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Goodbudget: Budget & Finance

Goodbudget: Budget & Finance

Dayspring Technologies

Budget with a purpose. Plan for what's important. Be stress free!

4.6 Ratings 34K+ Reviews 1M+ Downloads
Featured on Before You Say 'I Do,' Can Couples Ease Financial Anxieties?

About Goodbudget: Budget & Finance

Budget with a purpose. Plan for what's important. Be stress free!
see more about Goodbudget: Budget & Finance

Ratings & Reviews

4.6
33.6K+ Ratings
  1. 5
    77+%
  2. 4
    13+%
  3. 3
    4+%
  4. 2
    3+%
  5. 1
    4+%
  • The best Oct 19, 2020

    By bunggie96
    I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.
    more
  • Needs a couple features, but great app! Jan 23, 2019

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
    more
  • Best decision ever! May 10, 2019

    By SachaPete
    In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.
    more
  • Has saved me thousands; but it’s time to step up the technology! Jan 7, 2018

    By kiiks52
    I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers.
    more
  • Oct 20, 2020

    By Ro S
    Very useful envelope budget. Very good.
    more
  • Oct 24, 2020

    By Julie LovesMuzik
    I downloaded subscription, deleted, and then decided to try again, and my phone says I resubscribed, but when I put in my email it says no account exists. 😩
    more
  • Oct 10, 2020

    By kumar Nice
    Only online. No offline options. Sync issues. Outdated UI. Many features missing.
    more
  • Jun 2, 2020

    By Wayne Bird
    Goodbudget is a good web based envelope budgeting system, but this app needs a lot of help. Basically, you'll need to use the browser to do various functions that the app can't.
    more
  • Jun 1, 2020

    By Susan Hazel
    This app works in the opposite way that I need to plan. I want to enter ALL my debts first, their due dates, interest rates, and minimum payments. Then I want to enter each bill, it's due date, and amount owed. THEN AND ONLY THEN DO I WANT TO ENTER AN ENVELOPE FOR A PAYCHECK. Because as far as I am concerned, anything else--food, gas, groceries, gym, misc--that's off the table until my debts are allocated for, then bills, then extra to make extra payments on the debt. Not buying food until then.
    more
  • Sep 20, 2019

    By Joshua Flowers
    Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
    more
  1. Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
  2. A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
  3. The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps

Reviewed by Antonio Rozich on March 19, 2018

  • The best Oct 19, 2020

    By bunggie96
    I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.
    more
  • Needs a couple features, but great app! Jan 23, 2019

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
    more
  • Best decision ever! May 10, 2019

    By SachaPete
    In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.
    more
  • Oct 20, 2020

    By Ro S
    Very useful envelope budget. Very good.
    more
  • Awesome app, saves Money!! Sep 21, 2018

    By AppUser5903
    This is one of the best apps I’ve ever used. I started using it about a year ago, and have saved lots, and have been way more effective with my hard-earned money. I’ve used this app to help pay off 3 debts, saved for a major house repair that I paid in cash, and saved for future funds like tires and Christmas. And I’ve met goals, tracked them, and have done it all at once! This app has changed my family’s life and financial future! It’s super easy to use and incredible to watch your money grow or be put to the best use. The goal envelopes are one of my favorite features. I like it better than other budget apps because it has a reconcile function for the bank accounts. Most of the other apps automatically downloaded transactions, but didn’t have a reconcile function, and that was critical for me. What’s the purpose of having a use for every dollar in your account if you can’t confirm the reconciled amount? Even automatic downloads get messed up. Entering transactions in manually in this app is a few quick, easy taps and keeps me more on top of what’s happening in my account. I can’t recommend this app highly enough! Happy saving!!!
    more
  • Has saved me thousands; but it’s time to step up the technology! Jan 7, 2018

    By kiiks52
    I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers.
    more
  • Excellent budgeting but needs more customization Apr 3, 2020

    By turrnthepaige
    This app is exactly what I wanted for budgeting. Regular budgeting apps made no sense to me, since I typically don’t spend over $5 a month on coffee and didn’t need that kind of budget, but maybe one month I’m traveling a lot I might spend $15 on coffee. The lack of rollover would frustrate me on other apps. This allows me to have a single savings accounts, but know how much exactly I have budgeted for certain thing, which is not everything in my savings. I used to hate the manual inputing of transactions, but now that I have the hang of it I don’t mind it since it gives me time to make sure my statements are correct. The reason I gave this 4 star though is that I wish there was slightly more customization. Your options for envelope savings are irregular/annual and picking ONE other way (monthly, biweekly, etc). This doesn’t work well for me since I budget my rent monthly, my grocery’s weekly, and my insurance every 6 months. I wish in the premium version, at least, they had the option to break down the way you want to budget envelopes in more depth. I would immediately purchase it then.
    more
  • Great for first time budgeters, could use some improvement. Jul 26, 2018

    By ohdrhjud
    Easiest user interface I've seen among envelope budgeting apps that cover basic needs in budgeting, and it's nice that they don't put a time limit on the free version while you're first getting your finances under control (though the paid version is definitely worth the unlimited envelopes!). Mobile version is clean and functional. Reports are decent too, though some other apps allow you to get more detailed analysis. Reason for only 4 stars is that they're are a few random annoying glitches, most notably that if you edit am existing budget, you can NOT see what your total budget is adding to as you edit, so I have to budget in a spreadsheet first then copy it all manually into the app to ensure I'm not budgeting myself into a deficit. It would also be nice if they added the ability to link directly to accounts like mint does in case I miss a transaction, though there are pros and cons to enabling people to be less hands-on in their budgeting.
    more
  • Jul 24, 2019

    By Ana Vera
    I love it, but I think there's a tiny little thing that could make it better... Some envelopes require a constant amount like Netflix subscriptions, but I'd prefer if other envelopes can be assigned a PERCENTAGE of my income. For example, I want my Savings Envelope to be 30% of my income because sometimes I earn a little less, sometimes I earn a little more.
    more
  • Very good app! Nov 25, 2017

    By Krtyxl
    Good Budget was kind of confusing to learn at first. Now that I’ve been at it for a couple weeks, I REALLY like it. I was looking for a very simple system that emulated an envelope system that is familiar to a lot of talk radio fans. I never wanted to carry physical envelopes. That seems archaic to me and very inconvenient at times. I also wanted something I could set up to automate my weekly budget allotment deposits into those envelopes. Also important was that it be as close to free as possible. This app did all of that for me. I didn’t want to over complicate the number of envelopes, so I only have four. That makes this completely free for me. Like I said, it wasn’t user friendly to learn and some of the controls of the envelopes aren’t very intuitive, but now that I’ve learned the system, I have automated it to do exactly what I want. I figured it out quickly, but it did take a bit of effort on my part. I’m glad i did. I really like the user interface, too.
    more
  • Sep 21, 2020

    By Andrew Anastasia
    Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do.
    more
  • Sep 4, 2020

    By Ramkumar Venkatesalu
    was working perfectly for several years but of late it does not synchronize between entries made between multiple devices. my wife made entries that are not reflected on my device.
    more
  • Jul 31, 2020

    By Kim Wellborn
    It's seems like a decent app that will help me budget. Many positives, but one major problem... When I try to schedule the filling of the envelopes in advance, it shows the envelope fill and deposit right away. For example, I put in 8/6 as the date for the paycheck and envelope fill, but it shows immediately in my checking balance and envelopes. Why have the option for a future date if it shows it immediately? This will make reconciling my checking account with the app's balance more difficult.
    more
  • Sep 1, 2020

    By Rahil Jivani
    Features missing from Android version and is not as polished as the iOS version. It's an okay app the more I use, the more things I find are lacking.
    more
  • Nov 1, 2020

    By Samuel Hasan
    Can't sync, big problem
    more
  • Oct 24, 2020

    By Julie LovesMuzik
    I downloaded subscription, deleted, and then decided to try again, and my phone says I resubscribed, but when I put in my email it says no account exists. 😩
    more
  • Jun 2, 2020

    By Wayne Bird
    Goodbudget is a good web based envelope budgeting system, but this app needs a lot of help. Basically, you'll need to use the browser to do various functions that the app can't.
    more
  • Jun 1, 2020

    By Susan Hazel
    This app works in the opposite way that I need to plan. I want to enter ALL my debts first, their due dates, interest rates, and minimum payments. Then I want to enter each bill, it's due date, and amount owed. THEN AND ONLY THEN DO I WANT TO ENTER AN ENVELOPE FOR A PAYCHECK. Because as far as I am concerned, anything else--food, gas, groceries, gym, misc--that's off the table until my debts are allocated for, then bills, then extra to make extra payments on the debt. Not buying food until then.
    more
  • Sep 20, 2019

    By Joshua Flowers
    Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
    more
  • Frustrating to work with Mar 20, 2018

    By The real SheRa
    At first I really loved Goodbudget. I love the digital envelope system, how easy it is to input expenses, the recurring payments/income feature, etc. More recently I’ve found some of the processes more cumbersome than helpful. When I set a recurring income, including specifying which envelope the money goes into, it resets the envelope at the base amount set rather than adding to what’s already in there. It takes the excess and sweeps it into “Unallocated” rather than keeping it where I very deliberately put it. Then I have to go through the process of figuring out how much was in each envelope before my income hit, and transfer from unallocated into the various envelopes (each transfer happening separately). All in all, this program is pretty good, but only if you’re budgeting and living paycheck to paycheck, especially since it’s free. If you are saving up for something or want to have extra money in a few of your envelopes, this program becomes more of a headache than it’s worth.
    more
  • Oct 10, 2020

    By kumar Nice
    Only online. No offline options. Sync issues. Outdated UI. Many features missing.
    more
  • Grow Up, Goodbudget Jul 13, 2019

    By esacco1
    Everything about this app (from a functional standpoint) is 5-star. Easy to use, clear, no pesky bugs. It performs exactly as advertised. This 1-star review is only for the interactive element of Goodbudget, namely the anthropomorphic envelopes. What lunatic asylum design group thought it a good idea to create an emoting face that reacts to your spending? The feeling of being judged by this app is one hundred percent real for crossing the spending line established. When I went over budget on a particular line, I was honestly surprised to see the envelope figure not hanging from a noose. I use this app to track basic family spending items like groceries, restaurants, personal purchases, &c. I can’t imagine what it would feel like to use this app and go over budget on purchasing diapers or medical care for my child when every penny is already spent on other bills. Goodbudget - grow up, get rid of the emotive envelopes, and let people use your app judgement free like we all deserve in life.
    more
  • No tech support Jul 8, 2020

    By vvghivghighv
    I have used Goodbudget for several years now and thought it was a great, simple, budgeting tool. I’ve recommended it to several family and friends. However, this past week as I was inserting info into my app the whole thing shut down and when I opened it back up all of my envelopes were screwed up. They wouldn’t show any deposits for the past 5 months. Needless to say I was pretty upset. It threw all of my envelopes off. I learned the hard way that the ONLY way to contact this company is through email. It’s been almost a week now and I still have not hear from anyone... so I switched to Dave Ramsey’s app - Every dollar. So far I like it a lot better. And they actually have a chat support. If I’m gng to pay for an app at least I have support. You failed Goodbudget. And I will tell all of my family and friends to switch too.
    more
  • Difficult to understand & use Dec 15, 2018

    By bikinicar
    I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up.
    more
  • Outrageous price for a limited time Aug 5, 2017

    By slmu27
    I was really excited about this app because it has all of the functionality I've been looking for. However as soon as I started to set it up, I found out that you only get ONE free "account" ...really? Not even two accounts for checking AND savings? And the upgrade is $15 for 3 months or $25 for 6. That is absolutely OUTRAGEOUS and not worth it, I honestly don't know where these developers get off asking that price. There isn't even an "unlimited" option so you're forced to keep paying those prices. I might pay $15 for an unlimited version (which I have NEVER paid for an app before), but come on. I'm a budget-conscious person, which is why I looked at this app to begin with. It's also why I won't be using it.
    more

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