Lower.com
FinanceHomeside Financial LLC
The Lower app is your place to save for and finance a home.
10K+
Downloads
About Lower.com
About Lower.com
Featuring a dollar-for-dollar HomeCash Match and FDIC-insured HomeFund.
FDIC-INSURED SAVINGS
Save with HomeFund™. It's the place to save, specifically for your home. While you're earning HomeCash on each deposit, your HomeFund is building long-term interest. It all adds up to saving for—and buying—a home faster.
HOMECASH™ MATCH
For every dollar you deposit into your savings, we’ll give you a dollar HomeCash™. Once you’re ready to buy, use HomeCash™ toward the purchase of your home.
GOAL TRACKING
Set goal. Build savings. Celebrate. Tell us how much you want to save, and we’ll do the rest. Set goal. Get reminders. See your savings grow. We’re here to show you the way to buying your home.
HOME FINANCING
Keep an eye on mortgage rates in the app while your HomeFund grows. Once you've met your saving goal, your loan advisor is just one tap away.
CREDIT MONITORING
Get your credit ready. You’ve got your savings going, now it's time to get that credit score in shape. Keep tabs on your score in the app and get credit-ready while you save.
Check it all out at Lower.com/save.
Lower is a DBA of Homeside Financial, LLC.
EQUAL HOUSING LENDER
NMLS ID #1124061
nmlsconsumeraccess.org
FDIC-INSURED SAVINGS
Save with HomeFund™. It's the place to save, specifically for your home. While you're earning HomeCash on each deposit, your HomeFund is building long-term interest. It all adds up to saving for—and buying—a home faster.
HOMECASH™ MATCH
For every dollar you deposit into your savings, we’ll give you a dollar HomeCash™. Once you’re ready to buy, use HomeCash™ toward the purchase of your home.
GOAL TRACKING
Set goal. Build savings. Celebrate. Tell us how much you want to save, and we’ll do the rest. Set goal. Get reminders. See your savings grow. We’re here to show you the way to buying your home.
HOME FINANCING
Keep an eye on mortgage rates in the app while your HomeFund grows. Once you've met your saving goal, your loan advisor is just one tap away.
CREDIT MONITORING
Get your credit ready. You’ve got your savings going, now it's time to get that credit score in shape. Keep tabs on your score in the app and get credit-ready while you save.
Check it all out at Lower.com/save.
Lower is a DBA of Homeside Financial, LLC.
EQUAL HOUSING LENDER
NMLS ID #1124061
nmlsconsumeraccess.org
Ratings & Reviews
Write a Review
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Awesome idea for an app
Dec 11, 2020 I love keeping my finances organized, and this app is amazing for that. The fact that I have a designated space for my down-payment savings helps me stay focused on the goal, and the app continually helps keep me in check on my credit score as well. The best part - this is actually saving me money on my down payment with a great mortgage company! They will be knocking off $1,000 from my down payment, just for using this app!more -
Mar 3, 2021 Great Experience! Very Easy to Use! Aaron our loan officer is friendly, courteous & very professional. Best experience we have ever had buying a house. The app is extremely easy to use. made providing documents very quick and easy!more -
1 stop shop for savings!
Dec 11, 2020 This app keeps you focused on your saving goals so you can afford to buy a home quicker! Also keeps you updated on your credit score; staying on top of the best rates. Nothing better than the match program that generates savings for a down payment faster - overall, awesome!more -
Feb 17, 2021 Great app and great customer service! Really happy with this company and the app 😊 -
Easy to navigate
Apr 12, 2021 Lower app has made it easy to navigate saving for our closing costs. We appreciate the matching programs in place. Not only will we have the money saved for when the time comes, but the additional bonus from using the app will come in handy.more
-
Jan 20, 2021 Absolutely terrible. I tried to use this app for refinancing my home. They have this nice modern UI and all that, however their service is still your standard traditional real-estate garbage. After you submit your application, you wait for their call and have to repeat everything to them. Then, they'll transfer you to someone relevant to your state and you rinse and repeat. There's no user dashboard, and they'll not call you for a week. They are unfamiliar with texting and emailing technologies.more -
Apr 5, 2021 Poor communication, dropped the ball -
Feb 18, 2021 No Lyft on my area in Ohio
No reviews available
-
Awesome idea for an app
Dec 11, 2020 I love keeping my finances organized, and this app is amazing for that. The fact that I have a designated space for my down-payment savings helps me stay focused on the goal, and the app continually helps keep me in check on my credit score as well. The best part - this is actually saving me money on my down payment with a great mortgage company! They will be knocking off $1,000 from my down payment, just for using this app!more -
Mar 3, 2021 Great Experience! Very Easy to Use! Aaron our loan officer is friendly, courteous & very professional. Best experience we have ever had buying a house. The app is extremely easy to use. made providing documents very quick and easy!more -
1 stop shop for savings!
Dec 11, 2020 This app keeps you focused on your saving goals so you can afford to buy a home quicker! Also keeps you updated on your credit score; staying on top of the best rates. Nothing better than the match program that generates savings for a down payment faster - overall, awesome!more -
Feb 17, 2021 Great app and great customer service! Really happy with this company and the app 😊 -
Easy to navigate
Apr 12, 2021 Lower app has made it easy to navigate saving for our closing costs. We appreciate the matching programs in place. Not only will we have the money saved for when the time comes, but the additional bonus from using the app will come in handy.more
-
Feb 24, 2021 Good
No reviews available
-
Jan 20, 2021 Absolutely terrible. I tried to use this app for refinancing my home. They have this nice modern UI and all that, however their service is still your standard traditional real-estate garbage. After you submit your application, you wait for their call and have to repeat everything to them. Then, they'll transfer you to someone relevant to your state and you rinse and repeat. There's no user dashboard, and they'll not call you for a week. They are unfamiliar with texting and emailing technologies.more
-
Apr 5, 2021 Poor communication, dropped the ball -
Feb 18, 2021 No Lyft on my area in Ohio
What’s Groovy
Easy and build around to help borrowers to achieve their lending goals.
These are pros:
- Lower matches the first $1,000 towards the closing cost
- Interactive and easy to use
- User friendly
These are the cons:
- If for any reason you deposit the money into the HomeCash and do not close with Lower you will forfeit your money
- You must link your bank account to be able to deposit the money. The settings stated that you will be able to make a tranfer using your bank, ACH; but it does not provide an account number or/and routing number to accomplish it
- If you are already working with a Lower lender agent, he/she does not know if you deposit the money until you upload a screen shot of the deposit into your folder since there is not a direct link.
- Once you deposited the money, you will get a call from a lender agent asking what you will be planning to do with that money. The app should use your personal information to verify that you are already in the process to purchase/refinance a house and notified the lender agent
more
less
What’s Subpar
Well in theory it's nice. Clean, inviting app, good rates etc. I have tried for 3 months now to get someone to contact me for a quote by text or phone. By text, they ask for email verification and then it stops there every time. The phone calls just never come. Oh well.
more
less
Filter Reviews
-
Awesome idea for an app
I love keeping my finances organized, and this app is amazing for that. The fact that I have a designated space for my down-payment savings helps me stay focused on the goal, and the app continually helps keep me in check on my credit score as well. The best part - this is actually saving me money on my down payment with a great mortgage company! They will be knocking off $1,000 from my down payment, just for using this app! -
Great Experience! Very Easy to Use! Aaron our loan officer is friendly, courteous & very professional. Best experience we have ever had buying a house. The app is extremely easy to use. made providing documents very quick and easy!
-
1 stop shop for savings!
This app keeps you focused on your saving goals so you can afford to buy a home quicker! Also keeps you updated on your credit score; staying on top of the best rates. Nothing better than the match program that generates savings for a down payment faster - overall, awesome! -
Great app and great customer service! Really happy with this company and the app 😊
-
Easy to navigate
Lower app has made it easy to navigate saving for our closing costs. We appreciate the matching programs in place. Not only will we have the money saved for when the time comes, but the additional bonus from using the app will come in handy. -
Highly recommend!
Jade from Lower recommended the Lower app. The Lower app was super easy to use. I was able to set up my account, link my bank account and make my first deposit in no time at all. Great opportunity to get the HomeCash match as well! Highly recommend for anyone purchasing with Lower. -
Great interface that is very intuitive. If you are looking to buy or refinance, check out this app!
-
Excellent user interface
This app makes understanding your finances so easy! Signing up was fast and simple, I love being able to see what rates are available at the click of a button! -
Easy to use & easy on the eyes. This app makes saving for a home actually fun!
-
Easy to use
Since starting to work with lower it has been a great experience. Plus with the app you can do everything you need with ease through your phone.
-
Incredible design
A beautiful design for an incredible service! Glad to see this growing and even more glad to be an early adopter!
-
Awesome idea for an app
I love keeping my finances organized, and this app is amazing for that. The fact that I have a designated space for my down-payment savings helps me stay focused on the goal, and the app continually helps keep me in check on my credit score as well. The best part - this is actually saving me money on my down payment with a great mortgage company! They will be knocking off $1,000 from my down payment, just for using this app! -
Great Experience! Very Easy to Use! Aaron our loan officer is friendly, courteous & very professional. Best experience we have ever had buying a house. The app is extremely easy to use. made providing documents very quick and easy!
-
1 stop shop for savings!
This app keeps you focused on your saving goals so you can afford to buy a home quicker! Also keeps you updated on your credit score; staying on top of the best rates. Nothing better than the match program that generates savings for a down payment faster - overall, awesome! -
Great app and great customer service! Really happy with this company and the app 😊
-
Easy to navigate
Lower app has made it easy to navigate saving for our closing costs. We appreciate the matching programs in place. Not only will we have the money saved for when the time comes, but the additional bonus from using the app will come in handy. -
Highly recommend!
Jade from Lower recommended the Lower app. The Lower app was super easy to use. I was able to set up my account, link my bank account and make my first deposit in no time at all. Great opportunity to get the HomeCash match as well! Highly recommend for anyone purchasing with Lower. -
Great interface that is very intuitive. If you are looking to buy or refinance, check out this app!
-
Excellent user interface
This app makes understanding your finances so easy! Signing up was fast and simple, I love being able to see what rates are available at the click of a button! -
Easy to use & easy on the eyes. This app makes saving for a home actually fun!
-
Easy to use
Since starting to work with lower it has been a great experience. Plus with the app you can do everything you need with ease through your phone.
-
Good
No reviews available
Filter Reviews
-
Absolutely terrible. I tried to use this app for refinancing my home. They have this nice modern UI and all that, however their service is still your standard traditional real-estate garbage. After you submit your application, you wait for their call and have to repeat everything to them. Then, they'll transfer you to someone relevant to your state and you rinse and repeat. There's no user dashboard, and they'll not call you for a week. They are unfamiliar with texting and emailing technologies.
-
Poor communication, dropped the ball
-
No Lyft on my area in Ohio
No reviews available
-
Absolutely terrible. I tried to use this app for refinancing my home. They have this nice modern UI and all that, however their service is still your standard traditional real-estate garbage. After you submit your application, you wait for their call and have to repeat everything to them. Then, they'll transfer you to someone relevant to your state and you rinse and repeat. There's no user dashboard, and they'll not call you for a week. They are unfamiliar with texting and emailing technologies.
-
Poor communication, dropped the ball
-
No Lyft on my area in Ohio
There are no editor reviews currently available. Please check again soon.
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Release Notes
1.0.45
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Last Verified: 04/15/2021
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