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TransferWise Money Transfer
TransferWise
Transfer money abroad quickly, easily and at the lowest possible cost.
5M+
Downloads
Featured on Must-Have Apps to Manage Investments Without a PC
4.3
109.1K+ Ratings
Filter Reviews
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best app I ever used. I use them mainly for conversions and money transfers. Fairly priced, very, very transparent and easy to use, and regulated - so a safe place to keep at least part of your money there or receive your salary. I've never had any issues with them. Cant wait for other features to arrive in my home currency e.g. direct debit or investments.
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Exceptionally effective way to manage funds internationally
I did quite a bit of research into money transfer apps and platforms and TransferWise seemed to meet all my needs. I opened a Borderless account and have now used it to make several transactions—moving funds between various onshore accounts and converting between currencies. Unless I’m missing something, the platform, the process and the app all work flawlessly. With just a few clicks my money is moved into my Borderless account in one country, converted from one currency to another, and moved into an external account in a different country. The fees are low and I get the forex spot rate not some 5 or 6 pt spread between buying and selling that pays criminally high broker fees; I’ve saved literally hundreds of USD on one transaction alone. With some platforms you pay more to get an easy process; with others the cost is low but you have to jump through a lot of hoops. TransferWise is that rare situation where the process is easy AND the cost structure is low. I love it, easiest 5-stars I’ve given in a long while. -
Efficiency of TransferWise
I’ve availed TransferWise service for several years now and had great results. Although recently I had an unusually untimely transfer (4 days). In addition I was a bit confused by the overly long estimated time conveyed by TransferWise on a subsequent transfer (6 days) but after submitting the transfer and to my surprise I received the funds in less than two hours, which is about the speed in which I normally receive the funds. I want to clarify my previously poor feedback toward TransferWise. The service I have received is for the most part Great! My only complaint is the recent estimate for the completed transfer. I understand your companies position that it would be better to over estimate the transfer timeframe and deliver the funds earlier than proposed, and I’m trying to wrap my head around that logic because that works great for most people I’m sure. But... in my situation an estimate of 6 days for a Debit/ACH transfer leaves me wanting to initiate my transfer 5 days early, but If the transfer completes in only a few hours it then creates another issue with my billing cycle at my bank and fees. Overall I rate your service as highly recommended. I will just have to cross my fingers and hope the funds arrive as they have in the past. Thank you, Lon -
I've been using TW for years. The service gets better and better with each new update. The UX is clean and clear and, most importantly, transfers are fast and well priced. I also have the debit card, which makes it so easy to spend balances when travelling between different countries. The only thing that would make this app better is the ability to invest in stocks, but that's coming, as I understand. Great job, TW team. Keep it up! 🚀
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App works well, needs a couple features
I have very few complaints with TransferWise and this app. It generally works as advertised and I have used it for a number of months now with few problems. One glitch is TransferWise’s interface with banks (U.S., at least), which sometimes does not recognize your account has been verified and asks to reverify it by confirming a couple of micro-deposits - a process which can take several days. However, if you cancel the transfer which prompted the request to reverify, then try it again, this has always resulted in a successful transfer on the second attempt for me. Both the app and desktop version of TransferWise also have trouble sometimes dealing with verification questions used by many banks. One additional feature which would be useful for the app (essential, in my opinion, for a 5-star rating) is the ability to download a pdf receipt for a transfer, showing all relevant account information and date/time of the transfer events, as you can from the desktop web site. Despite the above issues, I’m satisfied with my experience and TransferWise is an excellent alternative to international bank wires, especially for smaller amounts.
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Just amazing
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Highly satisfied with TransferWise and their support. Trusted, convenient and good for your wallet. Thanks!!
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The best transfer money service, fast, secure, easy to use.
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Excellent app in my opinion Transferwise is the best.
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Awesome.. But business account features not available in india
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best app I ever used. I use them mainly for conversions and money transfers. Fairly priced, very, very transparent and easy to use, and regulated - so a safe place to keep at least part of your money there or receive your salary. I've never had any issues with them. Cant wait for other features to arrive in my home currency e.g. direct debit or investments.
-
Exceptionally effective way to manage funds internationally
I did quite a bit of research into money transfer apps and platforms and TransferWise seemed to meet all my needs. I opened a Borderless account and have now used it to make several transactions—moving funds between various onshore accounts and converting between currencies. Unless I’m missing something, the platform, the process and the app all work flawlessly. With just a few clicks my money is moved into my Borderless account in one country, converted from one currency to another, and moved into an external account in a different country. The fees are low and I get the forex spot rate not some 5 or 6 pt spread between buying and selling that pays criminally high broker fees; I’ve saved literally hundreds of USD on one transaction alone. With some platforms you pay more to get an easy process; with others the cost is low but you have to jump through a lot of hoops. TransferWise is that rare situation where the process is easy AND the cost structure is low. I love it, easiest 5-stars I’ve given in a long while. -
I've been using TW for years. The service gets better and better with each new update. The UX is clean and clear and, most importantly, transfers are fast and well priced. I also have the debit card, which makes it so easy to spend balances when travelling between different countries. The only thing that would make this app better is the ability to invest in stocks, but that's coming, as I understand. Great job, TW team. Keep it up! 🚀
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Quick and easy
I’ve used the app 6 times over the last 5 months the send money from the US to Thailand. 5 of the 6 times the money was sent within hours of them notifying me they had transferred the money to my account. On the 6th time there was a delay of about 24 hours which is still quite fast. I would like to add that the notification/receipt they send is based on their bank setting up the transfer. However, that bank my still take some time to actually transfer the money. In my case the first 5 transfers happened within an hour or so of the notifications being sent. The delay on the 6th transfer had me initially concerned. I contacted my bank and the transferring bank and both said the transfer could take up to 7 days based on the banks policies. If you don’t see the money right away after you get the notification/receipt it might take a day or two for the transfer to complete. Best regards. -
Invaluable Tool for Anyone Moving Money Internationally
I waited for nearly 6 months before writing this review to be sure I was 100% satisfied with Transferwise. I move money from London to Mexico, and from London to USA on a monthly basis. I’m a remote worker who lives between Mexico and the US but work for a London-based company and therefore am paid from London. I use Transferwise (and the London-based account that I’ve setup via Transferwise) to accept my direct deposit and then move my money to my accounts in Mexico or the US, depending on where I am at any given time. This app works rather flawlessly and it has insanely fast times - faster than a normal bank-to-bank transfer at a very, VERY reasonable cost. This app allows me to send money to any of my accounts to ensure I have money to spend, money in savings, and money in other accounts which I use for bill-pay. This is an excellent tool that I cannot recommend enough. I’ve had no problems whatsoever and when I called customer service once to inquire about certain types of transfers, they were extremely transparent and down-to-earth. If you need to transfer money between countries - whether to yourself or others, this is a must-have app. Thanks again, your service is cost-effective and highly valuable to me. A great tool that I cannot say enough about.
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Efficiency of TransferWise
I’ve availed TransferWise service for several years now and had great results. Although recently I had an unusually untimely transfer (4 days). In addition I was a bit confused by the overly long estimated time conveyed by TransferWise on a subsequent transfer (6 days) but after submitting the transfer and to my surprise I received the funds in less than two hours, which is about the speed in which I normally receive the funds. I want to clarify my previously poor feedback toward TransferWise. The service I have received is for the most part Great! My only complaint is the recent estimate for the completed transfer. I understand your companies position that it would be better to over estimate the transfer timeframe and deliver the funds earlier than proposed, and I’m trying to wrap my head around that logic because that works great for most people I’m sure. But... in my situation an estimate of 6 days for a Debit/ACH transfer leaves me wanting to initiate my transfer 5 days early, but If the transfer completes in only a few hours it then creates another issue with my billing cycle at my bank and fees. Overall I rate your service as highly recommended. I will just have to cross my fingers and hope the funds arrive as they have in the past. Thank you, Lon -
App works well, needs a couple features
I have very few complaints with TransferWise and this app. It generally works as advertised and I have used it for a number of months now with few problems. One glitch is TransferWise’s interface with banks (U.S., at least), which sometimes does not recognize your account has been verified and asks to reverify it by confirming a couple of micro-deposits - a process which can take several days. However, if you cancel the transfer which prompted the request to reverify, then try it again, this has always resulted in a successful transfer on the second attempt for me. Both the app and desktop version of TransferWise also have trouble sometimes dealing with verification questions used by many banks. One additional feature which would be useful for the app (essential, in my opinion, for a 5-star rating) is the ability to download a pdf receipt for a transfer, showing all relevant account information and date/time of the transfer events, as you can from the desktop web site. Despite the above issues, I’m satisfied with my experience and TransferWise is an excellent alternative to international bank wires, especially for smaller amounts. -
Need more information
I have used this app several times over the last few years and have been completely satisfied. However, I had a very frustrating and time consuming experience trying to transfer money from my US bank account to someone in Italy. In short, it boiled down to not being aware that when you use a debit card, ere is a $1000 limit every 24 hours. Instead of a notice in regards to this, I kept getting a message that there was a problem with my bank. After speaking with support at TF, I was made aware of this. It may be in he fine print that there is a $1000 limit, but who reads the fine print? TF needs to fix this problem by making this limit clear. -
Great but missing referral $
I must have referred 20 people using the link to this service so far, as it’s needed for my work and clients. However, while all of them have made 1000s in transfers to me, none of these referrals have paid out this far, and just a few are in the system as registered referrals. I spoke to someone on this, and even though they can see that I’m the first and probably only person they have paid this far, I’m basically SOL. Considering what they have, and will, make off of 25 new users with 1000s in transactions to me, I expected a better solution from them besides “oh well”. -
Decent App
The app is easy to use, at the first try the Initial transfer was going nowhere for 10 days Therefore I cancelled and started a new transfer, but this time the app asked for my login credentials to my bank online, I hesitated a little and finally gave it to them Wow the transfer was executed completely in under 24 hours, I wish they would have asked me for my online login to my bank from the beginning that’s why I’m rating the app 4 starts, price and convenience are pretty good, I will use them again in the future
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I have been using this app for a good year, it helps keep track of transactions but is something goes wrong there is no way to get help from the App, and unless you have perfect mobile coverage forget about trying to call support, email support can take 48 hrs for a response so dont expect much support. No way to get support is the worst thing about this app.
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The UX needs some work. Sometimes when you try to send a payment to a saved recipient, they force you to re-enter all the bank details, which makes a payment that should take 30 seconds to send take half an hour because I have to go search for the address and bank account number again. And finding which external bank accounts I have connected and choosing which to draw funds from is hidden and hard to find too. Overall very frustrating.
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The apple app glitched and charged my first card
So I clicked Apple Pay and the screen glitched and it literally charged my first card which was a credit card. I did notify a representative and he told me it’s possible that I could incur a fee but why should I. The fee is from a US bank but not them. I am disputing this as this wasn’t the card I wanted and it never let me scroll my cards. Charges have been incurred due to a cash advance fee. I refuse to pay the cash advance fee. I would get someone to look at the Apple app feature even thou I would never ever use it again. Other than that everything else seems to work fine. I just connect my card directly now. Now for the app and the service of TransferWise I think it’s great and even thou It started on the wrong foot, I think the idea and the service is wonderful. I spoke to Alan and he walked me through everything and made feel very comfortable. Don’t take my three stars as for the service which is 5 stars but take the 3 stars for app. The Apple Pay option made me real nervous. -
Good fx rates but poor functionality
For a card that advertises good fx rates, the app is very disappointing: aside from being slow to top up, it also defaults the payment currency to be the same as the currency that one wants to top up, so that if I am topping up my EUR balance, the payment currency is also EUR. A better way to go would be to (a) default to the currency of the country where the card was issued, (b) allow users to set their default currency, or (c) have no default currency, so that the user is always prompted to select the payment currency. The current design is such that, if one does not change the default, one ends up paying a commission to TW for a EUR to EUR top up and a commission to one’s own bank, if their bank account’s currency is not EUR. Very annoying. I reported this as a bug and got nowhere with TW’s customer service. -
Great idea, very poor UX
I use transfer wise and I love it, but double security system just does not work . The notifications come to the top of the screen on your phone but the transferwise app does not see it. It is impossible to login to the transfer wise app as it sends the notification to itself and you cant access it. So unless you can verify yourself through mobile sms every time you try to log in , you are locked out of service . The problem comes when you are travelling and your sim is not available and of course the help line works mon-fri standard working hours .. Well I have your app on the phone , what is it actually good for??? Good for nothing really , but it says online if you delete it you ll be locked out of your accont .. Anyway, way to go guys with the UX
Release Notes
4.28.8
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