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Goodbudget: Budget & Finance

Goodbudget: Budget & Finance

Dayspring Technologies

Budget with a purpose. Plan for what's important. Be stress free!

Google Play Free In-App Purchases App Store Free In-App Purchases
4.5 Ratings 34K+ Reviews 1M+ Downloads
Featured on Before You Say 'I Do,' Can Couples Ease Financial Anxieties?

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About Goodbudget: Budget & Finance

Budget with a purpose. Plan for what's important. Be stress free!
see more about Goodbudget: Budget & Finance

Ratings & Reviews

4.5
33.7K+ Ratings
  1. 5
    76+%
  2. 4
    13+%
  3. 3
    4+%
  4. 2
    3+%
  5. 1
    4+%

Filter Reviews

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  • The best Oct 19, 2020

    By bunggie96
    I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.
    more

  • Feb 5, 2021

    By Joni Clayton
    I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method.
    more

  • Needs a couple features, but great app! Jan 23, 2019

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
    more

  • Jan 1, 2021

    By Christina Oalmann
    Been a subscriber for 3 yrs and LOVE it!!! Much better than my custom excel worksheet I was using, absolutely worth the fee for the plus version!! I like that it doesn't auto sync to bank accts. I wanted total control and manually entering everything makes me more aware/accountable of our spending. Easy to update budget/envelopes as things have changed over the yrs. After setting it all up, I now spend 5-10 minutes daily updating for transactions across all our accts, loans, credit cards, etc.
    more

  • Best decision ever! May 10, 2019

    By SachaPete
    In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.
    more
See all positive reviews

  • Sep 20, 2019

    By Joshua Flowers
    Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
    more

  • Dec 22, 2019

    By Jessika Dropiewski
    Love the browser version but this App is seriously lacking. Can't see envelope balances when filling, splitting charges is a nightmare. The list goes on. It's like no one who developed the app ever actually tried to use it. It would be 1 star if I didn't like the browser version so much but seriously considering switching due to the app.
    more
  1. Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
  2. A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
  3. The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps

Reviewed by Antonio Rozich on March 19, 2018

See all editor’s reviews

  • The best Oct 19, 2020

    By bunggie96
    I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.
    more

  • Feb 5, 2021

    By Joni Clayton
    I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method.
    more

  • Needs a couple features, but great app! Jan 23, 2019

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
    more

  • Jan 1, 2021

    By Christina Oalmann
    Been a subscriber for 3 yrs and LOVE it!!! Much better than my custom excel worksheet I was using, absolutely worth the fee for the plus version!! I like that it doesn't auto sync to bank accts. I wanted total control and manually entering everything makes me more aware/accountable of our spending. Easy to update budget/envelopes as things have changed over the yrs. After setting it all up, I now spend 5-10 minutes daily updating for transactions across all our accts, loans, credit cards, etc.
    more

  • Best decision ever! May 10, 2019

    By SachaPete
    In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.
    more
See all 5 reviews

  • Has saved me thousands; but it’s time to step up the technology! Jan 7, 2018

    By kiiks52
    I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers.
    more

  • Excellent budgeting but needs more customization Apr 3, 2020

    By turrnthepaige
    This app is exactly what I wanted for budgeting. Regular budgeting apps made no sense to me, since I typically don’t spend over $5 a month on coffee and didn’t need that kind of budget, but maybe one month I’m traveling a lot I might spend $15 on coffee. The lack of rollover would frustrate me on other apps. This allows me to have a single savings accounts, but know how much exactly I have budgeted for certain thing, which is not everything in my savings. I used to hate the manual inputing of transactions, but now that I have the hang of it I don’t mind it since it gives me time to make sure my statements are correct. The reason I gave this 4 star though is that I wish there was slightly more customization. Your options for envelope savings are irregular/annual and picking ONE other way (monthly, biweekly, etc). This doesn’t work well for me since I budget my rent monthly, my grocery’s weekly, and my insurance every 6 months. I wish in the premium version, at least, they had the option to break down the way you want to budget envelopes in more depth. I would immediately purchase it then.
    more

  • Feb 2, 2021

    By Eric Wiggins
    Have only used it for a week, will wait awhile before giving it a 5. Just finished the initial setup of our budget and tracked a few bill payments and expenditures. Can already tell this will be a great tool. Does everything we wanted my old excel book to do without the clunkiness and time consuming effort. Very intuitive and convenient. Free version is great for teaching kids to budget or just starting out, but love the expanded paid version for my wife and I with many account.
    more

  • Sep 9, 2019

    By M A C
    An excellent all with only a few missing features. This app puts budgeting front and center, but it also allows you to track payees and to split transactions, among other helpful features. So many other apps were missing at least one feature. There are a few drawbacks. The account totals can take a while to update, which can be disorienting. Support for multiple currencies and the ability to attach photos to transactions would be helpful. Other than that, an excellent app.
    more

  • Great for first time budgeters, could use some improvement. Jul 26, 2018

    By ohdrhjud
    Easiest user interface I've seen among envelope budgeting apps that cover basic needs in budgeting, and it's nice that they don't put a time limit on the free version while you're first getting your finances under control (though the paid version is definitely worth the unlimited envelopes!). Mobile version is clean and functional. Reports are decent too, though some other apps allow you to get more detailed analysis. Reason for only 4 stars is that they're are a few random annoying glitches, most notably that if you edit am existing budget, you can NOT see what your total budget is adding to as you edit, so I have to budget in a spreadsheet first then copy it all manually into the app to ensure I'm not budgeting myself into a deficit. It would also be nice if they added the ability to link directly to accounts like mint does in case I miss a transaction, though there are pros and cons to enabling people to be less hands-on in their budgeting.
    more
See all 4 reviews

  • Feb 24, 2021

    By Amy Phillips
    Debt payments... Income... You REALLY need to add features onto the app or what's the point... Plenty of other budget apps have it so I know its doable.

  • Sep 21, 2020

    By Andrew Anastasia
    Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do.
    more

  • Jul 28, 2019

    By Thomas B
    Not as useful as it once was. They removed useful functions like the ability to add different sources of estimated income (or at least they hid them deep down on the web interface) and added features like reports. extra features like that aren't un-useful, but also aren't at all necessary on what's supposed to be a digital version of the envelope system. It would be better to spend that effort on essentials like *Knowing How Much Money You Will Have*.
    more

  • $15-$25 for extra envelopes??? Jun 4, 2017

    By thelilgirlntx
    So far, this app has been fairly useful. Even though I find some things to be confusing, I have also found the help team to be VERY helpful, which is rare and very much appreciated!!! Here's my biggest problem, and the reason I am probably going to be using the BetterHaves app going forward: to get more than 10 envelopes, they expect you to pay $15 for 3 months, or $25 for 6, and there's not even a better deal 12 month option!!! That is OUTRAGEOUS!!!! Sure, you also get access from 5 devices, big whoop, and 5 years of transaction history, another big whoop. Maybe the 5 devices would be worth it if it included tablets! There is no version for the iPad. $15-25 for those THREE extra perks (unlimited envelopes, 5 devices, 5 yrs history) is absolutely ridiculous. Even though I've already got 5 months of budget history, I'm cutting my losses and using the BetterHaves app from now on, b/c they give me unlimited envelopes. Whatever features I'm losing by switching, they still don't add up to $15, and nowhere near $25 worth.
    more

  • Nov 16, 2019

    By Kendall Marie
    I am new to it but liking this app so far. If I could make a suggestion I'd like to be able to add one time purchases or bills to help keep track of my money also one time income. Being able to account for every cent no matter if its a daily purchase weekly monthly annual or one time only it is super important to keep track of and easier done when you have it all in one place. Also I love that it doesnt require my bank account information!
    more
See all 3 reviews

  • Sep 20, 2019

    By Joshua Flowers
    Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
    more

  • Dec 22, 2019

    By Jessika Dropiewski
    Love the browser version but this App is seriously lacking. Can't see envelope balances when filling, splitting charges is a nightmare. The list goes on. It's like no one who developed the app ever actually tried to use it. It would be 1 star if I didn't like the browser version so much but seriously considering switching due to the app.
    more

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Goodbudget: Budget & Finance

Goodbudget: Budget & Finance

Google Play App Store
  1. Apps & Games
  2. Finance
    1. Budget Management
    2. Personal Finance
    3. Expense Tracking
    4. Tracking Expenses
    5. Balancing Checkbook
  4. Dayspring Technologies
  5. Goodbudget: Budget & Finance
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