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Acorns: Save & Invest

Acorns: Save & Invest

Acorns

Acorns is how you save & invest for your future. Join over 9M people!

4.7 Ratings 943K+ Reviews 5M+ Downloads

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Ratings & Reviews

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  • img Community
    Acorns is a nice app for those who want to increase their budget with every online purchase. It rounds up the value of each transaction and invests the change. After a couple of months, it pays off.
    img by Gregory
    2 years ago
  • img Community
    Years ago I started using app as a means of putting me into a saving and investing mindset w/out a lot of risk...its basically like taking your change jar and investing it w/out having to take it out of the jar, going to the bank depositing it and then figuring out to how to invest it yourself.
    img by Naoki
    2 years ago
  • img Community
    You can invest your spare funds using this tool. It let's you decide how much you'd like to save weekly/daily, then automatically deducts it from your bank and transfers it to your investment account. It also features 100s of tutorials on how to save effectively and invest your money.
    img by Kim
    1 year ago
  • img Community
    You might be sitting on a $10,000 nest egg, or you might just have an extra $10 per month. Either way, learning about investing from your phone can help you create an income on the side in a stress-free manner.
    img by Aubrey
    7 months ago
  • img Community
    Made a transaction that wasn't rounded up? This app takes the change, for example 28p, and puts it into your savings automatically. You don't have to do anything, it's just an effective way of saving money!
    img by Antonio
    2 months ago
  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • img Expert Best Stock Trading Apps for Beginners 2021

    Best Stock Trading Apps for Beginners 2021

    We tested all the most popular stock trading apps for beginners to see which ones were the best for getting started with stocks and trading. Here's what we found. 

  • img Expert
    1. Just $5 a day saves you almost $2,000 a year! Automatically invest spare change from every purchase into over 7,000 stocks and bonds
    2. SIPC protection up to $500,000 and 256-bit encryption keeps your financial information safe and secure
    3. “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’” - US News

    Reviewed by Laura S on January 11, 2018

  • Sep 23, 2021

    By samantha lauria
    New and improved! This app allows you to invest and to save over time. However, its a little difficult to navigate. Being New to investing and stocks, I feel like I'm a little lost with this app. So only complaint is that it needs to be more user friendly to people new to this market. Otherwise, I love the round up idea, genious!!
  • No Feedback on Account Setup Dec 9, 2017

    By luisjr87
    Acorns has since solved my problem, turns out they were simply experiencing a serious backlog to new accounts looking forward to the weeks ahead to see how much I can round up on my card transactions. —— old review below—- Like everyone I was very excited to start rounding up sadly I never had the opportunity to experience any of the feature sets Acorns has to offer. The account setup was pretty easy and enjoyable although finding out after signing my certificate that it still would take 1 - 3 business days to verify my account was a bit disappointing but I get it. Here is where Acorns fell short, till this day 5 days later it still says I need to wait 1 - 3 business days for my account to be setup, uh hello it’s been 5 days! Like any American on day 3 I picked up the phone and called support, I was on the phone for about an hour before I got disconnected due to interruptions in service. I also tried email support but have heard nothing, no confirmation to my email over my support ticket nothing, maybe somethings up with my email but at this point I would prefer to speak with a human being and I think any service offering to make transactions from your bank account should support quick and easy customer service. I am open to changing my review if I ever get any support to rectify this rogue issue.
  • img Expert Best Stock Trading Apps for Beginners 2021

    Best Stock Trading Apps for Beginners 2021

    We tested all the most popular stock trading apps for beginners to see which ones were the best for getting started with stocks and trading. Here's what we found. 

  • img Expert
    1. Just $5 a day saves you almost $2,000 a year! Automatically invest spare change from every purchase into over 7,000 stocks and bonds
    2. SIPC protection up to $500,000 and 256-bit encryption keeps your financial information safe and secure
    3. “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’” - US News

    Reviewed by Laura S on January 11, 2018

  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • Sep 23, 2021

    By samantha lauria
    New and improved! This app allows you to invest and to save over time. However, its a little difficult to navigate. Being New to investing and stocks, I feel like I'm a little lost with this app. So only complaint is that it needs to be more user friendly to people new to this market. Otherwise, I love the round up idea, genious!!
  • No Feedback on Account Setup Dec 9, 2017

    By luisjr87
    Acorns has since solved my problem, turns out they were simply experiencing a serious backlog to new accounts looking forward to the weeks ahead to see how much I can round up on my card transactions. —— old review below—- Like everyone I was very excited to start rounding up sadly I never had the opportunity to experience any of the feature sets Acorns has to offer. The account setup was pretty easy and enjoyable although finding out after signing my certificate that it still would take 1 - 3 business days to verify my account was a bit disappointing but I get it. Here is where Acorns fell short, till this day 5 days later it still says I need to wait 1 - 3 business days for my account to be setup, uh hello it’s been 5 days! Like any American on day 3 I picked up the phone and called support, I was on the phone for about an hour before I got disconnected due to interruptions in service. I also tried email support but have heard nothing, no confirmation to my email over my support ticket nothing, maybe somethings up with my email but at this point I would prefer to speak with a human being and I think any service offering to make transactions from your bank account should support quick and easy customer service. I am open to changing my review if I ever get any support to rectify this rogue issue.
  • Sep 8, 2021

    By Mariah Garell
    New user here-- will update when I've been at this a bit longer. Most of the setup process has been smooth. Plaid unfortunately wasn't functioning correctly, and some of the functions of the app froze or would continuously reset (as I was trying to change to the green portfolio, for example). But the overall process itself is easy and everything is clearly explained via all the educational material on the app.
  • Sep 23, 2021

    By Nicholas Roy
    Easy to use! No real complaints. Only thing that would have been nicer was when setting up the account if it didn't auto grab every related account for the round ups. Had to scramble when joint accounts started getting hit. Thankfully it didn't cause any problems, but was a small shock. Been happily using it since.
  • Like and Don’t like Jan 6, 2018

    By navbotas
    When I first heard of Acorns and the idea of an electronic piggy bank that invest your spare change from purchases I thought “what a great and cool idea.” So after awhile i decided to give it a try. I like that all my banking accounts are linkable and you dont have to do anything after they are linked. What I didn’t and don’t like is when I first put my credit card info in, the app pulled all my accounts for the option to link. I would have rather done that manually. Another thing I don’t like is, my credit card that I first put in, is the account that all the spare change comes from even when several accounts are liked. I would rather have the spare change come from the individual accounts that are linked. The last thing I don’t like is when you transfer money between your accounts like I do each transfer also invests $1.00. I hope that makes sense to you and helps on deciding to start collecting your acorns and invest them. Update: A developer has since responded to my review. The transfer of funds between your accounts that invest a whole dollar can be adjusted. Although this feature can be adjusted and has after the fact, I dont recall it being mentioned while setting up an account. Don’t get me wrong I am still using this savings/investment app.
  • Sep 19, 2021

    By Alejandro Ramirez
    I actually like the app. It's easy to save your spare change and transfer money. The only complaint is that crypto investments are not an option. I think the app is good, I even added all my kids, I am now not just saving for my own future but also my kids. Keep up the good work.
  • Easy Saving and Investing for LONG TERM Mar 10, 2019

    By aToMiCTaRDiS
    First of all, markets fluctuate and gains are usually better for 1y+ (also you pay more taxes on short term investments) I wouldn’t start up if you have less than $100 to put in because your fee of $1 with absolutely negate any earned almost 100%. But for relatively cheap your savings have the potential to earn. There’s a $1 monthly fee for their “core” account. $2 for “later”. And $3 for “spend”. I find it hard to find money to save usually. However, with Acorns I find it motivating to track the balance and unlike a traditional savings with your bank your money cannot just be transferred immediately as it takes 3-6 days to receive your money, so you can’t impulse spend it. I just made my first investment that they’re going to allocate into RTFs highlighted by portfolio. I went moderately aggressive, and I will try to update every now and then. Dividends are paid quarterly for the stocks and monthly for the bonds. If anything it’s better than the savings accounts most offer with a monthly fee of $3 with balances less than $50 or $200 as there is no minimum account balance penalty, just a minimum of $5 to start investing.
  • Okay-ish. Jun 20, 2020

    By awsedrftgyhh
    I’ve been a member since 2019 and for the most part I’m okay with the app. One thing that truly gets under my skin is that I can’t review my statements from the app. I have to physically get on a desktop computer in order to see my statements. It’s quite annoying considering I don’t always have a desktop around when I’m doing my finances. You cant go online from your phone and do it, you have to use a desktop. I’m not sure why it’s set up that way, but it’s annoying. Also, I have used Robinhood for 2 months, and in those 2 months I gained over $70 in stocks/investing. Whereas I’ve had Acorns for almost a year and the most I ever gained in investing is $35. I have waaaay more money in Acorns than I do in Robinhood, yet I managed to make more with less. Idk what Acorns is doing with my money, but it’s not really investing the way it can. I’m thinking of canceling Acorns because it’s honestly not working for me anymore. I think the best feature is the roundup investments, it lets me save by keeping the change. However, my personal bank does the same. It seemed like a good app when I first got it, but now I’m feeling like it’s not putting my money to good use. Plus, needing me to log onto a desktop just to see my statements is, once again, very annoying. Most apps, whether it’s a bank or another investing app, provide you with your statements without having to do the extra work. Why are they being so extra? Why are they not investing my money properly? Idk..
  • Sep 18, 2021

    By Chris Jackson
    Horrible app, company and customer service. Claims to have a clear billing model yet I had no idea I was even set up on a monthly subscription plan. Or why just little old me got the Family plan on top of it... Very deceptive and greedy company, not sure how they've stayed in business this long. A lot of better companies are doing the same thing. Try one of those out first. You'll be happy you did. I know I'm reget trying this out. Don't waste your time and money.
  • Sep 14, 2021

    By Richard Rominger
    Wow!! I opened my account with no problems. After browsing around I accidentally chose to "round up" on a transaction from my debit card. No problem I thought l. A simple cancellation of the transaction should be easy to do. NOT!!!! Geezus!! After spending 20 minutes with an online chat agent he finally told me those cannot be canceled. Once you tap that transaction it cannot be undone!! I find that sneaky and dishonest. I canceled my account immediately.
  • the app that stole christmas 🗣 Dec 10, 2019

    By misshoward_
    I only gave it 1 star because 0 was not an option. I downloaded this app because I thought it was like the app dave that gives you a payday loan. Upon making an account and linking my bank account, I realized what this app was actually for. I opted in for the app to round up each purchase to the nearest dollar and for reoccurring $5 investment each week. After the first week, I realized I do not actually care to invest and wanted to delete the app. I couldn’t quite figure out how to unlink my bank or delete my account to prevent any withdrawals from my account from occurring. I found a setting that allowed me to turn off all investments. So it wasn’t supposed to pull from my bank account at all indefinitely, as long as I did not turn it back on. I checked my bank account today and saw that I was $35 IN THE NEGATIVES. I have over-drafted and will have fees assessed once the bank opens in the morning. I’m very upset that they continued to take my money after I opted out. And $35 is way more than change from rounding up my recent purchases to the next dollar plus $5 for the week. I also cannot figure out where these investments go nor how to withdrawal them. So I have essentially been robbed. Do not use this app if you understand the importance of money. I did not have $65+ to lose for no reason. This app will take your money without consent and claim to be investing in you but not allow you to get it back!!!!🥴🙄🤦🏻‍♀️
  • Fraudulent! Jun 6, 2018

    By TheBodFather20
    I got invited by a friend to join acorns as they have a “you get 5 and they get 5 dollars” to invest promotion and so I followed the link to join. Never received the promotional money. I emailed them and a guy named “Alan” replied and said that I was not going to get it. And then sarcastically sent the promotion to me again which is just absolutely inappropriate. I’m not an idiot and I followed the steps correctly with the promotion but didn’t receive it. Clearly, this is a way to get people to join and you have to invest in order to receive it which I did! Absolute frauds. Everyone join the app “Stash” as I did the exact same promotion and received the money promotion. Better customer service as well as they did not have someone like Alan be inappropriate Update/FYI: I recently looked further into the reviews and I’m not the only one who has called out this fraudulent investment app. Scroll and see for yourself as others have had the same problem as me. Not to mention several other problems such as awful feedback and having to wait up 4-6 days to get withdrawal back... I have since proceeded to withdraw my investment and it’s going to take a while 😂. Also acorns has plummeted from being ranked #10 to now #12 and will continue to do so. If you are a beginning investor JOIN STASH!!! They have awesome customer service, legit promotions, and legit want you to succeed as they have this “coach” that helps guide you into your investments. Check it out for yourself!
  • Sep 17, 2021

    By Terrance Adams
    I went to make a one time deposit, but then later realized I had a bill to pay that I completely forgot about.. So I wanted to cancel that deposit so my account would not become overdrawn, but there is no option to cancel a pending transaction unless you have their acorns debit card.. I definitely will be withdrawing my funds, closing my account and immediately hitting Uninstall..
  • Awful Customer Support May 21, 2020

    By lzcnflutksyld
    I like Acorns as a concept and their investment model is sound. However, and this is the part that really ruins it for me, their customer service has been so incompetent and annoying in my case, beyond tolerance. They stand out even in the sea of deteriorated customer service in general. I was hoping that with multiple tries I will eventually run into that one great customer service representative that will make up for all the others. Never happened. Here is my case: I wanted to stop my automatic withdrawals from my checking into Acorns until the market volatility calms down a bit during the Corona threat. I stopped withdrawals in the app. In the app it clearly shows that withdrawals are NOT on. However, they kept making withdrawals from my checking account and investing every week. Then I emailed them and got a response with instructions on how to close my account, which wasn’t what I asked. Three more emails to them with the same request after that, with their responses confirming that automatic withdrawals were stopped, shortly after I would find out otherwise. This morning, two months after my initial request, I glanced at my checking, another withdrawal was taken out. What am I supposed to do to stop withdrawals for a time being? There is no number to call, support in the app clearly didn’t work...They really ruined a good thing for me. Now I will think about closing the account and sticking with the classics.
  • Sep 23, 2021

    By Arun Mehra
    Poor customer service. Crazy fee structure. They continue to take subscription even if you are clearly not using their service. I thought I'd closed account and stopped subscription a year ago. But no, they're taking money from me each month. Uncool company. And no empathy from customer service. Avoid this service.
  • More like a weed then an oak this app is a joke Mar 26, 2019

    By JesseDudeGuy
    What a scam. I like the developers responses to anyone writing a review about negative returns. “O the market is going down right now” No it’s not! The market flex’s well acorns steals! A dollar a month to take our money?! I linked my credit card and after months of just losing money I decided to transfer what was left into my bank account. 3-6 days (more like almost two weeks) by the way Robinhood is instant... they front you the money and you choose what you invest in, you pick your stocks... not some blind shoot that you always loose. Also it is free. Fidelity doesn’t even take that long. You can take our money instantly but it’s weeks to get back?!?! But I digress from the real scam they pulled on me... after getting the account info (Acorns needed to transfer my money too) within days chunks of money started disappearing from that account!!! I went in and without asking they just started taking “roundups” from my bank account!!! I had to manually shut it off... but wait it gets worse!!!! My wife starting noticing money missing from her accounts... without my permission acorns just started taking money from all our linked accounts (four) I had to unlink all those accounts and then somehow they just turned my credit card back on themselves!!! This is a sneaky scam! People just invest your own money yourself in the market no reason to make these people rich with our money!!!!
  • Sep 22, 2021

    By Steven sutka
    They will not let you cancel all the subscriptions, therefore not cancel the monthly subscription. It's been saying for two days every time I try to cancel the very last subscription I have (checking) that something went wrong. Lol, they suck. Guess I'll have to call or something to cancel
  • img Community
    Acorns is a nice app for those who want to increase their budget with every online purchase. It rounds up the value of each transaction and invests the change. After a couple of months, it pays off.
    img by Gregory
    2 years ago
  • img Community
    Years ago I started using app as a means of putting me into a saving and investing mindset w/out a lot of risk...its basically like taking your change jar and investing it w/out having to take it out of the jar, going to the bank depositing it and then figuring out to how to invest it yourself.
    img by Naoki
    2 years ago
  • img Community
    You can invest your spare funds using this tool. It let's you decide how much you'd like to save weekly/daily, then automatically deducts it from your bank and transfers it to your investment account. It also features 100s of tutorials on how to save effectively and invest your money.
    img by Kim
    1 year ago
  • img Community
    You might be sitting on a $10,000 nest egg, or you might just have an extra $10 per month. Either way, learning about investing from your phone can help you create an income on the side in a stress-free manner.
    img by Aubrey
    7 months ago
  • img Community
    Made a transaction that wasn't rounded up? This app takes the change, for example 28p, and puts it into your savings automatically. You don't have to do anything, it's just an effective way of saving money!
    img by Antonio
    2 months ago
  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • img Expert Best Stock Trading Apps for Beginners 2021

    Best Stock Trading Apps for Beginners 2021

    We tested all the most popular stock trading apps for beginners to see which ones were the best for getting started with stocks and trading. Here's what we found. 

  • img Expert
    1. Just $5 a day saves you almost $2,000 a year! Automatically invest spare change from every purchase into over 7,000 stocks and bonds
    2. SIPC protection up to $500,000 and 256-bit encryption keeps your financial information safe and secure
    3. “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’” - US News

    Reviewed by Laura S on January 11, 2018

  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • Easy Saving and Investing for LONG TERM Mar 10, 2019

    By aToMiCTaRDiS
    First of all, markets fluctuate and gains are usually better for 1y+ (also you pay more taxes on short term investments) I wouldn’t start up if you have less than $100 to put in because your fee of $1 with absolutely negate any earned almost 100%. But for relatively cheap your savings have the potential to earn. There’s a $1 monthly fee for their “core” account. $2 for “later”. And $3 for “spend”. I find it hard to find money to save usually. However, with Acorns I find it motivating to track the balance and unlike a traditional savings with your bank your money cannot just be transferred immediately as it takes 3-6 days to receive your money, so you can’t impulse spend it. I just made my first investment that they’re going to allocate into RTFs highlighted by portfolio. I went moderately aggressive, and I will try to update every now and then. Dividends are paid quarterly for the stocks and monthly for the bonds. If anything it’s better than the savings accounts most offer with a monthly fee of $3 with balances less than $50 or $200 as there is no minimum account balance penalty, just a minimum of $5 to start investing.
  • Sep 20, 2021

    By Dug J
    I like the new look, along with all the options... I recall several years ago when I opened account I didn't have nearly the options of today..... Good job. Acorns is the future of personal finance. I'm sure everyone could appreciate 100% control of finances for retirement and today..... Even an account option you could open for your children to save for college!!!
  • Love! Dec 15, 2020

    By SherlockHands
    I am by no means a wealthy person and I have very basic knowledge of the stock market. I am an independent contractor so planning for the future is a little tricky. Thanks to Acorns I started investing the little I could and I can’t tell you the security I feel knowing I may actually be able to retire someday! Every year my business grows I try to invest a little more. I even started investing for my kids colleges/future which I worried I’d never be able to do! Acorns made investing so stinkin’ easy! Investing can be so intimidating if you don’t know what you’re doing. I’d read books on it and it just felt like a foreign language. I didn’t know where to start but I knew investing is the secret to really growing your wealth. I heard about acorns 4 or 5 years ago and it sounded so practical! I can’t say how much I appreciate how this app has enabled everyday people like myself to be able to invest successfully! I don’t even think about it! Thank you, thank you, thank you Acorns! You’re helping people to help themselves! You’re giving hope to the hopeless; lifting up the weak; making the American dream a possibility again! I am forever grateful!
  • Sep 19, 2021

    By Brent Watson
    This is a great app that can truly help in growing and saving money. I'm a single, disabled, proud dad of twins and saving and growing my money with Acorns has helped our family in a few jams. Everyone should have this tool and link your card to save that change. You'll be amazed at what you save😎
  • Acorns is AWESOME Jul 2, 2020

    By ShiftyIllusions
    I’ve been using Acorns for 3 years or so and I love it. It’s very simple and easy to use. I love that they give you information to read on the app to learn more about investing options. My wife and I use the spend account ALL THE TIME! It’s simplified the way we can divide up our spending money and bills money. For the people that are complaining about not getting their money back from their investment accounts for around 6 business days... The reason that happens is because THEY HAVE TO SELL OFF YOUR SHARES. It’s not a quick and simple process. It takes time. To be honest, if you’re planning on continually taking money out of your investment account, you shouldn’t even have one. The idea is to LEAVE THAT MONEY IN THAT ACCOUNT! Don’t be deterred by some of the other reviews! It’s a great and simple app that helps you with all of your investment needs! They even have a savings account for your kids! I show my son how his savings is growing each week and he is understanding that having a savings account is really important for his future and he’s only 4! Thank you Acorns for making my financial situation better and easier!
  • Sep 12, 2021

    By Lane Box
    Love this app and i love this experience, the fact that not only does it take the extra change charged on a transaction and pit it into another account but that account it puts it into are also a investment account, they also have features that you can control from the app alone, like a checking account and a roth ira and a UTMA/UGMA account, they really do take into consideration every step of your life here at Acorns!
  • Idly save spare change Dec 12, 2019

    By 11broomstick
    This app works perfectly, the reason for the poor reviews stem from people who try to save money they don’t have. This app is for those who have a few extra dollars after their monthly bills/expenses that wanna save their change rather than blow it. It invests your money into stocks automatically depending on the portfolio you choose but you have to keep in mind in order to see any sort of return you need to build up over several hundred dollars and have patience. This isn’t something that’s gonna accrued vacation money within weeks or months, this is something you build up at your own pace and forget about for the future. Don’t use this app if you feel you’ll need to withdraw from it frequently, it’s great for anybody who lives within their means! Me and my wife just had our first child and I figure by the time he get’s his license or wants to go to college this may be used to assist with that, otherwise it’s here for any reason that may arise in the future. Personally it’s fun watching my pennies stack up without even thinking about it.
  • Sep 23, 2021

    By samantha lauria
    New and improved! This app allows you to invest and to save over time. However, its a little difficult to navigate. Being New to investing and stocks, I feel like I'm a little lost with this app. So only complaint is that it needs to be more user friendly to people new to this market. Otherwise, I love the round up idea, genious!!
  • No Feedback on Account Setup Dec 9, 2017

    By luisjr87
    Acorns has since solved my problem, turns out they were simply experiencing a serious backlog to new accounts looking forward to the weeks ahead to see how much I can round up on my card transactions. —— old review below—- Like everyone I was very excited to start rounding up sadly I never had the opportunity to experience any of the feature sets Acorns has to offer. The account setup was pretty easy and enjoyable although finding out after signing my certificate that it still would take 1 - 3 business days to verify my account was a bit disappointing but I get it. Here is where Acorns fell short, till this day 5 days later it still says I need to wait 1 - 3 business days for my account to be setup, uh hello it’s been 5 days! Like any American on day 3 I picked up the phone and called support, I was on the phone for about an hour before I got disconnected due to interruptions in service. I also tried email support but have heard nothing, no confirmation to my email over my support ticket nothing, maybe somethings up with my email but at this point I would prefer to speak with a human being and I think any service offering to make transactions from your bank account should support quick and easy customer service. I am open to changing my review if I ever get any support to rectify this rogue issue.
  • Sep 8, 2021

    By Mariah Garell
    New user here-- will update when I've been at this a bit longer. Most of the setup process has been smooth. Plaid unfortunately wasn't functioning correctly, and some of the functions of the app froze or would continuously reset (as I was trying to change to the green portfolio, for example). But the overall process itself is easy and everything is clearly explained via all the educational material on the app.
  • Sep 23, 2021

    By Nicholas Roy
    Easy to use! No real complaints. Only thing that would have been nicer was when setting up the account if it didn't auto grab every related account for the round ups. Had to scramble when joint accounts started getting hit. Thankfully it didn't cause any problems, but was a small shock. Been happily using it since.
  • Sep 19, 2021

    By Alejandro Ramirez
    I actually like the app. It's easy to save your spare change and transfer money. The only complaint is that crypto investments are not an option. I think the app is good, I even added all my kids, I am now not just saving for my own future but also my kids. Keep up the good work.
  • Sep 14, 2021

    By John Santana
    I like that you can tailor your portfolio according to your financial situation, age, and investment goals. The only thing that I would suggest perhaps implementing in the future is a more custom tailored schedule of regular investments. It only offers the options of weekly and monthly, along with your choice of days to invest. Many of us get paid every 2 weeks, so the option of bi-weekly would be a great help.
  • Like and Don’t like Jan 6, 2018

    By navbotas
    When I first heard of Acorns and the idea of an electronic piggy bank that invest your spare change from purchases I thought “what a great and cool idea.” So after awhile i decided to give it a try. I like that all my banking accounts are linkable and you dont have to do anything after they are linked. What I didn’t and don’t like is when I first put my credit card info in, the app pulled all my accounts for the option to link. I would have rather done that manually. Another thing I don’t like is, my credit card that I first put in, is the account that all the spare change comes from even when several accounts are liked. I would rather have the spare change come from the individual accounts that are linked. The last thing I don’t like is when you transfer money between your accounts like I do each transfer also invests $1.00. I hope that makes sense to you and helps on deciding to start collecting your acorns and invest them. Update: A developer has since responded to my review. The transfer of funds between your accounts that invest a whole dollar can be adjusted. Although this feature can be adjusted and has after the fact, I dont recall it being mentioned while setting up an account. Don’t get me wrong I am still using this savings/investment app.
  • Great app but be careful Sep 15, 2018

    By -TJ-47-
    I have been using this app for a while now and it’s an easy way to save some extra cash you didn’t realize you had. But if you’re like me and sometimes push your bank account red this can be dangerous. My back charges 29 dollars every time an attempt is made by ach debit and i don’t have sufficient funds. This company try’s 3 times to pull from and empty bank account causing me personally to have to pay almost 90 dollars in penalties. It has happened a couple of times now and it’s rather annoying. I also have lost money on their investments so far, not much but some. So everything I have in this account is what I have put in minus what I’ve lost. I do recommend this app just be very cautious if you think you’re funds are gonna run low. To the developers response: I know that they can be turned off manually. My problem is I have no ability to know when funds are going to be attempt to pulled from my account, there for have know way of knowing when to turn off the account. That’s why I have pulled back all my funds from your account (to which only lost my money) and have decided I will not be using your services again. Thank you for the automated response and I pray for your success. God Bless!
  • Okay-ish. Jun 20, 2020

    By awsedrftgyhh
    I’ve been a member since 2019 and for the most part I’m okay with the app. One thing that truly gets under my skin is that I can’t review my statements from the app. I have to physically get on a desktop computer in order to see my statements. It’s quite annoying considering I don’t always have a desktop around when I’m doing my finances. You cant go online from your phone and do it, you have to use a desktop. I’m not sure why it’s set up that way, but it’s annoying. Also, I have used Robinhood for 2 months, and in those 2 months I gained over $70 in stocks/investing. Whereas I’ve had Acorns for almost a year and the most I ever gained in investing is $35. I have waaaay more money in Acorns than I do in Robinhood, yet I managed to make more with less. Idk what Acorns is doing with my money, but it’s not really investing the way it can. I’m thinking of canceling Acorns because it’s honestly not working for me anymore. I think the best feature is the roundup investments, it lets me save by keeping the change. However, my personal bank does the same. It seemed like a good app when I first got it, but now I’m feeling like it’s not putting my money to good use. Plus, needing me to log onto a desktop just to see my statements is, once again, very annoying. Most apps, whether it’s a bank or another investing app, provide you with your statements without having to do the extra work. Why are they being so extra? Why are they not investing my money properly? Idk..
  • Great concept, but needs serious improvement Jul 9, 2021

    By 144278990
    Make unlinking accounts ACTUALLY unlink accounts. I had “unlinked” my checking account only to find that, whenever I tried to deposit money or pay my subscription, the UNLINKED ACCOUNT was used. As a result, I incurred $175 debt from 5 (FIVE!!!) different overdraft fees, all from an UNLINKED account. Absolutely ridiculous — all the money I had saved in Acorns and more (about 2x more, if you’re curious) went straight to banking fees because of this ridiculously convoluted system of linking/unlinking accounts. I wanted to use Acorns to save money passively, but instead I ended up losing everything I had saved and more over the course of my ~2 month usage due to some silly fees resulting from either a terribly architected UI (make unlinking accounts ACTUALLY unlink accounts, don’t gray out an account that is still being drawn from, don’t make me navigate past 4 different menus into some obscurely placed drop-down to ACTUALLY unlink an account, etc) or an egregious error on Acorns’ end. Such a shame — the concept for the app is wonderful, and I firmly believe it can help myself and others learn to save effectively, hence why I left an extra star up on my rating. I am now skeptical towards this entire platform due to the months of small, incremental savings wasted to banking fees that could have been avoided if the app did what it said it did.
  • Sep 9, 2021

    By cesar morales
    App does what it's supposed to, never had issues except for the debit card I ordered not working ever. However, customer service is non-existent. You can try to contact them via chat or email, but it's pointless. I've tried emailing & they said they'd take an action- but never did. I tried chat & they twice just put me in "cue". I waited for a 1/2hr, when I was finally #1 in the cue - the chat was ended and I rcvd an email simultaneously saying that they tried to contact me in the chat. Lies!
  • Lacking Jun 5, 2019

    By Bread 2.0
    I get the concept of this app but I feel like it’s not for me and I’ll tell you why. Acorns invests round-ups to the nearest dollar on your purchases. This means you have to wait until you buy something to invest in the stock market. Not only that, but the app itself does not give much insight into which stocks or ETFs are being used. So essentially you’re blindly putting in money that is going “somewhere out there” and hoping for the best. I get that there’s an option to deposit funds directly without waiting for round ups, but since that’s what I want to do, I’d rather be able to have a choice as to where my money goes. This app is for individuals who want to invest without the hassle, but I felt like it was almost too dumbed-down for me. It also took me more than half a year to receive my debit card, only to find out that instant round-ups aren’t available yet, which is why I wanted the card in the first place. The features on Acorn do not give you very much control, and for that reason I’d rather invest directly using a different service. It was a nice start into investing, and after more than three years of using Acorns it was hard to part with it. But the app’s purpose of taking the effort out of investing almost worked too well. If you want to invest, there are better ways of doing so in a more efficient manner.
  • User agreement nonsense Apr 22, 2019

    By First Review Complaint
    I opened my account over a year ago. Personally, I made the mistake of not doing enough research on the company before opening the account. After doing research, my disagreement is with the fees applied after cashing out. The bigger issue for me though, is the nonsense with how the company has been operating with it's user agreement. I received a new user agreement back in May of 2018. The agreement stated that I had to accept the agreement inorder for the app to keep managing my portfolio. At this point, I didn't want to accept the agreement so that the monthly deposits would be frozen. I received 2 more emails with extended agreement deadlines. I did not proceed with either. I have not opened the app since before the first agreement email. Regardless of my actions, the app has been taking money from my bank account on a monthly basis. I contacted customer support a few weeks ago and all I got was an email saying that they are sorry for losing my business and that I can login to my account, sell my investments, and close my account. If I follow through with this, it would require me to accept the agreement before I can even access my account. I have discussed this issue with my lawyer and we are in the process of notifying Acorns. I know others have had this issue as well, so I will try to give an update soon.
  • Sep 18, 2021

    By Chris Jackson
    Horrible app, company and customer service. Claims to have a clear billing model yet I had no idea I was even set up on a monthly subscription plan. Or why just little old me got the Family plan on top of it... Very deceptive and greedy company, not sure how they've stayed in business this long. A lot of better companies are doing the same thing. Try one of those out first. You'll be happy you did. I know I'm reget trying this out. Don't waste your time and money.
  • Sep 14, 2021

    By Richard Rominger
    Wow!! I opened my account with no problems. After browsing around I accidentally chose to "round up" on a transaction from my debit card. No problem I thought l. A simple cancellation of the transaction should be easy to do. NOT!!!! Geezus!! After spending 20 minutes with an online chat agent he finally told me those cannot be canceled. Once you tap that transaction it cannot be undone!! I find that sneaky and dishonest. I canceled my account immediately.
  • the app that stole christmas 🗣 Dec 10, 2019

    By misshoward_
    I only gave it 1 star because 0 was not an option. I downloaded this app because I thought it was like the app dave that gives you a payday loan. Upon making an account and linking my bank account, I realized what this app was actually for. I opted in for the app to round up each purchase to the nearest dollar and for reoccurring $5 investment each week. After the first week, I realized I do not actually care to invest and wanted to delete the app. I couldn’t quite figure out how to unlink my bank or delete my account to prevent any withdrawals from my account from occurring. I found a setting that allowed me to turn off all investments. So it wasn’t supposed to pull from my bank account at all indefinitely, as long as I did not turn it back on. I checked my bank account today and saw that I was $35 IN THE NEGATIVES. I have over-drafted and will have fees assessed once the bank opens in the morning. I’m very upset that they continued to take my money after I opted out. And $35 is way more than change from rounding up my recent purchases to the next dollar plus $5 for the week. I also cannot figure out where these investments go nor how to withdrawal them. So I have essentially been robbed. Do not use this app if you understand the importance of money. I did not have $65+ to lose for no reason. This app will take your money without consent and claim to be investing in you but not allow you to get it back!!!!🥴🙄🤦🏻‍♀️
  • Fraudulent! Jun 6, 2018

    By TheBodFather20
    I got invited by a friend to join acorns as they have a “you get 5 and they get 5 dollars” to invest promotion and so I followed the link to join. Never received the promotional money. I emailed them and a guy named “Alan” replied and said that I was not going to get it. And then sarcastically sent the promotion to me again which is just absolutely inappropriate. I’m not an idiot and I followed the steps correctly with the promotion but didn’t receive it. Clearly, this is a way to get people to join and you have to invest in order to receive it which I did! Absolute frauds. Everyone join the app “Stash” as I did the exact same promotion and received the money promotion. Better customer service as well as they did not have someone like Alan be inappropriate Update/FYI: I recently looked further into the reviews and I’m not the only one who has called out this fraudulent investment app. Scroll and see for yourself as others have had the same problem as me. Not to mention several other problems such as awful feedback and having to wait up 4-6 days to get withdrawal back... I have since proceeded to withdraw my investment and it’s going to take a while 😂. Also acorns has plummeted from being ranked #10 to now #12 and will continue to do so. If you are a beginning investor JOIN STASH!!! They have awesome customer service, legit promotions, and legit want you to succeed as they have this “coach” that helps guide you into your investments. Check it out for yourself!
  • Sep 17, 2021

    By Terrance Adams
    I went to make a one time deposit, but then later realized I had a bill to pay that I completely forgot about.. So I wanted to cancel that deposit so my account would not become overdrawn, but there is no option to cancel a pending transaction unless you have their acorns debit card.. I definitely will be withdrawing my funds, closing my account and immediately hitting Uninstall..
  • Awful Customer Support May 21, 2020

    By lzcnflutksyld
    I like Acorns as a concept and their investment model is sound. However, and this is the part that really ruins it for me, their customer service has been so incompetent and annoying in my case, beyond tolerance. They stand out even in the sea of deteriorated customer service in general. I was hoping that with multiple tries I will eventually run into that one great customer service representative that will make up for all the others. Never happened. Here is my case: I wanted to stop my automatic withdrawals from my checking into Acorns until the market volatility calms down a bit during the Corona threat. I stopped withdrawals in the app. In the app it clearly shows that withdrawals are NOT on. However, they kept making withdrawals from my checking account and investing every week. Then I emailed them and got a response with instructions on how to close my account, which wasn’t what I asked. Three more emails to them with the same request after that, with their responses confirming that automatic withdrawals were stopped, shortly after I would find out otherwise. This morning, two months after my initial request, I glanced at my checking, another withdrawal was taken out. What am I supposed to do to stop withdrawals for a time being? There is no number to call, support in the app clearly didn’t work...They really ruined a good thing for me. Now I will think about closing the account and sticking with the classics.
  • Sep 23, 2021

    By Arun Mehra
    Poor customer service. Crazy fee structure. They continue to take subscription even if you are clearly not using their service. I thought I'd closed account and stopped subscription a year ago. But no, they're taking money from me each month. Uncool company. And no empathy from customer service. Avoid this service.
  • More like a weed then an oak this app is a joke Mar 26, 2019

    By JesseDudeGuy
    What a scam. I like the developers responses to anyone writing a review about negative returns. “O the market is going down right now” No it’s not! The market flex’s well acorns steals! A dollar a month to take our money?! I linked my credit card and after months of just losing money I decided to transfer what was left into my bank account. 3-6 days (more like almost two weeks) by the way Robinhood is instant... they front you the money and you choose what you invest in, you pick your stocks... not some blind shoot that you always loose. Also it is free. Fidelity doesn’t even take that long. You can take our money instantly but it’s weeks to get back?!?! But I digress from the real scam they pulled on me... after getting the account info (Acorns needed to transfer my money too) within days chunks of money started disappearing from that account!!! I went in and without asking they just started taking “roundups” from my bank account!!! I had to manually shut it off... but wait it gets worse!!!! My wife starting noticing money missing from her accounts... without my permission acorns just started taking money from all our linked accounts (four) I had to unlink all those accounts and then somehow they just turned my credit card back on themselves!!! This is a sneaky scam! People just invest your own money yourself in the market no reason to make these people rich with our money!!!!
  • Sep 22, 2021

    By Steven sutka
    They will not let you cancel all the subscriptions, therefore not cancel the monthly subscription. It's been saying for two days every time I try to cancel the very last subscription I have (checking) that something went wrong. Lol, they suck. Guess I'll have to call or something to cancel
  • Sep 13, 2021

    By Matthew Romero
    I use to like this service, until I switched to a different company. I keep canceling my account her but someone or something is re-activating it. I keep getting charged for this even though I haven't used it in over half a year. It's a constant "cancel my account" to "you've been billed". I've even reached out to support but no one EVER gets back to me. I DO NOT RECOMMEND THIS SERVICE OR APP! I will update if this is resolved

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