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Bright Money

Bright Money

Bright Money

Get out of debt - for good. Pay your credit cards down faster with Bright Money.

4.4 Ratings 617 Reviews 10K+ Downloads

About Bright Money

Get out of debt - for good. Pay your credit cards down faster with Bright Money.
see more about Bright Money

Ratings & Reviews

4.4
617 Ratings
  1. 5
    81%
  2. 4
    4%
  3. 3
    1%
  4. 2
    2%
  5. 1
    12%
  • One of the Best Apps ever! Oct 16, 2020

    By tmb471842
    I love this app! It does exactly what it promises in the best way. It takes small amounts from your bank ( in little bits that I don’t even notice or affect me) and just sends them straight to the CC companies to pay down your balance. I literally don’t have to think about it at all, ever. I’ve tried other apps that try to take small amounts for payments or savings, but their systems are so irregular and annoying, they end up taking bulk amounts at the most inconvenient times. Never had this problem from this app. Bright has got it right. I’ve had this app for less than two months have it’s nearly done paying off a $200 balance. My only suggestion would be to be able to manually add other types of accounts to save to or pay off. I just want to use this app for all my financial needs!!!
    more
  • Sep 18, 2020

    By John Tucker
    This app is great! I tried it all, Dave Ramsey, Snowball, Zero Dollar Budgeting, you name it. With Bright I don't need to think about any of this anymore. It's like having the discipline to pay down your balances, without needing to actually be disciplined. Game changer.
    more
  • Awesome AI paid down my debt automatically Aug 16, 2020

    By Emma2030
    This app is awesome! Really helped me pay down my debt, without me even noticing! Today I checked. Only been using Bright Money for 3 months and paid off 1 card. Thank you xoxo! Bright automatically saved money from my checking account, and paid my credit cards at the background! The AI worked so well, never overdrafted me. They even got all the due dates right so I never missed a payment. Credit cards are so easy to get, but so hard to pay off! Geez how would I know that credit card minimum payment is meant to keep me be indebted forever. And every card has a different due date. Sometimes I went to vacation and forget... then boom got charged late fee of $39 and then interest rate! I felt I would never pay them down. Then I joined Bright and I feel hope again. There was a couple of times I had to contact customer service - so nice and patient. Highly recommend for everyone.
    more
  • Sep 15, 2020

    By Hannah Wolff
    Game-changer! I used to freak out over the thought of missing credit card payment deadlines because it's so hard to keep track. Bright does not only give me peace of mind with automated payments but it also helps me eliminating my CC debt and I have no idea how they even do it. It's magic.
    more
  • Happy there’s an app... but functionally it may not be ready. Aug 8, 2020

    By TJay J
    I want to start off my saying that I love and definitely believe in Bright. It’s a great service. However, after downloading it shows the correct amount saved, but doesn’t have my smart pay card there. So I’m thinking that it’s off. I check online and it’s there as it should be... The application not being able to accurately display correct account info defies the point of an app as I still will need to check out the web app to provide accurate info. Hopefully this is updated at some point... but I would DEFINITELY get bright if you need to pay off some debt. I’m loving the service so far.
    more
  • Oct 7, 2020

    By Ala Ben Otman
    It doesn't show an accurate debit . And when paying it takes long time !
    more
  • Oct 5, 2020

    By Mary Beth Sutherland
    I canceled the subscription, or thought i did. Three weeks later they havent returned my funds
    more
  • Good for Some. NOT FOR ME! Sep 29, 2020

    By LovingNik
    As I’ve read through some of the reviews. I also got hit with an automatic withdrawal. Fortunately, my withdrawal wasn’t large enough to have a real impact on my bank account, but I do worry about how much more will be withdrawn until my account is completely deleted - which I couldn’t get a straight answer on. I had the not so great pleasure of speaking with Sophia. She didn’t give much help, but kept using “as mentioned”. How can you know what to safely transfer out if you don’t know what I’m spending each day?! I would’ve been good with a set amount transferring over each day or week, rather than waking up and money is transferred - it’s random! There must be some fine print somewhere about the cost! I don’t recall seeing that until I signed up and started clicking on things to see for myself. My balances wouldn’t appear, my due dates were wrong. If I have to fix everything that you are supposedly linked to, why bother linking my credit cards?!
    more
  • Oct 11, 2020

    By Total Brian
    Asks way to many personal questions, and wants my bank account #. Basically asks for everything someone would need to steal your identity. Too sketchy.
    more
  • Service cost Sep 22, 2020

    By TheOnlyYodaIsMe
    I was really excited about this app! I installed it, gave it access to all of my banking and credit card information, set up my account completely and not once during the entire process did the app let me know what the service charge for this subscription would be. I would be fine paying the $9.99 a month for what this app is supposed to do for me ( I pay a lot more for other things that I just don’t need)..... if I was told up front what I would be paying for. But because it felt like the subscription was hidden from me due to the fact NOT ONCE was I asked or told about it during registration, I immediately canceled the service (which was extremely easy, so thanks for that) and deleted the app from my phone. Hidden service charges for things are something that are extremely irritating to me. How can you say that your going to save someone money every month and hide the fact that you charge. Very scammy in my opinion.
    more

No reviews available

  • One of the Best Apps ever! Oct 16, 2020

    By tmb471842
    I love this app! It does exactly what it promises in the best way. It takes small amounts from your bank ( in little bits that I don’t even notice or affect me) and just sends them straight to the CC companies to pay down your balance. I literally don’t have to think about it at all, ever. I’ve tried other apps that try to take small amounts for payments or savings, but their systems are so irregular and annoying, they end up taking bulk amounts at the most inconvenient times. Never had this problem from this app. Bright has got it right. I’ve had this app for less than two months have it’s nearly done paying off a $200 balance. My only suggestion would be to be able to manually add other types of accounts to save to or pay off. I just want to use this app for all my financial needs!!!
    more
  • Sep 18, 2020

    By John Tucker
    This app is great! I tried it all, Dave Ramsey, Snowball, Zero Dollar Budgeting, you name it. With Bright I don't need to think about any of this anymore. It's like having the discipline to pay down your balances, without needing to actually be disciplined. Game changer.
    more
  • Awesome AI paid down my debt automatically Aug 16, 2020

    By Emma2030
    This app is awesome! Really helped me pay down my debt, without me even noticing! Today I checked. Only been using Bright Money for 3 months and paid off 1 card. Thank you xoxo! Bright automatically saved money from my checking account, and paid my credit cards at the background! The AI worked so well, never overdrafted me. They even got all the due dates right so I never missed a payment. Credit cards are so easy to get, but so hard to pay off! Geez how would I know that credit card minimum payment is meant to keep me be indebted forever. And every card has a different due date. Sometimes I went to vacation and forget... then boom got charged late fee of $39 and then interest rate! I felt I would never pay them down. Then I joined Bright and I feel hope again. There was a couple of times I had to contact customer service - so nice and patient. Highly recommend for everyone.
    more
  • Sep 15, 2020

    By Hannah Wolff
    Game-changer! I used to freak out over the thought of missing credit card payment deadlines because it's so hard to keep track. Bright does not only give me peace of mind with automated payments but it also helps me eliminating my CC debt and I have no idea how they even do it. It's magic.
    more
  • Oct 11, 2020

    By jorie pansy
    Does everything I need to do, make payments, schedule payments, see balances, transfer money and make deposits. The widget is useless. It doesn't update automatically nor does the refresh button work. You should fix it or get rid of it.
    more

No reviews available

  • Happy there’s an app... but functionally it may not be ready. Aug 8, 2020

    By TJay J
    I want to start off my saying that I love and definitely believe in Bright. It’s a great service. However, after downloading it shows the correct amount saved, but doesn’t have my smart pay card there. So I’m thinking that it’s off. I check online and it’s there as it should be... The application not being able to accurately display correct account info defies the point of an app as I still will need to check out the web app to provide accurate info. Hopefully this is updated at some point... but I would DEFINITELY get bright if you need to pay off some debt. I’m loving the service so far.
    more
  • Sep 20, 2020

    By Kay E.
    I like the app. It works. The small deductions to my checking based on spending is neat. I love that my credit card minimums were pay at least a week early. But, $5.99/month is a bit steep. I'll go back to manually paying my set balance using the debt snowball method.
    more
  • Oct 7, 2020

    By Ala Ben Otman
    It doesn't show an accurate debit . And when paying it takes long time !
    more
  • Good for Some. NOT FOR ME! Sep 29, 2020

    By LovingNik
    As I’ve read through some of the reviews. I also got hit with an automatic withdrawal. Fortunately, my withdrawal wasn’t large enough to have a real impact on my bank account, but I do worry about how much more will be withdrawn until my account is completely deleted - which I couldn’t get a straight answer on. I had the not so great pleasure of speaking with Sophia. She didn’t give much help, but kept using “as mentioned”. How can you know what to safely transfer out if you don’t know what I’m spending each day?! I would’ve been good with a set amount transferring over each day or week, rather than waking up and money is transferred - it’s random! There must be some fine print somewhere about the cost! I don’t recall seeing that until I signed up and started clicking on things to see for myself. My balances wouldn’t appear, my due dates were wrong. If I have to fix everything that you are supposedly linked to, why bother linking my credit cards?!
    more
  • Service cost Sep 22, 2020

    By TheOnlyYodaIsMe
    I was really excited about this app! I installed it, gave it access to all of my banking and credit card information, set up my account completely and not once during the entire process did the app let me know what the service charge for this subscription would be. I would be fine paying the $9.99 a month for what this app is supposed to do for me ( I pay a lot more for other things that I just don’t need)..... if I was told up front what I would be paying for. But because it felt like the subscription was hidden from me due to the fact NOT ONCE was I asked or told about it during registration, I immediately canceled the service (which was extremely easy, so thanks for that) and deleted the app from my phone. Hidden service charges for things are something that are extremely irritating to me. How can you say that your going to save someone money every month and hide the fact that you charge. Very scammy in my opinion.
    more
  • Sep 26, 2020

    By Anderson Woods
    I understand the need for personal information as in banking their are security protocols to protect against funding of terrorism. Anyway my problem with the app is it doesn't connect with many smaller card company's and the one card I did have that it recognized the software wasn't able to login with my credentials. Last thing is there is not a way to delete the profile of information submitted as I am now deleting this app off my phone. So I will be monitoring my credit and banking information
    more
  • Sep 21, 2020

    By Amelia DeGroot
    It might be an ok app, but as I was trying to enter information, it wouldn't let me enter my name correctly. Then it wanted way too much personal information. From the ads I saw, I thought it was going to be more of a guideline app, and not something I would have to put my address or banking information in to. I am not interested in giving out that information. Especially for an app that was struggling to allow me to input my name the way it is supposed to be spelled.
    more
  • Oct 5, 2020

    By Mary Beth Sutherland
    I canceled the subscription, or thought i did. Three weeks later they havent returned my funds
    more
  • Oct 11, 2020

    By Total Brian
    Asks way to many personal questions, and wants my bank account #. Basically asks for everything someone would need to steal your identity. Too sketchy.
    more
  • Sep 24, 2020

    By Sheree Grier
    Not useful for me until it also supports loans and mortgages. I agree with others that the personal information requests are unnecessarily invasive. I was just looking for something that could do the math and tell me how much to pay on which one, not something to do it for me--you don't need modify access to my bank accounts, kthx!
    more
  • It has potential but not for me Aug 23, 2020

    By fallenangel808
    I deleted this app and decided not to use it. 1st of all this app is helpful, it does what it says it would do but this is the part of my frustration and experience. Do not sign up in the app, sign up on their website. The features and settings are different and once you sign up in the app there’s no way to use the website-it will just tell you sorry, you have to use the app since you signed up in the app. But I did not know that so it was too late for me. Also, if you don’t have to deal w/ customer service, then you’ll be fine. It only gives an option to email them. The emails were very cold & uniformed. It is as if they are scripted. Also, Sam who provided me w/ instructions, should’ve gotten more information first before trying to give instructions. The instructions they provided didn’t help. And because I could not accomplish what Sam instructed frustrated me even more and because of that it was the deciding factor of deleting my account. More so, it took even longer to get additional help to make sure my account would be deleted. It’s because of your customer service and the cold, uniformed responses on the emails that has put a bad taste in my mouth about the product. It’s too bad, it is a good and useful tool but there’s no way I’m recommending this.
    more
  • Absolutely Awful Oct 9, 2020

    By naysreview
    Update: To the developer who posted that pathetic canned response — No, these issues have not been resolved. I finally had my funds returned but I have received no response to my MULTIPLE emails regarding the withdrawals and overdrafts. If I could give this app a lower rating I would. Don’t download this app. The amount that they withdraw into your Bright account to “help” pay down your debt is completely random, unscheduled, and not remotely tuned as well as other apps like Digit. Also, while you can set an amount at which the app will delay withdrawals, Bright STILL withdrew money from my account TWICE. This is an inexcusable mistake to make for anyone dealing with a lot of debt and may be in a precarious financial situation. Also note that it will take 3-4 business days for them to reverse the withdrawal. I had a personal emergency and now I have to pay nearly $200 for this latest mistake. DO NOT DOWNLOAD THIS APP.
    more

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