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Checkbook - Account Tracker

Checkbook - Account Tracker

Polycents

Checkbook - A replacement of your paper checkbook register.

4.1 Ratings 24K+ Reviews 100K+ Downloads
Featured on Best 10 Apps to Balance Checkbook
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About Checkbook - Account Tracker

Checkbook - A replacement of your paper checkbook register.
see more about Checkbook - Account Tracker

Ratings & Reviews

4.1
24.0K+ Ratings
  1. 5
    57+%
  2. 4
    20+%
  3. 3
    7+%
  4. 2
    5+%
  5. 1
    11+%
Write a Review
  • Bummed Jan 31, 2020

    By Maddidogdogs
    I really enjoyed this app. It helped me keep track of all my spending and organized it nicely so I can see where I'm spending too much etc. But beware that if you ever switch devices like I just did, they don't support transferring the data. I exported all my information via email but am not able to find out how to import it onto my new device. I decided to pay for the upgrade to see if that would help and I can't find anything that makes it worth the money. There doesn't seem to be any additional features aside from the fact you don't have to see ads when you open the app. I have also tried to contact the company for assistance in case I'm missing something but I cannot get a reply. Needless to say I'm trying to choose a different checkbook app that allows me to import all my data since I don't want to have to renter data for the last year of use!
    more
  • Love the app, but... Feb 11, 2016

    By Daniyielle
    I love this app. It does everything it needs to do. It allows you to input deposits and withdrawals. It reconciles the balance in your account. It keeps places you've been and auto categorizes them when you select them from the list. It gives you a summary report. It does a lot of things others apps don't do. The only thing missing is a more personalized option. When I go out of the app and go back in, I want it to remember my settings. If I don't want to view all of my transactions and just view outstanding, I want it to remember I set it that way. Also, maybe a little different color options. Some people may not mind, but I like a little variety from time to time. Especially if you have multiple accounts. I manage a savings and checking account. In addition, I also manage my father in laws two checking accounts. Instead of having to recognize them by name (they all are for the same bank) I would like to recognize them by color. I would also like to see a search option. Say for instance I went somewhere at some point, but am not sure where or how many times. It would be nice to be able to search or filter by that place and see how many times I've been there and how much I've paid. I haven't ever seen an update on this app, so I am reducing the number of stars as it doesn't seem to show any further support.
    more
  • Feb 7, 2021

    By Candice Calleri
    Love it! Hated having to use a paper check register. This one goes with me everywhere I go and I always know how much is in every account. Its worth it to have premium, btw. One fee for a lifetime and no more adds. I think it was $19. 99.
    more
  • New user...quite pleased! Jan 24, 2020

    By GinaZ73
    I’ve only been using this for two weeks but so far I’m very happy with it. I had been using Accounts 2 for over 5 years and paid for the app but had to find something better. The developers of Accounts 2 have not released an update in over a year...unacceptable for a paid app! Checkbook offers all of the same features in a format that I feel is more intuitive. I like how the scheduled payments are visible ahead of time-this actually helps me budget better as I base my spending on the unreconciled balance. Even though the future deductions have not cleared I budget as if they have been. I have not had an issues with balancing my checkbook since I started using this app. As soon as I downloaded the app I entered in all of the stores and utilities I use which makes entering a transaction simple and quick. I decided to pay on a monthly basis but I may go ahead and make the yearly purchase if the app continues to exceed my expectations. Thank you for bringing regular updates to your customers. If you’re looking for a checkbook register that is easy to use I highly recommend it.
    more
  • Jan 15, 2021

    By Jacqueline Bronson
    I used to love this app and never had any complaints now there's a few... For some reason if you enter items ahead of time and place it as cleared for that day then enter new transactions for the day the new transactions will appear in the checkbook before the ones you entered days ahead for that day. (example below) This is how it appears. 1/15 Paycheck +$xxxx (entered into app 1/10) 1/15 Walmart -$xxx (entered into app 1/15) This drives me nuts because it will appear overdrawn but you haven't.
    more
  • Feb 18, 2021

    By bryan s
    Update 2/18/2021 Im using the paid version, now. This app stopped working after latest update.I updated the app last night and will not work. I don't want to do a uninstall and reinstall for fear I'll lose all my information for the last couple years . This app is a huge part of my daily life and will not open just stalls on loading checkbook screen. PLEASE FIX PLEASE
    more
  • It used to be the best checkbook app, not anymore Dec 31, 2019

    By bradrenfro
    i started with this app with the free version, later after i realized the potential of this app i purchased the full version. now i am not sure if it was a good investment. i used this app for pretty much all my finances as i always have them with me on hand and not stored on a computer back at home or the office. but after so many updates, this app has become one of the bunch. in fact i found 3 more apps that are as better as this one and maybe even better that this one. recurrent payments post whenever the app feels like. when i register a purchase instead of of marking it as expense, it does mark is as expense but it actually substrack the previous amount and i end up with a lesser balance on my accounts instead of the balances increasing what's due (negative balance) and if i enter a payment or a credit as income, it treats it as i have spent. is all messed up. not worth it at this time. i am not sure what is the point of the developer to ask for an user name and password if the info cannot be stored online or backup. i did have it on one phone, after getting a new phone and entering my email and password, it did nothing. so i am not sure if the developer just uses our info for selling it to a third party or what. but i dont trust it anymore. i used to include account numbers when i added the accounts but not anymore as result of this.
    more
  • Jan 21, 2021

    By Ken B
    Ive had this app for about 2 years now. It was great when I first got it, but a few months ago they did a big update on it and now theres an ad it seems every 20 seconds. Youll be entering something and an ad will pop up and it happens so fast youll accidentally tap it, the app will immediately send you to the ads website. Its really annoying. Also sometimes a random account with an incorrect amount will pop up and I have to close it and reopen for it to go away.
    more
  • Ignore Searches Claiming Top 5 checkbook apps Apr 23, 2019

    By NicknameNickname1
    I’m a professional in my mid 30’s. I wanted a convenient, portable and seamless solution to a paper checkbook. This did the job at first. I was using the free version and had 4 accounts - biz chkng, biz savings, personal chkng and personal savings. Then I got a new phone. Downloaded the app, signed in, and went to “sync.” Didn’t work. Deleted the app. Reinstalled. Signed in. Removed accounts (because they wouldn’t sync) then went to add the account and start over. Nope. NOTIFICATION: You must be a pro user to have more than one account. CONTACTED CUSTOMER SERVICE. Dodged my question and simply said I have to pay to enter my accounts again. 1) plenty of free checkbook apps out there. It’s not good enough to pay. 2) I’m tired of companies having people sign up for subscriptions which was a trend that started after 2008 financial crisis so that companies could have predictable, continuous sources of revenue despite slowing “sales”. It’s lazy and arrogant. Keep working to earn my business and hard earned money by offering new features. Now I have no records of all my financial transactions. I got a one sentence response from customer service telling me I can only add one account. To me, effectively, they lied about telling me I’d have access to my financial checkbook. When it comes to money, this is not a matter that you f*i*c*k with.
    more
  • Feb 21, 2021

    By TRUDI
    App will not open. I have been using this app for years. It worked yesterday, now it will not open. I own the full version, tried to uninstall and reinstall but same outcome. This is so frustrating. This is my only way I balance my finances. This needs to be fixed.
    more
  1. Throw out your paper checkbook! Trade it in for this digital register that supports many categories with great icons to select
  2. A convenient way that helps you reviews all your expense and income by categories and by time period from daily, weekly, monthly, and yearly
  3. This user interface is elegant, powerful, and most importantly simple to use and understand your finances better

Reviewed by Chris on June 28, 2018

  • Feb 7, 2021

    By Candice Calleri
    Love it! Hated having to use a paper check register. This one goes with me everywhere I go and I always know how much is in every account. Its worth it to have premium, btw. One fee for a lifetime and no more adds. I think it was $19. 99.
    more
  • New user...quite pleased! Jan 24, 2020

    By GinaZ73
    I’ve only been using this for two weeks but so far I’m very happy with it. I had been using Accounts 2 for over 5 years and paid for the app but had to find something better. The developers of Accounts 2 have not released an update in over a year...unacceptable for a paid app! Checkbook offers all of the same features in a format that I feel is more intuitive. I like how the scheduled payments are visible ahead of time-this actually helps me budget better as I base my spending on the unreconciled balance. Even though the future deductions have not cleared I budget as if they have been. I have not had an issues with balancing my checkbook since I started using this app. As soon as I downloaded the app I entered in all of the stores and utilities I use which makes entering a transaction simple and quick. I decided to pay on a monthly basis but I may go ahead and make the yearly purchase if the app continues to exceed my expectations. Thank you for bringing regular updates to your customers. If you’re looking for a checkbook register that is easy to use I highly recommend it.
    more
  • Used to be great Aug 13, 2018

    By Guitaristxboxer
    I used to love this app but recently with all the new updates it has become laggy and confusing. The transaction colors used to indicate cleared or uncleared purchases and payments and now they differentiate the days the purchases were made which is pointless. Please go back to the original look and feel or make an option in the settings to be able to toggle these features. Functionality is all I care about and right now this is not what this app is providing me. I will give this a week before I consider changing to a different app. *UPDATE* The transaction colors again indicate cleared and uncleared transactions which is much better and the reconcile function is very handy now that I understand it. I still use this app more than any other I have on my phone but the lag issue is still prevalent. I needed to scroll back a couple months and it took me a couple minutes to do so. It is just very choppy and slow on my 5C. Once this is corrected I will give this app 5 stars.
    more
  • Jan 17, 2021

    By Petrinia Charley
    I love using this app because it saves me time compared to using the old way of keeping up with transactions. I also love that it keeps track of totals in real time, it adds and subtract for you. Easy to see and track your spending habits. Great tool to have, thank you for creating this very helpful app!!
    more
  • LoveLoveLove This App! Oct 31, 2016

    By HaileyNJay
    As a young couple expecting our first baby, this app is everything we were looking for -- and more! I've read a few poor reviews and I contradict every one of them. The application does not lagg; it runs as fast as your internet/phone service allows. Perhaps it's because our monetary situation isn't very complex, but this app works like a dream. We're able to keep different accounts (I.e., Baby, Groceries, November's Check) and see exactly where the money is going and coming from. If my father-in-law lends or borrows money, it helps us keep track of it. If we receive extra cash as a gift or one of us picked up an odd side job, we can keep track of it. We know when we're spending money on gas, what we're buying on our food credit card, when we're over-doing it on the itty bitty baby things, or lending out too much that we don't have. This application is simple, runs smoothly, and is a life saver for us.
    more
  • Bummed Jan 31, 2020

    By Maddidogdogs
    I really enjoyed this app. It helped me keep track of all my spending and organized it nicely so I can see where I'm spending too much etc. But beware that if you ever switch devices like I just did, they don't support transferring the data. I exported all my information via email but am not able to find out how to import it onto my new device. I decided to pay for the upgrade to see if that would help and I can't find anything that makes it worth the money. There doesn't seem to be any additional features aside from the fact you don't have to see ads when you open the app. I have also tried to contact the company for assistance in case I'm missing something but I cannot get a reply. Needless to say I'm trying to choose a different checkbook app that allows me to import all my data since I don't want to have to renter data for the last year of use!
    more
  • Feb 23, 2021

    By Travis Bernhard
    So far really do love the app. I just need to be more consistent with my entrees. But the app is great in showing how I spend , and on what!!
  • Still miss MS Money Mar 24, 2016

    By Mama cat lady
    I was a huge fan of MS Money and hung on to the bitter end, until my old computer crashed and I could no longer run the old Money program. So I tried this app as a replacement and it really is lacking in a few features. I can't stand how the cleared transactions won't disappear (unless I'm missing a setting but settings are very limited). There's no sorting in alpha or numerical order when searching, you have to scroll. You can't enter a beginning balance to try to balance back to. I also had the same experience where I purchase the upgrade but there was no difference in features, just no more ads. It's really great for keeping a running total of your money and having it with you when shopping and it is very easy to enter transactions. Don't purchase it for a robust checkbook system but definitely better than none at all.
    more
  • Love the app, could use a few tweaks May 25, 2017

    By Kteis23
    I've been using checkbook for nearly 3 years and love it. However, there are a few improvements it could use. First, I'd like the ability to import data into the app. I recently changed phones (after losing my phone) & had forgotten to back up my app beforehand. I had recently exported a CSV file with all my transaction info but there's no way to get it back into the app, so I had to start over from scratch & lost all my history. Second, I think the search button should be on the same screen as the account info, I.e. the page where you view the deposits and withdrawals. With the current setup I have to navigate back to the calendar screen before I can get to the search button. I would also like to see an expanded list of category icons, for things like software and postage.
    more
  • Almost perfect Sep 2, 2019

    By Subjonas
    I’ve been using the free version for years and it has been very useful. It does almost everything I want it to, except the biggest thing is I’d love for it to autofill Apple Pay transactions, but that’s something Apple would have to allow. And a few more minor things. For example, when I split categories for a transaction, I often put in the total amount first, then go in and assign some of amount toward one category. I wish it would automatically assign the remainder to the next category I select instead of me having to manually calculate it. I’d also like local WiFi syncing between devices if that’s possible, not online. I opted not to sign up for an account for online device syncing. I prefer to keep my financial data local and off third party servers.
    more
  • Love the app, but... Feb 11, 2016

    By Daniyielle
    I love this app. It does everything it needs to do. It allows you to input deposits and withdrawals. It reconciles the balance in your account. It keeps places you've been and auto categorizes them when you select them from the list. It gives you a summary report. It does a lot of things others apps don't do. The only thing missing is a more personalized option. When I go out of the app and go back in, I want it to remember my settings. If I don't want to view all of my transactions and just view outstanding, I want it to remember I set it that way. Also, maybe a little different color options. Some people may not mind, but I like a little variety from time to time. Especially if you have multiple accounts. I manage a savings and checking account. In addition, I also manage my father in laws two checking accounts. Instead of having to recognize them by name (they all are for the same bank) I would like to recognize them by color. I would also like to see a search option. Say for instance I went somewhere at some point, but am not sure where or how many times. It would be nice to be able to search or filter by that place and see how many times I've been there and how much I've paid. I haven't ever seen an update on this app, so I am reducing the number of stars as it doesn't seem to show any further support.
    more
  • Jan 15, 2021

    By Jacqueline Bronson
    I used to love this app and never had any complaints now there's a few... For some reason if you enter items ahead of time and place it as cleared for that day then enter new transactions for the day the new transactions will appear in the checkbook before the ones you entered days ahead for that day. (example below) This is how it appears. 1/15 Paycheck +$xxxx (entered into app 1/10) 1/15 Walmart -$xxx (entered into app 1/15) This drives me nuts because it will appear overdrawn but you haven't.
    more
  • Recurring feature needs work Dec 30, 2020

    By Garbie87
    I’ve been using this for a long time just to maintain my checking account balance. I basically live paycheck to paycheck, so I need accurate records of my bills so I know for sure how much money I have each week. I just recently tried utilizing the recurring transactions feature and was highly disappointed. When I added a bill, the charge reflected in the register right away, even though it’s a month or more away. I have some annual bills that I’d like to enter now but can’t because they show up right away and deduct from my balance. There also isn’t a way to end a recurring transaction, and if you delete it from the recurring transactions list, it apparently deletes all previous records of it. This alone makes the recurring transaction function basically pointless. I have a bill that I’m only paying for the next 12 weeks, but if I enter it as recurring, then 12 weeks from now there’s no way to end it other than delete all records of it. So then I will basically have to clear out my balance and start over. Not the most convenient.
    more
  • Dec 17, 2020

    By Katherine Oriez
    The app isn't bad. I wanted a straight forward ledger and that's what this is. My biggest issue is the ads. I would purchase an ad free version, but it isn't an option so I'm looking for a replacement. The ads are so bad they prevent me from actually using the app.
    more
  • Jan 7, 2021

    By Richard Payne
    What's with all the ads? They come in when you first open the app, then 30 to 45 seconds after you're trying to balance your account and keep on. Annoying, and it's inaccurate. My account balance is always off
  • Feb 18, 2021

    By bryan s
    Update 2/18/2021 Im using the paid version, now. This app stopped working after latest update.I updated the app last night and will not work. I don't want to do a uninstall and reinstall for fear I'll lose all my information for the last couple years . This app is a huge part of my daily life and will not open just stalls on loading checkbook screen. PLEASE FIX PLEASE
    more
  • It used to be the best checkbook app, not anymore Dec 31, 2019

    By bradrenfro
    i started with this app with the free version, later after i realized the potential of this app i purchased the full version. now i am not sure if it was a good investment. i used this app for pretty much all my finances as i always have them with me on hand and not stored on a computer back at home or the office. but after so many updates, this app has become one of the bunch. in fact i found 3 more apps that are as better as this one and maybe even better that this one. recurrent payments post whenever the app feels like. when i register a purchase instead of of marking it as expense, it does mark is as expense but it actually substrack the previous amount and i end up with a lesser balance on my accounts instead of the balances increasing what's due (negative balance) and if i enter a payment or a credit as income, it treats it as i have spent. is all messed up. not worth it at this time. i am not sure what is the point of the developer to ask for an user name and password if the info cannot be stored online or backup. i did have it on one phone, after getting a new phone and entering my email and password, it did nothing. so i am not sure if the developer just uses our info for selling it to a third party or what. but i dont trust it anymore. i used to include account numbers when i added the accounts but not anymore as result of this.
    more
  • Jan 21, 2021

    By Ken B
    Ive had this app for about 2 years now. It was great when I first got it, but a few months ago they did a big update on it and now theres an ad it seems every 20 seconds. Youll be entering something and an ad will pop up and it happens so fast youll accidentally tap it, the app will immediately send you to the ads website. Its really annoying. Also sometimes a random account with an incorrect amount will pop up and I have to close it and reopen for it to go away.
    more
  • Ignore Searches Claiming Top 5 checkbook apps Apr 23, 2019

    By NicknameNickname1
    I’m a professional in my mid 30’s. I wanted a convenient, portable and seamless solution to a paper checkbook. This did the job at first. I was using the free version and had 4 accounts - biz chkng, biz savings, personal chkng and personal savings. Then I got a new phone. Downloaded the app, signed in, and went to “sync.” Didn’t work. Deleted the app. Reinstalled. Signed in. Removed accounts (because they wouldn’t sync) then went to add the account and start over. Nope. NOTIFICATION: You must be a pro user to have more than one account. CONTACTED CUSTOMER SERVICE. Dodged my question and simply said I have to pay to enter my accounts again. 1) plenty of free checkbook apps out there. It’s not good enough to pay. 2) I’m tired of companies having people sign up for subscriptions which was a trend that started after 2008 financial crisis so that companies could have predictable, continuous sources of revenue despite slowing “sales”. It’s lazy and arrogant. Keep working to earn my business and hard earned money by offering new features. Now I have no records of all my financial transactions. I got a one sentence response from customer service telling me I can only add one account. To me, effectively, they lied about telling me I’d have access to my financial checkbook. When it comes to money, this is not a matter that you f*i*c*k with.
    more
  • Few things that seem obvious Nov 26, 2019

    By CeKinakaPickUp
    I came to this app because MyCheck Register stopped updating. This apps’ recurring transfer is not as intuitive. With my other app I was able to program transactions to come out every Thursday for instance. This app only gives you a starting date and the “every week” option-which doesn’t populate on the same day of the week every week. This apps recurring transfer is also very buggy in general. I’ve had to cross compare the app to my bank statement almost weekly (which is exactly the sort of thing this app is supposed to prevent) because the app seems to add duplicates of recurring transactions. I also noticed that editing the recurring transfer in the recurring transactions menu does not update the future transactions. I have to go back and update it manually. This goes for amount and account updates. Lastly, if I’m exporting my transactions, I feel I should have the option to export individual accounts. I give it this amount of stars because of the GUI/ease of use and the cloud sync. A lot of register apps don’t seem to have sync options that provide instant updates for spouses. That’s mostly what my wife and I were looking for.
    more
  • Feb 21, 2021

    By TRUDI
    App will not open. I have been using this app for years. It worked yesterday, now it will not open. I own the full version, tried to uninstall and reinstall but same outcome. This is so frustrating. This is my only way I balance my finances. This needs to be fixed.
    more
  • Dec 16, 2020

    By Arashi TheWolf
    The app was so good in 2019, now it limits the number of accounts you can have. The only away around the limit is a monthly subscription, which is dumb, or $20 lifetime unlock which is very steep for such a simple checkbook app that you have to manual imput new data into to update the balances. The amount of ads have also increased considerable, which i get, theyre trying to make money of the app, but that account limit has forced me to look for another app, so no more ad rev from me.
    more
  • Does the job, but... Apr 25, 2020

    By FunkMasterFelix
    This app is not as flexible as I need it to be; it’s too binary. If I pay off a bill, I would like to be able to delete the recurring transaction to my “credit card account” without deleting all of the previous recurring transactions; without deleting the history. The app adds to my “credit card account” all of the payments I’ve made previously and adds all of the funds that were paid out back to my “checking account.” It’s annoying. I literally have to re-balance everything all over again. I can’t even edit the current recurring transaction without affecting the previous recurring transactions. It also happens when I’m deleting an account that I used to pay on or make transfers to. An account that I’ve closed in real life and no longer have any use for on the Chekbook app. I can’t simply delete it on this app because all of the funds, all of the payments, all of the transfers made, are returned to their original source/my “checking account.” *Update 25APR20* Nothing has changed except for the fact that I am asked to rate the app every time I use it.
    more

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