Facebook_pixel
Qube Money | Banking & Budgeting with Purpose

Qube Money | Banking & Budgeting with Purpose

Qube Money LLC

Download now! Create an account and start spending with purpose today!

4.6 Ratings 144+ Reviews 10K+ Downloads

Coupons for this app

Sorry, there are no coupons for this app. You can request a coupon or check out similar offers from AppGrooves.

About Qube Money | Banking & Budgeting with Purpose

Download now! Create an account and start spending with purpose today!
see more about Qube Money | Banking & Budgeting with Purpose

Ratings & Reviews

4.6
144+ Ratings
  1. 5
    83+%
  2. 4
    7+%
  3. 3
    3+%
  4. 2
    3+%
  5. 1
    3+%
Write a Review
  • Wanna be budgeter Nov 28, 2020

    By servingpeople
    My husband and I have tried to budget many times in our 20 years of marriage and we end up quitting every time because we don’t have the time. The systems we have tried were a lot of work. We would always fall behind with tracking transactions. Covid 19 has been tough, so we were looking for a budgeting tool. Digital cash envelope banking caught our attention, so we signed up to be beta users. We were lucky to be one of the first groups to join beta. What makes Qube Money work so well is Qube is both our bank and our budget, so we literally spend money from our budget. We see in real-time how our spending choices aligns with our plan. We are seriously winning with our money. In less than 5 minutes per month, we feel organized and in control of our money. The automatic tracking is unbelievable! We are making progress to our goals much quicker than we have in the past. We can’t wait for companion cards. In the mean time we are both logging into Qube with the same credentials and using ApplePay. Qube Money is developing the banking system we have always wanted. When you download the app make sure you join the Facebook group. The Qube team is awesome. They listen. They are adding new features and improving the interface. I have heard that they have plans to add high yield savings, teen/kid cards, automatic debt elimination... Sorry, I am rambling. I am just so excited about this!
    more
  • Feb 23, 2021

    By Jonathan Jackson
    5 stars once bill pay comes. I was looking for something like this. I am going to allocate a set of money into qube and let cube divvy it up into different qube accounts and then setup autopay from each cube account(rent, phone, car insurance). It would be cool if each cube had an individual account number. You can step in and replace Simple bank right now.
    more
  • No More Money Stress! Nov 29, 2020

    By ~BeckyZ~
    I used to check the bank account several times a day because we were so stressed about money. We live on a budget, and I was always worried that the electric bill money would be spent on eating out, or something like that. We would spend way too much on eating out or something, and only realize the extent of the damage at the end of the month when we held a family budget meeting. We tried cash envelopes and liked the knowledge that things were covered, but cash was cumbersome, not accepted everywhere, and we had to remember to go to the bank right at the start of the month. This is the best of both worlds. You have the cash envelope mentality and peace of mind, but in the digital age. Since we’ve started using Qube, we have not gone over budget once. In fact, we’ve underspent! Our savings account is growing steadily, and our money stress is almost non-existent. It does take a sec to open the app and the Qube, but you can do that while standing in line at the store. In fact, I prefer it that way because I know my money is always on lockdown. If I do t have a Qube open, nothing is getting through. No more calls from the bank about hackers and fraudulent purchases! Each time you open the app, you see the real-time balance available, and that keeps you in line. Thank you, Qube!
    more
  • Feb 19, 2021

    By Carisa Holden
    It worked perfectly since the first time I used it! Love the way it helps me with impluse buying. I love how it helps me be more accountable in my spending habits. I don't have to worry about unauthorized purchases, and I stay within the limits!
    more
  • Best financing app out there Nov 28, 2020

    By fanaticflashfan
    I got to say that there is a lot of stuff out there that help with financing but NOTHING out there is better then QUBE!!! I have tried other financing apps but they have all not worked for me. I hate saying no to my wife but with using qube if my wife asks me for something I ask her to check her qube. If there are funds in it then she can get it, if not then she can’t. I no longer have to feel bad for saying no to my wife to getting something as the app can do it for me. Keeps track of spending as you spend and makes you choose what qube to pull the funds from which makes it so if you want to overspend you must pull out money from a different qube BEFORE you purchase. With people not taking cash this is the future for the employees method of budgeting! I would recommend it to everyone and anyone. SO with the cost!
    more
  • Issues with Customer Service Feb 23, 2021

    By Asvmd
    I was really excited to get started with Qube after coming from Simple. The features that are being rolled out quickly seem great. Unfortunately, the same can’t currently be said for the customer service. I suspect they outgrew their capabilities with all the new Simple customers coming over. My account was locked for suspicious activity for 10 days. I reached out every 48 hours and did not get any response until 7 days after it was locked and the response did not contain any useful information. The account was unlocked today, but it’s too little too late for me. I’m not willing to gamble having no access to my money for the services that they offer. It’s a shame and hopefully improves as the company grows.
    more

No reviews available

  • Wanna be budgeter Nov 28, 2020

    By servingpeople
    My husband and I have tried to budget many times in our 20 years of marriage and we end up quitting every time because we don’t have the time. The systems we have tried were a lot of work. We would always fall behind with tracking transactions. Covid 19 has been tough, so we were looking for a budgeting tool. Digital cash envelope banking caught our attention, so we signed up to be beta users. We were lucky to be one of the first groups to join beta. What makes Qube Money work so well is Qube is both our bank and our budget, so we literally spend money from our budget. We see in real-time how our spending choices aligns with our plan. We are seriously winning with our money. In less than 5 minutes per month, we feel organized and in control of our money. The automatic tracking is unbelievable! We are making progress to our goals much quicker than we have in the past. We can’t wait for companion cards. In the mean time we are both logging into Qube with the same credentials and using ApplePay. Qube Money is developing the banking system we have always wanted. When you download the app make sure you join the Facebook group. The Qube team is awesome. They listen. They are adding new features and improving the interface. I have heard that they have plans to add high yield savings, teen/kid cards, automatic debt elimination... Sorry, I am rambling. I am just so excited about this!
    more
  • No More Money Stress! Nov 29, 2020

    By ~BeckyZ~
    I used to check the bank account several times a day because we were so stressed about money. We live on a budget, and I was always worried that the electric bill money would be spent on eating out, or something like that. We would spend way too much on eating out or something, and only realize the extent of the damage at the end of the month when we held a family budget meeting. We tried cash envelopes and liked the knowledge that things were covered, but cash was cumbersome, not accepted everywhere, and we had to remember to go to the bank right at the start of the month. This is the best of both worlds. You have the cash envelope mentality and peace of mind, but in the digital age. Since we’ve started using Qube, we have not gone over budget once. In fact, we’ve underspent! Our savings account is growing steadily, and our money stress is almost non-existent. It does take a sec to open the app and the Qube, but you can do that while standing in line at the store. In fact, I prefer it that way because I know my money is always on lockdown. If I do t have a Qube open, nothing is getting through. No more calls from the bank about hackers and fraudulent purchases! Each time you open the app, you see the real-time balance available, and that keeps you in line. Thank you, Qube!
    more
  • Feb 19, 2021

    By Carisa Holden
    It worked perfectly since the first time I used it! Love the way it helps me with impluse buying. I love how it helps me be more accountable in my spending habits. I don't have to worry about unauthorized purchases, and I stay within the limits!
    more
  • Best financing app out there Nov 28, 2020

    By fanaticflashfan
    I got to say that there is a lot of stuff out there that help with financing but NOTHING out there is better then QUBE!!! I have tried other financing apps but they have all not worked for me. I hate saying no to my wife but with using qube if my wife asks me for something I ask her to check her qube. If there are funds in it then she can get it, if not then she can’t. I no longer have to feel bad for saying no to my wife to getting something as the app can do it for me. Keeps track of spending as you spend and makes you choose what qube to pull the funds from which makes it so if you want to overspend you must pull out money from a different qube BEFORE you purchase. With people not taking cash this is the future for the employees method of budgeting! I would recommend it to everyone and anyone. SO with the cost!
    more
  • Excited to learn and do Feb 17, 2021

    By Saving2021
    My husband and I have always been pretty good with our money. We pay off the credit card every month and don’t go crazy with spending too much. But we have only “really” budgeted a few times in our marriage. We are excited to learn more about making money behave and actually sticking with the budget. Since we have been using this app, it has been so nice to put money in our Qubes and NOT have to worry about paying off a credit card. The money automatically leaves the account after we make a purchase and it is fun to see where we are spending our money. We are really excited to use this app to give ourselves permission to spend money and not feel quilty about it and to also see how much we are saving for future adventures with our family.
    more
  • Feels Promising Dec 1, 2020

    By gtgivens
    Happy to have been a beta tester with Qube. Developers are friendly and quick to implement improvements where needed. I really love the idea that my money is not going to be touched until I open a qube (bucket/envelope). Apple Pay was recently implemented, which is great. I want some additional features, like automatically moving money to different Bills on Paydays. I get paid every two weeks, so I really want something that will really budget for me and move my funds and leave what is leftover in my cloud fund. Right now the app is mainly set up with a monthly payday in mind, but I think this will change soon. I’ve heard that the app will grow to support bills easier. A way to manage my account outside of the app on a website will also be nice. Qube is like a breath of fresh air that is much needed in be banking space. Glad to see them moving closer to being out of beta.
    more
  • Feb 10, 2021

    By Ashley Brandt
    Great start to what I think will be an amazing budgeting app. Not all the features are live yet but I hope they will be soon, making this a 5 star app. We have already seen savings using the basic plan over the last 2 months. Can't wait to have this be our only full-service bank in the future!
    more
  • Jan 16, 2021

    By Heather Talbot
    This is the best digital envelope app, because the money is actually in there! I don't have to keep track of transactions to record into an app later. Minus one star because i feel like the transferring money isn't as intuitive as it could be, but i think it will get better as it continues in development.
    more
  • Feb 7, 2021

    By Kadie Moehr
    Ok
  • Feb 23, 2021

    By Jonathan Jackson
    5 stars once bill pay comes. I was looking for something like this. I am going to allocate a set of money into qube and let cube divvy it up into different qube accounts and then setup autopay from each cube account(rent, phone, car insurance). It would be cool if each cube had an individual account number. You can step in and replace Simple bank right now.
    more
  • Jan 30, 2021

    By Poky Plays
    Good concept but the idea that you constantly need your phone on you to make a purchase, killed it for me and not being able to just lock your card to an envelope until you pull it off or move it to another one isn't ideal to me.
  • I want to like it. Feb 12, 2021

    By Daesha :)
    I really want to like this app. It’s in the early stages. It’s a little expensive to use right now and inconvenient. Depositing money to actually use it comes as a headache. There’s a $250 limit you can deposit with a 4% charge (that’s $10 for $250). On top of that, you can only use it once per day so it forces you to make multiple deposits on the instant deposit. They have options to use ACH transfer but the last time I did, it took nearly 5 days to deposit money and of course money needs to be used before then. It becomes tied up. I see that this app can be great things but right now I can’t say that it’s the most convenient option.
    more
  • Issues with Customer Service Feb 23, 2021

    By Asvmd
    I was really excited to get started with Qube after coming from Simple. The features that are being rolled out quickly seem great. Unfortunately, the same can’t currently be said for the customer service. I suspect they outgrew their capabilities with all the new Simple customers coming over. My account was locked for suspicious activity for 10 days. I reached out every 48 hours and did not get any response until 7 days after it was locked and the response did not contain any useful information. The account was unlocked today, but it’s too little too late for me. I’m not willing to gamble having no access to my money for the services that they offer. It’s a shame and hopefully improves as the company grows.
    more

No reviews available

What’s Groovy

What’s Subpar

Loading...

23 Coupons in Finance