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Earnin: Get $100, Save & Win

Earnin: Get $100, Save & Win

Activehours Inc.

Cash Out Fast, Save $10 & Win up to $10MM!

4.6 Ratings 347K+ Reviews 5M+ Downloads
Featured on Best Apps to Help With Your Unemployment Benefits

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Cash Out Fast, Save $10 & Win up to $10MM!
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Ratings & Reviews

4.6
347.3K+ Ratings
  1. 5
    87+%
  2. 4
    4+%
  3. 3
    2+%
  4. 2
    1+%
  5. 1
    7+%
Write a Review
  • What happened???? Dec 30, 2018

    By Kimverlee
    I was using this app every once in awhile for a few months without any problems. It was great! Starting a few weeks ago, I began getting an error message at log in saying I needed to reconnect my bank. I tried several times with no success. I kept getting a message that would say it’s taking longer than usual so try back. I’d wait a few days and try again but the same errors were given to me. I’d even tried to uninstall and reinstall the app twice. Yesterday I emailed a help ticket. Today I received an email saying my ticket was closed because chat was now available so use chat. Well I went to chat in and kept getting hold messages saying there were over 100 people waiting every single time I tried. Finally I had a break in my day and was able to just sit and wait for 30 minutes. The Earnin agent told me my bank was blocking the apps access and I needed to clear some kind of pop up message from my banks site using my laptop not my phone. I went to my banks site and there wasn’t a message or alert or pop up. I called my bank and they said they aren’t blocking any third party access. The agent I spoke to told me he actually used the Earnin app last week from his account with the bank. I believe my bank because I also have the Dave app and that app isn’t having any issues at all with connecting to my bank. I just don’t understand what has happened. Can’t seem to get any answers.
    more
  • Like a credit card,without the credit check!!! Jun 21, 2019

    By DrewNstuff
    I’ve been using Earnin for a couple months now and I have to say at first I was skeptical, I mean an app that’s supposed to link to your account?? I was really strapped for cash and my credit limit was maxed out when my car broke down, thankfully I was able to stumble across this app. It took 10-24 hours for them to verify and link the app to my bank account but as soon as I did I was able to cash out $100 within minutes it went straight to my account. If you are on the fence of opening another credit card try this app first. As of now there is no MANDATORY fee but optional tips that keep the app afloat and as with credit the better you tip and pay back your cash outs the better your cash outs can be. This pay period I got a boost to be able to front $200 from my next paycheck as opposed to the initial $100. One problem I’m seeing a lot of people have with this app is that it is like a credit card account in the fact that your payment takes up to two days to process so if you don’t have the money in the account it can definitely leave you overdrawn because it comes out of your account the day of or the day after your paycheck automatically. I have and will continue to recommend this app so long as privacy and fee policies don’t change too drastically in the future. Thanks Earnin for helping take the edge off life’s ever sharp blade! ✊🏼👍🏼💸💰
    more
  • BEST SUBSCRIPTION FREE MONEY LENDER APP! Apr 9, 2020

    By ST3R01D5
    If you’re like many of us that live paycheck to paycheck, you dread that overdraft fee. As long as you have proof of employment AND proof of online banking, Earnin allows you to borrow funds (up to $500, with a maximum withdrawal rate of $100 per day) against your next paycheck. Set your bi-weekly pay period in the app and Earnin will automatically debit the amount previously borrowed once it sees a direct deposit made from your employer. Note that it does take a couple of days for Earnin to authorize your bank account info so if you download this app today, there’s a good chance that you won’t be allowed to borrow any money for a few business days. It’s a tip based app so there’s no subscription fee each month. You tip what you believe is fair. I personally tip $1 for every $100 I borrow. And on average I borrow up to $400 each pay period. Earnin allows users to submit screenshots of their time cards as well as set up your employers location. Tracking your phones location is another way for Earnin to update your earned money for that day in case you forget to post your time card often. At first, users will only be allowed to borrow $100 - $200 as a pay period maximum but as you continue to use the app, that amount can and will increase that limit up to $500. I have not yet found a better app that allows me to borrow up to $500 with absolutely no credit check! Get this app today! 5 stars!
    more
  • Feb 19, 2021

    By Kris Wentworth
    This app is great, I have minimal issues with it working and when I have has any issue I open up the chat option and it's been solved each time. Here's why I leave it at 4 stars. They literally guilt you if you don't tip a lot of money. I tip $1 every transaction. That $5-10 a week depending sometimes. Also, just keep in mind what you borrow you pay back instantly on your paycheck. Which will just keep you short on your upcoming week and consistently if you're not careful with it.
    more
  • TEN STAR APP - WE ALL NEED THIS APP! Oct 4, 2020

    By ALL-PRO-REVIEWER
    When I first read about this app I actually had to re-read the whole thing twice! Why... it really sounded too good to be true... I man who does this ? They really do “give” you a pay day advance fo FREE! What’s the catch? THERE IS NO CATCH! I’ve borrowed 100$ a day for four days in a row... yes, $400 bucks. I’m in sales so some weeks it’s feast or famine- if that’s you too - the this app is for you. I’ve saved soooo much money in NSF fees - the fee was 35$ and sometimes I incurred it just to buy groceries for me and the kids, knowing my next check was being deposited in a day or so. Since downloading this app - I’ve never had one since - you saved me hundreds. We’ve all been there .... this app is really is a life saver. I am so pleased to know there are kind souls out there who have designed this app so we can all benefit from it if needed - When I read how som people gave this app a single star - I just don’t understand how or why as it literally costs you nothing and you can tip if you want to or not if you don’t. There’s no reason for anyone to give y’all lass than 5 stars: I’ve only given three app reviews in the last 10 yrs so it means so much to me to have this app protecting me and my children. THANK YOU AND YOUR DEVELOPMENT TEAM - I’ve told everyone I know about how great this app is! We all need help - the level is different. G-d Bless you all!!!!! ************** A+
    more
  • Feb 23, 2021

    By Stephen Parr
    Can't find any record of a direct deposit I receive every week. App crashes constantly. Chat Support window doesn't load at all. I don't have Facebook or Twitter to contact anyone for help and I'm not going through the trouble of creating an account on one of those just to get what I expect to be a terrible experience based on everything else related to this app.
    more
  • Feb 21, 2021

    By Patrick Moutinho
    I've had similar problems like others with the GPS not working and updating my hours and earned money correctly and excuse after excuse as to why it doesn't seem to work. And if you are looking for relief from financial issues this app is not the one to help you get out of them steer clear of money apps like this in general everyone they aren't worth it.
    more
  • Feb 21, 2021

    By Andreana Parker
    Terrible app. I pay my dues back and I go to withdraw another 100 after it makes me send in screen shots AGAIN and it worked. Then Went to do it again the next day and it needed more screen shots. I use to use this app with no problems. It REMEMBERED by bank but the past few months have been RIDICULOUS. This app never works and is always making me verify my NFCU bank that I've used with this app for TWO YEARS. So much for lightning speed features. Big eyeroll.
    more
  • Feb 21, 2021

    By Shawn Herrel
    Don't fall for the instant, lightning Speed it's not true. They have problems verifying any kind of information. Like my work email and it takes a couple days for a test credit? Lightning Speed? No turtle speed. Look for other helpful apps.
    more
  • Feb 21, 2021

    By Denise Smith
    I've had this for some time now and it's very misleading. I've always had the same amount allotted to me and all of a sudden a decrease,mind you I've always paid on time because it's automatically taken from my back and my account is always good but nobody could tell me about the decrease. Poor service
    more
  1. Keep more of your money and enjoy life: avoid late fees, payday loans, and more with earnings payouts right from your phone - no fees or charges
  2. Money-savers: Lightning Speed delivers debit cashouts instantly. Balance Shield withdraws from upcoming paychecks to prevent overdraft fees
  3. Maximize your earnings with Pay Booster! Earn Shop Your Way purchase points with your paycheck cashouts

Reviewed by JordanW on April 3, 2018

  • What happened???? Dec 30, 2018

    By Kimverlee
    I was using this app every once in awhile for a few months without any problems. It was great! Starting a few weeks ago, I began getting an error message at log in saying I needed to reconnect my bank. I tried several times with no success. I kept getting a message that would say it’s taking longer than usual so try back. I’d wait a few days and try again but the same errors were given to me. I’d even tried to uninstall and reinstall the app twice. Yesterday I emailed a help ticket. Today I received an email saying my ticket was closed because chat was now available so use chat. Well I went to chat in and kept getting hold messages saying there were over 100 people waiting every single time I tried. Finally I had a break in my day and was able to just sit and wait for 30 minutes. The Earnin agent told me my bank was blocking the apps access and I needed to clear some kind of pop up message from my banks site using my laptop not my phone. I went to my banks site and there wasn’t a message or alert or pop up. I called my bank and they said they aren’t blocking any third party access. The agent I spoke to told me he actually used the Earnin app last week from his account with the bank. I believe my bank because I also have the Dave app and that app isn’t having any issues at all with connecting to my bank. I just don’t understand what has happened. Can’t seem to get any answers.
    more
  • Like a credit card,without the credit check!!! Jun 21, 2019

    By DrewNstuff
    I’ve been using Earnin for a couple months now and I have to say at first I was skeptical, I mean an app that’s supposed to link to your account?? I was really strapped for cash and my credit limit was maxed out when my car broke down, thankfully I was able to stumble across this app. It took 10-24 hours for them to verify and link the app to my bank account but as soon as I did I was able to cash out $100 within minutes it went straight to my account. If you are on the fence of opening another credit card try this app first. As of now there is no MANDATORY fee but optional tips that keep the app afloat and as with credit the better you tip and pay back your cash outs the better your cash outs can be. This pay period I got a boost to be able to front $200 from my next paycheck as opposed to the initial $100. One problem I’m seeing a lot of people have with this app is that it is like a credit card account in the fact that your payment takes up to two days to process so if you don’t have the money in the account it can definitely leave you overdrawn because it comes out of your account the day of or the day after your paycheck automatically. I have and will continue to recommend this app so long as privacy and fee policies don’t change too drastically in the future. Thanks Earnin for helping take the edge off life’s ever sharp blade! ✊🏼👍🏼💸💰
    more
  • BEST SUBSCRIPTION FREE MONEY LENDER APP! Apr 9, 2020

    By ST3R01D5
    If you’re like many of us that live paycheck to paycheck, you dread that overdraft fee. As long as you have proof of employment AND proof of online banking, Earnin allows you to borrow funds (up to $500, with a maximum withdrawal rate of $100 per day) against your next paycheck. Set your bi-weekly pay period in the app and Earnin will automatically debit the amount previously borrowed once it sees a direct deposit made from your employer. Note that it does take a couple of days for Earnin to authorize your bank account info so if you download this app today, there’s a good chance that you won’t be allowed to borrow any money for a few business days. It’s a tip based app so there’s no subscription fee each month. You tip what you believe is fair. I personally tip $1 for every $100 I borrow. And on average I borrow up to $400 each pay period. Earnin allows users to submit screenshots of their time cards as well as set up your employers location. Tracking your phones location is another way for Earnin to update your earned money for that day in case you forget to post your time card often. At first, users will only be allowed to borrow $100 - $200 as a pay period maximum but as you continue to use the app, that amount can and will increase that limit up to $500. I have not yet found a better app that allows me to borrow up to $500 with absolutely no credit check! Get this app today! 5 stars!
    more
  • TEN STAR APP - WE ALL NEED THIS APP! Oct 4, 2020

    By ALL-PRO-REVIEWER
    When I first read about this app I actually had to re-read the whole thing twice! Why... it really sounded too good to be true... I man who does this ? They really do “give” you a pay day advance fo FREE! What’s the catch? THERE IS NO CATCH! I’ve borrowed 100$ a day for four days in a row... yes, $400 bucks. I’m in sales so some weeks it’s feast or famine- if that’s you too - the this app is for you. I’ve saved soooo much money in NSF fees - the fee was 35$ and sometimes I incurred it just to buy groceries for me and the kids, knowing my next check was being deposited in a day or so. Since downloading this app - I’ve never had one since - you saved me hundreds. We’ve all been there .... this app is really is a life saver. I am so pleased to know there are kind souls out there who have designed this app so we can all benefit from it if needed - When I read how som people gave this app a single star - I just don’t understand how or why as it literally costs you nothing and you can tip if you want to or not if you don’t. There’s no reason for anyone to give y’all lass than 5 stars: I’ve only given three app reviews in the last 10 yrs so it means so much to me to have this app protecting me and my children. THANK YOU AND YOUR DEVELOPMENT TEAM - I’ve told everyone I know about how great this app is! We all need help - the level is different. G-d Bless you all!!!!! ************** A+
    more
  • Very impressed Aug 21, 2019

    By trip_a
    Me and my husband are a young couple in our 20s he works at Fred Meyer‘s for minimum-wage we get paid every Thursday I have to met I was Little bit on the skeptical side and wondering how much this would truly cost but I literally just set it up in about 12 minutes with the help of customer service chat which was extremely helpful and after 12 minutes of setting it up I borrowed $50 for my nail appointment so I don’t have to cancel it before me and my husband go visit his family it was in my bank in less than a minute and they honest to God let you choose the fee yourself they give you an option from no tip to upwards so you’re super tight you can Little but the tips of what keeps the community going in makes this possible are used to take cash advances from the bank on almost 2 dollars to the dollar this is an answer to prayers for people that have to have a few extra dollars for us he gets paid tomorrow we leave this weekend the only nail appointment I could get was for today on a Wednesday 24 hours before his payday this app was a lifesaver and the people who made it absolutely are putting people first so whatever you do never use the cash advance service again download this app and use it instead do yourself a A favor stop letting cash advance companies and banks rip you off switch to this app and you’ll not regret it very happy customer from Brookings Oregon
    more
  • Feb 19, 2021

    By Kris Wentworth
    This app is great, I have minimal issues with it working and when I have has any issue I open up the chat option and it's been solved each time. Here's why I leave it at 4 stars. They literally guilt you if you don't tip a lot of money. I tip $1 every transaction. That $5-10 a week depending sometimes. Also, just keep in mind what you borrow you pay back instantly on your paycheck. Which will just keep you short on your upcoming week and consistently if you're not careful with it.
    more
  • Feb 19, 2021

    By Rachael Thomas
    Great app, has definitely helped me out in a pinch. And has allowed me to tip what I feel is fair. Its quick easy and you have your cash out in literally 4 minutes or less. Would recommend for a working family who just needs a little cash to make it till next payday. Much cheaper than payday advances.
    more
  • Great app! 😬 Just don’t use it as a crutch! Oct 1, 2018

    By katie 🐶
    Awesome app, great service. Saves you from a payday loan hell. I used it for about 6 months, any time I had a small issue it was fixed within a couple of days. Suddenly, after almost 30 successful transactions (60 if you include them taking money back out of my account).... the app stopped working for me. possibly forever? kept getting error codes, waited over a month for all of the troubleshooting they could do. Still no idea of when or if it could be fixed. That was really unfortunate! I could see that really hurting someone, luckily the timing didn’t affect me.. but worth leaving in the review! Even though my last issue was unresolved, I do sincerely think the support did everything within their power to do. They had to rely on a third party running tests after so long, I just figured it was a waste of their time at that point and closed my account. Support always sent me messages when I was confused/frustrated or just following up... never a copy/pasted response which is refreshing in any customer service situation! The way my time with Earnin ended is the only reason for 4 stars instead of 5. They’ll get it figured out. When it worked it was such a godsend! Even though it stopped working for me, the technical issue was never resolved... I really appreciate their support throughout.
    more
  • It started off great. Dec 3, 2018

    By Brianna080296
    This app is absolutely amazing if you will know for sure that you are using the same bank account forever. I started off with a chase bank account but unfortunately things happened and I needed to open a new account with a different bank. I am trying to switch my bank account on the app considering they raise or lower the amount you can borrow based on your pay checks and money that you have in your account. Due to me not using my chase account anymore I am a little nervous they are going to lower the amount I am able to borrow when they see that there is no pay checks being deposited. I’ve been trying to contact earnin before thanksgiving to try and switch my bank account. They keep saying to do it over the app but for some reason it’s not working for me. It keeps giving me an error message saying I’m locked out of my account and to unlock hit this button. I hit the button and it’s saying I have not registered yet, every time I try it keeps giving me the same two error messages. I am questioning if I can give them my bank account and routing number and they manually change it from their end but for some reason it’s more of a problem than I thought it would be. If you have ever experienced this problem, PLEASE HELP. Because earnin customer service is not!
    more
  • Chase Liquid- updated Review Aug 28, 2020

    By MericanBlueLine
    I am unable to use the app because my direct deposit paycheck is deposited to a Chase Liquid account, which is not considered a “checking account” and is considered to be a prepaid account. Above is my previous review which I still stand firm on and this is why I am giving a 4 star review instead of a 5 star review! However, my Chase account has now been changed to an actual bank account and therefore, I am now able to use the Earnin app thanks to chase finally allowing me to have a “Chase Secure Checking account”. Since I am now able to use Earnin, it is great! My work has always allowed us to get a pay Advance which was up to $250 but for every pay advance we got it cost a $35 fee and my work has literally made an easy hundreds if not actually thousands of dollars off of me over the years by charging this $35 fee! With Earnin I can now get pay advances and choose to tip what I feel is fair instead of being forced into a $35 fee for every pay advance. This definitely has given me more freedom with my paychecks and to be able to get some of my money ahead of “payday” which has been very helpful with managing finances! Thank you Earnin for the freedom of getting my own hard earned money when I need it instead of always having to wait until payday comes!
    more
  • App works ok but borrowing limits keep going up and down Dec 18, 2019

    By derajack007
    I first got the app and could only borrow 150 for quite a while, at least 6 months. Then all of the sudden my limit started going up and with in about a months or two my limit went all the way up to 500. The whole time from when I started I always followed their suggestions for how to increase your limit. I tipped the same amount every time I borrowed and my bank account never had anything over drawn or bounced checks. Then a few months later my limit starting going down by 50 each perriod and is back down at 250 despite me working more hours, getting a raise, a bonus, still following the suggested guidelines, and generally just earning more money. It seems that there is more that they take into consideration when setting limits that they don’t tell you. The service is nice when you need it but with so many other services offering the same thing, I might try one of the others to see if they are more transparent about what drives the decisions to set the limits. It seemed odd that I am now more financially healthy than I ever was in the past and my limit keeps getting cut. On the other hand I am more financially healthy so I actually do not need services like this one so much. So I guess the limit decreases don’t effect me if I don’t use the service. Don’t get into the habit of having to max out this service every pay perriod though because you could get screwed when they randomly decide to start cutting your limit.
    more
  • Feb 19, 2021

    By Olivia Brown
    Got the first payment with screenshot of my time card, and it had been paid back. Go to do another time card (same exact layout and everything) but now claiming cant accept it because name is not on there. It wont connect to my GPS work location, even though I already have the location access through my phone. Go to try and contact their supposed 24/7 live chat, but no where it could be found. If you dont want to deal with a headache on just trying to reach someone, dont download this app.
    more
  • After today I’m no longer a fan Sep 6, 2020

    By L. Berkley
    Update 09/06: This morning a community advocate did reach out to me and explain that my situation could have and should have been handled better and they did reimburse my overdraft fee and for that I’m grateful. My employer changed our paydays from Thursday’s to Friday’s and I reached out to support to update my pay cycle to reflect that. They told me that I would need documentation from my employer showing that the payday changed however my employer did not provide that to me. I had a debit scheduled to come out on Thursday that I wanted moved to Friday because of the new payday and they would not accommodate me. I then reached back out to support on my payday because at this point I have been charged an overdraft fee and requested that the fee be refunded. I was then told that I could not have my fee refunded because I did not provide documentation of the new pay day after I had already told them I wasn’t provided documentation from my employer so there was no documentation for me to give. If this app is supposed to be so helpful why would you cost me money instead of fixing an issue that could’ve been easily rectified? I personally feel like I’m being penalized for something that was beyond my control even though I tried to remedy the situation before this became a bigger issue. I don’t believe I’ll be keeping my account with them.
    more
  • Referral Beware May 28, 2019

    By Topanbottom
    As I use certain apps that I believe will be a benefit to my friends I will recommend those apps to those who will benefit from it. I used the app and certain things didn’t make sense to me nor is it explained in the app manual. For instance cash earned is based on some time interval of 1 - 2 weeks and your earned bucket starts over and is not accumulative. You will not find that out until you reach out to support. Referral portion of this app is unfortunately not streamlined, the app generated a message stating that a reward was provided but it had not been applied. Since the app does not house messages or yet has the capabilities of storing them it makes it very difficult to supply screenshots of messages to support when asked for. Support is not always helpful as some are not knowledgeable in the product they support. I was asked to provide several screenshots after explaining 3 times that there was no screenshot to provide of the app generated messages. They then ask me to provide email address so they could look at the referral. If you’re willing to do battle for an hour to receive your referral bonus by all means go ahead. However, me as the consumer if I have to go through all the steps of explaining and providing documentation of what the app should already do. I will no longer refer my friends or family and will continue to use the app for myself.
    more
  • Confusing Feb 12, 2018

    By LRojas15
    It’s more than those 3 things you need. They need to add the fact that companies that don’t use their time sheet system will delay you weeks. Make sure to screen shoot everything! They calculate earnings by your phones tracking/location services, screen shoot that. Then they want to see that you got credited .20cents for service, screenshoot. They want to see that you’re getting your checks in THAT account, screenshoot your next check. By the time you have everything good to go & you have the chance to cash out, be careful. It says “all users get daily max $100” what they don’t tell you is that you have a “pay period max” of $100 too. So if you take out $100 for the day you’re screwed until your check arrives because you hit the max pay period!?!?! This is confusing!!! What is the point in cash outs if then I would have to wait for my check anyway? Why? The whole point in cashing out early is so that we DON’T wait. Then after you have cashed out, your earnings doesn’t go down or change, keep an eye on that. And they never update my banks current balance. I don’t know how long I am going to keep this app around. I don’t like having to do the systems job, if you’re going to make a platform available across all systems then you need to stand true to your statements. This is all misleading and confusing.
    more
  • When it’s seems too good to be true it IS! Jan 8, 2019

    By Tai318
    I’ve been using Earnin for about a year now. It started off great & ran smoothly there were no issues with my bank or cashing out. I recommended it to all my friends and now I regret doing so. I went from getting my questions answered within an hr to having to wait an entire day IF they respond instead of just closing my tickets. The worst part is for the last 3 pay cycles they’ve been debiting my account days ahead causing overdrafts. I’ve been going in circles trying to get the support team to correct this to no avail! They just keep asking me to send screenshots that no one is clearly taking the time to go over. Nothing has changed for me to have continuous issues all of a sudden after months of using the app successfully. My account is now in the negative & I’m receiving emails saying my bank has bounced part of their drafts so my account is on hold. You can’t draft my account 4 days early and blame it on my bank when my pay schedule is in your system and I’ve sent countless pay stub after pay stub reflecting my deposits! To make matters worse as a result of their screw ups my pay period max has been reduced from 600 back to 100 after I worked to build it and never had an issue paying back until they started debiting early. Customer service has really declined and the app really seems to be going downhill 2 of my friends with different banks have also been experiencing the incorrect debits dates . I’m really disappointed!
    more
  • Good but only for a certain subset Nov 1, 2018

    By hlcorn3
    I downloaded this app believing that I could use it based on the FAQ section in the app. I’m salaried so I don’t have a timesheet that I can upload. The app is supposed to detect when you’re at work by using GPS. However, this has not been working for me. I do travel to other locations as part of my job and I was told that this may be why the app could not verify I was at work. I do work at the location that was verified in my app most days but it still didn’t record any of that time. I know people who have used this app when working for companies like Walmart where their timesheet is uploaded to the app and this worked out well for them. The app needs to be tailored better for those who do not use a timesheet. Customer service was okay but it took them a minute to realize that I wasn’t hourly (despite this being listed in my profile), and a large portion of their responses were obviously copied and pasted (which I don’t necessarily mind if we can figure out the issue quickly). They also listed out several factors that had to be in place for the app to work such as location services being on high accuracy, etc. which were not stated upfront (and which I could not find in the FAQs either). I’m using the Dave app now which is a better fit for me and those times when I just need a few extra bucks until payday. I’m disappointed in the lack of communication and instruction from this app upfront and it’s inability to truly track my hours.
    more
  • Feb 13, 2021

    By Lacey Downs
    I have to update my original review. The app just isn't user friendly anymore.. With each update it gets worse and there is no support. I had to manually update my bank information and pay for a few months now. With the most recent update, I can no longer even log into the app and no one from support responds. They say they have a live chat which I have yet to find and I have used there support que & Facebook without a response.
    more
  • Great idea, not so great execution for credit unions Nov 16, 2017

    By sugardose
    EDIT: Since Support could not resolve my issue and I'm unable to actually use this app, I have canceled my account. Original review is below. I love the idea of this app and it definitely came in handy the first and only time I was able to successfully use the app. However, despite Earnin withdrawing my money out of my bank account to pay back my cash out, I am now unable to cash out anymore money because they can't connect to my bank account. They have my correct banking information, they were able to deposit and withdraw money from my bank account, provided them with screen captures of my bank statement showing my recent paycheck deposit as well as Earnin withdrawal as both the app and their support department requested, but they still can't connect to my bank account saying that it's an issue with their provider that they use to connect to back accounts. This makes no sense whatsoever. Support told me that this is an issue other people that use my same credit union, but obviously they can connect to my bank account because my bank statements show that and there were no connection issues last week when I cashed out and they accessed my account to pay back my cash out. I was then asked if I have another bank account I could connect to. No, I do not nor does that some this issue. I would leave a five star rating otherwise if I could actually use the app again.
    more
  • Great Service... If they could fix their constant problem. Oct 17, 2019

    By RafaelI42
    UPDATE: It has been 5 DAYS since a response regarding my issue even after being transferred to a ‘Specialist’ horrible customer service for something they caused. When I first started using Earning things were great and working just as they should, first 2 weeks went smoothly only getting funds withdrawn once my check hit my account. Then 3rd week came around and withdrawn from 2 days early leading to my account having insufficient funds for upcoming purchases/memberships resulting in MULTIPLE overdraft fees... I went through support and got 1 overdraft fee reimbursed and was told this problem should be resolved. 2 weeks go by and ONCE AGAIN, withdrawn too early and overdraft fee hits my account. Go through support get reimbursed and am told this shouldn’t happen again and the system has been updated. During the support process they asked me what my pay schedule was and I told my specialist my checks ALWAYS hit on a Saturday and she insisted this to be Monday’s with holidays being the work day before. Few weeks go by and now I’ve been withdrawn from too early again, except this time I was withdrawn from in MULTIPLE different value transactions from Earnin causing me 3 separate overdraft fees. I contacted support twice got told they’d get me in touch with someone of a higher office, the higher specialist contacts me and hasn’t responded in 2 days since.
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  • Feb 23, 2021

    By Stephen Parr
    Can't find any record of a direct deposit I receive every week. App crashes constantly. Chat Support window doesn't load at all. I don't have Facebook or Twitter to contact anyone for help and I'm not going through the trouble of creating an account on one of those just to get what I expect to be a terrible experience based on everything else related to this app.
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  • Feb 21, 2021

    By Patrick Moutinho
    I've had similar problems like others with the GPS not working and updating my hours and earned money correctly and excuse after excuse as to why it doesn't seem to work. And if you are looking for relief from financial issues this app is not the one to help you get out of them steer clear of money apps like this in general everyone they aren't worth it.
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  • Feb 21, 2021

    By Andreana Parker
    Terrible app. I pay my dues back and I go to withdraw another 100 after it makes me send in screen shots AGAIN and it worked. Then Went to do it again the next day and it needed more screen shots. I use to use this app with no problems. It REMEMBERED by bank but the past few months have been RIDICULOUS. This app never works and is always making me verify my NFCU bank that I've used with this app for TWO YEARS. So much for lightning speed features. Big eyeroll.
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  • Feb 21, 2021

    By Shawn Herrel
    Don't fall for the instant, lightning Speed it's not true. They have problems verifying any kind of information. Like my work email and it takes a couple days for a test credit? Lightning Speed? No turtle speed. Look for other helpful apps.
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  • Feb 21, 2021

    By Denise Smith
    I've had this for some time now and it's very misleading. I've always had the same amount allotted to me and all of a sudden a decrease,mind you I've always paid on time because it's automatically taken from my back and my account is always good but nobody could tell me about the decrease. Poor service
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