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Emma - Money Manager & Budget Planner Tracker

Emma - Money Manager & Budget Planner Tracker

Emma Technologies LTD.

The best budgeting app. Track spending & find subscriptions. Save money.

4.4 Ratings 5K+ Reviews 100K+ Downloads

Ratings & Reviews

Write a Review
  • You need this! Jun 21, 2019

    By Erikbomb
    This app is crazy! To be able to aggregate all of your financial data into one place and be able to make sense of your finances is great. In today’s world everyone usually has a few credit cards, a bank account, and investments. It’s been a pain to login to every account and try to figure out how much you owe, how much money you can invest and what you still owe for the month. On top of that making a budget is needed for most people to make sure you can actually stay on track financially. This app does everything! One of the coolest features i like right off the bat is it tracks subscription services and will tell you how much you have to spend still the pay period(like bills that come up at the end of each month) and also watches to let you know if there are price increases on your auto payments! I could go on for a while trying to tell you all the features I’ve already discovered. Seriously this app is probably gonna save me hours each month not having to track everything manually. I feel like I have my own personal accountant. Download this now and try it; see how much it can help you!
  • Best personal finance app out there Apr 27, 2020

    By Riverboat Phil
    This is the first finance app I can honestly say I LOVE. Why? Its beautiful simplicity. I’ve tried ALL the personal finance apps out there. They all have way more features, more power, more knobs and levers... more crap you don’t need that distract from what is critically important... spending below your means. Am I on track for this pay period? Yes/no? If no, why? Emma does this perfectly. Paired with a beautiful UX that is easy to use... couldn’t be happier. Their biggest problem is Pro... why spend money on getting all the crap you don’t need, when the lack of which makes your app so compelling? My advice to Emma... stop trying to “me too” build all the features the big dogs have. Focus on the everyday guy/gal who is living paycheck to paycheck. Rollover money when I don’t spend it all, or borrowing from the next pay period to find some extra money today. History of budgeting success. Am I getting better or worse at managing my money, etc. Make those Pro features... I’d gladly pay for those because they meet me where I’m at.
  • The Best Financial Application on the App Store Mar 12, 2020

    By x B0B x
    I’ve used them all...really. The competing apps out there just could not package everything I wanted. They were either way too granular or way too high level. Emma finds that middle ground beautifully. I’ve got all my bank accounts, credit cards, car loan and mortgage, insurance and investment products loaded. That includes large and small firms (like my local credit union). Everything is there and works beautifully. I track my transactions, monitor subscription services, set budgets (using free version which has fixed amount of stuff, vs pro which offers flexibility), etc. The few issues I’ve had, I used the chat, connected with a real person (Joel rocks!), and seen my problems fade away. Really could not be happier, and really could not recommend this app enough!!! Uninstall those others, and find Emma!
  • Great App That Deserves More Buzz Oct 26, 2020

    By DecemberKid
    I’ve tried several budgeting apps (Clarity, Mint, PocketGuard, Albert, YNAB) but none gave me everything I was looking for. They either miscategorized too many transactions, were too confusing to navigate, had unsightly UI’s, couldn’t link to all my accounts, or were just too expensive. I was about to give up and just go with an Excel spreadsheet, but came across Emma and figured... I’ll try just one more app. BINGO! Emma gives me everything I want: it links to ALL my accounts-even the ones at smaller banks- with no hassles and lets me see where my money is going clearly. But my favorite feature of all is the customizable transaction categories! Fantastic! It makes a world of difference knowing EXACTLY what a transaction is! Emma should get far more attention from blogs and articles listing best budgeting apps. IMHO it’s the best out there.
  • Jul 22, 2021

    By Dr Ivan Aganin
    Excellent app for reviewing your spending and seeing all your accounts in one place. Probably the best out there
  • Fantastic Financial Assistant Apr 18, 2020

    By PapaGates17
    This app is great! I love the analytics it provides for your accounts and how it provides predictions for future payments. It’s really helped me track how much I’m spending in different categories, as well as, at different merchants. The notifications from this app are also very helpful. Most apps notifications are annoying and I end up turning them off. This one provides timely budget category updates, does a weekly report to show you how you’ve spent or saved money, etc. The only thing you have to keep in mind is that this is a young app and they are still updating and perfecting it. They’ve made tons of improvements in the app since I’ve gotten it (a lot less error messages). Overall, I highly recommend this app. Extremely helpful if you set it up and use it.
  • Jun 28, 2021

    By Tim Duncan
    I am trying the free version at the moment, based on my monthly subscriptions, the app recommends better deal, which I Amy be lazy to do a online research on price comparison site but conveniently available in the app in seconds. It is helpful to save money in long term definitely. Will sign up to paid subscription once latest updated version released
  • Spent months looking for the right app for me and finally found it (: Jul 12, 2019

    By huskyowner19
    I’ve spent lots of time and downloaded many, many budgeting apps looking for the right one. When I downloaded Emma, I instantly realized that I finally found the right app for me. Every day the app will send a notification to my phone, stating how much money I have in my checking/savings. It will tell you how many days you have until payday, categorize your spending and give you a report on how much you’ve spent weekly and what it was for. There’s so many great things about this app and I would definitely recommend it to everyone. It’s very user-friendly and of course, free!😋
  • Excellent For Tracking Expenses Mar 29, 2020

    By TiPAB
    This is really a great app. It so well put together and easy to navigate. Updating transactions in bulk are really nice. I have the pro version and I’m loving it for my family. The subscription feature lets you know when a possible subscription is coming up and if it might overdraft your account. This happened to us and I deposited some money to help cover the subscription. Right there Emma paid for its self! I really wish there was an Email management app that worked the way Emma did with its categorizing & auto tagging. ;) Request: Only thing that I’ve had an issue with is that it doesn’t always track overdraft fees correctly. There’s no way to tell the system that it’s an overdraft fee other than creating a custom category. Hope to see better reports created in the future to help with taxes. An easily readable PDF instead of a CSV file would be nice. Currently having to import the CSV into a graphical interface to make them easier to file for the accountant.
  • Jun 23, 2021

    By Aidan McGhee
    Have tried many of the open banking personal finance apps and Emma is the only one that I've actually continued to use. Very sleek, easy to use and pretty impressed by their ML classification algorithm. Excited to see the roadmap features come to fruition if they are implemented as well as the current features.
  • You need this! Jun 21, 2019

    By Erikbomb
    This app is crazy! To be able to aggregate all of your financial data into one place and be able to make sense of your finances is great. In today’s world everyone usually has a few credit cards, a bank account, and investments. It’s been a pain to login to every account and try to figure out how much you owe, how much money you can invest and what you still owe for the month. On top of that making a budget is needed for most people to make sure you can actually stay on track financially. This app does everything! One of the coolest features i like right off the bat is it tracks subscription services and will tell you how much you have to spend still the pay period(like bills that come up at the end of each month) and also watches to let you know if there are price increases on your auto payments! I could go on for a while trying to tell you all the features I’ve already discovered. Seriously this app is probably gonna save me hours each month not having to track everything manually. I feel like I have my own personal accountant. Download this now and try it; see how much it can help you!
  • Best personal finance app out there Apr 27, 2020

    By Riverboat Phil
    This is the first finance app I can honestly say I LOVE. Why? Its beautiful simplicity. I’ve tried ALL the personal finance apps out there. They all have way more features, more power, more knobs and levers... more crap you don’t need that distract from what is critically important... spending below your means. Am I on track for this pay period? Yes/no? If no, why? Emma does this perfectly. Paired with a beautiful UX that is easy to use... couldn’t be happier. Their biggest problem is Pro... why spend money on getting all the crap you don’t need, when the lack of which makes your app so compelling? My advice to Emma... stop trying to “me too” build all the features the big dogs have. Focus on the everyday guy/gal who is living paycheck to paycheck. Rollover money when I don’t spend it all, or borrowing from the next pay period to find some extra money today. History of budgeting success. Am I getting better or worse at managing my money, etc. Make those Pro features... I’d gladly pay for those because they meet me where I’m at.
  • The Best Financial Application on the App Store Mar 12, 2020

    By x B0B x
    I’ve used them all...really. The competing apps out there just could not package everything I wanted. They were either way too granular or way too high level. Emma finds that middle ground beautifully. I’ve got all my bank accounts, credit cards, car loan and mortgage, insurance and investment products loaded. That includes large and small firms (like my local credit union). Everything is there and works beautifully. I track my transactions, monitor subscription services, set budgets (using free version which has fixed amount of stuff, vs pro which offers flexibility), etc. The few issues I’ve had, I used the chat, connected with a real person (Joel rocks!), and seen my problems fade away. Really could not be happier, and really could not recommend this app enough!!! Uninstall those others, and find Emma!
  • Great App That Deserves More Buzz Oct 26, 2020

    By DecemberKid
    I’ve tried several budgeting apps (Clarity, Mint, PocketGuard, Albert, YNAB) but none gave me everything I was looking for. They either miscategorized too many transactions, were too confusing to navigate, had unsightly UI’s, couldn’t link to all my accounts, or were just too expensive. I was about to give up and just go with an Excel spreadsheet, but came across Emma and figured... I’ll try just one more app. BINGO! Emma gives me everything I want: it links to ALL my accounts-even the ones at smaller banks- with no hassles and lets me see where my money is going clearly. But my favorite feature of all is the customizable transaction categories! Fantastic! It makes a world of difference knowing EXACTLY what a transaction is! Emma should get far more attention from blogs and articles listing best budgeting apps. IMHO it’s the best out there.
  • Jul 22, 2021

    By Dr Ivan Aganin
    Excellent app for reviewing your spending and seeing all your accounts in one place. Probably the best out there
  • Fantastic Financial Assistant Apr 18, 2020

    By PapaGates17
    This app is great! I love the analytics it provides for your accounts and how it provides predictions for future payments. It’s really helped me track how much I’m spending in different categories, as well as, at different merchants. The notifications from this app are also very helpful. Most apps notifications are annoying and I end up turning them off. This one provides timely budget category updates, does a weekly report to show you how you’ve spent or saved money, etc. The only thing you have to keep in mind is that this is a young app and they are still updating and perfecting it. They’ve made tons of improvements in the app since I’ve gotten it (a lot less error messages). Overall, I highly recommend this app. Extremely helpful if you set it up and use it.
  • Jun 28, 2021

    By Tim Duncan
    I am trying the free version at the moment, based on my monthly subscriptions, the app recommends better deal, which I Amy be lazy to do a online research on price comparison site but conveniently available in the app in seconds. It is helpful to save money in long term definitely. Will sign up to paid subscription once latest updated version released
  • Spent months looking for the right app for me and finally found it (: Jul 12, 2019

    By huskyowner19
    I’ve spent lots of time and downloaded many, many budgeting apps looking for the right one. When I downloaded Emma, I instantly realized that I finally found the right app for me. Every day the app will send a notification to my phone, stating how much money I have in my checking/savings. It will tell you how many days you have until payday, categorize your spending and give you a report on how much you’ve spent weekly and what it was for. There’s so many great things about this app and I would definitely recommend it to everyone. It’s very user-friendly and of course, free!😋
  • Excellent For Tracking Expenses Mar 29, 2020

    By TiPAB
    This is really a great app. It so well put together and easy to navigate. Updating transactions in bulk are really nice. I have the pro version and I’m loving it for my family. The subscription feature lets you know when a possible subscription is coming up and if it might overdraft your account. This happened to us and I deposited some money to help cover the subscription. Right there Emma paid for its self! I really wish there was an Email management app that worked the way Emma did with its categorizing & auto tagging. ;) Request: Only thing that I’ve had an issue with is that it doesn’t always track overdraft fees correctly. There’s no way to tell the system that it’s an overdraft fee other than creating a custom category. Hope to see better reports created in the future to help with taxes. An easily readable PDF instead of a CSV file would be nice. Currently having to import the CSV into a graphical interface to make them easier to file for the accountant.
  • Jun 23, 2021

    By Aidan McGhee
    Have tried many of the open banking personal finance apps and Emma is the only one that I've actually continued to use. Very sleek, easy to use and pretty impressed by their ML classification algorithm. Excited to see the roadmap features come to fruition if they are implemented as well as the current features.
  • Jul 25, 2021

    By Sarah S
    Was keen to try this app but mortgage and credit card quotes only resulted in error messages. Felt as though I divulged lots of personal info with no gains.
  • Jun 23, 2021

    By Mango Tea
    Love the look and functionality of the app from what little I've seen. Sadly my Chase doesn't sync. I go through the syncing process and Emma says it successfully connected to my account, but my account never shows up on the app. I've tried syncing it probably 10 times now. Same thing every time. "Succeeded" but not there. Also there's a weird irritating "You are on Emma pro" message over an orange bar on the screen with an X but hitting the X does nothing, the message is just stuck.
  • Jun 27, 2021

    By V Hird
    In response to a previous request to get in touch with live chat, I have already been doing this with no resolution and I still can't use the app. All I get is endless platitudes and an inability to provide useful assistance so I had no other option but to post my last review. Update: I've tried to get in touch again through the app, nobody is responding to me, no further communication on attempting to solve the issue. I upgraded on this app and yet I can't use it and nobody is helping me.
  • Good, But Irritated Oct 22, 2020

    By MonsterBudgie
    So the app functionality is pretty good and syncing works well, however, if you want to add transactions manually, you have to click into checking, then click into the account, and then add a transaction. I spoke with support about this and suggested they add a floating button on the feed screen for this purpose. What did they do? Instead of adding a floating button to add transactions- they added a floating button to refer people to their app. They also have a banner in the feed, as well as other buttons. I get that they want to promote their app, but this seems to be their main goal, rather than actual good UX design and better functionality of their app. Also- I feel like you could let me know about it once and tuck it away. My finances are more important to me than promoting your app. I'm all for referring people to an app I love, but now I'm just annoyed and irritated that I paid for a subscription.
  • May 17, 2021

    By Zach Hayter
    A. I love it. B. The 'you've received funds 🤑' notification comes up approx 12 hours after I've received the funds. Its pointless, and actually creates more confusion for me, because my banking apps show me what's coming in instantly. If the app could refresh its data in say 1 to 2 hours max instead of 12, I'd give the app 5 stars.
  • Good at what it does Nov 9, 2019

    By Lemon taffy
    It does what it’s suppose to do well, but today they bugged me. I use this app to track finances, not for nonsense. They asked me if I know Pokemon, but called them Pokemons, so I was interested in what type of questions they were asking about “pokemons” lol. The quiz asked me some of the most basic questions of the franchise, but after you answer you have to wait. In my disbelief, I went to text my friend about how ridiculous it was, but it turned out the quiz continued without me and by the time I came back I had missed a question, so I exited and failed. Obviously none of this matters, but it was annoying and extremely unnecessary to be apart of the Emma app. I hope there are no more “quizzes”. It doesn’t really make sense for someone to win money anyways. Especially from a helpful app. It kind of makes it seem like they feel that they to entice us to keep us using this app.
  • Jul 21, 2021

    By Dinesh Vitharanage
    Keeps spamming me with daily notifications about their crowdfunding event. There is no way to opt out. Surely these notifications are "marketing comms" that I did not opt into. This is against GDPR laws in the UK. I don't care about your startup journey. I just want to see my balance. One more notification and you are getting uninstalled.
  • Jun 15, 2021

    By Leah Seltzer
    No desktop app so no way to export and kind of report in to spreadsheets, fewer options for linking accounts than rivals, more expensive than rivals, and spams you with pointless notifications, cringy emojis, quizzes, etc. Do yourself a favour and get Money Dashboard instead.
  • Doesn’t Connect to Chase and Poor Customer Service Jul 9, 2021

    By Cassandra Louise
    I tried to connect my Emma account to Chase Bank, the world’s largest bank, and it would not work. I requested support and they said they would check into it. I spent over a week waiting and had to reach out to them first for an update, which they did not have. They did not even send a check in email to let me know they were still working on it. In addition, they have no online website and you can only do everything in the app. Would not recommend. Terminated my relationship with them.
  • Can not connect cc’s kills this app Oct 28, 2019

    By Jskittle
    The app itself is very nice, but not being able to link a credit card (like in similar apps) tends to ruin everything for me since all my transactions occur on credit cards. You can add a “manual card” but then you have to include all the transactions yourself and then the app is more of a chore then a helpful tool. Will not being using this app until ability to link credit cards is available.

No reviews available

No reviews available

  • You need this! Jun 21, 2019

    By Erikbomb
    This app is crazy! To be able to aggregate all of your financial data into one place and be able to make sense of your finances is great. In today’s world everyone usually has a few credit cards, a bank account, and investments. It’s been a pain to login to every account and try to figure out how much you owe, how much money you can invest and what you still owe for the month. On top of that making a budget is needed for most people to make sure you can actually stay on track financially. This app does everything! One of the coolest features i like right off the bat is it tracks subscription services and will tell you how much you have to spend still the pay period(like bills that come up at the end of each month) and also watches to let you know if there are price increases on your auto payments! I could go on for a while trying to tell you all the features I’ve already discovered. Seriously this app is probably gonna save me hours each month not having to track everything manually. I feel like I have my own personal accountant. Download this now and try it; see how much it can help you!
  • Best personal finance app out there Apr 27, 2020

    By Riverboat Phil
    This is the first finance app I can honestly say I LOVE. Why? Its beautiful simplicity. I’ve tried ALL the personal finance apps out there. They all have way more features, more power, more knobs and levers... more crap you don’t need that distract from what is critically important... spending below your means. Am I on track for this pay period? Yes/no? If no, why? Emma does this perfectly. Paired with a beautiful UX that is easy to use... couldn’t be happier. Their biggest problem is Pro... why spend money on getting all the crap you don’t need, when the lack of which makes your app so compelling? My advice to Emma... stop trying to “me too” build all the features the big dogs have. Focus on the everyday guy/gal who is living paycheck to paycheck. Rollover money when I don’t spend it all, or borrowing from the next pay period to find some extra money today. History of budgeting success. Am I getting better or worse at managing my money, etc. Make those Pro features... I’d gladly pay for those because they meet me where I’m at.
  • The Best Financial Application on the App Store Mar 12, 2020

    By x B0B x
    I’ve used them all...really. The competing apps out there just could not package everything I wanted. They were either way too granular or way too high level. Emma finds that middle ground beautifully. I’ve got all my bank accounts, credit cards, car loan and mortgage, insurance and investment products loaded. That includes large and small firms (like my local credit union). Everything is there and works beautifully. I track my transactions, monitor subscription services, set budgets (using free version which has fixed amount of stuff, vs pro which offers flexibility), etc. The few issues I’ve had, I used the chat, connected with a real person (Joel rocks!), and seen my problems fade away. Really could not be happier, and really could not recommend this app enough!!! Uninstall those others, and find Emma!
  • Great App That Deserves More Buzz Oct 26, 2020

    By DecemberKid
    I’ve tried several budgeting apps (Clarity, Mint, PocketGuard, Albert, YNAB) but none gave me everything I was looking for. They either miscategorized too many transactions, were too confusing to navigate, had unsightly UI’s, couldn’t link to all my accounts, or were just too expensive. I was about to give up and just go with an Excel spreadsheet, but came across Emma and figured... I’ll try just one more app. BINGO! Emma gives me everything I want: it links to ALL my accounts-even the ones at smaller banks- with no hassles and lets me see where my money is going clearly. But my favorite feature of all is the customizable transaction categories! Fantastic! It makes a world of difference knowing EXACTLY what a transaction is! Emma should get far more attention from blogs and articles listing best budgeting apps. IMHO it’s the best out there.
  • Jul 22, 2021

    By Dr Ivan Aganin
    Excellent app for reviewing your spending and seeing all your accounts in one place. Probably the best out there
  • Fantastic Financial Assistant Apr 18, 2020

    By PapaGates17
    This app is great! I love the analytics it provides for your accounts and how it provides predictions for future payments. It’s really helped me track how much I’m spending in different categories, as well as, at different merchants. The notifications from this app are also very helpful. Most apps notifications are annoying and I end up turning them off. This one provides timely budget category updates, does a weekly report to show you how you’ve spent or saved money, etc. The only thing you have to keep in mind is that this is a young app and they are still updating and perfecting it. They’ve made tons of improvements in the app since I’ve gotten it (a lot less error messages). Overall, I highly recommend this app. Extremely helpful if you set it up and use it.
  • Jun 28, 2021

    By Tim Duncan
    I am trying the free version at the moment, based on my monthly subscriptions, the app recommends better deal, which I Amy be lazy to do a online research on price comparison site but conveniently available in the app in seconds. It is helpful to save money in long term definitely. Will sign up to paid subscription once latest updated version released
  • Spent months looking for the right app for me and finally found it (: Jul 12, 2019

    By huskyowner19
    I’ve spent lots of time and downloaded many, many budgeting apps looking for the right one. When I downloaded Emma, I instantly realized that I finally found the right app for me. Every day the app will send a notification to my phone, stating how much money I have in my checking/savings. It will tell you how many days you have until payday, categorize your spending and give you a report on how much you’ve spent weekly and what it was for. There’s so many great things about this app and I would definitely recommend it to everyone. It’s very user-friendly and of course, free!😋
  • Excellent For Tracking Expenses Mar 29, 2020

    By TiPAB
    This is really a great app. It so well put together and easy to navigate. Updating transactions in bulk are really nice. I have the pro version and I’m loving it for my family. The subscription feature lets you know when a possible subscription is coming up and if it might overdraft your account. This happened to us and I deposited some money to help cover the subscription. Right there Emma paid for its self! I really wish there was an Email management app that worked the way Emma did with its categorizing & auto tagging. ;) Request: Only thing that I’ve had an issue with is that it doesn’t always track overdraft fees correctly. There’s no way to tell the system that it’s an overdraft fee other than creating a custom category. Hope to see better reports created in the future to help with taxes. An easily readable PDF instead of a CSV file would be nice. Currently having to import the CSV into a graphical interface to make them easier to file for the accountant.
  • Jun 23, 2021

    By Aidan McGhee
    Have tried many of the open banking personal finance apps and Emma is the only one that I've actually continued to use. Very sleek, easy to use and pretty impressed by their ML classification algorithm. Excited to see the roadmap features come to fruition if they are implemented as well as the current features.
  • Thoughts on Emma Mar 10, 2021

    By Capt.Drew1155
    I got this app for the first week when the free trial was available and I can firmly say it got me hooked! Really good concept of money management and much better than others I tried, (there were a lot). Good price and I bought a year of premium after the trial ended. There are basic features like connecting your bank that I like that is good for accurately tracking your money which is great and all, but I wish the app had more content and features for their premium subscribers. Nonetheless great app!

No reviews available

  • Jul 25, 2021

    By Sarah S
    Was keen to try this app but mortgage and credit card quotes only resulted in error messages. Felt as though I divulged lots of personal info with no gains.
  • Jun 23, 2021

    By Mango Tea
    Love the look and functionality of the app from what little I've seen. Sadly my Chase doesn't sync. I go through the syncing process and Emma says it successfully connected to my account, but my account never shows up on the app. I've tried syncing it probably 10 times now. Same thing every time. "Succeeded" but not there. Also there's a weird irritating "You are on Emma pro" message over an orange bar on the screen with an X but hitting the X does nothing, the message is just stuck.
  • Good, But Irritated Oct 22, 2020

    By MonsterBudgie
    So the app functionality is pretty good and syncing works well, however, if you want to add transactions manually, you have to click into checking, then click into the account, and then add a transaction. I spoke with support about this and suggested they add a floating button on the feed screen for this purpose. What did they do? Instead of adding a floating button to add transactions- they added a floating button to refer people to their app. They also have a banner in the feed, as well as other buttons. I get that they want to promote their app, but this seems to be their main goal, rather than actual good UX design and better functionality of their app. Also- I feel like you could let me know about it once and tuck it away. My finances are more important to me than promoting your app. I'm all for referring people to an app I love, but now I'm just annoyed and irritated that I paid for a subscription.
  • May 17, 2021

    By Zach Hayter
    A. I love it. B. The 'you've received funds 🤑' notification comes up approx 12 hours after I've received the funds. Its pointless, and actually creates more confusion for me, because my banking apps show me what's coming in instantly. If the app could refresh its data in say 1 to 2 hours max instead of 12, I'd give the app 5 stars.
  • Can not connect cc’s kills this app Oct 28, 2019

    By Jskittle
    The app itself is very nice, but not being able to link a credit card (like in similar apps) tends to ruin everything for me since all my transactions occur on credit cards. You can add a “manual card” but then you have to include all the transactions yourself and then the app is more of a chore then a helpful tool. Will not being using this app until ability to link credit cards is available.
  • Jun 27, 2021

    By V Hird
    In response to a previous request to get in touch with live chat, I have already been doing this with no resolution and I still can't use the app. All I get is endless platitudes and an inability to provide useful assistance so I had no other option but to post my last review. Update: I've tried to get in touch again through the app, nobody is responding to me, no further communication on attempting to solve the issue. I upgraded on this app and yet I can't use it and nobody is helping me.
  • Good at what it does Nov 9, 2019

    By Lemon taffy
    It does what it’s suppose to do well, but today they bugged me. I use this app to track finances, not for nonsense. They asked me if I know Pokemon, but called them Pokemons, so I was interested in what type of questions they were asking about “pokemons” lol. The quiz asked me some of the most basic questions of the franchise, but after you answer you have to wait. In my disbelief, I went to text my friend about how ridiculous it was, but it turned out the quiz continued without me and by the time I came back I had missed a question, so I exited and failed. Obviously none of this matters, but it was annoying and extremely unnecessary to be apart of the Emma app. I hope there are no more “quizzes”. It doesn’t really make sense for someone to win money anyways. Especially from a helpful app. It kind of makes it seem like they feel that they to entice us to keep us using this app.
  • Jul 21, 2021

    By Dinesh Vitharanage
    Keeps spamming me with daily notifications about their crowdfunding event. There is no way to opt out. Surely these notifications are "marketing comms" that I did not opt into. This is against GDPR laws in the UK. I don't care about your startup journey. I just want to see my balance. One more notification and you are getting uninstalled.
  • Jun 15, 2021

    By Leah Seltzer
    No desktop app so no way to export and kind of report in to spreadsheets, fewer options for linking accounts than rivals, more expensive than rivals, and spams you with pointless notifications, cringy emojis, quizzes, etc. Do yourself a favour and get Money Dashboard instead.
  • Doesn’t Connect to Chase and Poor Customer Service Jul 9, 2021

    By Cassandra Louise
    I tried to connect my Emma account to Chase Bank, the world’s largest bank, and it would not work. I requested support and they said they would check into it. I spent over a week waiting and had to reach out to them first for an update, which they did not have. They did not even send a check in email to let me know they were still working on it. In addition, they have no online website and you can only do everything in the app. Would not recommend. Terminated my relationship with them.

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Emma - Money Manager & Budget Planner Tracker

Emma - Money Manager & Budget Planner Tracker