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Qapital: Save. Invest. Spend.

Qapital: Save. Invest. Spend.

Qapital, Inc.

Save, invest, and spend confidently with a new banking experience made for you.

80K+ Reviews 500K+
  • Free
  • Feature Rich
80.5K+ Ratings
  1. 5
  2. 4
  3. 3
  4. 2
  5. 1

Video & Screenshots

Review Highlights

  • easy to use

    in 504 reviews

    Super easy to use and helps with saving. I have been able to mindlessly save for weeks!

  • helpful

    in 271 reviews

    It's been very helpful with creating accounts for different things and setting goals

  • great tool

    in 30 reviews

    Great app. Great tool for saving and investing. Very easy to use

  • great user interface

    in 15 reviews

    Easy to use, great interface, helpful and prompt customer service, secure. great app.

  • great customer service

    in 15 reviews

    easy to use app, great customer service, and they provide great services

  • amazing features

    in 13 reviews

    I've been using the app for over a year now. The simplicity is the most amazing feature

App Description

Google Play

Qapital is the only mobile banking app that lets you save smartly, spend happily, and invest comfortably with intuitive tools that make it easy to take control of your personal finances. We’re committed to making money work for our members, not the other way around. And with more than 8,000 five-star reviews, we’re pretty sure we’re on the right track. Last year, our members saved an average of $1,500*. What would you do with that extra cash?

Automated saving so you can get more done

With personalized savings Goals and automated savings Rules, you can save money without thinking about it.

Purchases and other transactions made from your connected accounts and cards automatically trigger savings Rules, getting you closer to your Goals.

Choose from any number of free in-app savings Rules or customize your own Rules with our IFTTT integration (we have a few to get you started).

Once your Goals and Rules are set, you can watch your savings grow in real time.

A checking account that helps you keep more of your money

Our checking account skips those traditional bank fees. There are no low balance, overdraft, or foreign transaction fees. Instead, you get a brand new Qapital Visa® Debit Card** to help you save while you spend.

Transfer funds instantly between your Qapital Goals and Spending account, and benefit from a Spending Sweet SpotTM that helps you stay on track and reach your goals.

With Qapital Spending you’ll get:
- Direct deposit
- Interest on all of your accounts
- Weekly Insights
- Automatic bill payment
- Mailed checks
- Purchase notifications
- In-app temporary card lock
- Ability to set & reset your pin
- More to come!

Personalized investment options to help you build more wealth.

Investing is now just as easy as saving with Qapital InvestTM. You can earn more toward your long-term goals with personalized portfolio recommendations based on your risk profile. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions so that you don’t have to.

Just set your Rules, spend happily with your Qapital Visa® Debit Card, and watch your investments grow.

A better way to budget with Spending Sweet SpotTM and Payday DivvyTM

With Payday DivvyTM, you can pay yourself first by setting aside money for your expenses, your Goals, and your everyday spending as soon as your paycheck arrives.

Use Spending Sweet SpotTM to find a budget for all of your weekly expenses, become mindful of where and how you’re spending, and use that insight to find a spending amount that makes you happy.

Bank level security and protection with you in mind

With 256-bit encryption, overdraft protection and FDIC-insurance up to $250,000, your money is safe at Qapital.

A new banking experience, intelligently designed for you

Find your financial balance by using Qapital to help you save more, earn more, and reach your goals faster. Join our community of members dedicated to becoming their best financial selves.

QAPITAL, the QAPITAL and Q logos, and SAVE SMALL. LIVE LARGE. are all registered trademarks of Qapital, Inc. Copyright © 2018 Qapital, Inc. All Rights Reserved.

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Google Play

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Qapital: Save. Invest. Spend.

Qapital: Save. Invest. Spend.

4.8 80K+ Reviews

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