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💲 Secure Yourself For Life with The Best Apps for Insurance

💲 Secure Yourself For Life with The Best Apps for Insurance

By Jan 9, 2019

Shopping for insurance is all about being prepared. So before you start browsing The Best 10 Apps for Insurance, find out what you should know so when you start, you get exactly what you need.

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There's hardly a person who enjoys life insurance shopping and hunting for the best quote, the truth is, we have to do it. 

Still, only around 62% of American citizens say they have life insurance.

Nevertheless, just because it's something we should do it, that doesn't mean you should be at the mercy of the person selling you the insurance.

So we bring you 3 tips to help you be a bit more ready once you enter the office for the faithful talk.

1. Find The Numbers Yourself

You can never get the exact number, but you can calculate a pretty accurate expectancy which can find you better insurance quotes.

First, you should add your debts, mortgage, and funeral costs. We know, not the most cheerful activity.

Next, multiply your annual income with the number of years your family needs support.

As an extra, include kids' education and that's it. You have an estimate.

2. Get a Bit More For More Safety

It is tempting to save money, but keep in mind this isn't like buying milk - you can't just pick a new cow if you don't want the first.

It is recommended to add a little bit extra and the reason is the same as for why you can't get an exact number - life changes.

Your income will likely go up as the years pass and so will your expenses. Since this is a future investment, invest a bit extra.

3. Pick Monthly Payment

No matter if you're buying term life insurance or whole life insurance, it's always advised to pay monthly, rather than quarterly.

Based on research done by an insurance quote company, in 99% of times, you'll pay less annually if you pick monthly payment. 

Naturally, you can also pay the annual cost at once if you can. But if not, the monthly payment is likely your best bet.

Although getting life insurance takes a bit more than just 3 steps, the 3 tips will hopefully help you once the time comes to make the decision.

You can also check out insurance quotes and offers by using one of The Best 10 Apps for Insurance and see if you find out what you need. 

It's easier and you don't have to wait in line. Either way, we wish you all the best and hope you get the insurance as fast as possible.

Check below:
  • 1 ranking-icon-1
    Lemonade insurance app: quotes in seconds, incredible prices, and zero paperwork
    4.8 Ratings 75K+ Reviews 1M+ Downloads
    Free Fresh Editor's Choice
    Free
    Free

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  • 2 ranking-icon-2
    Manage your insurance easily
    4.7 Ratings 21K+ Reviews 500K+ Downloads
    Free Fresh Editor's Choice
    Free
    Free

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  • 3 ranking-icon-3
    Compare insurance prices from 55+ companies in 45 seconds. Shop, buy and save.
    4.5 Ratings 22K+ Reviews 1M+ Downloads
    Free Fresh
    Free
    Free

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  • 5
    Esurance Mobile, helping you take care of (insurance) business anytime, anywhere
    4.8 Ratings 226K+ Reviews 1M+ Downloads
    Free Editor's Choice
    Free
    Free

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  • 6
    Car Insurance Coverage You Deserve At Prices You Can Afford
    4.7 Ratings 134K+ Reviews 1M+ Downloads
    Free Fresh
    Free
    Free

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  • 7
    Access State Farm accounts, policies, ID cards and more
    4.8 Ratings 754K+ Reviews 10M+ Downloads
    Free Fresh Editor's Choice
    Free
    Free

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  • 8
    Car Insurance Made For You.
    4.8 Ratings 4M+ Reviews 10M+ Downloads
    Free Feature Rich Fresh 1M+ Reviews Editor's Choice

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  • 9
    Smarter Car Insurance
    4.7 Ratings 12K+ Reviews 100K+ Downloads
    Free Fresh
    Free
    Free

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  • 10
    Download the next generation of the Liberty Mutual Mobile App for Android today!
    4.8 Ratings 368K+ Reviews 1M+ Downloads
    Free Editor's Choice
    Free
    Free

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