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Goodbudget: Budget & Finance
Dayspring Technologies
Budget with a purpose. Plan for what's important. Be stress free!
1M+
Downloads
Featured on Before You Say 'I Do,' Can Couples Ease Financial Anxieties?
Budget with a purpose. Plan for what's important. Be stress free!
see more about Goodbudget: Budget & Finance
About Goodbudget: Budget & Finance
Google Play
Goodbudget (formerly EEBA, the Easy Envelope Budget Aid) is a money manager and expense tracker that’s great for home budget planning. This personal finance manager is a virtual update on your grandma’s envelope system--a proactive budget planner that helps you stay on top of your bills and finances. Built for easy, real-time tracking. And, sync across Android, iPhone, and the web to share your budget with your budgeting partners. Keep everyone on the same page with household finances!
The best income and expense tracking tool. Ever. Yup.
Not yet convinced?
• Recommended by Experts. Google. The New York Times. Forbes. LifetimeTV. Boston Globe. About.com, Lifehacker, the Register, Verizon Wireless, Leave Debt Behind, yada yada yada.
• Top quality. Ranked #3 in App Quality across ALL finance apps in both major app stores. [1]
• Downloaded over 3,000,000 times
And loved by users everywhere
...which, after all, is what matters most…
CHOCK FULL OF FEATURES
SYNC ACROSS MULTIPLE DEVICES (AND WEB)
• Automagically syncs across Android, iPhone, and the web
• Stay on the same page about finances with loved ones
• Data is automatically and securely backed up to Goodbudget’s website
PERSONAL FINANCIAL MANAGER FOR LIFE ON-THE-GO
• Expense tracking optimized for speed!
• Check Envelope & Account balances
• Save for the future with Goal and Annual Envelopes
• Scheduled transactions and Envelope fills
• Split expense transactions
• Save time with smart payee and category suggestions
• Easily transfer funds between Envelopes and Accounts
• Search for transactions
• Add income
• Choose budget period to match real-life
• Add and edit Accounts
• Location-based widget! Enter common transactions in exactly 3 touches. Control in Settings. (Note: widget will not be available if you move app to SD due to Android limitation)
• Edit budget as needed!
INSIGHTFUL REPORTS
• Analyze spending with Spending by Envelope Report
• Monitor cashflow with Income vs. Spending Report
ALSO ON THE WEB
• Download transactions to CSV
• Bank account statement import in QFX (Quicken) and OFX (Microsoft Money) formats with auto-matching to manually entered transactions
• Clear/reconcile transactions
• Even more reports!
BASED ON PROVEN ENVELOPE SYSTEM
• No physical envelopes...only virtual ones!
• Roll unused funds over to the new month to reward your amazing self-control!
• Plan finances ahead of time to keep budget on track
• Live within your means
• A darn cute envelope mascot
Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it!
SUBSCRIBERS GET MORE FEATURES!
• Unlimited Envelopes AND Accounts
• Sync up to 5 devices
• 7 years of transaction history
• Personal and friendly email support
Looking for a finance manager, money tracker, checkbook ledger, or household budget planner? Try us out!
Goodbudget: Budget well. Live life. Do good.
Features, bugs? Please email us at support@goodbudget.com! We're happy to help!
[1] https://goodbudget.com/2018/04/goodbudget-top-finance-app/
The best income and expense tracking tool. Ever. Yup.
Not yet convinced?
• Recommended by Experts. Google. The New York Times. Forbes. LifetimeTV. Boston Globe. About.com, Lifehacker, the Register, Verizon Wireless, Leave Debt Behind, yada yada yada.
• Top quality. Ranked #3 in App Quality across ALL finance apps in both major app stores. [1]
• Downloaded over 3,000,000 times
And loved by users everywhere
...which, after all, is what matters most…
CHOCK FULL OF FEATURES
SYNC ACROSS MULTIPLE DEVICES (AND WEB)
• Automagically syncs across Android, iPhone, and the web
• Stay on the same page about finances with loved ones
• Data is automatically and securely backed up to Goodbudget’s website
PERSONAL FINANCIAL MANAGER FOR LIFE ON-THE-GO
• Expense tracking optimized for speed!
• Check Envelope & Account balances
• Save for the future with Goal and Annual Envelopes
• Scheduled transactions and Envelope fills
• Split expense transactions
• Save time with smart payee and category suggestions
• Easily transfer funds between Envelopes and Accounts
• Search for transactions
• Add income
• Choose budget period to match real-life
• Add and edit Accounts
• Location-based widget! Enter common transactions in exactly 3 touches. Control in Settings. (Note: widget will not be available if you move app to SD due to Android limitation)
• Edit budget as needed!
INSIGHTFUL REPORTS
• Analyze spending with Spending by Envelope Report
• Monitor cashflow with Income vs. Spending Report
ALSO ON THE WEB
• Download transactions to CSV
• Bank account statement import in QFX (Quicken) and OFX (Microsoft Money) formats with auto-matching to manually entered transactions
• Clear/reconcile transactions
• Even more reports!
BASED ON PROVEN ENVELOPE SYSTEM
• No physical envelopes...only virtual ones!
• Roll unused funds over to the new month to reward your amazing self-control!
• Plan finances ahead of time to keep budget on track
• Live within your means
• A darn cute envelope mascot
Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it!
SUBSCRIBERS GET MORE FEATURES!
• Unlimited Envelopes AND Accounts
• Sync up to 5 devices
• 7 years of transaction history
• Personal and friendly email support
Looking for a finance manager, money tracker, checkbook ledger, or household budget planner? Try us out!
Goodbudget: Budget well. Live life. Do good.
Features, bugs? Please email us at support@goodbudget.com! We're happy to help!
[1] https://goodbudget.com/2018/04/goodbudget-top-finance-app/
App Store
Goodbudget is a personal finance app perfect for budget planning, debt tracking, and money management. Share a budget with sync across multiple phones (and the web!).
MANAGE MONEY WITH PEOPLE YOU LOVE
Goodbudget is perfect for sharing a budget with a spouse, family member, or friend. Sync across multiple devices including iPhones, other smartphones, and the web.
* Transactions synced with the cloud and accessible from other devices, including Goodbudget's web app!
* Stay on the same page about finances with those close to you
* Your data is automatically and securely backed up to Goodbudget's website
* Download transactions to CSV (on website)
INSIGHTFUL REPORTS
Goodbudget helps you make sense of your budgeting and spending with in-app reports.
* Know how to modify your budget after analyzing reports
* Spending by envelope report (cool-looking pie chart!)
* Income vs spending report
* Debt progress report (track your payoff!)
* Even more reports on the web
A PROVEN SYSTEM
Goodbudget is based on the envelope budgeting method. But with no physical envelopes...only virtual envelopes!
* Check envelopes balances (aka how much you have left to spend) while you're on-the-go
* Expense tracking optimized for speed
* Proven cash envelope budgeting method
* Track your bank balances in addition to envelope balances
* Pay off debt and manage payments
* Live within your means
* Schedule transactions and automatic envelope fills
Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it!
================================
SUBSCRIBERS GET MORE FEATURES!
================================
* Unlimited regular envelopes
* Unlimited annual envelopes
* Sync up to 5 devices
* 7 years of transaction history
* Personal and friendly email support
Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
If you're looking to track where your money goes, plan your spending, or create a budget that works, try us out!
Goodbudget: Budget well. Live life. Do Good.
Features, bugs? Please email us at support@goodbudget.com! We're happy to help!
** Leading personal finance app downloaded over 2,000,000 times AND previously featured by Apple, The New York Times, Forbes, CNET, LifeTime TV, The Boston Globe, and Lifehacker **
MANAGE MONEY WITH PEOPLE YOU LOVE
Goodbudget is perfect for sharing a budget with a spouse, family member, or friend. Sync across multiple devices including iPhones, other smartphones, and the web.
* Transactions synced with the cloud and accessible from other devices, including Goodbudget's web app!
* Stay on the same page about finances with those close to you
* Your data is automatically and securely backed up to Goodbudget's website
* Download transactions to CSV (on website)
INSIGHTFUL REPORTS
Goodbudget helps you make sense of your budgeting and spending with in-app reports.
* Know how to modify your budget after analyzing reports
* Spending by envelope report (cool-looking pie chart!)
* Income vs spending report
* Debt progress report (track your payoff!)
* Even more reports on the web
A PROVEN SYSTEM
Goodbudget is based on the envelope budgeting method. But with no physical envelopes...only virtual envelopes!
* Check envelopes balances (aka how much you have left to spend) while you're on-the-go
* Expense tracking optimized for speed
* Proven cash envelope budgeting method
* Track your bank balances in addition to envelope balances
* Pay off debt and manage payments
* Live within your means
* Schedule transactions and automatic envelope fills
Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it!
================================
SUBSCRIBERS GET MORE FEATURES!
================================
* Unlimited regular envelopes
* Unlimited annual envelopes
* Sync up to 5 devices
* 7 years of transaction history
* Personal and friendly email support
Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
If you're looking to track where your money goes, plan your spending, or create a budget that works, try us out!
Goodbudget: Budget well. Live life. Do Good.
Features, bugs? Please email us at support@goodbudget.com! We're happy to help!
** Leading personal finance app downloaded over 2,000,000 times AND previously featured by Apple, The New York Times, Forbes, CNET, LifeTime TV, The Boston Globe, and Lifehacker **
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The best
Oct 19, 2020 I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.more -
Needs a couple features, but great app!
Jan 23, 2019 I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!more -
Best decision ever!
May 10, 2019 In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.more -
Has saved me thousands; but it’s time to step up the technology!
Jan 7, 2018 I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers.more
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Oct 24, 2020 I downloaded subscription, deleted, and then decided to try again, and my phone says I resubscribed, but when I put in my email it says no account exists. 😩more -
Jun 2, 2020 Goodbudget is a good web based envelope budgeting system, but this app needs a lot of help. Basically, you'll need to use the browser to do various functions that the app can't.more -
Jun 1, 2020 This app works in the opposite way that I need to plan. I want to enter ALL my debts first, their due dates, interest rates, and minimum payments. Then I want to enter each bill, it's due date, and amount owed. THEN AND ONLY THEN DO I WANT TO ENTER AN ENVELOPE FOR A PAYCHECK. Because as far as I am concerned, anything else--food, gas, groceries, gym, misc--that's off the table until my debts are allocated for, then bills, then extra to make extra payments on the debt. Not buying food until then.more -
Sep 20, 2019 Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.more
- Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
- A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
- The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps
Reviewed by Antonio Rozich on March 19, 2018
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The best
Oct 19, 2020 I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.more -
Needs a couple features, but great app!
Jan 23, 2019 I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!more -
Best decision ever!
May 10, 2019 In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.more -
Awesome app, saves Money!!
Sep 21, 2018 This is one of the best apps I’ve ever used. I started using it about a year ago, and have saved lots, and have been way more effective with my hard-earned money. I’ve used this app to help pay off 3 debts, saved for a major house repair that I paid in cash, and saved for future funds like tires and Christmas. And I’ve met goals, tracked them, and have done it all at once! This app has changed my family’s life and financial future! It’s super easy to use and incredible to watch your money grow or be put to the best use. The goal envelopes are one of my favorite features. I like it better than other budget apps because it has a reconcile function for the bank accounts. Most of the other apps automatically downloaded transactions, but didn’t have a reconcile function, and that was critical for me. What’s the purpose of having a use for every dollar in your account if you can’t confirm the reconciled amount? Even automatic downloads get messed up. Entering transactions in manually in this app is a few quick, easy taps and keeps me more on top of what’s happening in my account. I can’t recommend this app highly enough! Happy saving!!!more
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Has saved me thousands; but it’s time to step up the technology!
Jan 7, 2018 I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers.more -
Excellent budgeting but needs more customization
Apr 3, 2020 This app is exactly what I wanted for budgeting. Regular budgeting apps made no sense to me, since I typically don’t spend over $5 a month on coffee and didn’t need that kind of budget, but maybe one month I’m traveling a lot I might spend $15 on coffee. The lack of rollover would frustrate me on other apps. This allows me to have a single savings accounts, but know how much exactly I have budgeted for certain thing, which is not everything in my savings. I used to hate the manual inputing of transactions, but now that I have the hang of it I don’t mind it since it gives me time to make sure my statements are correct. The reason I gave this 4 star though is that I wish there was slightly more customization. Your options for envelope savings are irregular/annual and picking ONE other way (monthly, biweekly, etc). This doesn’t work well for me since I budget my rent monthly, my grocery’s weekly, and my insurance every 6 months. I wish in the premium version, at least, they had the option to break down the way you want to budget envelopes in more depth. I would immediately purchase it then.more -
Great for first time budgeters, could use some improvement.
Jul 26, 2018 Easiest user interface I've seen among envelope budgeting apps that cover basic needs in budgeting, and it's nice that they don't put a time limit on the free version while you're first getting your finances under control (though the paid version is definitely worth the unlimited envelopes!). Mobile version is clean and functional. Reports are decent too, though some other apps allow you to get more detailed analysis. Reason for only 4 stars is that they're are a few random annoying glitches, most notably that if you edit am existing budget, you can NOT see what your total budget is adding to as you edit, so I have to budget in a spreadsheet first then copy it all manually into the app to ensure I'm not budgeting myself into a deficit. It would also be nice if they added the ability to link directly to accounts like mint does in case I miss a transaction, though there are pros and cons to enabling people to be less hands-on in their budgeting.more -
Jul 24, 2019 I love it, but I think there's a tiny little thing that could make it better... Some envelopes require a constant amount like Netflix subscriptions, but I'd prefer if other envelopes can be assigned a PERCENTAGE of my income. For example, I want my Savings Envelope to be 30% of my income because sometimes I earn a little less, sometimes I earn a little more.more -
Very good app!
Nov 25, 2017 Good Budget was kind of confusing to learn at first. Now that I’ve been at it for a couple weeks, I REALLY like it. I was looking for a very simple system that emulated an envelope system that is familiar to a lot of talk radio fans. I never wanted to carry physical envelopes. That seems archaic to me and very inconvenient at times. I also wanted something I could set up to automate my weekly budget allotment deposits into those envelopes. Also important was that it be as close to free as possible. This app did all of that for me. I didn’t want to over complicate the number of envelopes, so I only have four. That makes this completely free for me. Like I said, it wasn’t user friendly to learn and some of the controls of the envelopes aren’t very intuitive, but now that I’ve learned the system, I have automated it to do exactly what I want. I figured it out quickly, but it did take a bit of effort on my part. I’m glad i did. I really like the user interface, too.more
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Sep 21, 2020 Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do.more -
Sep 4, 2020 was working perfectly for several years but of late it does not synchronize between entries made between multiple devices. my wife made entries that are not reflected on my device.more -
Jul 31, 2020 It's seems like a decent app that will help me budget. Many positives, but one major problem... When I try to schedule the filling of the envelopes in advance, it shows the envelope fill and deposit right away. For example, I put in 8/6 as the date for the paycheck and envelope fill, but it shows immediately in my checking balance and envelopes. Why have the option for a future date if it shows it immediately? This will make reconciling my checking account with the app's balance more difficult.more -
Sep 1, 2020 Features missing from Android version and is not as polished as the iOS version. It's an okay app the more I use, the more things I find are lacking.more
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Oct 24, 2020 I downloaded subscription, deleted, and then decided to try again, and my phone says I resubscribed, but when I put in my email it says no account exists. 😩more -
Jun 2, 2020 Goodbudget is a good web based envelope budgeting system, but this app needs a lot of help. Basically, you'll need to use the browser to do various functions that the app can't.more -
Jun 1, 2020 This app works in the opposite way that I need to plan. I want to enter ALL my debts first, their due dates, interest rates, and minimum payments. Then I want to enter each bill, it's due date, and amount owed. THEN AND ONLY THEN DO I WANT TO ENTER AN ENVELOPE FOR A PAYCHECK. Because as far as I am concerned, anything else--food, gas, groceries, gym, misc--that's off the table until my debts are allocated for, then bills, then extra to make extra payments on the debt. Not buying food until then.more -
Sep 20, 2019 Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.more -
Frustrating to work with
Mar 20, 2018 At first I really loved Goodbudget. I love the digital envelope system, how easy it is to input expenses, the recurring payments/income feature, etc. More recently I’ve found some of the processes more cumbersome than helpful. When I set a recurring income, including specifying which envelope the money goes into, it resets the envelope at the base amount set rather than adding to what’s already in there. It takes the excess and sweeps it into “Unallocated” rather than keeping it where I very deliberately put it. Then I have to go through the process of figuring out how much was in each envelope before my income hit, and transfer from unallocated into the various envelopes (each transfer happening separately). All in all, this program is pretty good, but only if you’re budgeting and living paycheck to paycheck, especially since it’s free. If you are saving up for something or want to have extra money in a few of your envelopes, this program becomes more of a headache than it’s worth.more
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Grow Up, Goodbudget
Jul 13, 2019 Everything about this app (from a functional standpoint) is 5-star. Easy to use, clear, no pesky bugs. It performs exactly as advertised. This 1-star review is only for the interactive element of Goodbudget, namely the anthropomorphic envelopes. What lunatic asylum design group thought it a good idea to create an emoting face that reacts to your spending? The feeling of being judged by this app is one hundred percent real for crossing the spending line established. When I went over budget on a particular line, I was honestly surprised to see the envelope figure not hanging from a noose. I use this app to track basic family spending items like groceries, restaurants, personal purchases, &c. I can’t imagine what it would feel like to use this app and go over budget on purchasing diapers or medical care for my child when every penny is already spent on other bills. Goodbudget - grow up, get rid of the emotive envelopes, and let people use your app judgement free like we all deserve in life.more -
No tech support
Jul 8, 2020 I have used Goodbudget for several years now and thought it was a great, simple, budgeting tool. I’ve recommended it to several family and friends. However, this past week as I was inserting info into my app the whole thing shut down and when I opened it back up all of my envelopes were screwed up. They wouldn’t show any deposits for the past 5 months. Needless to say I was pretty upset. It threw all of my envelopes off. I learned the hard way that the ONLY way to contact this company is through email. It’s been almost a week now and I still have not hear from anyone... so I switched to Dave Ramsey’s app - Every dollar. So far I like it a lot better. And they actually have a chat support. If I’m gng to pay for an app at least I have support. You failed Goodbudget. And I will tell all of my family and friends to switch too.more -
Difficult to understand & use
Dec 15, 2018 I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up.more -
Outrageous price for a limited time
Aug 5, 2017 I was really excited about this app because it has all of the functionality I've been looking for. However as soon as I started to set it up, I found out that you only get ONE free "account" ...really? Not even two accounts for checking AND savings? And the upgrade is $15 for 3 months or $25 for 6. That is absolutely OUTRAGEOUS and not worth it, I honestly don't know where these developers get off asking that price. There isn't even an "unlimited" option so you're forced to keep paying those prices. I might pay $15 for an unlimited version (which I have NEVER paid for an app before), but come on. I'm a budget-conscious person, which is why I looked at this app to begin with. It's also why I won't be using it.more
What’s Groovy
I have now been using this app for 7 or 8 years (back when it was EEBA). I absolutely love it. My husband and I have it on our phones and can easily look and make wise decisions financially. We also have our own envelopes that we can spend money out of without talking to each other. That makes it nice when you just want to pick something up at the craft store. We literally saved over $30,000 and paid off our house in 7 years. Thanks!
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What’s Subpar
Would really like the option to budget monthly but paid weekly & to split any extra money into categories. Another thing this is missing is having a focus on savings.
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Filter Reviews
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The best
I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend. -
Needs a couple features, but great app!
I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget! -
Best decision ever!
In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST. -
Has saved me thousands; but it’s time to step up the technology!
I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers. -
Very useful envelope budget. Very good.
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Awesome app, saves Money!!
This is one of the best apps I’ve ever used. I started using it about a year ago, and have saved lots, and have been way more effective with my hard-earned money. I’ve used this app to help pay off 3 debts, saved for a major house repair that I paid in cash, and saved for future funds like tires and Christmas. And I’ve met goals, tracked them, and have done it all at once! This app has changed my family’s life and financial future! It’s super easy to use and incredible to watch your money grow or be put to the best use. The goal envelopes are one of my favorite features. I like it better than other budget apps because it has a reconcile function for the bank accounts. Most of the other apps automatically downloaded transactions, but didn’t have a reconcile function, and that was critical for me. What’s the purpose of having a use for every dollar in your account if you can’t confirm the reconciled amount? Even automatic downloads get messed up. Entering transactions in manually in this app is a few quick, easy taps and keeps me more on top of what’s happening in my account. I can’t recommend this app highly enough! Happy saving!!! -
Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do.
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Tell your money what to do before it leaves you
I’ve been using this app for at least 8 years (Remember when she was called EEBA?) This app motivated me to take charge of my $, pay off debt and live an intentional, enjoyable life of financial stewardship. I’m a disciple of Jesus Christ and a student of Dave Ramsey. This app is FAR more robust than Every Dollar. Discipline yourself and your spending and you’ll be sweetly surprised as your financial goals are achieved: debt free living, achieve savings goals to purchase cars for cash and to pay off a mortgage early. Budgeting would be a horrible chore if it weren’t for this app. The sales / tech support team are top notch. You will not regret making Goodbudget a part of your personal finance tool chest. I use it WITHOUT linking to external accounts to force me to balance and track my accounts. Try the free version and commit yourself to track all your spending (ALL YOUR SPENDING) for 2 months. This will help you develop a budget. If you’re using the free version with consistent discipline for 2 months, upgrade to the full version. You won’t regret it. -
was working perfectly for several years but of late it does not synchronize between entries made between multiple devices. my wife made entries that are not reflected on my device.
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Excellent budgeting but needs more customization
This app is exactly what I wanted for budgeting. Regular budgeting apps made no sense to me, since I typically don’t spend over $5 a month on coffee and didn’t need that kind of budget, but maybe one month I’m traveling a lot I might spend $15 on coffee. The lack of rollover would frustrate me on other apps. This allows me to have a single savings accounts, but know how much exactly I have budgeted for certain thing, which is not everything in my savings. I used to hate the manual inputing of transactions, but now that I have the hang of it I don’t mind it since it gives me time to make sure my statements are correct. The reason I gave this 4 star though is that I wish there was slightly more customization. Your options for envelope savings are irregular/annual and picking ONE other way (monthly, biweekly, etc). This doesn’t work well for me since I budget my rent monthly, my grocery’s weekly, and my insurance every 6 months. I wish in the premium version, at least, they had the option to break down the way you want to budget envelopes in more depth. I would immediately purchase it then.
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Missing something?
Love the concept, website, and the app except you can’t group in the app. Am I missing something? Otherwise would give 5 starts easily. -
I have been using this app since it was im beta testing and used to be called EEBA (Easy Envelope Budget Aid). I have never felt the need to look for another personal finance budgeting app. The best thing about this app is that it is dead simple to use while having all the customization options that you'll ever need.
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Can't sync, big problem
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Very useful envelope budget. Very good.
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The best
I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend. -
Just Perfect!
This app/website is exactly what I’ve been looking for! I wanted a simple way to track my spending digitally. I also wanted to be able to create a two-week budget instead of a monthly budget, based on my paychecks. I tried Mint, YNAB, EveryDollar, tracking in Excel, and tracking on paper, but nothing suiting my needs as well as this. Thank you, Goodbudget, for creating this simple and effective tool! So glad I didn’t give up my search. -
I have now been using this app for 7 or 8 years (back when it was EEBA). I absolutely love it. My husband and I have it on our phones and can easily look and make wise decisions financially. We also have our own envelopes that we can spend money out of without talking to each other. That makes it nice when you just want to pick something up at the craft store. We literally saved over $30,000 and paid off our house in 7 years. Thanks!
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Nice budget app!
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Excellent app. Easy to uses it!
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Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do.
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The best
I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend. -
Needs a couple features, but great app!
I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget! -
Best decision ever!
In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST. -
Very useful envelope budget. Very good.
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Awesome app, saves Money!!
This is one of the best apps I’ve ever used. I started using it about a year ago, and have saved lots, and have been way more effective with my hard-earned money. I’ve used this app to help pay off 3 debts, saved for a major house repair that I paid in cash, and saved for future funds like tires and Christmas. And I’ve met goals, tracked them, and have done it all at once! This app has changed my family’s life and financial future! It’s super easy to use and incredible to watch your money grow or be put to the best use. The goal envelopes are one of my favorite features. I like it better than other budget apps because it has a reconcile function for the bank accounts. Most of the other apps automatically downloaded transactions, but didn’t have a reconcile function, and that was critical for me. What’s the purpose of having a use for every dollar in your account if you can’t confirm the reconciled amount? Even automatic downloads get messed up. Entering transactions in manually in this app is a few quick, easy taps and keeps me more on top of what’s happening in my account. I can’t recommend this app highly enough! Happy saving!!! -
Tell your money what to do before it leaves you
I’ve been using this app for at least 8 years (Remember when she was called EEBA?) This app motivated me to take charge of my $, pay off debt and live an intentional, enjoyable life of financial stewardship. I’m a disciple of Jesus Christ and a student of Dave Ramsey. This app is FAR more robust than Every Dollar. Discipline yourself and your spending and you’ll be sweetly surprised as your financial goals are achieved: debt free living, achieve savings goals to purchase cars for cash and to pay off a mortgage early. Budgeting would be a horrible chore if it weren’t for this app. The sales / tech support team are top notch. You will not regret making Goodbudget a part of your personal finance tool chest. I use it WITHOUT linking to external accounts to force me to balance and track my accounts. Try the free version and commit yourself to track all your spending (ALL YOUR SPENDING) for 2 months. This will help you develop a budget. If you’re using the free version with consistent discipline for 2 months, upgrade to the full version. You won’t regret it. -
Budgeting done!
I have been using the app for one year and it has helped me do a complete 180 with my finances. I use to always be broke living one paycheck to another and now I have money saved and bills paid the second they arrive. The app helps you see where all of your money is going as long as you input everything you spend. The app is super easy to input the expenses and only take a few seconds once you have all your categories set. I don’t have my accounts linked because I like to only work out of good budget and then go back and balance it once I get my bank statement. This has worked so week for me that I am debt free minus the house of course and now I don’t stress about where all my money goes. It has taught me how to live within my means and how to save for the things I really want to do. Over the years I have tried other apps and never could commit to them because they were to complicated. Good budget has changed that completely, thank you! -
Great app but I have a few suggestions.
This app has changed my life. It is very user friendly and is exactly what I was looking for. My husband and I have a joint account for bills and I can’t get him to switch to this app (which I use for my personal expenses). Why? Because the app he uses directly imports the expenses from our account. I do like that feature which allows you to simply drag and drop those expenses directly into an envelope or category on the app. That’s the biggest thing I wish this app offered. The other thing is sometimes I put my paycheck in a day early so that it is already divided up and appears there on that day. Well even though I put the day of my payday in, it appears immediately in the envelope and I wish it wouldn’t. That could be user error on my part. Regardless, I LOVE this app and would recommend it 100%. If you’re not sure, try the free version first. You won’t mind paying for the better version once you see how great it is! -
Best budgeting app I’ve used!
I love Goodbudget! It is seriously the best budget app I’ve ever used. Here’s what I love about it. First, it’s really simple to get started. They have a great Getting Started Video series that walks people through getting set up from start to finish. Second, everything is customizable. So I can create my own envelope categories and set the budget for each. I can create scheduled transactions that add in my income on the day I actually get paid, as well as scheduled payments for things that I pay automatically, like my car insurance. Third, I really appreciate that I have to manually add transactions myself. I think that keeps me much more aware of my spending because I have to add each one myself. My boyfriend uses Mint, and he has no idea how much he’s spent on things until he logs in and categorizes everything. Only then will he realize he’s over budget. That will not happen to you if you diligently add your expenses into Goodbudget. That also forces me to open up the app and actually look at my envelopes before spending, because I know if I don’t have enough cash to cover my purchase, my envelope will go negative, and I work hard to avoid that. Overall, the most important thing Goodbudget allows me to do is plan before I spend by setting money aside in an envelope. That way, I’m consciously making a plan for how I want to spend money that month. And I know that when an envelope is empty, I should stop spending. -
Best budget app!
Goodbudget has been my go-to budget app for years. It's the best, easiest, and simplest replacement for the old cash envelope budget system. I use the free version, so I don't have bank account syncing, but I've always been diligent about tracking my transactions and checking my bank account to make sure everything lines up, so I don't feel like I'm missing anything. On payday I simply go in and fill the appropriate envelopes and it keeps me on track with all my bills and living expenses. I love that the app has an "Annual/Irregular" feature, which I use to track my "sinking funds" like car maintenance and pet bills; things I might not spend money on monthly, but I still budget for. I use the 10 monthly envelopes to track my monthly bills and daily spending like groceries and gas in my checking account and the annual/irregular envelopes to track my sinking funds in my savings account. I love this app and will continue to use it as long as it's around!
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Has saved me thousands; but it’s time to step up the technology!
I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers. -
Excellent budgeting but needs more customization
This app is exactly what I wanted for budgeting. Regular budgeting apps made no sense to me, since I typically don’t spend over $5 a month on coffee and didn’t need that kind of budget, but maybe one month I’m traveling a lot I might spend $15 on coffee. The lack of rollover would frustrate me on other apps. This allows me to have a single savings accounts, but know how much exactly I have budgeted for certain thing, which is not everything in my savings. I used to hate the manual inputing of transactions, but now that I have the hang of it I don’t mind it since it gives me time to make sure my statements are correct. The reason I gave this 4 star though is that I wish there was slightly more customization. Your options for envelope savings are irregular/annual and picking ONE other way (monthly, biweekly, etc). This doesn’t work well for me since I budget my rent monthly, my grocery’s weekly, and my insurance every 6 months. I wish in the premium version, at least, they had the option to break down the way you want to budget envelopes in more depth. I would immediately purchase it then. -
Great for first time budgeters, could use some improvement.
Easiest user interface I've seen among envelope budgeting apps that cover basic needs in budgeting, and it's nice that they don't put a time limit on the free version while you're first getting your finances under control (though the paid version is definitely worth the unlimited envelopes!). Mobile version is clean and functional. Reports are decent too, though some other apps allow you to get more detailed analysis. Reason for only 4 stars is that they're are a few random annoying glitches, most notably that if you edit am existing budget, you can NOT see what your total budget is adding to as you edit, so I have to budget in a spreadsheet first then copy it all manually into the app to ensure I'm not budgeting myself into a deficit. It would also be nice if they added the ability to link directly to accounts like mint does in case I miss a transaction, though there are pros and cons to enabling people to be less hands-on in their budgeting. -
I love it, but I think there's a tiny little thing that could make it better... Some envelopes require a constant amount like Netflix subscriptions, but I'd prefer if other envelopes can be assigned a PERCENTAGE of my income. For example, I want my Savings Envelope to be 30% of my income because sometimes I earn a little less, sometimes I earn a little more.
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Very good app!
Good Budget was kind of confusing to learn at first. Now that I’ve been at it for a couple weeks, I REALLY like it. I was looking for a very simple system that emulated an envelope system that is familiar to a lot of talk radio fans. I never wanted to carry physical envelopes. That seems archaic to me and very inconvenient at times. I also wanted something I could set up to automate my weekly budget allotment deposits into those envelopes. Also important was that it be as close to free as possible. This app did all of that for me. I didn’t want to over complicate the number of envelopes, so I only have four. That makes this completely free for me. Like I said, it wasn’t user friendly to learn and some of the controls of the envelopes aren’t very intuitive, but now that I’ve learned the system, I have automated it to do exactly what I want. I figured it out quickly, but it did take a bit of effort on my part. I’m glad i did. I really like the user interface, too. -
An excellent all with only a few missing features. This app puts budgeting front and center, but it also allows you to track payees and to split transactions, among other helpful features. So many other apps were missing at least one feature. There are a few drawbacks. The account totals can take a while to update, which can be disorienting. Support for multiple currencies and the ability to attach photos to transactions would be helpful. Other than that, an excellent app.
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Very Helpful
This app is not complicated and does have a tremendous amount of features. One thing it does not have is an auto sync with you bank account. However, before thinking that this is a bad thing keep in mind that this forces you to keep using this (balancing your checkbook so to speak). Some of the benefits of this app are easy envelope transfers, split transactions, auto funding, and atypical budgeting. Atypical budgeting? So many other tools out there are based on monthly cycles. Sure, this works for you water bill, mortgage/rent, and cell phone, but, who is paid monthly? We use this to auto-fill all of our envelopes every two weeks when we are paid. This will really force you to only spend what you have. The only issue that I have found is it occasionally will not sync (minus 1 star), but within 30 minutes or so we are back in business. -
Works Flexibly, Like Money Does
I used several budgeting apps before this one, and they're all too stiff. What if you don't need any hair products this month, but you desperately need socks and you're out of "clothing" money? What if you want to take all your extra money at the end of January and put it into savings? All doable on Goodbudget. I started paying the $5 a month after my three month trial because I really liked it that much. If you follow Dave Ramsey at all, this is like an electronic envelope system. I really suggest starting with the actual envelopes (or the wallet-- it's on their website and it keeps all your daily envelopes together in a classy wallet) for a year or two until you get the hang of it. There's something important about watching your money come and go. Once you get that down, and learn to stay within budget, the Goodbudget app is perfect. -
Good...but could be better
This is a great program for a virtual envelope budgeting system. Nothing else out there really compares to this format, and I’ve looked. However, I keep looking for one specific reason. There’s no option to automatically download financial transactions. They will tell you it’s so you pay attention to your finances more by having to manually enter, but in my experience the time it takes to manually input means I often get behind, then my envelopes aren’t balanced and I still don’t know how much I have to spend. Honestly, it just seems like laziness at this point on behalf of the developers. Would be nice to just open the app and quickly categorize my transactions that are already downloaded and waiting for me. All in all though, this is still the best setup for budgeting. -
Love! (only one feature missing)
This is my favorite budgeting app by far. It changed my financial life and I feel like I finally have control of my spending. There is only one feature missing. I wish it would connect to me bank account and import transactions. I don’t need it to do it automatically and I would never want it to categorize the transactions for me. However, when my numbers are off and I need to reconcile or when I’ve fallen behind in entering and need to catch up, it would be so helpful to be able to directly import the information with a manual trigger. This would eliminate technological issues encountered with the download and upload which is an step that only serves to distract and create unnecessary obstacles.
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Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do.
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was working perfectly for several years but of late it does not synchronize between entries made between multiple devices. my wife made entries that are not reflected on my device.
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It's seems like a decent app that will help me budget. Many positives, but one major problem... When I try to schedule the filling of the envelopes in advance, it shows the envelope fill and deposit right away. For example, I put in 8/6 as the date for the paycheck and envelope fill, but it shows immediately in my checking balance and envelopes. Why have the option for a future date if it shows it immediately? This will make reconciling my checking account with the app's balance more difficult.
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Features missing from Android version and is not as polished as the iOS version. It's an okay app the more I use, the more things I find are lacking.
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Can't sync, big problem
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I was disappointed with this app I was hoping to be able to add in all my information, with their frequencies and it be about the tell what that works out monthly, weekly etc. I can't even add in 4 weekly pay. Each envelope need to have its own frequency as well as amount and deadlines etc.
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Sounds like just exactly what i was looking for. But i didn't use it because there was an another APP that provided an excellent feature. The app is called "Walnut". It recognises all my digital spendings by reading my SMS and records it automatically. Goodbudget might think of adding such feature.
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$15-$25 for extra envelopes???
So far, this app has been fairly useful. Even though I find some things to be confusing, I have also found the help team to be VERY helpful, which is rare and very much appreciated!!! Here's my biggest problem, and the reason I am probably going to be using the BetterHaves app going forward: to get more than 10 envelopes, they expect you to pay $15 for 3 months, or $25 for 6, and there's not even a better deal 12 month option!!! That is OUTRAGEOUS!!!! Sure, you also get access from 5 devices, big whoop, and 5 years of transaction history, another big whoop. Maybe the 5 devices would be worth it if it included tablets! There is no version for the iPad. $15-25 for those THREE extra perks (unlimited envelopes, 5 devices, 5 yrs history) is absolutely ridiculous. Even though I've already got 5 months of budget history, I'm cutting my losses and using the BetterHaves app from now on, b/c they give me unlimited envelopes. Whatever features I'm losing by switching, they still don't add up to $15, and nowhere near $25 worth. -
Not as useful as it once was. They removed useful functions like the ability to add different sources of estimated income (or at least they hid them deep down on the web interface) and added features like reports. extra features like that aren't un-useful, but also aren't at all necessary on what's supposed to be a digital version of the envelope system. It would be better to spend that effort on essentials like *Knowing How Much Money You Will Have*.
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This app could be good but not user friendly
I’ve been using this app for about a month doing a weekly budget. It’s the only app I can find that lets me do my budget in this format and I like that because it goes with how my brain works. Unfortunately, this app isn’t that user friendly. It isn’t that intuitive in figuring out how to schedule envelope refills and allocating income. I’ve stuck with it and think I finally have it but it took about 3 weeks to get the app to work for me and for me to understand it. Like is said I stuck with it because I like the envelope fill idea and I dont want an app asking for tons of other things and connected to my bank account and all the things the other budget apps want. This app should not have taken this much work to understand how to use but I have it now for the most part so I’m sticking with it.
Filter Reviews
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I downloaded subscription, deleted, and then decided to try again, and my phone says I resubscribed, but when I put in my email it says no account exists. 😩
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Only online. No offline options. Sync issues. Outdated UI. Many features missing.
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Goodbudget is a good web based envelope budgeting system, but this app needs a lot of help. Basically, you'll need to use the browser to do various functions that the app can't.
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This app works in the opposite way that I need to plan. I want to enter ALL my debts first, their due dates, interest rates, and minimum payments. Then I want to enter each bill, it's due date, and amount owed. THEN AND ONLY THEN DO I WANT TO ENTER AN ENVELOPE FOR A PAYCHECK. Because as far as I am concerned, anything else--food, gas, groceries, gym, misc--that's off the table until my debts are allocated for, then bills, then extra to make extra payments on the debt. Not buying food until then.
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Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
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Frustrating to work with
At first I really loved Goodbudget. I love the digital envelope system, how easy it is to input expenses, the recurring payments/income feature, etc. More recently I’ve found some of the processes more cumbersome than helpful. When I set a recurring income, including specifying which envelope the money goes into, it resets the envelope at the base amount set rather than adding to what’s already in there. It takes the excess and sweeps it into “Unallocated” rather than keeping it where I very deliberately put it. Then I have to go through the process of figuring out how much was in each envelope before my income hit, and transfer from unallocated into the various envelopes (each transfer happening separately). All in all, this program is pretty good, but only if you’re budgeting and living paycheck to paycheck, especially since it’s free. If you are saving up for something or want to have extra money in a few of your envelopes, this program becomes more of a headache than it’s worth. -
Grow Up, Goodbudget
Everything about this app (from a functional standpoint) is 5-star. Easy to use, clear, no pesky bugs. It performs exactly as advertised. This 1-star review is only for the interactive element of Goodbudget, namely the anthropomorphic envelopes. What lunatic asylum design group thought it a good idea to create an emoting face that reacts to your spending? The feeling of being judged by this app is one hundred percent real for crossing the spending line established. When I went over budget on a particular line, I was honestly surprised to see the envelope figure not hanging from a noose. I use this app to track basic family spending items like groceries, restaurants, personal purchases, &c. I can’t imagine what it would feel like to use this app and go over budget on purchasing diapers or medical care for my child when every penny is already spent on other bills. Goodbudget - grow up, get rid of the emotive envelopes, and let people use your app judgement free like we all deserve in life. -
No tech support
I have used Goodbudget for several years now and thought it was a great, simple, budgeting tool. I’ve recommended it to several family and friends. However, this past week as I was inserting info into my app the whole thing shut down and when I opened it back up all of my envelopes were screwed up. They wouldn’t show any deposits for the past 5 months. Needless to say I was pretty upset. It threw all of my envelopes off. I learned the hard way that the ONLY way to contact this company is through email. It’s been almost a week now and I still have not hear from anyone... so I switched to Dave Ramsey’s app - Every dollar. So far I like it a lot better. And they actually have a chat support. If I’m gng to pay for an app at least I have support. You failed Goodbudget. And I will tell all of my family and friends to switch too. -
Extremely Annoying to Use
If I had known how time consuming it was going to be to use this app I would never have paid for a subscription. There are a number of features that would make this app much better and easier to use. One would be a button that automatically fills all your envelopes to the budget amount. Instead you have to do this individually. With like 30 envelopes, this ends up taking like ten minutes. And if you accidentally fill an envelope twice, there’s no way to delete a transaction. Instead you have to create a new transaction to remove that extra money. Very annoying to use, do not recommend. At this point it would have been faster for me to do this the old fashioned way with pen and paper. -
Difficult to understand & use
I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up.
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Hard to Use
We found this hard to use. Not intuitive. It also does unexpected things that aren’t understandable. Finally, I emailed them with a question and went over a week with no answer. We find Homebudget easier to use; but it does have less features than Goodbudget. -
Would really like the option to budget monthly but paid weekly & to split any extra money into categories. Another thing this is missing is having a focus on savings.
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I downloaded subscription, deleted, and then decided to try again, and my phone says I resubscribed, but when I put in my email it says no account exists. 😩
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Weekly purchase
I couldn’t plug in my weekly purchases -
Proprietary data, support did not help me export it. Recently they mixed in the U.S. presidential elections into my inbox. I didn't come to this app to lose data or for their politics.
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Awful
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Only online. No offline options. Sync issues. Outdated UI. Many features missing.
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Bug Needs Fixing
There is a bug in the most recent version (9/25 for iOS 14) that rearranges my envelopes after I edit them into the order I’d like. Please fix this! -
Only good if you pay
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Took my money
The app took my money and erased my account
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I downloaded subscription, deleted, and then decided to try again, and my phone says I resubscribed, but when I put in my email it says no account exists. 😩
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Goodbudget is a good web based envelope budgeting system, but this app needs a lot of help. Basically, you'll need to use the browser to do various functions that the app can't.
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This app works in the opposite way that I need to plan. I want to enter ALL my debts first, their due dates, interest rates, and minimum payments. Then I want to enter each bill, it's due date, and amount owed. THEN AND ONLY THEN DO I WANT TO ENTER AN ENVELOPE FOR A PAYCHECK. Because as far as I am concerned, anything else--food, gas, groceries, gym, misc--that's off the table until my debts are allocated for, then bills, then extra to make extra payments on the debt. Not buying food until then.
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Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
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Frustrating to work with
At first I really loved Goodbudget. I love the digital envelope system, how easy it is to input expenses, the recurring payments/income feature, etc. More recently I’ve found some of the processes more cumbersome than helpful. When I set a recurring income, including specifying which envelope the money goes into, it resets the envelope at the base amount set rather than adding to what’s already in there. It takes the excess and sweeps it into “Unallocated” rather than keeping it where I very deliberately put it. Then I have to go through the process of figuring out how much was in each envelope before my income hit, and transfer from unallocated into the various envelopes (each transfer happening separately). All in all, this program is pretty good, but only if you’re budgeting and living paycheck to paycheck, especially since it’s free. If you are saving up for something or want to have extra money in a few of your envelopes, this program becomes more of a headache than it’s worth. -
Extremely Annoying to Use
If I had known how time consuming it was going to be to use this app I would never have paid for a subscription. There are a number of features that would make this app much better and easier to use. One would be a button that automatically fills all your envelopes to the budget amount. Instead you have to do this individually. With like 30 envelopes, this ends up taking like ten minutes. And if you accidentally fill an envelope twice, there’s no way to delete a transaction. Instead you have to create a new transaction to remove that extra money. Very annoying to use, do not recommend. At this point it would have been faster for me to do this the old fashioned way with pen and paper. -
Latest version loses its way
Prior to the last updates, I was very pleased with this. It was a fast, lean way to assign a job to every dollar. Then they stripped the ability to sweep unassigned cash to an envelope and added things like location (which has to be turned off for every. single. transaction) and scheduling. In short, they stripped out useful features and added bloat. The user forum contains numerous pleas to reinstate the sweep feature and contemptuous and condescending lectures from the company that we should build up unallocated cash. In other words, they have COMPLETELY lost their way when it comes to giving every dollar a job. Very disappointing. -
Great app for the first 30 days...
...and then it became unusable. My wife and I created envelopes and entered expenses for the first month. The app synced across devices and we were able to easily track our combined expenses. When the next month started and we were ready to allocate expenses for each envelope based on our income / spending, I spent 2 incredibly frustrating hours trying unsuccessfully to implement what I thought would be the most basic of configurations (enter income, allocate money to individual envelopes, and have the envelopes start fresh at the beginning of each month). I want to throw something. -
Sigh. Please make an ipad version.
I was excited to try it, based on research and some reviews, however the second i opened it on my iPad and it was horizontal I literally said “Oh come on, seriously?” I have an iPad Pro with a keyboard case which sits the iPad on its side (where the smart connectors are) but that means the app is also on its side...so unless I want to type everything with my head tilted, i’m kinda limited. Exact same problem with the instagram app, which is just as frustrating! Please offer a rotated version for the iPad, or at least the ability to change the orientation based on iPad position. Thank you. -
Not for single people, also don't buy the advanced features
This might be what a married couple needs. However, if you are just a single person wanting to track your checking account and budget yourself, do not try to use this app. The fact that it wants to sync constantly makes it impossible to make little tweaks and clutters everything. Getting it set up is a nightmare. If you change to the pro features you will have another nightmare of a time getting re-set up. Also awful for people with irregular income schedules.
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Only online. No offline options. Sync issues. Outdated UI. Many features missing.
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Grow Up, Goodbudget
Everything about this app (from a functional standpoint) is 5-star. Easy to use, clear, no pesky bugs. It performs exactly as advertised. This 1-star review is only for the interactive element of Goodbudget, namely the anthropomorphic envelopes. What lunatic asylum design group thought it a good idea to create an emoting face that reacts to your spending? The feeling of being judged by this app is one hundred percent real for crossing the spending line established. When I went over budget on a particular line, I was honestly surprised to see the envelope figure not hanging from a noose. I use this app to track basic family spending items like groceries, restaurants, personal purchases, &c. I can’t imagine what it would feel like to use this app and go over budget on purchasing diapers or medical care for my child when every penny is already spent on other bills. Goodbudget - grow up, get rid of the emotive envelopes, and let people use your app judgement free like we all deserve in life. -
No tech support
I have used Goodbudget for several years now and thought it was a great, simple, budgeting tool. I’ve recommended it to several family and friends. However, this past week as I was inserting info into my app the whole thing shut down and when I opened it back up all of my envelopes were screwed up. They wouldn’t show any deposits for the past 5 months. Needless to say I was pretty upset. It threw all of my envelopes off. I learned the hard way that the ONLY way to contact this company is through email. It’s been almost a week now and I still have not hear from anyone... so I switched to Dave Ramsey’s app - Every dollar. So far I like it a lot better. And they actually have a chat support. If I’m gng to pay for an app at least I have support. You failed Goodbudget. And I will tell all of my family and friends to switch too. -
Difficult to understand & use
I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up. -
Outrageous price for a limited time
I was really excited about this app because it has all of the functionality I've been looking for. However as soon as I started to set it up, I found out that you only get ONE free "account" ...really? Not even two accounts for checking AND savings? And the upgrade is $15 for 3 months or $25 for 6. That is absolutely OUTRAGEOUS and not worth it, I honestly don't know where these developers get off asking that price. There isn't even an "unlimited" option so you're forced to keep paying those prices. I might pay $15 for an unlimited version (which I have NEVER paid for an app before), but come on. I'm a budget-conscious person, which is why I looked at this app to begin with. It's also why I won't be using it. -
Lacking basic functionality of linking to bank account
This app has a lot of potential, but it's sadly lacking the most basic of functionality of a budgeting app. How to improve this app: 1) Get the tech to link an account. If you don't have a team who can do this, acquire a rival company that securely links a user's bank account to the app (this should be Priority #1!!!) This isn't 1999, who the F is downloading CVS files? All your competitors are able to link an account. 2) Make your app stand alone. I shouldn't have to do anything on a desktop for the app to work. All functionality should be available on the app. Seriously, how has this not been a top priority? 3) Your app should be smart enough to be able to take transactions from the account you link up and subtract them from these envelopes (and give the user the ability to make the app smarter by being able to fix/reassign transactions to the correct envelopes). You have 1/2 of a great app. Get the tech to make the other half. 50% = F
- Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
- A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
- The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps
Reviewed by Antonio Rozich on March 19, 2018
Release Notes
2.13
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