems, you will easily understand the solution to any problem and get the right answer every time. Our runner-up pick is Math & Science Tutor with over 500 hours of instructional videos that walk you through every algebra process, so you can easily learn any algebra topic without the need for a book!
Education Oct 18, 2018 -
![Best Movie & Showtime Apps with a Personal Watchlist]()
Best Movie & Showtime Apps with a Personal WatchlistBest Movie & Showtime Apps with a Personal Watchlist
Atom Tickets is our top pick for keeping a personal movie watchlist after exploring more than1,100 movie and showtime apps. With customized alerts for when movie tickets go on sale at more than 20 movie theater chains, you will never miss a movie premiere again! Movie Hype is our runner-up as you can watch the anticipation build for upcoming movies with an exclusive hype meter to gauge movie popularity and success.
Entertainment Oct 17, 2018 -
![Best Spade Card Games for Beginners]()
Best Spade Card Games for BeginnersBest Spade Card Games for Beginners
After reviewing more than 600 spade card games, our top pick for beginners is Aces Spades with 5 difficulty settings so that newbies and professionals alike can easily jump into a game that matches your skill level. Our runner up pick is Spades +. With a handy beginner tutorial, this is a great first step to learn spades rules with no previous experience or knowledge required.
Card Games Oct 16, 2018 -
![Best Golf Apps for Tee Time Selection]()
Best Golf Apps for Tee Time SelectionBest Golf Apps for Tee Time Selection
After reviewing more than 1,300 PGA tour and golf apps, our favorite pick for tee time selection is GolfNow. With just a few taps, you can find and book tee times at thousands of golf courses worldwide, no phone calls needed! Golfshot is our runner-up with up to 80% in savings when booking tee times, so you can play golf without spending all your hard-earned money!
Sports Oct 15, 2018 -
![Best PGA Tour Golf Apps]()
Best PGA Tour Golf AppsBest PGA Tour Golf Apps
After combing through 349 apps, PGA TOUR is our pick for the best PGA Tour golf app! As the official app of the PGA Tour, it is your one-stop-shop for all things professional golf and PGA, including player scorecards that you can access anytime. Our runner-up, PGA Championship 2018, keeps you up-to-date with your favorite tournament while also providing tips and tricks to make you a better, more professional golfer, regardless of your skill level.
Sports Oct 14, 2018 -
![Best Apps for Kids Lunch Recipes]()
Best Apps for Kids Lunch RecipesBest Apps for Kids Lunch Recipes
We’ve carefully combed through 573 recipe apps to bring you our top picks and runner-ups for kids lunch recipes. Each one contains a vast range of easy-to-prepare healthy lunch ideas. But if you want your kids to help with the cooking, Recipes for Kids is our pick for Android. Perhaps you want them to empower them to plan their meals too? In this case, consider our pick for iOS LaLa Lunchbox. If you’re looking for something catered to the busy professional and kids alike, look no further than our runner up, Archana’s Kitchen.
Food & Drink Oct 13, 2018 -
![Best Stock Trading Apps for Experienced Investors]()
Best Stock Trading Apps for Experienced InvestorsBest Stock Trading Apps for Experienced Investors
After filtering through more than 500 apps, our top pick for stock trading apps for experienced investors is E*Trade thanks to its variety of stock trading and investment tools that allow you to handle multiple investments, not just buy stocks. Keep everything you need to be a business guru all in one place. Stocks, Forex, Finance, Markets by Investing.com is our runner up, with more than 70 global stock exchanges available for you to track, so you are always in-the-know about investments worldwide. Easily diversify your portfolio and manage your investments like a pro.
Finance Oct 12, 2018
Search By Features
- tracking finances
- making payments
- monitoring credit
- see multiple accounts
- linking bank accounts
- budgeting
- homescreen widgets
- investing
- managing credit cards
- fdic insured
- getting credit scores
- financial news
- tracking stocks
- international transfers
- managing mortgages
- auto-investing
- trading stocks
- personal loans
- depositing checks
- backing up your data
- home insurance