1. Return to Articles
💰 🚗 Afford The Car You Want with The Best Apps for Calculating Auto Financing

💰 🚗 Afford The Car You Want with The Best Apps for Calculating Auto Financing

By Jan 27, 2019

Picking the car that's right for can be exceptionally hard depending on your budget. But you can make it a bit easier if you take a couple of preplanned steps and check options with one of The Best 10 Apps for Calculating Auto Financing.

Share with a friend who will love this

It's highly advised you don't buy a car for which your monthly expenses exceed 10% of your monthly income. Remember, there are other expenses in your life as well.

But before you even start spending on a car you own, first you need to go through the hassle of buying a car.

When car shopping, we do weird auto financing, mental gymnastics as we endlessly hunt for the best car loan on the market. 

To make it less frustrating, we bring you four tips to help you prepare before you even start browsing possible car options.

1. Check Your Insurance Rates

First and foremost, check your insurance rates. Many people ignore that step and after you buy a car, it's too late.

You don't want unexpected costs to hit you in the face as it isn't possible to return a car just because you don't like the rates.

Car type, retail price, safety and the cost of parts are just some of the many elements so use an insurance app to estimate if you can afford the car.

Getting car, life or even pet insurance quickly isn’t always easy. With a trusted app you can pick any insurance and secure your coverage easily.

Insurance

Also Great

Best 10 Apps For Insurance

2. Buy at the End of the Month

Although buying a car is obviously the final step, one thing to keep in mind is that car sellers have monthly quotas they have to meet.

This means they are more likely to lower the price at the end of the month and you can save additional money.

So once you decide on everything, it's smart to wait until the end of the month as it will give you more negotiation power.

3. Afternoon Dealership Visit

On the other hand, if you're just preparing to check possible cars and you need extra information, you are likely to visit a car dealership.

The best time to get useful information is in the afternoon during weekdays. Dealerships are less busy at that time, and you're more likely to get extra attention.

4. Best Time to Buy a Car

Yes, we know, 2019 barely started, but the best month to buy a car is between December and January.

It's during that time that dealerships update their inventory so cars from the previous year are likely to get substantial discounts.

Furthermore, you can save even more with apps like AutoGravity that allow you to check if you can afford a car in the first place.

Figuring out your car shopping possibilities and auto loan options is as close most of us will get to rocket science. 

But, it is possible to tone it down to middle-school math thanks to The Best 10 Apps for Calculating Auto Financing.

You can quickly check possible car loans, browse car inventories and figure out which financial plan is the best for you.

Combine the tips with one of the apps, and you'll be riding in a new car faster than you can decide what car color is your favorite.

Check below:
  • 1 ranking-icon-1
    Car Loan Calculator or car payment calculator to calculate monthly loan payment
    4.6 Ratings 1K+ Reviews 100K+ Downloads
    Free
    Free

    Loading...

  • 2 ranking-icon-2
    Make better decisions with Auto Loan Calculator when buying a new car
    4.6 Ratings 61+ Reviews 10K+ Downloads
    Free In App Purchases
    Free In-App Purchases

    Loading...

  • 3 ranking-icon-3
    Calculate Monthly Loan Payment or Affordable Price for a Car or Truck Purchase.
    4.7 Ratings 2K+ Reviews 100K+ Downloads
    Free Editor's Choice
    Free

    Loading...

  • 4
    This app can calculate the monthly instalment for a car.
    3.9 Ratings 85+ Reviews 50K+ Downloads
    Free
    Free

    Loading...

  • 5
    The most complete financial calculators which can both save and make you money.
    4.6 Ratings 22K+ Reviews 5M+ Downloads
    Free Editor's Choice
    Free
    $4.99

    Loading...

  • 6
    Calculate loan installment and repayment period with this loan calculator app!
    4.3 Ratings 5K+ Reviews 1M+ Downloads
    Free Editor's Choice
    Free

    Loading...

  • 7
    An easy-to-use tool to estimate payment, affordability and refinance opportunity
    4.4 Ratings 899+ Reviews 100K+ Downloads
    Free In App Purchases
    Free In-App Purchases

    Loading...

  • 9
    Manage your car loan the easy way.
    4.6 Ratings 4K+ Reviews 10K+ Downloads
    Free Fresh
    Free
    Free

    Loading...

Comment

Amazing things are only one click away...

Let's go to my inbox!