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Goodbudget: Budget & Finance

Goodbudget: Budget & Finance

Dayspring Partners

Budget with a purpose. Plan for what’s important. Spend stress free.

4.5 Ratings 34K+ Reviews 1M+ Downloads

Ratings & Reviews

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  • img Community
    Most Divorce Couples all Over the world, Separate within the first 5 years of their Marriage Life. I am Married for 35 years, we had to do without a lot things to survive, and live within our budget.
    img by Antonio
    1 year ago
  • img Community
    Poor financial decisions are a sure way to ruin any relationship within less than 6 months. If you want to build a stable union and share the budgeting process, use a reliable and perfectly transparent app that will let you be in full control of your joined income and expenses.
    img by Antonio
    1 year ago
  • img Community
    As married couples, you want to have a united front with your spouse in all aspects, especially finance. You get to create up to 10 budget categories for free, then share and sync across supported platforms. Budget planning is essential for keeping both you and your partner on the same page financially.
    img by Christina
    1 year ago
  • img Community
    Effectively budget and manage your finance during an event with this tool. It uses the envelope system to enable you categorize your income and to budget better. That way, you get a more detailed picture of your financial life whenever you want.
    img by Sharon
    5 months ago
  • img Community
    Part of buying a car is figuring out whether you can afford to pay $500 a month or just $200. With a budgeting tool on your phone, you can get credit updates, find areas to save, and start preparing for a new monthly payment.
    img by Stefan
    4 months ago
  • img Expert
    1. Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
    2. A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
    3. The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps

    Reviewed by Antonio Rozich on March 19, 2018

  • The best Oct 19, 2020

    By bunggie96
    I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.
  • Feb 27, 2021

    By Phuong Nguyen
    My husband and I have been subscribers for more than 5 years and we love this app. But we had to change to another app, literally because of one reason, their app limits to entering 8 digit number, we need more than 8 (because we are using other currency, not USD) . Not sure why they do that as we don't experience this in other apps at all. Contact customer service but their response is they will add this issue to the list and not sure about the time. Really disappointed!
  • Needs a couple features, but great app! Jan 23, 2019

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
  • Feb 5, 2021

    By Joni Clayton
    I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method.
  • The best Oct 19, 2020

    By bunggie96
    I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.
  • Feb 27, 2021

    By Phuong Nguyen
    My husband and I have been subscribers for more than 5 years and we love this app. But we had to change to another app, literally because of one reason, their app limits to entering 8 digit number, we need more than 8 (because we are using other currency, not USD) . Not sure why they do that as we don't experience this in other apps at all. Contact customer service but their response is they will add this issue to the list and not sure about the time. Really disappointed!
  • Needs a couple features, but great app! Jan 23, 2019

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
  • Feb 5, 2021

    By Joni Clayton
    I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method.
  • A great App but needs a little improvement Mar 11, 2021

    By Thadsdad42
    Goodbudget is an amazing app that helps with budgeting. It does what it is supposed to and can help everyone to understand how to budget well and effectively. Goodbudget has graphs that are easy and simple to understand. One of them tells you where you spend your money the other tells you how much you spend and how much income you get. Goodbudget has easy-to-understand features and if you don’t understand they took time to create videos on how to learn to use the app well. The app also helps show you how much you spend and save to keep up with your finances well. However, this app isn’t perfect just like everything. One negative about this app is that there is a paywall to get all the features and it can be tricking when first starting. The videos created are also a bit of a problem because they show that the app is very complex and can’t be fully used if not watched. Personally, one thing that bothered me was I needed to pay for an app about budgeting which I think is silly. I understand that the app is free and a paywall is there for the creators to earn money from it, you can improve on helping a basic user to add a tutorial on what each feature does. This would be very simple to add and will help more people to want to download it for its simple explanation on how to use it. Other than this simple thing I love your app and how you guys were able to make it.
  • Jan 1, 2021

    By Christina Oalmann
    Been a subscriber for 3 yrs and LOVE it!!! Much better than my custom excel worksheet I was using, absolutely worth the fee for the plus version!! I like that it doesn't auto sync to bank accts. I wanted total control and manually entering everything makes me more aware/accountable of our spending. Easy to update budget/envelopes as things have changed over the yrs. After setting it all up, I now spend 5-10 minutes daily updating for transactions across all our accts, loans, credit cards, etc.
  • Best decision ever! May 10, 2019

    By SachaPete
    In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.
  • Feb 23, 2021

    By Rebecca Csifo
    Fantastic app! It has the smart functions that I expect and love (scheduling/recurring transactions) and it is so simple to use. I was hesitant during the setup stage whether it would be worth it but by golly it is. goodbudget has worked it's way into my every day and I find myself 'waiting' for a transaction to process through my bank accounts so that I can update it into my app. I'll be renewing my subscription every year and doing away with my excel records.
  • Has saved me thousands; but it’s time to step up the technology! Jan 7, 2018

    By kiiks52
    I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers.
  • Apr 16, 2021

    By Matt Mall
    Fast response. I figured out how to sync. Thanks for response. This app helped me change my finances. To syn you should enter transactions in the web and the app. The web takes priority over the app.
  • Jan 20, 2021

    By Miss Bananess
    Lost data, couldn't sync to server. This wants to be a great little app. However, it lost all transactions on my phone when i forced a sync. Clearly the phone transactions never made it to the server, and the server transactions take precedence. That seems like the wrong choice for a mobile app.
  • Mar 4, 2021

    By Alt Ink
    Seems like a decent app, I've also used it on desktop before, however the mobile version has a bug that won't delete income sources, and then every so often it will clone them all, doubling income with no way to fix it, rendering the app pretty much useless for the time being
  • Dec 29, 2020

    By 1
    Doesn't auto fill envelopes with the amou t I set it to. It just says "hm having trouble syncing to server". Broken app. Can't believe I get used to using it for one month and then I found out at first envelope fill date it doesn't work
  • Sep 20, 2019

    By Joshua Flowers
    Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
  • img Community
    Most Divorce Couples all Over the world, Separate within the first 5 years of their Marriage Life. I am Married for 35 years, we had to do without a lot things to survive, and live within our budget.
    img by Antonio
    1 year ago
  • img Community
    Poor financial decisions are a sure way to ruin any relationship within less than 6 months. If you want to build a stable union and share the budgeting process, use a reliable and perfectly transparent app that will let you be in full control of your joined income and expenses.
    img by Antonio
    1 year ago
  • img Community
    As married couples, you want to have a united front with your spouse in all aspects, especially finance. You get to create up to 10 budget categories for free, then share and sync across supported platforms. Budget planning is essential for keeping both you and your partner on the same page financially.
    img by Christina
    1 year ago
  • img Community
    Effectively budget and manage your finance during an event with this tool. It uses the envelope system to enable you categorize your income and to budget better. That way, you get a more detailed picture of your financial life whenever you want.
    img by Sharon
    5 months ago
  • img Community
    Part of buying a car is figuring out whether you can afford to pay $500 a month or just $200. With a budgeting tool on your phone, you can get credit updates, find areas to save, and start preparing for a new monthly payment.
    img by Stefan
    4 months ago
  • img Expert
    1. Improve finances together! Effortlessly sync the budget across multiple devices with family members for a transparent overview
    2. A wonderful emulation of the old-school envelope system! Use digital envelopes to "store" money for specific purposes such as bills, travel or food
    3. The user-friendly widget allows you to add transactions that instantly sync across all devices in 3 rapid taps

    Reviewed by Antonio Rozich on March 19, 2018

  • The best Oct 19, 2020

    By bunggie96
    I tried a lot of other budgeting apps before finally finding and falling in love with Goodbudget. For those who want complete control and awareness of their spending habits, THIS IS THE APP FOR YOU. For those looking for a hands off budgeting approach, I suggest you look elsewhere. The app is fairly simple to figure out and they have SO many tools and tips on their website in case you are having any issues. Unlike many of the other popular budgeting apps, Goodbudget does NOT connect to your bank account, therefore it does not automatically file transactions for you. I personally prefer this as it makes you more aware of the money you are spending when you have to physically put in the transaction. The envelope feature is great to help you keep ahead of bills and daily expenses, and if you go to their website on a desktop you are able to make envelopes for weekly, monthly, yearly, etc. I do wish this functionality would make its way to the app as anything other than my “every two week” envelopes are under the header of “other” instead of it saying monthly, or yearly. The $50 yearly fee is honestly nothing compared to the amount of money I’ve saved by using this app. The credit card and debt feature has helped me only make purchases I know I can pay off right away and helps me manage my student loan payments. This is a very well rounded app and they continue to make updates and listen to their users about what features they want. I highly recommend.
  • Needs a couple features, but great app! Jan 23, 2019

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
  • Feb 5, 2021

    By Joni Clayton
    I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method.
  • Jan 1, 2021

    By Christina Oalmann
    Been a subscriber for 3 yrs and LOVE it!!! Much better than my custom excel worksheet I was using, absolutely worth the fee for the plus version!! I like that it doesn't auto sync to bank accts. I wanted total control and manually entering everything makes me more aware/accountable of our spending. Easy to update budget/envelopes as things have changed over the yrs. After setting it all up, I now spend 5-10 minutes daily updating for transactions across all our accts, loans, credit cards, etc.
  • Best decision ever! May 10, 2019

    By SachaPete
    In April of 2013 I estimated my income, created a budget, took some money out of savings and lived off last months income (accruing new income with which to create a new every penny allocated budget). I haven't looked back. I use the subscription level account so that I can use Goodbudget (then called EEBA) to balance all of my bank accounts (checking, credit card that gets paid off every month, savings accounts). I even got my sister to do the same thing. She used an income tax refund to start the live off last months income process. We recently upgraded our house. I couldn't have done it all without the Goodbudget tool to manage my money (instead of it managing me). My favorite features include: real time updates to envelopes so my hubby and I are always in synch, the progress bar that helps you make decisions on if I should really go out to eat or not, easy imports/balancing of all of my bank accounts. I couldn't live without this app. Goodbudget is AWESOME SAUCE!!!! Update: Here we are in May of 2019 and is still think this is the most awesome thing in the world. I would never want to manage my finances without this app. I reconcile my accounts every month and this app is a MUST.
  • Feb 23, 2021

    By Rebecca Csifo
    Fantastic app! It has the smart functions that I expect and love (scheduling/recurring transactions) and it is so simple to use. I was hesitant during the setup stage whether it would be worth it but by golly it is. goodbudget has worked it's way into my every day and I find myself 'waiting' for a transaction to process through my bank accounts so that I can update it into my app. I'll be renewing my subscription every year and doing away with my excel records.
  • Awesome app, saves Money!! Sep 21, 2018

    By AppUser5903
    This is one of the best apps I’ve ever used. I started using it about a year ago, and have saved lots, and have been way more effective with my hard-earned money. I’ve used this app to help pay off 3 debts, saved for a major house repair that I paid in cash, and saved for future funds like tires and Christmas. And I’ve met goals, tracked them, and have done it all at once! This app has changed my family’s life and financial future! It’s super easy to use and incredible to watch your money grow or be put to the best use. The goal envelopes are one of my favorite features. I like it better than other budget apps because it has a reconcile function for the bank accounts. Most of the other apps automatically downloaded transactions, but didn’t have a reconcile function, and that was critical for me. What’s the purpose of having a use for every dollar in your account if you can’t confirm the reconciled amount? Even automatic downloads get messed up. Entering transactions in manually in this app is a few quick, easy taps and keeps me more on top of what’s happening in my account. I can’t recommend this app highly enough! Happy saving!!!
  • Tell your money what to do before it leaves you Jun 4, 2020

    By pomplamoosee
    I’ve been using this app for at least 8 years (Remember when she was called EEBA?) This app motivated me to take charge of my $, pay off debt and live an intentional, enjoyable life of financial stewardship. I’m a disciple of Jesus Christ and a student of Dave Ramsey. This app is FAR more robust than Every Dollar. Discipline yourself and your spending and you’ll be sweetly surprised as your financial goals are achieved: debt free living, achieve savings goals to purchase cars for cash and to pay off a mortgage early. Budgeting would be a horrible chore if it weren’t for this app. The sales / tech support team are top notch. You will not regret making Goodbudget a part of your personal finance tool chest. I use it WITHOUT linking to external accounts to force me to balance and track my accounts. Try the free version and commit yourself to track all your spending (ALL YOUR SPENDING) for 2 months. This will help you develop a budget. If you’re using the free version with consistent discipline for 2 months, upgrade to the full version. You won’t regret it.
  • Best budgeting app I’ve used! Dec 6, 2018

    By SFKNR
    I love Goodbudget! It is seriously the best budget app I’ve ever used. Here’s what I love about it. First, it’s really simple to get started. They have a great Getting Started Video series that walks people through getting set up from start to finish. Second, everything is customizable. So I can create my own envelope categories and set the budget for each. I can create scheduled transactions that add in my income on the day I actually get paid, as well as scheduled payments for things that I pay automatically, like my car insurance. Third, I really appreciate that I have to manually add transactions myself. I think that keeps me much more aware of my spending because I have to add each one myself. My boyfriend uses Mint, and he has no idea how much he’s spent on things until he logs in and categorizes everything. Only then will he realize he’s over budget. That will not happen to you if you diligently add your expenses into Goodbudget. That also forces me to open up the app and actually look at my envelopes before spending, because I know if I don’t have enough cash to cover my purchase, my envelope will go negative, and I work hard to avoid that. Overall, the most important thing Goodbudget allows me to do is plan before I spend by setting money aside in an envelope. That way, I’m consciously making a plan for how I want to spend money that month. And I know that when an envelope is empty, I should stop spending.
  • Budgeting done! Oct 16, 2019

    By Buccoloj
    I have been using the app for one year and it has helped me do a complete 180 with my finances. I use to always be broke living one paycheck to another and now I have money saved and bills paid the second they arrive. The app helps you see where all of your money is going as long as you input everything you spend. The app is super easy to input the expenses and only take a few seconds once you have all your categories set. I don’t have my accounts linked because I like to only work out of good budget and then go back and balance it once I get my bank statement. This has worked so week for me that I am debt free minus the house of course and now I don’t stress about where all my money goes. It has taught me how to live within my means and how to save for the things I really want to do. Over the years I have tried other apps and never could commit to them because they were to complicated. Good budget has changed that completely, thank you!
  • A great App but needs a little improvement Mar 11, 2021

    By Thadsdad42
    Goodbudget is an amazing app that helps with budgeting. It does what it is supposed to and can help everyone to understand how to budget well and effectively. Goodbudget has graphs that are easy and simple to understand. One of them tells you where you spend your money the other tells you how much you spend and how much income you get. Goodbudget has easy-to-understand features and if you don’t understand they took time to create videos on how to learn to use the app well. The app also helps show you how much you spend and save to keep up with your finances well. However, this app isn’t perfect just like everything. One negative about this app is that there is a paywall to get all the features and it can be tricking when first starting. The videos created are also a bit of a problem because they show that the app is very complex and can’t be fully used if not watched. Personally, one thing that bothered me was I needed to pay for an app about budgeting which I think is silly. I understand that the app is free and a paywall is there for the creators to earn money from it, you can improve on helping a basic user to add a tutorial on what each feature does. This would be very simple to add and will help more people to want to download it for its simple explanation on how to use it. Other than this simple thing I love your app and how you guys were able to make it.
  • Has saved me thousands; but it’s time to step up the technology! Jan 7, 2018

    By kiiks52
    I have used Goodbudget for 3 years now, and it has absolutely changed my life. Even as a single-person household working in human services, Goodbudget helped me save a down payment for a house, which I bought 18 months after I began using the program. Today, Goodbudget helps make paying all the monthly bills possible and still have money for 401k and for whatever fun goals I set, such as saving up for an overseas vacation or a new car. My parents began using Goodbudget a year ago, and they have also saved thousands within the course of a year. I can’t recommend this program enough. That being said, it’s high time that the IT department stepped up its game. The app hasn’t been optimized for iPhone X, envelopes cannot be fully customized on the app, etc. If I’m going to keep recommending the app to all my friends, I hope they will step up their game and make the app something to be really proud of. (I don’t like recommending a program and then apologizing to my friends because the app is lacking in areas). Also, pricing could be reduced to attract more newcomers, in combination with starting a referral program so we could be rewarded for bringing Goodbudget brand new long term paying customers.
  • Apr 16, 2021

    By Matt Mall
    Fast response. I figured out how to sync. Thanks for response. This app helped me change my finances. To syn you should enter transactions in the web and the app. The web takes priority over the app.
  • Excellent budgeting but needs more customization Apr 3, 2020

    By turrnthepaige
    This app is exactly what I wanted for budgeting. Regular budgeting apps made no sense to me, since I typically don’t spend over $5 a month on coffee and didn’t need that kind of budget, but maybe one month I’m traveling a lot I might spend $15 on coffee. The lack of rollover would frustrate me on other apps. This allows me to have a single savings accounts, but know how much exactly I have budgeted for certain thing, which is not everything in my savings. I used to hate the manual inputing of transactions, but now that I have the hang of it I don’t mind it since it gives me time to make sure my statements are correct. The reason I gave this 4 star though is that I wish there was slightly more customization. Your options for envelope savings are irregular/annual and picking ONE other way (monthly, biweekly, etc). This doesn’t work well for me since I budget my rent monthly, my grocery’s weekly, and my insurance every 6 months. I wish in the premium version, at least, they had the option to break down the way you want to budget envelopes in more depth. I would immediately purchase it then.
  • Great for first time budgeters, could use some improvement. Jul 26, 2018

    By ohdrhjud
    Easiest user interface I've seen among envelope budgeting apps that cover basic needs in budgeting, and it's nice that they don't put a time limit on the free version while you're first getting your finances under control (though the paid version is definitely worth the unlimited envelopes!). Mobile version is clean and functional. Reports are decent too, though some other apps allow you to get more detailed analysis. Reason for only 4 stars is that they're are a few random annoying glitches, most notably that if you edit am existing budget, you can NOT see what your total budget is adding to as you edit, so I have to budget in a spreadsheet first then copy it all manually into the app to ensure I'm not budgeting myself into a deficit. It would also be nice if they added the ability to link directly to accounts like mint does in case I miss a transaction, though there are pros and cons to enabling people to be less hands-on in their budgeting.
  • Feb 2, 2021

    By Eric Wiggins
    Have only used it for a week, will wait awhile before giving it a 5. Just finished the initial setup of our budget and tracked a few bill payments and expenditures. Can already tell this will be a great tool. Does everything we wanted my old excel book to do without the clunkiness and time consuming effort. Very intuitive and convenient. Free version is great for teaching kids to budget or just starting out, but love the expanded paid version for my wife and I with many account.
  • Jul 24, 2019

    By Ana Vera
    I love it, but I think there's a tiny little thing that could make it better... Some envelopes require a constant amount like Netflix subscriptions, but I'd prefer if other envelopes can be assigned a PERCENTAGE of my income. For example, I want my Savings Envelope to be 30% of my income because sometimes I earn a little less, sometimes I earn a little more.
  • Sep 9, 2019

    By M A C
    An excellent all with only a few missing features. This app puts budgeting front and center, but it also allows you to track payees and to split transactions, among other helpful features. So many other apps were missing at least one feature. There are a few drawbacks. The account totals can take a while to update, which can be disorienting. Support for multiple currencies and the ability to attach photos to transactions would be helpful. Other than that, an excellent app.
  • Very good app! Nov 25, 2017

    By Krtyxl
    Good Budget was kind of confusing to learn at first. Now that I’ve been at it for a couple weeks, I REALLY like it. I was looking for a very simple system that emulated an envelope system that is familiar to a lot of talk radio fans. I never wanted to carry physical envelopes. That seems archaic to me and very inconvenient at times. I also wanted something I could set up to automate my weekly budget allotment deposits into those envelopes. Also important was that it be as close to free as possible. This app did all of that for me. I didn’t want to over complicate the number of envelopes, so I only have four. That makes this completely free for me. Like I said, it wasn’t user friendly to learn and some of the controls of the envelopes aren’t very intuitive, but now that I’ve learned the system, I have automated it to do exactly what I want. I figured it out quickly, but it did take a bit of effort on my part. I’m glad i did. I really like the user interface, too.
  • Sep 25, 2018

    By Dethel Mateo
    Would be nice if you could add emoji symbols like: 💵 💡 🚗 🏡 which I add after the payee name to make it easy to spot on the account list.... ✌️ Another thing, having the app remember the list position when in the account so it goes back once you save a new entry. Right now it goes to the top of the list which sucks if you have a long list of items. And being able to highlight the latest balance line in gray.
  • Feb 27, 2021

    By Phuong Nguyen
    My husband and I have been subscribers for more than 5 years and we love this app. But we had to change to another app, literally because of one reason, their app limits to entering 8 digit number, we need more than 8 (because we are using other currency, not USD) . Not sure why they do that as we don't experience this in other apps at all. Contact customer service but their response is they will add this issue to the list and not sure about the time. Really disappointed!
  • Apr 22, 2021

    By Fatima T
    Bought the paid version at once, my bad, should have tried it first. Can't figure out how to delete transactions that came from nowhere. It says you can delete them on the web but there is no such option ughhh
  • Jun 6, 2021

    By Ahmed Mohamed EL Borgy
    Good app , ugly widget, I hope the app gets more regular updates and the widget gets updated to match to a more upto date design
  • $15-$25 for extra envelopes??? Jun 4, 2017

    By thelilgirlntx
    So far, this app has been fairly useful. Even though I find some things to be confusing, I have also found the help team to be VERY helpful, which is rare and very much appreciated!!! Here's my biggest problem, and the reason I am probably going to be using the BetterHaves app going forward: to get more than 10 envelopes, they expect you to pay $15 for 3 months, or $25 for 6, and there's not even a better deal 12 month option!!! That is OUTRAGEOUS!!!! Sure, you also get access from 5 devices, big whoop, and 5 years of transaction history, another big whoop. Maybe the 5 devices would be worth it if it included tablets! There is no version for the iPad. $15-25 for those THREE extra perks (unlimited envelopes, 5 devices, 5 yrs history) is absolutely ridiculous. Even though I've already got 5 months of budget history, I'm cutting my losses and using the BetterHaves app from now on, b/c they give me unlimited envelopes. Whatever features I'm losing by switching, they still don't add up to $15, and nowhere near $25 worth.
  • Jul 28, 2019

    By Thomas B
    Not as useful as it once was. They removed useful functions like the ability to add different sources of estimated income (or at least they hid them deep down on the web interface) and added features like reports. extra features like that aren't un-useful, but also aren't at all necessary on what's supposed to be a digital version of the envelope system. It would be better to spend that effort on essentials like *Knowing How Much Money You Will Have*.
  • Jan 20, 2021

    By Miss Bananess
    Lost data, couldn't sync to server. This wants to be a great little app. However, it lost all transactions on my phone when i forced a sync. Clearly the phone transactions never made it to the server, and the server transactions take precedence. That seems like the wrong choice for a mobile app.
  • Mar 4, 2021

    By Alt Ink
    Seems like a decent app, I've also used it on desktop before, however the mobile version has a bug that won't delete income sources, and then every so often it will clone them all, doubling income with no way to fix it, rendering the app pretty much useless for the time being
  • Sep 20, 2019

    By Joshua Flowers
    Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
  • Dec 29, 2020

    By 1
    Doesn't auto fill envelopes with the amou t I set it to. It just says "hm having trouble syncing to server". Broken app. Can't believe I get used to using it for one month and then I found out at first envelope fill date it doesn't work

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