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Grow Credit

Grow Credit

Grow Credit Inc.

Build Credit for Free

4.5 Ratings 632 Reviews 1K+ Downloads

About Grow Credit

Build Credit for Free
see more about Grow Credit

Ratings & Reviews

4.5
632 Ratings
  1. 5
    82%
  2. 4
    5%
  3. 3
    3%
  4. 2
    1%
  5. 1
    9%
  • Awesome App, Even Better Service Jun 12, 2020

    By Stryder1017
    I saw an ad for this on Instagram and thought it was too good to be true, and I was told if it is it’s probably true but Grow Credit doesn’t fall into that category. It’s so easy to use, there’s no scam or credit checks, it’s a brilliant idea! How did no one think of this sooner? Right now I have my Netflix hooked up to it. The max is $15, not much, but it’s something! I’m sure you can even put two on there if had some base plans but most people don’t these days. Thanks to their automatic withdrawals it’s so easy to never miss a payment since it just comes right out and it’s all reported. Growing credit is a marathon not a sprint. I’ll admit i made some poor credit decisions back in the day and I’m paying for them (literally) but something like Grow credit really helps in adding a little extra something and every little bit helps. The customer service team is awesome too. The only one snag I had was that my Netflix came due before my Grow Credit payment but their team was quick to rectify this and it was all set from there on out. I can’t say I’ve had any issues really. It’s a great way to set it and forget it. I can’t wait to upgrade to throw some more on there and hopefully raise my score a little more!
    more
  • Aug 11, 2020

    By Sun Tex
    Grow Credit is an innovative and revolutionary financial service firm aiming at helping consumers on the road to credit building to recover responsibly and progressively. The sign up process was a breeze. Currently, I only was able to enroll in the Build $15 membership. But I plan to upgrade to the Grow $50 one once it becomes available in New York State. I'm thankful for this opportunity to continue building my finance life, and Grow. Customer Service is friendly and knowledgeable! Thanks. 😉
    more
  • Stroke of Genius! May 15, 2020

    By TristanCajar
    Great response time, and a really good understanding of my questions. Repairing one’s credit is like regaining one’s health, with the help of a skilled practitioner, one gets better. This program feels like it will help me get better with my FICO score. Just knowing about background reporting has made me more confident that my arsenal of credit building tools is having a real impact. The system in place to pay monthly subscriptions using the Grow Credit credit card ensures a smooth payment process which in turn becomes reported on time payments. Easy to set up and having a well designed interface, iPhone in my case, makes this a no brainer considering how little needs to be done with Grow Credit to raise one’s credit- points in the Fair Issac Corporation’s credit report translate into $$$ savings in Interest rates when applying for loans, credit cards an other credit products. In short, better credit score=lower total cost of loan due to lower interest rates. A superlative product for the price paid!
    more
  • Great so far ! Apr 23, 2020

    By b4Ronin
    I have been using grow credits free plan for a few months now to pay a few streaming subscriptions and have gotten a few credit score bumps from it. One thing to not worry about is the app tells you how much % your using of your credit line, if your using this it's CBR cause you want every point boost you can get here is what customer service told me... Additionally, you do not need to worry about your usage percentage. Grow Credit loans are structured as a closed end term loan of 12 months accessed via Mastercard. Because of this, you are never using a high percentage of your total loan amount.
    more
  • WORKS LIKE A CHARM Jul 30, 2020

    By unclehuddles
    I’ve tried a bunch of the new financial apps the past few years but none of them are as easy to use or have helped me in tangible ways as much as Grow has. I signed up, got instantly approved, changed my Netflix payment to the Grow card, and my repayment to Grow automatically comes out of my checking account each month. It’s that simple. They report those repayments to the credit bureaus and your FICO goes up. Mine already has! Def recommend this to anyone looking for a way to get their credit back on track in the easiest way possible.
    more
  • Aug 11, 2020

    By pig fun
    Downloaded and opened app can't get past the personal info screen, put in all my info and agreed to terms won't go to next page, btw makes me feel insecure putting my ssn in and it doesn't get blocked out too
    more
  • Aug 2, 2020

    By WhiteCollarCinema
    I wrote a bad review amd somehow its removed but I got a response from the company..talking about my bank account history was the problem...FALSE I have over 10 years good banking history and no negative marks on my credit so go head with the BS google please remove this faulty app please
    more
  • Aug 4, 2020

    By Jared Duniven
    Only has a very few select of Banks that they allow to use this app! Open it up to ALL banks! Not just a few. #AllBanksMatter
    more

No reviews available

  • Awesome App, Even Better Service Jun 12, 2020

    By Stryder1017
    I saw an ad for this on Instagram and thought it was too good to be true, and I was told if it is it’s probably true but Grow Credit doesn’t fall into that category. It’s so easy to use, there’s no scam or credit checks, it’s a brilliant idea! How did no one think of this sooner? Right now I have my Netflix hooked up to it. The max is $15, not much, but it’s something! I’m sure you can even put two on there if had some base plans but most people don’t these days. Thanks to their automatic withdrawals it’s so easy to never miss a payment since it just comes right out and it’s all reported. Growing credit is a marathon not a sprint. I’ll admit i made some poor credit decisions back in the day and I’m paying for them (literally) but something like Grow credit really helps in adding a little extra something and every little bit helps. The customer service team is awesome too. The only one snag I had was that my Netflix came due before my Grow Credit payment but their team was quick to rectify this and it was all set from there on out. I can’t say I’ve had any issues really. It’s a great way to set it and forget it. I can’t wait to upgrade to throw some more on there and hopefully raise my score a little more!
    more
  • Aug 11, 2020

    By Sun Tex
    Grow Credit is an innovative and revolutionary financial service firm aiming at helping consumers on the road to credit building to recover responsibly and progressively. The sign up process was a breeze. Currently, I only was able to enroll in the Build $15 membership. But I plan to upgrade to the Grow $50 one once it becomes available in New York State. I'm thankful for this opportunity to continue building my finance life, and Grow. Customer Service is friendly and knowledgeable! Thanks. 😉
    more
  • Stroke of Genius! May 15, 2020

    By TristanCajar
    Great response time, and a really good understanding of my questions. Repairing one’s credit is like regaining one’s health, with the help of a skilled practitioner, one gets better. This program feels like it will help me get better with my FICO score. Just knowing about background reporting has made me more confident that my arsenal of credit building tools is having a real impact. The system in place to pay monthly subscriptions using the Grow Credit credit card ensures a smooth payment process which in turn becomes reported on time payments. Easy to set up and having a well designed interface, iPhone in my case, makes this a no brainer considering how little needs to be done with Grow Credit to raise one’s credit- points in the Fair Issac Corporation’s credit report translate into $$$ savings in Interest rates when applying for loans, credit cards an other credit products. In short, better credit score=lower total cost of loan due to lower interest rates. A superlative product for the price paid!
    more
  • Great so far ! Apr 23, 2020

    By b4Ronin
    I have been using grow credits free plan for a few months now to pay a few streaming subscriptions and have gotten a few credit score bumps from it. One thing to not worry about is the app tells you how much % your using of your credit line, if your using this it's CBR cause you want every point boost you can get here is what customer service told me... Additionally, you do not need to worry about your usage percentage. Grow Credit loans are structured as a closed end term loan of 12 months accessed via Mastercard. Because of this, you are never using a high percentage of your total loan amount.
    more
  • WORKS LIKE A CHARM Jul 30, 2020

    By unclehuddles
    I’ve tried a bunch of the new financial apps the past few years but none of them are as easy to use or have helped me in tangible ways as much as Grow has. I signed up, got instantly approved, changed my Netflix payment to the Grow card, and my repayment to Grow automatically comes out of my checking account each month. It’s that simple. They report those repayments to the credit bureaus and your FICO goes up. Mine already has! Def recommend this to anyone looking for a way to get their credit back on track in the easiest way possible.
    more
  • Jun 17, 2020

    By Michael Kennedy
    Update: Grow Credit has contacted me in regards to identity verification. We're in the process of getting myself verified. Bumping up from 1 to 4 stars on account of the superb customer support! --- Denied due to identity verification issues but doesn't give another chance to verify. Shame!
    more
  • Bring on the Upgrades for TEXAS Oct 14, 2020

    By Babykissez
    Ive been using this for almost a year now but I’m getting a little annoyed with using it since I have multiple subscriptions and the $15 limit can only cover one of them..so far upgrades are only for Cali but it’s been like that for a good while now. I haven’t seen a major change in my credit but gives a mini boost every once in a while.
    more

No reviews available

No reviews available

  • Aug 11, 2020

    By pig fun
    Downloaded and opened app can't get past the personal info screen, put in all my info and agreed to terms won't go to next page, btw makes me feel insecure putting my ssn in and it doesn't get blocked out too
    more
  • Aug 2, 2020

    By WhiteCollarCinema
    I wrote a bad review amd somehow its removed but I got a response from the company..talking about my bank account history was the problem...FALSE I have over 10 years good banking history and no negative marks on my credit so go head with the BS google please remove this faulty app please
    more
  • Aug 4, 2020

    By Jared Duniven
    Only has a very few select of Banks that they allow to use this app! Open it up to ALL banks! Not just a few. #AllBanksMatter
    more

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