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Venmo

Venmo

PayPal, Inc.

Venmo is the fun and easy way to pay and get paid.

4.9 Ratings 10M+ Reviews 10M+ Downloads
Featured on Must-Have Apps for Personal Finance for Beginners

About Venmo

Venmo is the fun and easy way to pay and get paid.
see more about Venmo

Ratings & Reviews

4.9
10.2M+ Ratings
  1. 5
    91%
  2. 4
    6%
  3. 3
    1%
  4. 2
    0%
  5. 1
    1%
  • Overall Good Experiences for Years Sep 24, 2020

    By Alfred Lover
    My identity was recently stolen and I am waiting for a new debit card in the mail. That incident rendered my current debit card useless until the new one arrives. Because my bank account is attached to my Venmo account, I am able to transfer funds from my bank account directly to my Venmo balance, then use my Venmo card until my new debit card arrives. It made transactions very convenient, and with Venmo rewards I was able to earn almost $5 back after using my Venmo card at Walgreens. That was pretty cool. I love the convenience of Venmo and the fact that many of my friends have it makes it easy to pay people for miscellaneous purchases or goods/services. I recommend Venmo and have been pleased with the app so far. I have had an account for at least a few years now and have never had any huge issues. One time, I did pay someone and they scammed me, but because of Venmo’s policies I wasn’t able to get the money back. I own my mistake and realize that it’s not Venmo’s fault that I was scammed. I do wish they had some better options (like refunds, or at least partial refunds) for people like me who get scammed and don’t realize it until the transaction has been processed. Other than that, I will still continue to use this app and recommend it to others because of its convenience.
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  • Absolutely ridiculous! Dec 9, 2018

    By Kingston Remix is AMAZING!
    My friend transferred $400 to my account I go to do an instant transfer to my personal checking account and it will not go through. And oh how convenient no customer service support to call because apparently they work bankers hours. How in the world are you going to be a 24/7 cash application and not have any sort of online tech support or offer any live tech-support?? This is literally an emergency situation where I needed to borrow the funds which I did.....I now have my funds sitting in this stupid account which I am unable to touch or have access to and will have no way to contact their customer service until Monday morning it is currently Friday 7:30 PM. I am beyond furious. I knew I should’ve gone with my gut and used the other three different cash apps I have on my phone which worked beautifully and have never had an issue with. I only last minute decided to use this one for the first time tonight never thinking for a second that I would not be able to access my funds. USER BEWARE PLEASE don’t use this stupid application....no tech-support after 4 PM M-F.
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  • Sep 22, 2020

    By Jane Michelbach
    The app crashes/glitches fairly often, and isn't super clear about when a payment has gone through (it goes right back to the "make payment" screen from the loading one, there is no "transfer successful" Screen, or even a notification). I'm also not sure I'm a fan of everyone being able to see my payment history by default. Its still functional, though, and my bank account hasn't been hacked yet so I'm going to assume it's fairly secure.
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  • Sep 6, 2020

    By Tatjana Rebelle
    I like the convenience of being able to send funds but not much into the format of the app itself. Not interested in seeing what other people are spending their money on, but just don't use it for that. Really convenient and helpful for paying people right away. Do wish adding money to the account wouldn't take days but overall I enjoy using Venmo.
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  • Sep 20, 2020

    By skeiiNronan mom
    I like the app. It's one of the easier payment apps I've found. Love that it offers a debit card. The only thing I don't like is the "social" aspect of it. I really wish it was more private and personalized like the first thing you see is your account instead of everyone else's transactions. Or at the least if your settings are private it should have the option to remove other people's feeds. I've tried to get my mom to use it but she refuses because of it. It feel too unsecure.
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  • They lie to you Apr 1, 2020

    By alanaalexis
    I have never had any problems with this company/app but today really changed all of that. I wanted to add money to my account to cover some charges so I transferred almost $90 from my bank account to my Venmo account. If you have used this app before you know when you make a payment to someone the money comes out of your bank the next day. I checked my bank account and it came out so I check Venmo and it doesn’t show up. I talk to customer service on the chat, over email, and on the phone. Over chat and email they tell me it is run as an ACH transfer and takes 3-5 business days to show in my account. I work in a bank with these types of transfers and they never and I mean NEVER take 3-5 days. They take one at the most two days. Furthermore it was not run as an ACH transfer it was run as an auto debit (as if I swiped my debit card). I asked multiple times why I was being lied to and no answers just a run around. The girl at customer service on the phone was really trying to help me but she just didn’t have any information. I don’t know if she was new or if they just don’t care enough about their customers and employees to give them info and training to be able to help people. Don’t EVER put money in your Venmo account. Wait for them to take it out of your account after you transfer it/make payments. They will take your money then lie to you and hold it for as long as they can get away with it.
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  • Sep 24, 2020

    By Fabian E
    Super frustrating notifications. Galaxy S10e, first I didn't receive notifications from this app at all (all other apps work fine). Tried clearing cache, reinstalling app, factory reseting phone. Finally started to get the notifications BUT, now when I click the notification, either nothing happens, or it takes me to the app but to an empty notification tray within venmo. Then I have to exit the app and open it and manually go to the notifications to find them. Whyy
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  • wish I could give zero stars Aug 5, 2019

    By breiannmavraedis
    I have money that was sent to me for bills on my Venmo and when I tried sending it to my bank it immediately locked me out and said my account is frozen... I’m not sure why but it won’t even let me do anything from this point in my account. I went online to your “help” page and followed the instructions for a frozen account... it ended up being a dead end. I then called customer support and they wouldn’t even tell me the issue with my account, just said it’s going to take 5-7 business days for an “account specialist” to look into my account. I don’t mind that, all I asked was if I could send that money back to the original sender or just cancel that payment. They said once a payment is sent through there’s no way to get it back to the sender, not even through customer support. So basically I have money sitting in my account and I can’t even touch it because my account is frozen? And they won’t allow me to speak with anyone before the seven business days. Absolutely shocked and mortified with this apps customer service skills. Very obvious that they don’t care about their customers experience and they have zero safeguards for protecting the financial aspect of this app. There should be some way to send that money back to the sender so I’m not sitting here waiting for nearly two weeks just to access those funds, or allow me to speak to an account specialist over the phone. Once this situation is handled I’m never using this app ever again.
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  • Sep 17, 2020

    By Ken Blumreich
    Terrible privacy settings. Everything is set to public by default, which is an awful decision. Very disappointed and dissatisfied. Edited after developer response: I know that I can change my settings, and I've done so. The issue is that payments should be set to private by default. My rating stands, though I will revise it if Venmo changes the default setting on the app to private.
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  • Venmo is a horrible company Feb 19, 2020

    By Kevin.Christopher
    There are so many issues with Venmo it’s completely ridiculous. Their app is a complete joke. Every transaction I’ve ever done has had issues. Basically you get a generic error that says it’s your bank that’s the problem and that they are rejecting the payment. Which is completely untrue. That happens like 20 times and then randomly on that 21st time it goes through an hour or two later. The customer service is the worst I’ve ever seen. They deactivate accounts without giving a reason or even attempting to contact the account holder first. They just deactivate the account and say we are not going to give you a reason (claiming that this is to protect their other users because knowing why is somehow a security risk). They don’t even let you respond. “If you have any questions on this decision, this matter is closed and we can’t help you”. All the funds in the account they put under hold and you will likely never see them again. They are basically a bunch of thieves taking money from good people who made valid transactions that they deem invalid for their own made up reasons that they don’t want to share. When they see an opportunity, they cash in. I could keep going on with their bad business practices but my advice to anyone is just stay away. I personally wish I had never used their service, if you can use something else. Unless of course you like throwing your money in the trash or burning it.
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  1. Easy and fun way to share payments and purchases with friends or at millions of retailers on mobile web
  2. Personalize your transactions for bills and utilities with emojis, and “like” or comment on friends’ payments
  3. User-friendly with a simple design that makes it easy to link accounts and cash out to your bank

Reviewed by Laura S on February 1, 2018

  • Overall Good Experiences for Years Sep 24, 2020

    By Alfred Lover
    My identity was recently stolen and I am waiting for a new debit card in the mail. That incident rendered my current debit card useless until the new one arrives. Because my bank account is attached to my Venmo account, I am able to transfer funds from my bank account directly to my Venmo balance, then use my Venmo card until my new debit card arrives. It made transactions very convenient, and with Venmo rewards I was able to earn almost $5 back after using my Venmo card at Walgreens. That was pretty cool. I love the convenience of Venmo and the fact that many of my friends have it makes it easy to pay people for miscellaneous purchases or goods/services. I recommend Venmo and have been pleased with the app so far. I have had an account for at least a few years now and have never had any huge issues. One time, I did pay someone and they scammed me, but because of Venmo’s policies I wasn’t able to get the money back. I own my mistake and realize that it’s not Venmo’s fault that I was scammed. I do wish they had some better options (like refunds, or at least partial refunds) for people like me who get scammed and don’t realize it until the transaction has been processed. Other than that, I will still continue to use this app and recommend it to others because of its convenience.
    more
  • Absolutely ridiculous! Dec 9, 2018

    By Kingston Remix is AMAZING!
    My friend transferred $400 to my account I go to do an instant transfer to my personal checking account and it will not go through. And oh how convenient no customer service support to call because apparently they work bankers hours. How in the world are you going to be a 24/7 cash application and not have any sort of online tech support or offer any live tech-support?? This is literally an emergency situation where I needed to borrow the funds which I did.....I now have my funds sitting in this stupid account which I am unable to touch or have access to and will have no way to contact their customer service until Monday morning it is currently Friday 7:30 PM. I am beyond furious. I knew I should’ve gone with my gut and used the other three different cash apps I have on my phone which worked beautifully and have never had an issue with. I only last minute decided to use this one for the first time tonight never thinking for a second that I would not be able to access my funds. USER BEWARE PLEASE don’t use this stupid application....no tech-support after 4 PM M-F.
    more
  • Sep 23, 2020

    By George Jenkins
    They are asking for identity verification to continue using the service, but the identity verification form won't allow me to proceed to the next step after I fill it out, effectively soft locking me out of the service at the end of the month. Edit: Venmo responded that this issue was fixed. I was able to complete the identity verification. 5 stars.
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  • Sep 13, 2020

    By BEVY J
    This App is wonderful! There were a few kinks in the beginning while trying to send emergency funds to my son on occasions. It was held up for 3 days, hence the world "Emergency" it was pretty disappointing! However, lately the transactions have been going through immediately. No other problems since! Thank you Venmo for the convenience! 💯💯💯
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  • Venmo Original Oct 7, 2018

    By Waiting, forever
    I was a Venmo original user, telling all my friends this is the future of payments. I started saying “hey guys Venmo me, oh you don’t have Venmo? What’s wrong with you? Don’t you know about Venmo? We don’t need cash to split bills anymore.” We’ll, this was also in a period when Venmo said they would pay users if they invited their friends and they signed up. Until this day, I still get users that sign up, because of me, but Venmo does not pay me like they said they would. While I love their application, I don’t appreciate that they didn’t pay me for getting many of my friends, contacts, and business colleagues on Venmo. Maybe thousands of users but Venmo only paid me for the first few users. Venmo is great, but they owe me. I was inline with the thinking that there must be a better way to pay people, and I found Venmo, which was a simpler way to pay people than PayPal, which many people did not trust at the time. I convinced people that it would be safe and efficient. Venmo owes me for all the people I invited, as they said I would be reimbursed. Great app overall, just pay me. :)
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  • Sep 6, 2020

    By Tatjana Rebelle
    I like the convenience of being able to send funds but not much into the format of the app itself. Not interested in seeing what other people are spending their money on, but just don't use it for that. Really convenient and helpful for paying people right away. Do wish adding money to the account wouldn't take days but overall I enjoy using Venmo.
    more
  • Sep 20, 2020

    By skeiiNronan mom
    I like the app. It's one of the easier payment apps I've found. Love that it offers a debit card. The only thing I don't like is the "social" aspect of it. I really wish it was more private and personalized like the first thing you see is your account instead of everyone else's transactions. Or at the least if your settings are private it should have the option to remove other people's feeds. I've tried to get my mom to use it but she refuses because of it. It feel too unsecure.
    more
  • Sep 24, 2020

    By Carmen Hastings
    I really like the ease of using this, and having the card as well, I just wish there were more ways to add money. Ohhhh...and I'm not sure if its just me, but it takes like...days...for money to go from my Venmo balance to my checking acct. I'm not sure why. Could you help me with this? Am I doing something wrong? If these 2 things were fixed, I'd rate Venmo 5 ⭐. Thanks in advance for your prompt reply.
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  • Sep 13, 2020

    By Delbert Reidhead
    Mostly very simple. It would be VERY helpful to have a pending area. My transactions completely disappear from the time I tap pay until it is completed, leaving me not knowing the status for a period of time. To me this is a bit diconcerting. I was also unable to use the instant verification option for either of the 2 major banks that were on your list. I had to wait for the manual verification process.
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  • Sep 25, 2020

    By Julio Canela
    Works very well. Only ever had one issue when the servers went down as I was trying to send my buddy money, but otherwise, instant transfers are literally available in SECONDS, the app is decently organized. My only complaint is ordering a card. I've tried many times and can't seem to get one.
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  • Sep 22, 2020

    By Jane Michelbach
    The app crashes/glitches fairly often, and isn't super clear about when a payment has gone through (it goes right back to the "make payment" screen from the loading one, there is no "transfer successful" Screen, or even a notification). I'm also not sure I'm a fan of everyone being able to see my payment history by default. Its still functional, though, and my bank account hasn't been hacked yet so I'm going to assume it's fairly secure.
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  • Sep 12, 2020

    By Jeff Rowe
    When it works it's great but Venmo constantly locks up and I have to kill it and restart. Then I often get 'A problem has occurred with your transaction. Try again later.' but it never gives me a reason. Sometimes trying again works, sometimes I just have to use PayPal. I hate using PayPal Friends and Family when it's not FF but you gotta use what the seller wants, and Venmo is the alternative since Zelle doesn't support my credit union. Keep working on it!
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  • Unable to Add Debit Cards to Venmo Account Mar 11, 2019

    By getthef0rk0ut
    Today I downloaded the Venmo app and set up my account. I was so excited to start using this app, as everyone I know uses it and raves about how much they love it. After repeated attempts (about 12) to add either of my two VISA debit cards to my Venmo account, and receiving the same error message each time (you can’t use this card in Venmo, try another card), I’ve given up hope that I will ever be able to connect either of these cards to my account, and therefore it’s unlikely that I’ll ever desire to use this app. I do not wish to connect my Venmo account to my bank, I refuse to use a credit card and incur the 3% charge for each transaction, and I’ve verified that my primary debit card is not connected to my PayPal account. I’ve read through the FAQ section, tried every bit of troubleshooting I can think of, and still I am extremely disappointed that Venmo is not the easy, convenient app that everyone says it is. I wish it were actually possible for me to at least connect my primary debit card to my Venmo account, but I guess it’s not meant to be. 1/10 would not recommend ☹️
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  • Sometimes it’s fantastic other times 🙄 Jan 25, 2020

    By pgwayne
    I have had money frozen or inexplicably disappear. I have recently had pieces of digital media (expensive Windows 10 apps) that are non-subscription based, after spending literally DAYS worth of real-world hours on them and going as far as paying for extra add-ons on said apps suddenly appear as “disputed purchases” literally multiple months after the fact inexplicably. I cannot recoup these funds, time, energy, nothing; not can I get an adequate explanation. Things like this are entirely unacceptable. Worst of all are some “instant transfers” that are inexplicably rejected for vague reasons. I end up having to send the money via Venmo for a fee (outrageous!) and have them take the cash out for me IF it isn’t “frozen” for some nonsensical reason of “suspicion.” It’s my money, you get your service fees, stop with the nonsense. You are literally screwing with people’s livelihood. There are MANY other services offering the same thing as Venmo where none of this happens. Sincerely, a beyond frustrated Venmo user.
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  • New update is awful Jun 10, 2020

    By juliaguilia
    I have been using Venmo for a couple of years and have never had a problem. Now that the company pushed out a new update with a new design, it’s terrible. It’s not as user friendly as it was before and not accurate. I have issues with both requesting money and sending money since the new update came out. First, I got an email that my friend requested money from me. When I clicked on the link to open it in the app, the request disappeared. I looked in the notifications, incomplete section and refreshed it several times and nothing worked. I ended up sending the money anyway without the request. A week later, it finally appeared, by then I had already sent it. Today I was sent money and the money did not appear in my balance. I did not get an email and again refreshed and looked in the notifications tab, nothing. After refreshing about 5 times, it finally appeared. Obviously there are a lot of bugs in the new update so fix them!
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  • They lie to you Apr 1, 2020

    By alanaalexis
    I have never had any problems with this company/app but today really changed all of that. I wanted to add money to my account to cover some charges so I transferred almost $90 from my bank account to my Venmo account. If you have used this app before you know when you make a payment to someone the money comes out of your bank the next day. I checked my bank account and it came out so I check Venmo and it doesn’t show up. I talk to customer service on the chat, over email, and on the phone. Over chat and email they tell me it is run as an ACH transfer and takes 3-5 business days to show in my account. I work in a bank with these types of transfers and they never and I mean NEVER take 3-5 days. They take one at the most two days. Furthermore it was not run as an ACH transfer it was run as an auto debit (as if I swiped my debit card). I asked multiple times why I was being lied to and no answers just a run around. The girl at customer service on the phone was really trying to help me but she just didn’t have any information. I don’t know if she was new or if they just don’t care enough about their customers and employees to give them info and training to be able to help people. Don’t EVER put money in your Venmo account. Wait for them to take it out of your account after you transfer it/make payments. They will take your money then lie to you and hold it for as long as they can get away with it.
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  • Constant issues with Venmo freezing my money May 14, 2020

    By Shaktigoddess
    They’re holding money paid to me by friends of about 183$. I tried transferring to my bank account and it shows my account is frozen. I can’t transfer it my account and can’t pay someone off the limbo balance. I’ve contacted customer service, email, live chat, read all the preprinted information which doesn’t help since all those are about money owed. This is money for me that’s just sitting there. I’ve sent them a copy of my drivers license to show it’s me. Signed up in Facebook where I only have one account. It’s still saying to contact customer support! What else am I supposed to do. It’s signed up to a new bank account at a credit union. So I correctly entered the routing number and proper account. It’s still frozen. No answer. My account is verified through email. We are at a stand sat I’ll since January. I just want my account open and give me my money. So I ask my friends if it came back to them? Pay me again but in cash? I don’t know what to do at this point but I’m losing money because nobody can pay me in Venmo. So many dinners where nobody has cash so we all Venmo. I’ve lost money friends are trying to reimburse me. I never see it because....my account is still frozen. Since January. 😑 my bank can’t speak to third party and it’s not my bank with the issues.
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  • Convenient but still frustrating Feb 24, 2020

    By FrustratedHerm
    Venmo is a convenient money sharing app since it’s the one most people use but man oh man does it have some serious hang ups. It automatically shares your transaction history with all of your friends. It pulls these friends from Facebook and your phone and makes that list public as well. So anyone of those people can see everyone you know and who you’re paying for what. Also as far as I have found there’s no way to turn off the friends feed or make your personal history your home feed. It defaults to the friends one meaning every time you open the app you see an endless list of your mild acquaintances’s financial transactions. Rachel from high school must be getting married cuz she just Venmoed a wedding photographer and a dj. Your old coworker Tom just paid someone you’ve never heard of for burritos. Carol just paid Jennifer for some wine. Good for them. Glad they’re still having that wine Wednesday. But like who is this for? I hate it. I just wanna slip my friends some money when they grab me food or pay my portion of the rent without going to the bank. Who wants to see how their friends are spending their money? Why even mix the social aspect into it? Get it I guess cuz cash is so last decade or whatever but be prepared to find it as annoying as any other social networking site.
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  • Was good-they Dont support joint accounts Feb 7, 2019

    By uihhkmbs
    They were great. Until I was had to change my bank to my husbands because we’re married. I tried to add my bank account but it wouldn’t let me. I contacted Venmo they that since my husband already was connected to our checking I couldn’t. They only allow one Venmo per checking account. They said I would have to add my debit or credit card which they will take 1% for debit charges and 3% for credit. I use Venmo more than my husband so we decided I would link my Venmo to the checking account and he would link his account to our debit card. He deleted the checking account but it still wouldn’t let me link to checking. Contacted Venmo again and they said that even though he deleted the bank, he still is linked to the account until he calls them himself to “release” his account.. suspect. My husband is a marine so he isn’t home often. He was out in the field at the time so I had to wait til he was home. But when he gets off work, they’re customer service is closed. This has been so ridiculous. Does everyone else know that their bank account stays linked even after they delete it.. doesn’t seem very cool.
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  • Don’t even know where to begin Sep 1, 2020

    By chorniyboomer
    I’ve had so many issues with Venmo. I once entered in a new card and when I tried to use it to send money, it didn’t work the first time. I tried again and I thought it worked, but instead it pulled money out of my other account and I had to pay a $60 overdraft fee to my bank. I tried multiple times to contact Venmo about this issue, but it always directed me back to a “self help” page. It also won’t let me change the phone number linked with the account so every time I have a new device it’s an extremely annoying process of trying to sign in with my card and won’t let me hit confirm. To avoid the instant transfer fee, I always try to do the wire way but when it asks me to log in to my bank, it asks for more information than I have available to me. Maybe I’m just bad with technology or really unlucky, but this app frustrates me to no end. Unfortunately, my friends all rely on me using Venmo and I don’t have much of a choice because I’m too afraid to carry cash on me, so I guess I’m stuck with getting screwed over every few months.
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  • Sep 24, 2020

    By Fabian E
    Super frustrating notifications. Galaxy S10e, first I didn't receive notifications from this app at all (all other apps work fine). Tried clearing cache, reinstalling app, factory reseting phone. Finally started to get the notifications BUT, now when I click the notification, either nothing happens, or it takes me to the app but to an empty notification tray within venmo. Then I have to exit the app and open it and manually go to the notifications to find them. Whyy
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  • wish I could give zero stars Aug 5, 2019

    By breiannmavraedis
    I have money that was sent to me for bills on my Venmo and when I tried sending it to my bank it immediately locked me out and said my account is frozen... I’m not sure why but it won’t even let me do anything from this point in my account. I went online to your “help” page and followed the instructions for a frozen account... it ended up being a dead end. I then called customer support and they wouldn’t even tell me the issue with my account, just said it’s going to take 5-7 business days for an “account specialist” to look into my account. I don’t mind that, all I asked was if I could send that money back to the original sender or just cancel that payment. They said once a payment is sent through there’s no way to get it back to the sender, not even through customer support. So basically I have money sitting in my account and I can’t even touch it because my account is frozen? And they won’t allow me to speak with anyone before the seven business days. Absolutely shocked and mortified with this apps customer service skills. Very obvious that they don’t care about their customers experience and they have zero safeguards for protecting the financial aspect of this app. There should be some way to send that money back to the sender so I’m not sitting here waiting for nearly two weeks just to access those funds, or allow me to speak to an account specialist over the phone. Once this situation is handled I’m never using this app ever again.
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  • Sep 17, 2020

    By Ken Blumreich
    Terrible privacy settings. Everything is set to public by default, which is an awful decision. Very disappointed and dissatisfied. Edited after developer response: I know that I can change my settings, and I've done so. The issue is that payments should be set to private by default. My rating stands, though I will revise it if Venmo changes the default setting on the app to private.
    more
  • Venmo is a horrible company Feb 19, 2020

    By Kevin.Christopher
    There are so many issues with Venmo it’s completely ridiculous. Their app is a complete joke. Every transaction I’ve ever done has had issues. Basically you get a generic error that says it’s your bank that’s the problem and that they are rejecting the payment. Which is completely untrue. That happens like 20 times and then randomly on that 21st time it goes through an hour or two later. The customer service is the worst I’ve ever seen. They deactivate accounts without giving a reason or even attempting to contact the account holder first. They just deactivate the account and say we are not going to give you a reason (claiming that this is to protect their other users because knowing why is somehow a security risk). They don’t even let you respond. “If you have any questions on this decision, this matter is closed and we can’t help you”. All the funds in the account they put under hold and you will likely never see them again. They are basically a bunch of thieves taking money from good people who made valid transactions that they deem invalid for their own made up reasons that they don’t want to share. When they see an opportunity, they cash in. I could keep going on with their bad business practices but my advice to anyone is just stay away. I personally wish I had never used their service, if you can use something else. Unless of course you like throwing your money in the trash or burning it.
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  • Venmo card has been nothing but grief Dec 15, 2019

    By PJB2B
    As far as transferring money to another person the service works pretty well , just like CashApp or PayPal. The Venmo card has been a horrible experience. For the first few days I had and used it I experienced no issues. Today it was a entirely different story. My card with adequate funds on it was declined everywhere causing much embarrassment. I finally reached out to Venmo and after several attempts got someone on the chat option. They basically told me they were being declined for security and could do nothing to assist me. Under normal circumstances I could understand and actually be thankful for a financial institution protecting my best interests but my card was declined at Kohl’s department store, two gas stations and even the ATM. The representative hand no remedy to give me beside cashing out to my bank and using my debit card. That would have been fine but the instant transfer wasn’t an option so 1 to 3 business days is now what I’ll have to wait to access the funds. Long story short if you want to send someone money who doesn’t mind waiting to get the actual money in the bank for a few days then Venmo is a fine option. If you want access to your funds quickly or the ability to use a debit card issue free use PayPal or your bank. Today’s issues put Venmo on the bottom of my list for fund transfer services for sure and the person I chatted with just solidified that I am making the correct choice.
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