Name: Goodbudget: Budget & Finance
Rating: 4.4 (4862 reviews)

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4.4

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Most Divorce Couples all Over the world, Separate within the first 5 years of their Marriage Life. I am Married for 35 years, we had to do without a lot things to survive, and live within our budget.

by Antonio
3 years ago
Community
Poor financial decisions are a sure way to ruin any relationship within less than 6 months. If you want to build a stable union and share the budgeting process, use a reliable and perfectly transparent app that will let you be in full control of your joined income and expenses. more

by Antonio
3 years ago
Community
As married couples, you want to have a united front with your spouse in all aspects, especially finance. You get to create up to 10 budget categories for free, then share and sync across supported platforms. Budget planning is essential for keeping both you and your partner on the same page financially. more

by Christina
3 years ago
Community
Effectively budget and manage your finance during an event with this tool. It uses the envelope system to enable you categorize your income and to budget better. That way, you get a more detailed picture of your financial life whenever you want. more

by Sharon
2 years ago
Community
Part of buying a car is figuring out whether you can afford to pay $500 a month or just $200. With a budgeting tool on your phone, you can get credit updates, find areas to save, and start preparing for a new monthly payment.

by Stefan
2 years ago
Expert
1. Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
2. A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
3. The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps
more
Needs a couple features, but great app! Jan 23, 2019

By Tricksterinator

I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget! more
Sep 9, 2019

By A Google user

An excellent all with only a few missing features. This app puts budgeting front and center, but it also allows you to track payees and to split transactions, among other helpful features. So many other apps were missing at least one feature. There are a few drawbacks. The account totals can take a while to update, which can be disorienting. Support for multiple currencies and the ability to attach photos to transactions would be helpful. Other than that, an excellent app. more
A great App but needs a little improvement Mar 11, 2021

By Thadsdad42

Goodbudget is an amazing app that helps with budgeting. It does what it is supposed to and can help everyone to understand how to budget well and effectively. Goodbudget has graphs that are easy and simple to understand. One of them tells you where you spend your money the other tells you how much you spend and how much income you get. Goodbudget has easy-to-understand features and if you don’t understand they took time to create videos on how to learn to use the app well. The app also helps show you how much you spend and save to keep up with your finances well. However, this app isn’t perfect just like everything. One negative about this app is that there is a paywall to get all the features and it can be tricking when first starting. The videos created are also a bit of a problem because they show that the app is very complex and can’t be fully used if not watched. Personally, one thing that bothered me was I needed to pay for an app about budgeting which I think is silly. I understand that the app is free and a paywall is there for the creators to earn money from it, you can improve on helping a basic user to add a tutorial on what each feature does. This would be very simple to add and will help more people to want to download it for its simple explanation on how to use it. Other than this simple thing I love your app and how you guys were able to make it. more
Best decision ever! May 10, 2019

By SachaPete

In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST. more

Needs a couple features, but great app! Jan 23, 2019

By Tricksterinator

I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget! more
Sep 9, 2019

By A Google user

An excellent all with only a few missing features. This app puts budgeting front and center, but it also allows you to track payees and to split transactions, among other helpful features. So many other apps were missing at least one feature. There are a few drawbacks. The account totals can take a while to update, which can be disorienting. Support for multiple currencies and the ability to attach photos to transactions would be helpful. Other than that, an excellent app. more
A great App but needs a little improvement Mar 11, 2021

By Thadsdad42

Goodbudget is an amazing app that helps with budgeting. It does what it is supposed to and can help everyone to understand how to budget well and effectively. Goodbudget has graphs that are easy and simple to understand. One of them tells you where you spend your money the other tells you how much you spend and how much income you get. Goodbudget has easy-to-understand features and if you don’t understand they took time to create videos on how to learn to use the app well. The app also helps show you how much you spend and save to keep up with your finances well. However, this app isn’t perfect just like everything. One negative about this app is that there is a paywall to get all the features and it can be tricking when first starting. The videos created are also a bit of a problem because they show that the app is very complex and can’t be fully used if not watched. Personally, one thing that bothered me was I needed to pay for an app about budgeting which I think is silly. I understand that the app is free and a paywall is there for the creators to earn money from it, you can improve on helping a basic user to add a tutorial on what each feature does. This would be very simple to add and will help more people to want to download it for its simple explanation on how to use it. Other than this simple thing I love your app and how you guys were able to make it. more
Best decision ever! May 10, 2019

By SachaPete

In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST. more
Apr 28, 2021

By Doni Lantow

I love budgeting apps and have tried several. I found Goodbudget after I left a pro version of another budgeting app. I really like the ease of uploading transactions, find the esthetics of the app to be simple, and think it's a great modern way to do the good ol' envelope system. I recommend everyone to give it a try. Can't hurt, the free version is great and the paid version is risk-free. I also had a good interaction with customer service. He was prompt in responding to my email (24 hours). more
A good app, but a little cumbersome Jul 17, 2022

By Triopsicle

I’ve been using Mint for over a decade, but because it’s connected to my bank accounts and transactions don’t process immediately, I can’t categorize or add notes right away, and my budgets aren’t necessarily current. Basically, it’s not a great tool for managing spending in real time. I went looking for a better solution. The good: With Goodbudget I can enter transactions manually as soon as I make them and everything is updated right away. That means less work later remembering what I bought where, plus it’s a viable way to check whether I have the money for a purchase as I’m actually shopping. The not so good: The envelopes overview shows how much you’ve spent so far from each envelope but NOT HOW MUCH YOU HAVE LEFT. This is a really weird oversight. I don’t wanna have to do math every time I glance at the app. I want to know if have $50 left in my budget to cover these shoes. Also, the envelopes filling process is cumbersome and unintuitive. I feel like I’ve gone back in time like 15 years in terms of the UI on the website.. things are just hard to figure out and not where I’d expect them.. but I’m getting the hang of it. Overall, a good and useful app, but I’m thinking of giving Every Dollar a try bc I hear it shows your remaining balances. more
Sep 26, 2021

By Ryan Burlingame

I really like the app. It's the only one that I've found that does the envelope system which really works well for me. I never quite understood other types of budgets and would rather pay for service than get consistently advertised. I would give it 5 stars when it can be synced to my account and lets me add transactions to envelopes instead of manually doing it and trying to figure what I missed if it takes a couple of days to catch up. more
Has saved me thousands; but it’s time to step up the technology! Jan 7, 2018

By kiiks52

I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers. more
Feb 5, 2021

By Joni Clayton

I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method. more
Awesome app, saves Money!! Sep 21, 2018

By AppUser5903

This is one of the best apps I’ve ever used. I started using it about a year ago, and have saved lots, and have been way more effective with my hard-earned money. I’ve used this app to help pay off 3 debts, saved for a major house repair that I paid in cash, and saved for future funds like tires and Christmas. And I’ve met goals, tracked them, and have done it all at once! This app has changed my family’s life and financial future! It’s super easy to use and incredible to watch your money grow or be put to the best use. The goal envelopes are one of my favorite features. I like it better than other budget apps because it has a reconcile function for the bank accounts. Most of the other apps automatically downloaded transactions, but didn’t have a reconcile function, and that was critical for me. What’s the purpose of having a use for every dollar in your account if you can’t confirm the reconciled amount? Even automatic downloads get messed up. Entering transactions in manually in this app is a few quick, easy taps and keeps me more on top of what’s happening in my account. I can’t recommend this app highly enough! Happy saving!!! more

See all positive reviews

Jan 20, 2021

By Miss Bananess

Lost data, couldn't sync to server. This wants to be a great little app. However, it lost all transactions on my phone when i forced a sync. Clearly the phone transactions never made it to the server, and the server transactions take precedence. That seems like the wrong choice for a mobile app. more
Dec 22, 2019

By A Google user

Love the browser version but this App is seriously lacking. Can't see envelope balances when filling, splitting charges is a nightmare. The list goes on. It's like no one who developed the app ever actually tried to use it. It would be 1 star if I didn't like the browser version so much but seriously considering switching due to the app. more
Jan 22, 2023

By Lali Looab

Great concept but nightmare execution. I really really like the idea, but the whole adding and filling envelopes is a disaster, especially if you get paid biweekly don't even bother trying to set it up, you'll be left with nothing but a confusing mess. Sometimes a good old spreadsheet is all you need :)) Don't recommend! more
Aug 5, 2021

By Jade Howkins

I wanted to try it out before buying Premium. The minimal envelopes were annoying to deal with to trial. Finally, everything was set up. Once the new month began, it consistently displayed an error message saying it couldn't sync, so I wasn't able to add or subtract money from the envelopes. It's been a week and it still hasn't synced. This makes the app completely useless. Aside from the syncing, it would be great to have a limited time trial with unlimited envelopes to use fully. more
Frustrating to work with Mar 20, 2018

By The real SheRa

At first I really loved Goodbudget. I love the digital envelope system, how easy it is to input expenses, the recurring payments/income feature, etc. More recently I’ve found some of the processes more cumbersome than helpful. When I set a recurring income, including specifying which envelope the money goes into, it resets the envelope at the base amount set rather than adding to what’s already in there. It takes the excess and sweeps it into “Unallocated” rather than keeping it where I very deliberately put it. Then I have to go through the process of figuring out how much was in each envelope before my income hit, and transfer from unallocated into the various envelopes (each transfer happening separately). All in all, this program is pretty good, but only if you’re budgeting and living paycheck to paycheck, especially since it’s free. If you are saving up for something or want to have extra money in a few of your envelopes, this program becomes more of a headache than it’s worth. more
Grow Up, Goodbudget Jul 13, 2019

By esacco1

Everything about this app (from a functional standpoint) is 5-star. Easy to use, clear, no pesky bugs. It performs exactly as advertised. This 1-star review is only for the interactive element of Goodbudget, namely the anthropomorphic envelopes. What lunatic asylum design group thought it a good idea to create an emoting face that reacts to your spending? The feeling of being judged by this app is one hundred percent real for crossing the spending line established. When I went over budget on a particular line, I was honestly surprised to see the envelope figure not hanging from a noose. I use this app to track basic family spending items like groceries, restaurants, personal purchases, &c. I can’t imagine what it would feel like to use this app and go over budget on purchasing diapers or medical care for my child when every penny is already spent on other bills. Goodbudget - grow up, get rid of the emotive envelopes, and let people use your app judgement free like we all deserve in life. more
No tech support Jul 8, 2020

By vvghivghighv

I have used Goodbudget for several years now and thought it was a great, simple, budgeting tool. I’ve recommended it to several family and friends. However, this past week as I was inserting info into my app the whole thing shut down and when I opened it back up all of my envelopes were screwed up. They wouldn’t show any deposits for the past 5 months. Needless to say I was pretty upset. It threw all of my envelopes off. I learned the hard way that the ONLY way to contact this company is through email. It’s been almost a week now and I still have not hear from anyone... so I switched to Dave Ramsey’s app - Every dollar. So far I like it a lot better. And they actually have a chat support. If I’m gng to pay for an app at least I have support. You failed Goodbudget. And I will tell all of my family and friends to switch too. more
Extremely Annoying to Use Apr 1, 2020

By ~firstmin

If I had known how time consuming it was going to be to use this app I would never have paid for a subscription. There are a number of features that would make this app much better and easier to use. One would be a button that automatically fills all your envelopes to the budget amount. Instead you have to do this individually. With like 30 envelopes, this ends up taking like ten minutes. And if you accidentally fill an envelope twice, there’s no way to delete a transaction. Instead you have to create a new transaction to remove that extra money. Very annoying to use, do not recommend. At this point it would have been faster for me to do this the old fashioned way with pen and paper. more
Difficult to understand & use Dec 15, 2018

By bikinicar

I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up. more
Outrageous price for a limited time Aug 5, 2017

By slmu27

I was really excited about this app because it has all of the functionality I've been looking for. However as soon as I started to set it up, I found out that you only get ONE free "account" ...really? Not even two accounts for checking AND savings? And the upgrade is $15 for 3 months or $25 for 6. That is absolutely OUTRAGEOUS and not worth it, I honestly don't know where these developers get off asking that price. There isn't even an "unlimited" option so you're forced to keep paying those prices. I might pay $15 for an unlimited version (which I have NEVER paid for an app before), but come on. I'm a budget-conscious person, which is why I looked at this app to begin with. It's also why I won't be using it. more

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Community
Most Divorce Couples all Over the world, Separate within the first 5 years of their Marriage Life. I am Married for 35 years, we had to do without a lot things to survive, and live within our budget.

by Antonio
3 years ago
Community
Poor financial decisions are a sure way to ruin any relationship within less than 6 months. If you want to build a stable union and share the budgeting process, use a reliable and perfectly transparent app that will let you be in full control of your joined income and expenses. more

by Antonio
3 years ago
Community
As married couples, you want to have a united front with your spouse in all aspects, especially finance. You get to create up to 10 budget categories for free, then share and sync across supported platforms. Budget planning is essential for keeping both you and your partner on the same page financially. more

by Christina
3 years ago
Community
Effectively budget and manage your finance during an event with this tool. It uses the envelope system to enable you categorize your income and to budget better. That way, you get a more detailed picture of your financial life whenever you want. more

by Sharon
2 years ago
Community
Part of buying a car is figuring out whether you can afford to pay $500 a month or just $200. With a budgeting tool on your phone, you can get credit updates, find areas to save, and start preparing for a new monthly payment.

by Stefan
2 years ago

See All Community Reviews

Expert
1. Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
2. A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
3. The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps
more

See All Expert Reviews

Needs a couple features, but great app! Jan 23, 2019

By Tricksterinator

I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget! more
Best decision ever! May 10, 2019

By SachaPete

In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST. more
Apr 28, 2021

By Doni Lantow

I love budgeting apps and have tried several. I found Goodbudget after I left a pro version of another budgeting app. I really like the ease of uploading transactions, find the esthetics of the app to be simple, and think it's a great modern way to do the good ol' envelope system. I recommend everyone to give it a try. Can't hurt, the free version is great and the paid version is risk-free. I also had a good interaction with customer service. He was prompt in responding to my email (24 hours). more
Feb 5, 2021

By Joni Clayton

I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method. more
Awesome app, saves Money!! Sep 21, 2018

By AppUser5903

This is one of the best apps I’ve ever used. I started using it about a year ago, and have saved lots, and have been way more effective with my hard-earned money. I’ve used this app to help pay off 3 debts, saved for a major house repair that I paid in cash, and saved for future funds like tires and Christmas. And I’ve met goals, tracked them, and have done it all at once! This app has changed my family’s life and financial future! It’s super easy to use and incredible to watch your money grow or be put to the best use. The goal envelopes are one of my favorite features. I like it better than other budget apps because it has a reconcile function for the bank accounts. Most of the other apps automatically downloaded transactions, but didn’t have a reconcile function, and that was critical for me. What’s the purpose of having a use for every dollar in your account if you can’t confirm the reconciled amount? Even automatic downloads get messed up. Entering transactions in manually in this app is a few quick, easy taps and keeps me more on top of what’s happening in my account. I can’t recommend this app highly enough! Happy saving!!! more
Jun 10, 2022

By Hai Pham

I've been trying to live off my unsupported YNAB app for years. Finally it died and I did research on what switch to. Good Budget has surpassed YNAB in almost every aspect. It's cheaper and more efficient. I'm really happy I went with it. Developers: please please change the transaction entries to include decimal points automatically so I just enter numbers. Don't make me enter a decimal point. This is really the only change I would want from this app. more
this app will help you save money May 15, 2022

By tubmis

i spend a lot of money, and didn’t really have a way to keep track of the purchases aside from the bank statements i got. mint by intuit is okay, i tried several other budgeting apps too but the problem is: many other budgeting apps will auto categorize your spending, meaning that if you shop at walmart and get eggs, the app may write it off as shopping, but if you get a shirt at kroger, it’ll be considered groceries. enter: goodbudget. when you’re keeping track of your finances yourself, there’s little room for error one way or another. it’s also nice because you can physically see how much you have in one envelope or another. the app will let you track debt & set goals for saving. if you have a separate bank account from your main one, it’s really useful in showing how much money you have OverAll. because you can see the money you’re spending, once an envelope runs out, you’re done. there’s no more spending in that area. it’ll really help you save more and spend less. highly recommend for anyone that spends a lot of money ! more
Tell your money what to do before it leaves you Jun 4, 2020

By pomplamoosee

I’ve been using this app for at least 8 years (Remember when she was called EEBA?) This app motivated me to take charge of my $, pay off debt and live an intentional, enjoyable life of financial stewardship. I’m a disciple of Jesus Christ and a student of Dave Ramsey. This app is FAR more robust than Every Dollar. Discipline yourself and your spending and you’ll be sweetly surprised as your financial goals are achieved: debt free living, achieve savings goals to purchase cars for cash and to pay off a mortgage early. Budgeting would be a horrible chore if it weren’t for this app. The sales / tech support team are top notch. You will not regret making Goodbudget a part of your personal finance tool chest. I use it WITHOUT linking to external accounts to force me to balance and track my accounts. Try the free version and commit yourself to track all your spending (ALL YOUR SPENDING) for 2 months. This will help you develop a budget. If you’re using the free version with consistent discipline for 2 months, upgrade to the full version. You won’t regret it. more
Very useful app, just one annoying thing at the moment Apr 19, 2022

By MarkW42

I have used this app for a few years now and am very thankful for its existence. Preface: I almost always use the notes on transactions to detail what exactly each transaction is, for convenience when I want to look back through them. The one annoying thing that needs to be fixed: when scrolling through transactions, if you tap one to edit it or see details (such as a note I’ve written), after you hit cancel or back out of it, the app automatically scrolls back up to the very top of your transactions. (This also happens randomly sometimes when simply scrolling down.) Pretty frustrating when I’m trying to go through multiple transactions from a while back that require a lot of scrolling, and then I have to scroll all the way back down to each transaction EVERY time. It would be awesome if I could keep my place in the scroll. more
Jan 14, 2020

By A Google user

Best budgeting app I've used by far. Very quick to load data. Doesn't ask for all of my personal information. Doesn't allow all transaction types from the app (income, debt payments, envelope filling) which is a bummer, but I use them infrequently enough that I can use the desktop version. Much better experience than Mint overall. more

See all 5 reviews

Sep 9, 2019

By A Google user

An excellent all with only a few missing features. This app puts budgeting front and center, but it also allows you to track payees and to split transactions, among other helpful features. So many other apps were missing at least one feature. There are a few drawbacks. The account totals can take a while to update, which can be disorienting. Support for multiple currencies and the ability to attach photos to transactions would be helpful. Other than that, an excellent app. more
A great App but needs a little improvement Mar 11, 2021

By Thadsdad42

Goodbudget is an amazing app that helps with budgeting. It does what it is supposed to and can help everyone to understand how to budget well and effectively. Goodbudget has graphs that are easy and simple to understand. One of them tells you where you spend your money the other tells you how much you spend and how much income you get. Goodbudget has easy-to-understand features and if you don’t understand they took time to create videos on how to learn to use the app well. The app also helps show you how much you spend and save to keep up with your finances well. However, this app isn’t perfect just like everything. One negative about this app is that there is a paywall to get all the features and it can be tricking when first starting. The videos created are also a bit of a problem because they show that the app is very complex and can’t be fully used if not watched. Personally, one thing that bothered me was I needed to pay for an app about budgeting which I think is silly. I understand that the app is free and a paywall is there for the creators to earn money from it, you can improve on helping a basic user to add a tutorial on what each feature does. This would be very simple to add and will help more people to want to download it for its simple explanation on how to use it. Other than this simple thing I love your app and how you guys were able to make it. more
Sep 26, 2021

By Ryan Burlingame

I really like the app. It's the only one that I've found that does the envelope system which really works well for me. I never quite understood other types of budgets and would rather pay for service than get consistently advertised. I would give it 5 stars when it can be synced to my account and lets me add transactions to envelopes instead of manually doing it and trying to figure what I missed if it takes a couple of days to catch up. more
Has saved me thousands; but it’s time to step up the technology! Jan 7, 2018

By kiiks52

I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers. more
Good but could be better Nov 7, 2022

By Stinianne

It’s difficult to find a budgeting app that works just the way you need, but this one is super close. What’s lacking is the report feature really needs more options, both online and on the app. There are only two on the app! Online, you can download a csv file but mine was missing transactions. Also, you need to be able to download the budget envelopes amount. I had to create a spreadsheet with that info manually which was not ideal. I’m an accountant and an really enjoying the app but need a lot more analysis from it particularly for this price range. That is seriously lacking. But, I love the envelope system and how you can see the budgets and set them up to automatically be filled with income. At the end of the year, it would be great to see just where each envelope landed so that the budgets could be adjusted moving forward. It’s pretty simple to use and makes fiscal sense. Also, there needs to be a button for cleared/pending items. I see the last update adjusts for pending but I made a transaction for later this month and it’s not pending but already in the total. Thanks more
Excellent budgeting but needs more customization Apr 3, 2020

By turrnthepaige

This app is exactly what I wanted for budgeting. Regular budgeting apps made no sense to me, since I typically don’t spend over $5 a month on coffee and didn’t need that kind of budget, but maybe one month I’m traveling a lot I might spend $15 on coffee. The lack of rollover would frustrate me on other apps. This allows me to have a single savings accounts, but know how much exactly I have budgeted for certain thing, which is not everything in my savings. I used to hate the manual inputing of transactions, but now that I have the hang of it I don’t mind it since it gives me time to make sure my statements are correct. The reason I gave this 4 star though is that I wish there was slightly more customization. Your options for envelope savings are irregular/annual and picking ONE other way (monthly, biweekly, etc). This doesn’t work well for me since I budget my rent monthly, my grocery’s weekly, and my insurance every 6 months. I wish in the premium version, at least, they had the option to break down the way you want to budget envelopes in more depth. I would immediately purchase it then. more
Sep 25, 2018

By A Google user

Would be nice if you could add emoji symbols like: 💵 💡 🚗 🏡 which I add after the payee name to make it easy to spot on the account list.... ✌️ Another thing, having the app remember the list position when in the account so it goes back once you save a new entry. Right now it goes to the top of the list which sucks if you have a long list of items. And being able to highlight the latest balance line in gray. more
Great for first time budgeters, could use some improvement. Jul 26, 2018

By ohdrhjud

Easiest user interface I've seen among envelope budgeting apps that cover basic needs in budgeting, and it's nice that they don't put a time limit on the free version while you're first getting your finances under control (though the paid version is definitely worth the unlimited envelopes!). Mobile version is clean and functional. Reports are decent too, though some other apps allow you to get more detailed analysis. Reason for only 4 stars is that they're are a few random annoying glitches, most notably that if you edit am existing budget, you can NOT see what your total budget is adding to as you edit, so I have to budget in a spreadsheet first then copy it all manually into the app to ensure I'm not budgeting myself into a deficit. It would also be nice if they added the ability to link directly to accounts like mint does in case I miss a transaction, though there are pros and cons to enabling people to be less hands-on in their budgeting. more
Very good app! Nov 25, 2017

By Krtyxl

Good Budget was kind of confusing to learn at first. Now that I’ve been at it for a couple weeks, I REALLY like it. I was looking for a very simple system that emulated an envelope system that is familiar to a lot of talk radio fans. I never wanted to carry physical envelopes. That seems archaic to me and very inconvenient at times. I also wanted something I could set up to automate my weekly budget allotment deposits into those envelopes. Also important was that it be as close to free as possible. This app did all of that for me. I didn’t want to over complicate the number of envelopes, so I only have four. That makes this completely free for me. Like I said, it wasn’t user friendly to learn and some of the controls of the envelopes aren’t very intuitive, but now that I’ve learned the system, I have automated it to do exactly what I want. I figured it out quickly, but it did take a bit of effort on my part. I’m glad i did. I really like the user interface, too. more
Very Helpful May 3, 2017

By Ceptor17

This app is not complicated and does have a tremendous amount of features. One thing it does not have is an auto sync with you bank account. However, before thinking that this is a bad thing keep in mind that this forces you to keep using this (balancing your checkbook so to speak). Some of the benefits of this app are easy envelope transfers, split transactions, auto funding, and atypical budgeting. Atypical budgeting? So many other tools out there are based on monthly cycles. Sure, this works for you water bill, mortgage/rent, and cell phone, but, who is paid monthly? We use this to auto-fill all of our envelopes every two weeks when we are paid. This will really force you to only spend what you have. The only issue that I have found is it occasionally will not sync (minus 1 star), but within 30 minutes or so we are back in business. more

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A good app, but a little cumbersome Jul 17, 2022

By Triopsicle

I’ve been using Mint for over a decade, but because it’s connected to my bank accounts and transactions don’t process immediately, I can’t categorize or add notes right away, and my budgets aren’t necessarily current. Basically, it’s not a great tool for managing spending in real time. I went looking for a better solution. The good: With Goodbudget I can enter transactions manually as soon as I make them and everything is updated right away. That means less work later remembering what I bought where, plus it’s a viable way to check whether I have the money for a purchase as I’m actually shopping. The not so good: The envelopes overview shows how much you’ve spent so far from each envelope but NOT HOW MUCH YOU HAVE LEFT. This is a really weird oversight. I don’t wanna have to do math every time I glance at the app. I want to know if have $50 left in my budget to cover these shoes. Also, the envelopes filling process is cumbersome and unintuitive. I feel like I’ve gone back in time like 15 years in terms of the UI on the website.. things are just hard to figure out and not where I’d expect them.. but I’m getting the hang of it. Overall, a good and useful app, but I’m thinking of giving Every Dollar a try bc I hear it shows your remaining balances. more
Sep 21, 2020

By Andrew Anastasia

Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do. more
Jul 28, 2019

By A Google user

Not as useful as it once was. They removed useful functions like the ability to add different sources of estimated income (or at least they hid them deep down on the web interface) and added features like reports. extra features like that aren't un-useful, but also aren't at all necessary on what's supposed to be a digital version of the envelope system. It would be better to spend that effort on essentials like *Knowing How Much Money You Will Have*. more
Nov 16, 2019

By A Google user

I am new to it but liking this app so far. If I could make a suggestion I'd like to be able to add one time purchases or bills to help keep track of my money also one time income. Being able to account for every cent no matter if its a daily purchase weekly monthly annual or one time only it is super important to keep track of and easier done when you have it all in one place. Also I love that it doesnt require my bank account information! more
Jul 31, 2020

By Kim Wellborn

It's seems like a decent app that will help me budget. Many positives, but one major problem... When I try to schedule the filling of the envelopes in advance, it shows the envelope fill and deposit right away. For example, I put in 8/6 as the date for the paycheck and envelope fill, but it shows immediately in my checking balance and envelopes. Why have the option for a future date if it shows it immediately? This will make reconciling my checking account with the app's balance more difficult. more
$15-$25 for extra envelopes??? Jun 4, 2017

By thelilgirlntx

So far, this app has been fairly useful. Even though I find some things to be confusing, I have also found the help team to be VERY helpful, which is rare and very much appreciated!!! Here's my biggest problem, and the reason I am probably going to be using the BetterHaves app going forward: to get more than 10 envelopes, they expect you to pay $15 for 3 months, or $25 for 6, and there's not even a better deal 12 month option!!! That is OUTRAGEOUS!!!! Sure, you also get access from 5 devices, big whoop, and 5 years of transaction history, another big whoop. Maybe the 5 devices would be worth it if it included tablets! There is no version for the iPad. $15-25 for those THREE extra perks (unlimited envelopes, 5 devices, 5 yrs history) is absolutely ridiculous. Even though I've already got 5 months of budget history, I'm cutting my losses and using the BetterHaves app from now on, b/c they give me unlimited envelopes. Whatever features I'm losing by switching, they still don't add up to $15, and nowhere near $25 worth. more
This app could be good but not user friendly Aug 23, 2019

By fourattamptednucinames

I’ve been using this app for about a month doing a weekly budget. It’s the only app I can find that lets me do my budget in this format and I like that because it goes with how my brain works. Unfortunately, this app isn’t that user friendly. It isn’t that intuitive in figuring out how to schedule envelope refills and allocating income. I’ve stuck with it and think I finally have it but it took about 3 weeks to get the app to work for me and for me to understand it. Like is said I stuck with it because I like the envelope fill idea and I dont want an app asking for tons of other things and connected to my bank account and all the things the other budget apps want. This app should not have taken this much work to understand how to use but I have it now for the most part so I’m sticking with it. more
Decent app, too large of a paywall Oct 9, 2018

By Oasis Student #lit

I think that GoodBudget is a decent app. You can easily pull up a pie chart and see what kind of spending you are doing. The downsides are that the app is way out of date and the last copyright was around 2011. Also, you can only use up to 10 envelopes before you have to pay a ridiculous price of $5 a month. That’s just the starting price, and the more envelopes you want, the more you have to pay. I think the app is best for very simple things but if you want to do your full bills, another app will probably be more ideal. more
Not bad Dec 4, 2016

By 10010110101001

It is very convenient, but you are limited to 10 envelopes in the free version. It is a little confusing as well. When I add up how much I should have left over for savings the application says I will have less left for savings than what my math says I should have. In other words, the app makes money disappear. I have done my math multiple times and it keeps turning out the same. I have tried deleting all entries and starting from scratch, but the app says I am short the same amount every time. Not sure what to make of this. more

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Jan 20, 2021

By Miss Bananess

Lost data, couldn't sync to server. This wants to be a great little app. However, it lost all transactions on my phone when i forced a sync. Clearly the phone transactions never made it to the server, and the server transactions take precedence. That seems like the wrong choice for a mobile app. more
Dec 22, 2019

By A Google user

Love the browser version but this App is seriously lacking. Can't see envelope balances when filling, splitting charges is a nightmare. The list goes on. It's like no one who developed the app ever actually tried to use it. It would be 1 star if I didn't like the browser version so much but seriously considering switching due to the app. more
Jan 22, 2023

By Lali Looab

Great concept but nightmare execution. I really really like the idea, but the whole adding and filling envelopes is a disaster, especially if you get paid biweekly don't even bother trying to set it up, you'll be left with nothing but a confusing mess. Sometimes a good old spreadsheet is all you need :)) Don't recommend! more
Frustrating to work with Mar 20, 2018

By The real SheRa

At first I really loved Goodbudget. I love the digital envelope system, how easy it is to input expenses, the recurring payments/income feature, etc. More recently I’ve found some of the processes more cumbersome than helpful. When I set a recurring income, including specifying which envelope the money goes into, it resets the envelope at the base amount set rather than adding to what’s already in there. It takes the excess and sweeps it into “Unallocated” rather than keeping it where I very deliberately put it. Then I have to go through the process of figuring out how much was in each envelope before my income hit, and transfer from unallocated into the various envelopes (each transfer happening separately). All in all, this program is pretty good, but only if you’re budgeting and living paycheck to paycheck, especially since it’s free. If you are saving up for something or want to have extra money in a few of your envelopes, this program becomes more of a headache than it’s worth. more
Extremely Annoying to Use Apr 1, 2020

By ~firstmin

If I had known how time consuming it was going to be to use this app I would never have paid for a subscription. There are a number of features that would make this app much better and easier to use. One would be a button that automatically fills all your envelopes to the budget amount. Instead you have to do this individually. With like 30 envelopes, this ends up taking like ten minutes. And if you accidentally fill an envelope twice, there’s no way to delete a transaction. Instead you have to create a new transaction to remove that extra money. Very annoying to use, do not recommend. At this point it would have been faster for me to do this the old fashioned way with pen and paper. more
Cant unsubscribe, get YNAB May 5, 2021

By CKDexter

I’m sure this app is fine for some people, but after comparing four similar apps, YNAB or You Need A Budget is BY FAR the best app I’ve ever seen for this sort of thing. I am one month in, and it is literally saving me a huge amount of money. I can’t believe how awesome YNAB budgeting is. I didn’t care for Goodbudget, with its envelope system. I paid for it, regretted it, and then tried to unsubscribe from the emails. They can keep my money, but for some reason I can’t unsubscribe from the emails. I’ve tried several times, and the emails keep coming. I put them in my spam folder, and yet emails keep coming to my inbox. Goodbudget,Please fix your unsubscribe button. more
Latest version loses its way Jan 29, 2017

By disillusioned5by5

Prior to the last updates, I was very pleased with this. It was a fast, lean way to assign a job to every dollar. Then they stripped the ability to sweep unassigned cash to an envelope and added things like location (which has to be turned off for every. single. transaction) and scheduling. In short, they stripped out useful features and added bloat. The user forum contains numerous pleas to reinstate the sweep feature and contemptuous and condescending lectures from the company that we should build up unallocated cash. In other words, they have COMPLETELY lost their way when it comes to giving every dollar a job. Very disappointing. more
Great app for the first 30 days... Feb 6, 2017

By Pdxizen

...and then it became unusable. My wife and I created envelopes and entered expenses for the first month. The app synced across devices and we were able to easily track our combined expenses. When the next month started and we were ready to allocate expenses for each envelope based on our income / spending, I spent 2 incredibly frustrating hours trying unsuccessfully to implement what I thought would be the most basic of configurations (enter income, allocate money to individual envelopes, and have the envelopes start fresh at the beginning of each month). I want to throw something. more
Sigh. Please make an ipad version. Nov 7, 2018

By Momwithtwo

I was excited to try it, based on research and some reviews, however the second i opened it on my iPad and it was horizontal I literally said “Oh come on, seriously?” I have an iPad Pro with a keyboard case which sits the iPad on its side (where the smart connectors are) but that means the app is also on its side...so unless I want to type everything with my head tilted, i’m kinda limited. Exact same problem with the instagram app, which is just as frustrating! Please offer a rotated version for the iPad, or at least the ability to change the orientation based on iPad position. Thank you. more

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Aug 5, 2021

By Jade Howkins

I wanted to try it out before buying Premium. The minimal envelopes were annoying to deal with to trial. Finally, everything was set up. Once the new month began, it consistently displayed an error message saying it couldn't sync, so I wasn't able to add or subtract money from the envelopes. It's been a week and it still hasn't synced. This makes the app completely useless. Aside from the syncing, it would be great to have a limited time trial with unlimited envelopes to use fully. more
Grow Up, Goodbudget Jul 13, 2019

By esacco1

Everything about this app (from a functional standpoint) is 5-star. Easy to use, clear, no pesky bugs. It performs exactly as advertised. This 1-star review is only for the interactive element of Goodbudget, namely the anthropomorphic envelopes. What lunatic asylum design group thought it a good idea to create an emoting face that reacts to your spending? The feeling of being judged by this app is one hundred percent real for crossing the spending line established. When I went over budget on a particular line, I was honestly surprised to see the envelope figure not hanging from a noose. I use this app to track basic family spending items like groceries, restaurants, personal purchases, &c. I can’t imagine what it would feel like to use this app and go over budget on purchasing diapers or medical care for my child when every penny is already spent on other bills. Goodbudget - grow up, get rid of the emotive envelopes, and let people use your app judgement free like we all deserve in life. more
No tech support Jul 8, 2020

By vvghivghighv

I have used Goodbudget for several years now and thought it was a great, simple, budgeting tool. I’ve recommended it to several family and friends. However, this past week as I was inserting info into my app the whole thing shut down and when I opened it back up all of my envelopes were screwed up. They wouldn’t show any deposits for the past 5 months. Needless to say I was pretty upset. It threw all of my envelopes off. I learned the hard way that the ONLY way to contact this company is through email. It’s been almost a week now and I still have not hear from anyone... so I switched to Dave Ramsey’s app - Every dollar. So far I like it a lot better. And they actually have a chat support. If I’m gng to pay for an app at least I have support. You failed Goodbudget. And I will tell all of my family and friends to switch too. more
Difficult to understand & use Dec 15, 2018

By bikinicar

I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up. more
Outrageous price for a limited time Aug 5, 2017

By slmu27

I was really excited about this app because it has all of the functionality I've been looking for. However as soon as I started to set it up, I found out that you only get ONE free "account" ...really? Not even two accounts for checking AND savings? And the upgrade is $15 for 3 months or $25 for 6. That is absolutely OUTRAGEOUS and not worth it, I honestly don't know where these developers get off asking that price. There isn't even an "unlimited" option so you're forced to keep paying those prices. I might pay $15 for an unlimited version (which I have NEVER paid for an app before), but come on. I'm a budget-conscious person, which is why I looked at this app to begin with. It's also why I won't be using it. more
Not User Friendly Jun 8, 2021

By TiannaL1

I don’t think this app is what I was looking for or expected. I simply wanted an app to be able to have “money folders” rather than multiple savings accounts. I have big and small splurge items I like to save up for (vacations, shoes, tech, etc.) without have to set up multiple different savings accounts with my bank. I wanted multiple folders in ONE account, and I thought this app would give me this experience. It is not user friendly or self explanatory at ALL. I had no clue what I was doing and there is no “how to” or tutorial upon download. Very frustrating to use if you have no clue what you’re doing. more
Lacking basic functionality of linking to bank account May 15, 2017

By star7anne

This app has a lot of potential, but it's sadly lacking the most basic of functionality of a budgeting app. How to improve this app: 1) Get the tech to link an account. If you don't have a team who can do this, acquire a rival company that securely links a user's bank account to the app (this should be Priority #1!!!) This isn't 1999, who the F is downloading CVS files? All your competitors are able to link an account. 2) Make your app stand alone. I shouldn't have to do anything on a desktop for the app to work. All functionality should be available on the app. Seriously, how has this not been a top priority? 3) Your app should be smart enough to be able to take transactions from the account you link up and subtract them from these envelopes (and give the user the ability to make the app smarter by being able to fix/reassign transactions to the correct envelopes). You have 1/2 of a great app. Get the tech to make the other half. 50% = F more

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