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5 Tips to Discover the Best Insurance App

5 Tips to Discover the Best Insurance App

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Finding the best insurance app for you means knowing exactly what you are looking for. Do you want to keep track of the plans you already have or find new ones? What do you want insurance for? You’re going to want to consider these questions and more before making your final app decision.

In order to make the process easier, we’ve compiled a list of 5 things you should consider in order to find the perfect insurance app for you and your lifestyle.

Keep reading below or...

Go To Best 10 Apps for Insurance
  1. Find plans from popular carriers you can trust
  2. See reviews for plans & get the best deals
  3. Get insurance for your car & drive with coverage
  4. Discover a variety of insurance plans to fit all your needs
  5. Easily learn all about insurance as a beginner

Research can only get you so far; reviews are what will tell you whether or not a certain insurance plan is really a good one. Regardless of whether you’re looking for home insurance, auto insurance, or health insurance, looking at reviews from real people is always helpful in making the final decision.

For those people who are looking to sign up for a new insurance plan, finding an app that allows you to read customer reviews of the plans you are considering can be a huge help in determining the plan’s features that really stand out.

Or, if you want a more professional recommendation, you may want an app that gives reviews from organizations like third-party businesses or journalists that really compare and contrast various plans like Farmers and State Farm insurance with thorough, professional reviews.

If you find reviews helpful and you want to give one yourself, you will want to look for an app that not only gives you access to your insurance plan, but also allows you to write a review for it so other buyers can see your feedback. Not to mention, so will the company, so they can make changes that are better for consumers as a whole.

All drivers need auto (a.k.a. car) insurance in order to ensure they are protected on the streets. Driving around without it can be risky at best. For new drivers without insurance, finding an app that offers you insurance quotes from a variety of companies can be a good place to start. This way, you can choose the car insurance that works best for you and your budget.

More experienced drivers, or drivers who already have insurance, may be more interested in an app that allows you to access your insurance information at the push of a button. This way, you can see who your insurance representative is, keep track of your costs, and monitor your claims in a single tap.

If you’re a driver who likes to ensure all your bases are covered when you’re driving in new places, you may want to look for an app that gives you quick access to special features like roadside assistance to help you if you should have trouble with your car. This way, you don’t have to endlessly search for the phone number you need, you can just press a button on the app.

Families who are looking for better deals on insurance might also want to consider apps with bundle insurance like home and auto. Combining these two insurances can often be more cost-effective, and having them all on one app makes it easier to keep track of payments and find the resources you need when you’re at home and on the road. 

Outside of “traditional” insurances like home and auto, there are other things that people need to cover in their day-to-day lives. This list can include, but is is not limited to, life insurance, renters insurance, flood insurance, travel insurance, and pet insurance.

Your need for various insurances can differ based on a large number of things such as the size of your family or where you live. If you live in an area where there is a problem with flooding, then you should look for an app that you can use to purchase or monitor flood insurance. On the other hand, if you want to ensure your family is taken care of if an accident should occur, you might be interested in apps that offer life insurance or accident insurance.

And, if you already have a company in mind, you might want to select an app that solely offers plans by that company. For example, if you have or want to have an insurance plan with Allstate (and have no interest in comparing plans from different companies), you may want to consider downloading an Allstate-specific app. 

If you don’t know much about insurance, or if you just want to brush up on your knowledge of the subject, finding an app that teaches you all the need-to-know insurance vocab - like the definition of different types of insurance - is a great way to start. You might also want an app that walks you through the basics of where and how to find various forms of insurance or insurance companies near you.

Beginners may also want to learn whether or not they need or qualify for various types of insurances like life insurance, health insurance, home insurance, or auto insurance just to name a few. If this is you, you will want to select an app that shows you exactly what kind(s) of insurance you need to match your lifestyle.

If you are more interested in the businesses side of insurance - studying risk management and learning about how insurance companies are monitored and controlled - then you may be more interested in an app created by an insurance association or that teaches you about different insurance associations and what they do.

Now that you know what 5 elements you should consider before choosing an insurance app, it’s time for you to take a peek at the Best 10 Insurance Apps out there! 

  • 1 ranking-icon-1 Progressive

    Insurance that's quick and easy to buy and use—anytime, anywhere.

    Progressive Insurance

    4.4
    44K+ Reviews 5M+
    • 23 users said "great customer service"
    • Free
    • Fresh
    • Editor's Choice
    • This app meets all of my needs so that I would be able to access my account in many ways. I have not utilized fully though. But, I'm looking forward to learning more about what it has to offer.
      Iris Butler

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  • 2 ranking-icon-2 Liberty Mutual Mobile

    Download the next generation of the Liberty Mutual Mobile App for Android today!

    Liberty Mutual Insurance Company

    4.7
    38K+ Reviews 500K+
    • 95% positive reviews
    • Free
    • Editor's Choice
    • Easy way to pay you’re bill , file a claim or personalize you’re coverages and have a day in what you pay. 5 stars
      kustesboy502

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  • 3 ranking-icon-3 American Family Insurance App

    With MyAmFam, it’s easier than ever to interact with American Family Insurance.

    American Family Insurance

    4.7
    50K+ Reviews 100K+
    • 92% positive reviews
    • Free
    • Fresh
    • Editor's Choice
    • Very cool app allows you to pay everything right in one easy to access place get cards etc. definitely recommend!😃
      ghhhfvg

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  • 4 Nationwide Mobile

    Pay bills, get ID cards, update preferences, get quotes and file/view claims

    Nationwide

    3.9
    12K+ Reviews 500K+
    • 70% positive reviews
    • Free
    • This app allows Apple Pay, this feature alone sells it. As I get a higher percentage of cash back with Apple Pay this is a reason to stay with Nationwide.
      HONDAGUY78

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  • 5 GEICO Mobile - Car Insurance

    Car Insurance Made For You.

    GEICO Insurance

    4.8
    2M+ Reviews 10M+
    • 188 users said "convenient app"
    • Free
    • Feature Rich
    • Fresh
    • 1M+ Reviews
    • Editor's Choice
    • I called in to find a cheaper premium for my car insurance. The quote I originally got online was a very low number (my driving record isn’t the best) so I was very skeptical about the amount they provided. Of course after running my license number the premium went up a lot! It was going to be more than my current payment amount. My agent was very quick to find me a solution and make sure I got what I needed for a good price. She made sure I got all the discounts I was eligible for and I was was soo grateful for the 15% the company is adding to clients payments during this pandemic, in addition to that my payment for the second month was only $39. I am starting school that month and won’t be working so that helped A LOT! Overall she was amazing, friendly, helpful, understanding and really gave me the best experience I’ve ever had with an insurance company. She really cared about giving me everything I was looking for. I am excited to be back with Geico.
      ValyaSantos

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  • 6 Cover - Insurance in a snap

    Get the best car insurance rate. No annoying calls. Lowest price only. Save 50%.

    Cover Inc

    4.2
    3K+ Reviews 100K+
    • 54 users said "best deal"
    • Free
    • Fresh