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Debt Free Box: Snowball

Debt Free Box: Snowball

Apps of the Future, LLC

Pay off debts faster with Debt Free Box app

4.4 Ratings 675+ Reviews 1K+ Downloads

Ratings & Reviews

4.4
675+ Ratings
  1. 5
    76+%
  2. 4
    9+%
  3. 3
    2+%
  4. 2
    3+%
  5. 1
    9+%
Write a Review
  • You’re paying for Excel, but it’s easy Jun 14, 2018

    By rejectionhotline
    I am in a bad position with my debt and attempted to make this app in a spreadsheet but i am more likely to check an app than a spreadsheet. I wish there were buttons to quickly add payments, but that is not an option. Seeing my payoff progress and having help make a plan to not be in debt, drowning in interest, that this app helped me make was worth $3. If only I only had 2 sources of debt so I didn’t have to pay, but I wouldn’t need this app if it were they simple! Now, making someone who is clearly in debt and needing help getting out of it makes it awfully cruel when you think about asking them to pay for the help, but the app has no ads so I understand. For me, it was worth it. I can see why it wouldn’t be for most.
    more
  • Just The Level of Detail I Need to See Oct 3, 2019

    By esweetie9
    I paid the 2.99 to add additional debts and now I can have all of my debts in one place with an amortization schedule and estimated payoff date. It’s not exact in its calculation but I can work with that because I like how the icon changes when you update the balance. I also decided to treat my household expenditures as “lines of credit” so I have an idea of how much money I can set aside to pay in advance. The only thing I wish was an option was for other if we could select things like rent or household items for example. Other than that, I am happy with the app.
    more
  • Basic tracking of balances, but no way to add a monthly payment Jan 22, 2021

    By PolyTigger
    I wanted an app where I could enter my balances and organize them by the snowball method, which states app does very well. If you have more than two debts however you need to buy the pro version. However I went to go enter payments after my first month of using the app and there’s no way to do that. It looks like you need to update the balance of the debt after you make a payment each month. It seems more logical for them to have a button to either say I’ve made my minimum payment or just a spot to enter the payment you made for that month. Maybe I am missing something. I think I read a comment talking about version 1.4. I am currently using 1.38.
    more
  • Simple, but effective Aug 10, 2020

    By lukedaduke77
    It does what it claims to do. Low cost, and easy to use. Only thing is I wish you could say “I want to be debt free by July 2022” and the app could backtrack it and say “You must add $100 to your monthly snowball in order to reach your goal” Basically I’d like to reverse the formula using the date. Instead of having to just play with the snowball number a bunch and see how it affects the debt free date.
    more
  • Exactly what I need May 21, 2020

    By odiepa33
    Not too complicated. I manually update some numbers now and then, and that is always gratifying and keeps me aware of what’s going on. Snowball is super. I with there was a way to organize by amount owed, not just originating debt. It might just be a glitch, but could be super helpful if it could list the debt in that fashion. It’s 5 stars because compared to all the others out there, it’s leaps and bounds better.
    more
  • Dec 19, 2020

    By Said Younis
    Bad app , baby made
  • Not the best app Mar 10, 2020

    By katie marie rn
    No way to mark debt as paid once paid, you can only delete the debt. Being able to see each debt paid off and see the paid off debt pile up is more motivating to me than only being able to see what’s ahead of me. Also there’s no way to get ahold of support except Facebook messenger which they don’t respond to. And, the app says it’s free but it does cost $3 unless you only have 2 debts. I don’t mind the $3 if the other issues I see were fixed.
    more
  • Not what I was expecting Nov 6, 2018

    By Huggabugga3
    I was looking for an app that would take all of my debt and tell me how much to pay on each debt while focusing on one card to pay off at a time. Then once that card is paid moves on to the next adding the payment from 1st card to what is paid on next one...doesn’t do that. It divides each debt equally to see how much to pay to pay off all at once...not at all helpful
    more
  • Needs a bit more work Dec 23, 2019

    By 🦄🦄🐴🍫🍪🥜 🌈
    I like this app. It’s simple and user friendly. It gives you a good idea as to how long it will take to pay the debt off, but i feel it is missing one important thing, payments. I wish I could deduct a monthly or extra payments to reflect the changing balance. It doesn’t change from month to month. You have to change the balance each time.
    more
  • “In-App Purchases” Nov 5, 2020

    By 0likeitis0
    With this app you are essentially forced to pay $4.99 for the pro version. You can only add two points of debt without the pro version. If you only owe money on two things you probably don’t need an app to track it. If you’re trying to pay off debt you probably don’t need to be making frivolous purchases, like buying apps that you can find for free. Did not upgrade, deleted.
    more

No reviews available

  • Exactly what I need May 21, 2020

    By odiepa33
    Not too complicated. I manually update some numbers now and then, and that is always gratifying and keeps me aware of what’s going on. Snowball is super. I with there was a way to organize by amount owed, not just originating debt. It might just be a glitch, but could be super helpful if it could list the debt in that fashion. It’s 5 stars because compared to all the others out there, it’s leaps and bounds better.
    more
  • Pretty inflexible Jan 18, 2020

    By sad-cheated consumer
    Won’t show the bills in the order I want to pay them down even when I choose it in the options. Not able to add extra payment amounts for single times. Did purchase the pro version to discover that I didn’t gain anything over the free version.
    more
  • Debt Organizer Mar 2, 2020

    By Prince!
    Definitely worth paying for the upgrade. Find out that my Home Depot card interest rate was outrageous high. I was able to organize my debt by highest interest rate, which helped pay off my debt faster. This put my debt in front of me in one location and allow me to see the total I owed. Great app!
    more
  • Debt Free Apr 13, 2018

    By Barney the t-rex
    This app has helped me take control of my finances and stay motived while doing so. When you see the numbers go down every week, every month... the feeling is indescribable. If you are trying to get out of debt, this app will help you succeed. You need this. Thank you Debt Free Box team.
    more
  • Awesome app Apr 30, 2019

    By HIroots808
    I’ve been using this app for nearly 8 months to track how much I pay in interest every month on credit cards, loans, mortgage, etc. it’s helped me estimate how much I’d save if I do the snowball method to pay off our debts. Extremely useful and helpful. Mahalo
    more
  • You’re paying for Excel, but it’s easy Jun 14, 2018

    By rejectionhotline
    I am in a bad position with my debt and attempted to make this app in a spreadsheet but i am more likely to check an app than a spreadsheet. I wish there were buttons to quickly add payments, but that is not an option. Seeing my payoff progress and having help make a plan to not be in debt, drowning in interest, that this app helped me make was worth $3. If only I only had 2 sources of debt so I didn’t have to pay, but I wouldn’t need this app if it were they simple! Now, making someone who is clearly in debt and needing help getting out of it makes it awfully cruel when you think about asking them to pay for the help, but the app has no ads so I understand. For me, it was worth it. I can see why it wouldn’t be for most.
    more
  • Just The Level of Detail I Need to See Oct 3, 2019

    By esweetie9
    I paid the 2.99 to add additional debts and now I can have all of my debts in one place with an amortization schedule and estimated payoff date. It’s not exact in its calculation but I can work with that because I like how the icon changes when you update the balance. I also decided to treat my household expenditures as “lines of credit” so I have an idea of how much money I can set aside to pay in advance. The only thing I wish was an option was for other if we could select things like rent or household items for example. Other than that, I am happy with the app.
    more
  • Simple, but effective Aug 10, 2020

    By lukedaduke77
    It does what it claims to do. Low cost, and easy to use. Only thing is I wish you could say “I want to be debt free by July 2022” and the app could backtrack it and say “You must add $100 to your monthly snowball in order to reach your goal” Basically I’d like to reverse the formula using the date. Instead of having to just play with the snowball number a bunch and see how it affects the debt free date.
    more
  • Fun to use, wish I could add extra payments. Sep 7, 2020

    By 1.2.3LM
    I like the app, but it would be nice if I could add extra payments beyond the snowball amount I make rather then having to redo the amount owed and pay off date. It’s great for a quick look at how much I owe and how long till its payed off. It helps a great deal by condensing what I owe in one place on my phone.
    more
  • Really helpful Mar 6, 2019

    By 1737383
    This app has really helped me organize and order my fiancé and I’s student debt. The only thing that needs improving is the debt payoff calendar. For some reason when I add in excess payments it says it will take longer to pay off our debt which is clearly inaccurate.
    more
  • Basic tracking of balances, but no way to add a monthly payment Jan 22, 2021

    By PolyTigger
    I wanted an app where I could enter my balances and organize them by the snowball method, which states app does very well. If you have more than two debts however you need to buy the pro version. However I went to go enter payments after my first month of using the app and there’s no way to do that. It looks like you need to update the balance of the debt after you make a payment each month. It seems more logical for them to have a button to either say I’ve made my minimum payment or just a spot to enter the payment you made for that month. Maybe I am missing something. I think I read a comment talking about version 1.4. I am currently using 1.38.
    more
  • Not what I was expecting Nov 6, 2018

    By Huggabugga3
    I was looking for an app that would take all of my debt and tell me how much to pay on each debt while focusing on one card to pay off at a time. Then once that card is paid moves on to the next adding the payment from 1st card to what is paid on next one...doesn’t do that. It divides each debt equally to see how much to pay to pay off all at once...not at all helpful
    more
  • Dec 19, 2020

    By Said Younis
    Bad app , baby made
  • Not the best app Mar 10, 2020

    By katie marie rn
    No way to mark debt as paid once paid, you can only delete the debt. Being able to see each debt paid off and see the paid off debt pile up is more motivating to me than only being able to see what’s ahead of me. Also there’s no way to get ahold of support except Facebook messenger which they don’t respond to. And, the app says it’s free but it does cost $3 unless you only have 2 debts. I don’t mind the $3 if the other issues I see were fixed.
    more
  • Needs a bit more work Dec 23, 2019

    By 🦄🦄🐴🍫🍪🥜 🌈
    I like this app. It’s simple and user friendly. It gives you a good idea as to how long it will take to pay the debt off, but i feel it is missing one important thing, payments. I wish I could deduct a monthly or extra payments to reflect the changing balance. It doesn’t change from month to month. You have to change the balance each time.
    more
  • “In-App Purchases” Nov 5, 2020

    By 0likeitis0
    With this app you are essentially forced to pay $4.99 for the pro version. You can only add two points of debt without the pro version. If you only owe money on two things you probably don’t need an app to track it. If you’re trying to pay off debt you probably don’t need to be making frivolous purchases, like buying apps that you can find for free. Did not upgrade, deleted.
    more
  • Paid for the upgraded version and it won’t recognize it Mar 23, 2019

    By darling 15
    I upgraded to this version from the free one but it won’t update the app and let me use the upgraded features. It charged my card, I turned my phone off and then back on, deleted and reloaded the app...no luck. Please fix this or give me my money back. I’m extremely disappointed and upset.
    more

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