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Acorns - Invest Spare Change

Acorns - Invest Spare Change

Acorns

Acorns is how you save & invest for your future. Join over 9M people!

4.7 Ratings 906K+ Reviews 5M+ Downloads

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Ratings & Reviews

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  • img Community
    Acorns is a nice app for those who want to increase their budget with every online purchase. It rounds up the value of each transaction and invests the change. After a couple of months, it pays off.
    img by Gregory
    2 years ago
  • img Community
    Years ago I started using app as a means of putting me into a saving and investing mindset w/out a lot of risk...its basically like taking your change jar and investing it w/out having to take it out of the jar, going to the bank depositing it and then figuring out to how to invest it yourself.
    img by Naoki
    2 years ago
  • img Community
    You can invest your spare funds using this tool. It let's you decide how much you'd like to save weekly/daily, then automatically deducts it from your bank and transfers it to your investment account. It also features 100s of tutorials on how to save effectively and invest your money.
    img by Kim
    1 year ago
  • img Community
    You might be sitting on a $10,000 nest egg, or you might just have an extra $10 per month. Either way, learning about investing from your phone can help you create an income on the side in a stress-free manner.
    img by Aubrey
    4 months ago
  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • img Expert Best Stock Trading Apps for Beginners 2021 Best apps for travel to china

    Best Stock Trading Apps for Beginners 2021

    We tested all the most popular stock trading apps for beginners to see which ones were the best for getting started with stocks and trading. Here's what we found. 

  • img Expert
    1. Just $5 a day saves you almost $2,000 a year! Automatically invest spare change from every purchase into over 7,000 stocks and bonds
    2. SIPC protection up to $500,000 and 256-bit encryption keeps your financial information safe and secure
    3. “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’” - US News

    Reviewed by Laura S on January 11, 2018

  • Easiest Way To Invest. Nov 7, 2020

    By 460BigBlock
    I’m honestly new to this whole investing thing. I’m in my early 20’s but I want to have a decent future set for myself when the time comes so I finally started one of these and it’s the best thing ever. The app is super easy to use and navigate, it’s all easily broken down to where you can understand things and it’s perfect for someone, who like me, doesn’t make much every year. It’s a set it and forget it type of thing to where you can literally just have it pull $5 from your bank every week and add it to your portfolio and let it build itself. I’ve only been using the app for the last few weeks but I’ve already got up to $40 so far on my investing portfolio. Granted they came from the $5 weekly depository from my bank but if you have the patience and can deal with losing some money one day and making it back the next, this is perfect. It takes all the guess work out and they take care of it for you. You just have to add the money in. Every dollar you invest is divided into a percentage based on your portfolio on what it gets split into. I had my first dividends payment, granted it was only 2¢ but that shows that one do the AGG companies my money goes to made a profit and is paying me back for giving them money. This is the best and perfect app to start setting up for a retirement too. If you’re wanting to try and set a stable future for yourself, this is the way to do it.
  • Great idea, great app Mar 29, 2020

    By Nettle11
    Pay no attention to any negative reviews. They come from sheer ignorance. For anyone that puts $5 in and gets mad because it takes a couple days to transfer it back to your bank..THIS IS NOT A BANKING APP. For anyone who puts $5 in and gets mad because they lose money..it’s not the apps fault, that’s called risk that comes with investing, this is designed for the long haul and you will make money long term. For anyone that gets mad because it made you overdraft your checking account..the app didn’t do that, you did. Learn how to balance and keep up with your checking account. If a handful of bucks a week causes you to overdraft, you don’t know how to manage your money. I started using this as a “supplementary retirement account” to go along with my 401k and I love it. I started putting a few bucks in here and there along with the roundups and now I’m addicted to putting as much money in as possible. It has that affect that inspires you to save more money for the future. Yes, the market is tanking as I write this and I’m actually losing money at the moment. But again, this is best used for long term investing. If you put $20 bucks in and need to pull it back out 2 weeks later, it’s not the app for you. If you can discipline yourself to putting in money and leaving it alone for at least 5-10 years, it great! Five stars.
  • Jun 11, 2021

    By Chris Sandoval
    Looks good. Sounds like a good idea. But when I put my bank info in, it says can't connect to acorn servers and I keep having to re-input my info. Update: its been over a year now and I've grown my acorn at a steady pace. I am still having problems reconnecting my round ups every other week now. 🙃. Please fix 🙏. Updated to 4 stars.
  • img Expert Best Stock Trading Apps for Beginners 2021 Best apps for travel to china

    Best Stock Trading Apps for Beginners 2021

    We tested all the most popular stock trading apps for beginners to see which ones were the best for getting started with stocks and trading. Here's what we found. 

  • img Expert
    1. Just $5 a day saves you almost $2,000 a year! Automatically invest spare change from every purchase into over 7,000 stocks and bonds
    2. SIPC protection up to $500,000 and 256-bit encryption keeps your financial information safe and secure
    3. “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’” - US News

    Reviewed by Laura S on January 11, 2018

  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • Easiest Way To Invest. Nov 7, 2020

    By 460BigBlock
    I’m honestly new to this whole investing thing. I’m in my early 20’s but I want to have a decent future set for myself when the time comes so I finally started one of these and it’s the best thing ever. The app is super easy to use and navigate, it’s all easily broken down to where you can understand things and it’s perfect for someone, who like me, doesn’t make much every year. It’s a set it and forget it type of thing to where you can literally just have it pull $5 from your bank every week and add it to your portfolio and let it build itself. I’ve only been using the app for the last few weeks but I’ve already got up to $40 so far on my investing portfolio. Granted they came from the $5 weekly depository from my bank but if you have the patience and can deal with losing some money one day and making it back the next, this is perfect. It takes all the guess work out and they take care of it for you. You just have to add the money in. Every dollar you invest is divided into a percentage based on your portfolio on what it gets split into. I had my first dividends payment, granted it was only 2¢ but that shows that one do the AGG companies my money goes to made a profit and is paying me back for giving them money. This is the best and perfect app to start setting up for a retirement too. If you’re wanting to try and set a stable future for yourself, this is the way to do it.
  • Great idea, great app Mar 29, 2020

    By Nettle11
    Pay no attention to any negative reviews. They come from sheer ignorance. For anyone that puts $5 in and gets mad because it takes a couple days to transfer it back to your bank..THIS IS NOT A BANKING APP. For anyone who puts $5 in and gets mad because they lose money..it’s not the apps fault, that’s called risk that comes with investing, this is designed for the long haul and you will make money long term. For anyone that gets mad because it made you overdraft your checking account..the app didn’t do that, you did. Learn how to balance and keep up with your checking account. If a handful of bucks a week causes you to overdraft, you don’t know how to manage your money. I started using this as a “supplementary retirement account” to go along with my 401k and I love it. I started putting a few bucks in here and there along with the roundups and now I’m addicted to putting as much money in as possible. It has that affect that inspires you to save more money for the future. Yes, the market is tanking as I write this and I’m actually losing money at the moment. But again, this is best used for long term investing. If you put $20 bucks in and need to pull it back out 2 weeks later, it’s not the app for you. If you can discipline yourself to putting in money and leaving it alone for at least 5-10 years, it great! Five stars.
  • Jun 11, 2021

    By Chris Sandoval
    Looks good. Sounds like a good idea. But when I put my bank info in, it says can't connect to acorn servers and I keep having to re-input my info. Update: its been over a year now and I've grown my acorn at a steady pace. I am still having problems reconnecting my round ups every other week now. 🙃. Please fix 🙏. Updated to 4 stars.
  • Easy Saving and Investing for LONG TERM Mar 10, 2019

    By aToMiCTaRDiS
    First of all, markets fluctuate and gains are usually better for 1y+ (also you pay more taxes on short term investments) I wouldn’t start up if you have less than $100 to put in because your fee of $1 with absolutely negate any earned almost 100%. But for relatively cheap your savings have the potential to earn. There’s a $1 monthly fee for their “core” account. $2 for “later”. And $3 for “spend”. I find it hard to find money to save usually. However, with Acorns I find it motivating to track the balance and unlike a traditional savings with your bank your money cannot just be transferred immediately as it takes 3-6 days to receive your money, so you can’t impulse spend it. I just made my first investment that they’re going to allocate into RTFs highlighted by portfolio. I went moderately aggressive, and I will try to update every now and then. Dividends are paid quarterly for the stocks and monthly for the bonds. If anything it’s better than the savings accounts most offer with a monthly fee of $3 with balances less than $50 or $200 as there is no minimum account balance penalty, just a minimum of $5 to start investing.
  • Jun 5, 2021

    By NotKJJK
    Great for the novice investor. The app is designed beautifully and makes automatic investing incredibly accessible to newbies or those with little knowledge. I personally don't like the inconsistency of spare change investing but have my account set up for weekly deposits. You may or may not see greater gains by fully immersing yourself in the market and choosing individual stocks, but I enjoy the security and convenience that a professionally curated account has to offer. I highly recommend!
  • Acorns App is convenient! Nov 21, 2019

    By Brodard1225876
    Love the app and know they are improving it regularly. Gives less educated and new investors a place to start with less risk than other investment vehicles. It is super convenient and easy to use. Wish the recurring investments could be set up on specific dates as well as bi-weekly as millions of people don’t get paid every week and don’t always have funds in their accounts. Also, it can cause overdraft fees. It would be nice if for some reason there was no funds it didn’t still pull from your checking account. This happened to me as I have recurring investments set up and for example it pulls out each Friday. I have checked my tab that says “past” where you can see pending payments. It is Wednesday now and for some reason I don’t see it on there. Therefore I don’t know when it is going to hit my account. If you have lots of money which I think the target customer Acorn is shooting towards is millennials who don’t always have a bunch of money saved! With that said...I know and see the constant improvements and as the company grows. I have confidence that updates and improvements will occur. An example is they are working on “real time” investing right now and communicate that through their app. It will get a 5 star from me in the future and I will change my rating! Hope this helps the consumer and also the company improve the app!
  • Jun 3, 2021

    By Travis sturzl
    It mostly works, it might keep up with inflation but it performs below an index fund. I mean I tinkered with acorn for over a year now and the ROI is just never been very good, especially for the fact that they charge you a fee. If you learned a little bit about investing you'd probably be making quite a bit more on relatively safe investments. The spare change idea is cool, but it just does not perform well at all.
  • Jun 4, 2021

    By Joe Gotta
    The fees are higher than the returns. It is a simple to use app, but the UI is hard to navigate, the monthly fees are higher than what is being generated in the portfolios, and when I have roundups set up, my bank every 6 hours tells me someone tried getting into my bank account. So I turned off roundups. This is probably the laziest way to get into the stock market, but not my first choice, nor a recommendation.
  • Okay-ish. Jun 20, 2020

    By awsedrftgyhh
    I’ve been a member since 2019 and for the most part I’m okay with the app. One thing that truly gets under my skin is that I can’t review my statements from the app. I have to physically get on a desktop computer in order to see my statements. It’s quite annoying considering I don’t always have a desktop around when I’m doing my finances. You cant go online from your phone and do it, you have to use a desktop. I’m not sure why it’s set up that way, but it’s annoying. Also, I have used Robinhood for 2 months, and in those 2 months I gained over $70 in stocks/investing. Whereas I’ve had Acorns for almost a year and the most I ever gained in investing is $35. I have waaaay more money in Acorns than I do in Robinhood, yet I managed to make more with less. Idk what Acorns is doing with my money, but it’s not really investing the way it can. I’m thinking of canceling Acorns because it’s honestly not working for me anymore. I think the best feature is the roundup investments, it lets me save by keeping the change. However, my personal bank does the same. It seemed like a good app when I first got it, but now I’m feeling like it’s not putting my money to good use. Plus, needing me to log onto a desktop just to see my statements is, once again, very annoying. Most apps, whether it’s a bank or another investing app, provide you with your statements without having to do the extra work. Why are they being so extra? Why are they not investing my money properly? Idk..
  • Jun 5, 2021

    By John Ring
    Hope and pray you don't have a dispute with a merchant with your cash card. I did and a week later it remains unanswered by Acorn. Your security seems unimportant to them. I would definitely recommend NOT using any cards from them! Thus I gave them one star. . I am hoping they are more responsive getting my money back to me when I close this thing out.
  • the app that stole christmas 🗣 Dec 10, 2019

    By misshoward_
    I only gave it 1 star because 0 was not an option. I downloaded this app because I thought it was like the app dave that gives you a payday loan. Upon making an account and linking my bank account, I realized what this app was actually for. I opted in for the app to round up each purchase to the nearest dollar and for reoccurring $5 investment each week. After the first week, I realized I do not actually care to invest and wanted to delete the app. I couldn’t quite figure out how to unlink my bank or delete my account to prevent any withdrawals from my account from occurring. I found a setting that allowed me to turn off all investments. So it wasn’t supposed to pull from my bank account at all indefinitely, as long as I did not turn it back on. I checked my bank account today and saw that I was $35 IN THE NEGATIVES. I have over-drafted and will have fees assessed once the bank opens in the morning. I’m very upset that they continued to take my money after I opted out. And $35 is way more than change from rounding up my recent purchases to the next dollar plus $5 for the week. I also cannot figure out where these investments go nor how to withdrawal them. So I have essentially been robbed. Do not use this app if you understand the importance of money. I did not have $65+ to lose for no reason. This app will take your money without consent and claim to be investing in you but not allow you to get it back!!!!🥴🙄🤦🏻‍♀️
  • Jun 11, 2021

    By Caleb
    So first off this is a total sham, they charge you 3 dollars a week to literally help you save money, which is okay I guess, but if you need to take your money out you'll be waiting at least a week for it to hit into your accounts, no matter what. I tried to withdraw the money thinking okay it'll hit the account in three days( was super low on money in this account) long story short account went negative, nd because it bounced I got charged a 40 dollar fee from my bank, thank acorns
  • Fraudulent! Jun 6, 2018

    By TheBodFather20
    I got invited by a friend to join acorns as they have a “you get 5 and they get 5 dollars” to invest promotion and so I followed the link to join. Never received the promotional money. I emailed them and a guy named “Alan” replied and said that I was not going to get it. And then sarcastically sent the promotion to me again which is just absolutely inappropriate. I’m not an idiot and I followed the steps correctly with the promotion but didn’t receive it. Clearly, this is a way to get people to join and you have to invest in order to receive it which I did! Absolute frauds. Everyone join the app “Stash” as I did the exact same promotion and received the money promotion. Better customer service as well as they did not have someone like Alan be inappropriate Update/FYI: I recently looked further into the reviews and I’m not the only one who has called out this fraudulent investment app. Scroll and see for yourself as others have had the same problem as me. Not to mention several other problems such as awful feedback and having to wait up 4-6 days to get withdrawal back... I have since proceeded to withdraw my investment and it’s going to take a while 😂. Also acorns has plummeted from being ranked #10 to now #12 and will continue to do so. If you are a beginning investor JOIN STASH!!! They have awesome customer service, legit promotions, and legit want you to succeed as they have this “coach” that helps guide you into your investments. Check it out for yourself!
  • Jun 4, 2021

    By Danielle Cromwell
    One of the worse investment resources I've used. The App looks great but Acorn itself is horrible! They take money out on unspecified dates totally screwing up your bank account. At 1st I thought it was just me but after speaking with other Acorners quickly realized something isn't right! Also my bank account won't stay linked to fully utilize roundups. I wouldn't waste my time especially when there are lots of other great companies out there..
  • Awful Customer Support May 21, 2020

    By lzcnflutksyld
    I like Acorns as a concept and their investment model is sound. However, and this is the part that really ruins it for me, their customer service has been so incompetent and annoying in my case, beyond tolerance. They stand out even in the sea of deteriorated customer service in general. I was hoping that with multiple tries I will eventually run into that one great customer service representative that will make up for all the others. Never happened. Here is my case: I wanted to stop my automatic withdrawals from my checking into Acorns until the market volatility calms down a bit during the Corona threat. I stopped withdrawals in the app. In the app it clearly shows that withdrawals are NOT on. However, they kept making withdrawals from my checking account and investing every week. Then I emailed them and got a response with instructions on how to close my account, which wasn’t what I asked. Three more emails to them with the same request after that, with their responses confirming that automatic withdrawals were stopped, shortly after I would find out otherwise. This morning, two months after my initial request, I glanced at my checking, another withdrawal was taken out. What am I supposed to do to stop withdrawals for a time being? There is no number to call, support in the app clearly didn’t work...They really ruined a good thing for me. Now I will think about closing the account and sticking with the classics.
  • More like a weed then an oak this app is a joke Mar 26, 2019

    By JesseDudeGuy
    What a scam. I like the developers responses to anyone writing a review about negative returns. “O the market is going down right now” No it’s not! The market flex’s well acorns steals! A dollar a month to take our money?! I linked my credit card and after months of just losing money I decided to transfer what was left into my bank account. 3-6 days (more like almost two weeks) by the way Robinhood is instant... they front you the money and you choose what you invest in, you pick your stocks... not some blind shoot that you always loose. Also it is free. Fidelity doesn’t even take that long. You can take our money instantly but it’s weeks to get back?!?! But I digress from the real scam they pulled on me... after getting the account info (Acorns needed to transfer my money too) within days chunks of money started disappearing from that account!!! I went in and without asking they just started taking “roundups” from my bank account!!! I had to manually shut it off... but wait it gets worse!!!! My wife starting noticing money missing from her accounts... without my permission acorns just started taking money from all our linked accounts (four) I had to unlink all those accounts and then somehow they just turned my credit card back on themselves!!! This is a sneaky scam! People just invest your own money yourself in the market no reason to make these people rich with our money!!!!
  • Lacking Jun 5, 2019

    By Bread 2.0
    I get the concept of this app but I feel like it’s not for me and I’ll tell you why. Acorns invests round-ups to the nearest dollar on your purchases. This means you have to wait until you buy something to invest in the stock market. Not only that, but the app itself does not give much insight into which stocks or ETFs are being used. So essentially you’re blindly putting in money that is going “somewhere out there” and hoping for the best. I get that there’s an option to deposit funds directly without waiting for round ups, but since that’s what I want to do, I’d rather be able to have a choice as to where my money goes. This app is for individuals who want to invest without the hassle, but I felt like it was almost too dumbed-down for me. It also took me more than half a year to receive my debit card, only to find out that instant round-ups aren’t available yet, which is why I wanted the card in the first place. The features on Acorn do not give you very much control, and for that reason I’d rather invest directly using a different service. It was a nice start into investing, and after more than three years of using Acorns it was hard to part with it. But the app’s purpose of taking the effort out of investing almost worked too well. If you want to invest, there are better ways of doing so in a more efficient manner.
  • img Community
    Acorns is a nice app for those who want to increase their budget with every online purchase. It rounds up the value of each transaction and invests the change. After a couple of months, it pays off.
    img by Gregory
    2 years ago
  • img Community
    Years ago I started using app as a means of putting me into a saving and investing mindset w/out a lot of risk...its basically like taking your change jar and investing it w/out having to take it out of the jar, going to the bank depositing it and then figuring out to how to invest it yourself.
    img by Naoki
    2 years ago
  • img Community
    You can invest your spare funds using this tool. It let's you decide how much you'd like to save weekly/daily, then automatically deducts it from your bank and transfers it to your investment account. It also features 100s of tutorials on how to save effectively and invest your money.
    img by Kim
    1 year ago
  • img Community
    You might be sitting on a $10,000 nest egg, or you might just have an extra $10 per month. Either way, learning about investing from your phone can help you create an income on the side in a stress-free manner.
    img by Aubrey
    4 months ago
  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • img Expert Best Stock Trading Apps for Beginners 2021 Best apps for travel to china

    Best Stock Trading Apps for Beginners 2021

    We tested all the most popular stock trading apps for beginners to see which ones were the best for getting started with stocks and trading. Here's what we found. 

  • img Expert
    1. Just $5 a day saves you almost $2,000 a year! Automatically invest spare change from every purchase into over 7,000 stocks and bonds
    2. SIPC protection up to $500,000 and 256-bit encryption keeps your financial information safe and secure
    3. “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’” - US News

    Reviewed by Laura S on January 11, 2018

  • img Community

    Very good app and experience Feb 11, 2021

    By Yaser Awad
    I have used this app multiple times, and its helpful, easy to use with great UiI
  • Easiest Way To Invest. Nov 7, 2020

    By 460BigBlock
    I’m honestly new to this whole investing thing. I’m in my early 20’s but I want to have a decent future set for myself when the time comes so I finally started one of these and it’s the best thing ever. The app is super easy to use and navigate, it’s all easily broken down to where you can understand things and it’s perfect for someone, who like me, doesn’t make much every year. It’s a set it and forget it type of thing to where you can literally just have it pull $5 from your bank every week and add it to your portfolio and let it build itself. I’ve only been using the app for the last few weeks but I’ve already got up to $40 so far on my investing portfolio. Granted they came from the $5 weekly depository from my bank but if you have the patience and can deal with losing some money one day and making it back the next, this is perfect. It takes all the guess work out and they take care of it for you. You just have to add the money in. Every dollar you invest is divided into a percentage based on your portfolio on what it gets split into. I had my first dividends payment, granted it was only 2¢ but that shows that one do the AGG companies my money goes to made a profit and is paying me back for giving them money. This is the best and perfect app to start setting up for a retirement too. If you’re wanting to try and set a stable future for yourself, this is the way to do it.
  • Great idea, great app Mar 29, 2020

    By Nettle11
    Pay no attention to any negative reviews. They come from sheer ignorance. For anyone that puts $5 in and gets mad because it takes a couple days to transfer it back to your bank..THIS IS NOT A BANKING APP. For anyone who puts $5 in and gets mad because they lose money..it’s not the apps fault, that’s called risk that comes with investing, this is designed for the long haul and you will make money long term. For anyone that gets mad because it made you overdraft your checking account..the app didn’t do that, you did. Learn how to balance and keep up with your checking account. If a handful of bucks a week causes you to overdraft, you don’t know how to manage your money. I started using this as a “supplementary retirement account” to go along with my 401k and I love it. I started putting a few bucks in here and there along with the roundups and now I’m addicted to putting as much money in as possible. It has that affect that inspires you to save more money for the future. Yes, the market is tanking as I write this and I’m actually losing money at the moment. But again, this is best used for long term investing. If you put $20 bucks in and need to pull it back out 2 weeks later, it’s not the app for you. If you can discipline yourself to putting in money and leaving it alone for at least 5-10 years, it great! Five stars.
  • Easy Saving and Investing for LONG TERM Mar 10, 2019

    By aToMiCTaRDiS
    First of all, markets fluctuate and gains are usually better for 1y+ (also you pay more taxes on short term investments) I wouldn’t start up if you have less than $100 to put in because your fee of $1 with absolutely negate any earned almost 100%. But for relatively cheap your savings have the potential to earn. There’s a $1 monthly fee for their “core” account. $2 for “later”. And $3 for “spend”. I find it hard to find money to save usually. However, with Acorns I find it motivating to track the balance and unlike a traditional savings with your bank your money cannot just be transferred immediately as it takes 3-6 days to receive your money, so you can’t impulse spend it. I just made my first investment that they’re going to allocate into RTFs highlighted by portfolio. I went moderately aggressive, and I will try to update every now and then. Dividends are paid quarterly for the stocks and monthly for the bonds. If anything it’s better than the savings accounts most offer with a monthly fee of $3 with balances less than $50 or $200 as there is no minimum account balance penalty, just a minimum of $5 to start investing.
  • Jun 5, 2021

    By NotKJJK
    Great for the novice investor. The app is designed beautifully and makes automatic investing incredibly accessible to newbies or those with little knowledge. I personally don't like the inconsistency of spare change investing but have my account set up for weekly deposits. You may or may not see greater gains by fully immersing yourself in the market and choosing individual stocks, but I enjoy the security and convenience that a professionally curated account has to offer. I highly recommend!
  • Jun 4, 2021

    By MARYJANE WILLIAMS
    I think this is a phenomenal app. It focuses on short term actions for long term solutions by rounding up change and adding up your investments in order to save for your future and all the goals you have planned. It's well developed. It's organized and the interface is really easy to navigate. Thank you.
  • May 30, 2021

    By Greg Desderio
    Great app for accumulating small amounts of money over time. These small contributions really can turn into a large amount of investible money. Passive savings is the way to go. If you can ratchet up the multiples in terms of what you're banking, then you really can accumulate quite quickly.I highly recommend Acorns.
  • Jun 2, 2021

    By Chris Johnson
    Easy to use intuitive app and design. You can save/invest as little or as much as you'd like. Remember Acorns is best for long term investing so don't expect big gains in a short time. Invest wisely and always do your research if unsure about anything. The Roundup feature is quite useful as well. It definitely helps you save without thinking about it.
  • Jun 8, 2021

    By Josh Mullins
    I'm happy with it. Can't say a bad thing about it. For what it is, it's done it's job flawlessly. This is not an app for the stockmarket. You cant even pick your own stocks. But for what it is; an app to quickly invest your spare change with minimal involvement, it has been great. The app has minimal options, just select your risk tolerance and let the app invest your change. I'm up 12% in 8 months and have saved almost $1,000. And I love you solid metal debit card, and for only $3 a month.
  • Love the app but it could be some better things Sep 1, 2020

    By J0hnB0i35$$
    I believe in my opinion there should be more guidelines on how much to invest if you were truly looking for a more residual income in or Divet in income/profit however you put it I’m not the stockbroker with this Siri service needless to say it would be highly appreciated for myself as well as many individuals I’m sure that would agree that are new to this type of software that information on how much you invest is what how much you should project over the next year instead of sayingThis is how much you may have one year 69 if you live that long basically not too appealing a monthly weekly quarterly half year full year statement 23 year statement something like that half decade full decade etc it would make people invest more that’s what I do marketing and sales he would drive a lot more revenue to this company if you should more incentives in the work I mean not saying that the long-haul isn’t lovely but some people might get cancer and die at 69 some people might get cancer and dying in the next 10 years and they’re only 40 the more present projection would definitely be a lot more Easier to understand
  • Jun 11, 2021

    By Chris Sandoval
    Looks good. Sounds like a good idea. But when I put my bank info in, it says can't connect to acorn servers and I keep having to re-input my info. Update: its been over a year now and I've grown my acorn at a steady pace. I am still having problems reconnecting my round ups every other week now. 🙃. Please fix 🙏. Updated to 4 stars.
  • Acorns App is convenient! Nov 21, 2019

    By Brodard1225876
    Love the app and know they are improving it regularly. Gives less educated and new investors a place to start with less risk than other investment vehicles. It is super convenient and easy to use. Wish the recurring investments could be set up on specific dates as well as bi-weekly as millions of people don’t get paid every week and don’t always have funds in their accounts. Also, it can cause overdraft fees. It would be nice if for some reason there was no funds it didn’t still pull from your checking account. This happened to me as I have recurring investments set up and for example it pulls out each Friday. I have checked my tab that says “past” where you can see pending payments. It is Wednesday now and for some reason I don’t see it on there. Therefore I don’t know when it is going to hit my account. If you have lots of money which I think the target customer Acorn is shooting towards is millennials who don’t always have a bunch of money saved! With that said...I know and see the constant improvements and as the company grows. I have confidence that updates and improvements will occur. An example is they are working on “real time” investing right now and communicate that through their app. It will get a 5 star from me in the future and I will change my rating! Hope this helps the consumer and also the company improve the app!
  • No Feedback on Account Setup Dec 9, 2017

    By luisjr87
    Acorns has since solved my problem, turns out they were simply experiencing a serious backlog to new accounts looking forward to the weeks ahead to see how much I can round up on my card transactions. —— old review below—- Like everyone I was very excited to start rounding up sadly I never had the opportunity to experience any of the feature sets Acorns has to offer. The account setup was pretty easy and enjoyable although finding out after signing my certificate that it still would take 1 - 3 business days to verify my account was a bit disappointing but I get it. Here is where Acorns fell short, till this day 5 days later it still says I need to wait 1 - 3 business days for my account to be setup, uh hello it’s been 5 days! Like any American on day 3 I picked up the phone and called support, I was on the phone for about an hour before I got disconnected due to interruptions in service. I also tried email support but have heard nothing, no confirmation to my email over my support ticket nothing, maybe somethings up with my email but at this point I would prefer to speak with a human being and I think any service offering to make transactions from your bank account should support quick and easy customer service. I am open to changing my review if I ever get any support to rectify this rogue issue.
  • Jun 3, 2021

    By Travis sturzl
    It mostly works, it might keep up with inflation but it performs below an index fund. I mean I tinkered with acorn for over a year now and the ROI is just never been very good, especially for the fact that they charge you a fee. If you learned a little bit about investing you'd probably be making quite a bit more on relatively safe investments. The spare change idea is cool, but it just does not perform well at all.
  • Like and Don’t like Jan 6, 2018

    By navbotas
    When I first heard of Acorns and the idea of an electronic piggy bank that invest your spare change from purchases I thought “what a great and cool idea.” So after awhile i decided to give it a try. I like that all my banking accounts are linkable and you dont have to do anything after they are linked. What I didn’t and don’t like is when I first put my credit card info in, the app pulled all my accounts for the option to link. I would have rather done that manually. Another thing I don’t like is, my credit card that I first put in, is the account that all the spare change comes from even when several accounts are liked. I would rather have the spare change come from the individual accounts that are linked. The last thing I don’t like is when you transfer money between your accounts like I do each transfer also invests $1.00. I hope that makes sense to you and helps on deciding to start collecting your acorns and invest them. Update: A developer has since responded to my review. The transfer of funds between your accounts that invest a whole dollar can be adjusted. Although this feature can be adjusted and has after the fact, I dont recall it being mentioned while setting up an account. Don’t get me wrong I am still using this savings/investment app.
  • Jun 3, 2021

    By Jason Leger
    concep of investing the remaining change from purchases, awesome! However, Acorns has sole discretion on how your money is invested and you have no power to alter these investments, or portfolio other than observing, and setting the amount of recurring investments , or multipliers in roundups. Acorns could better educate by giving some input back to the investor, and explaining the pros and cons of certain changes, such as historic growth, vs, expected compound interests etc.
  • Jun 4, 2021

    By Kristi Deeley
    The savings and investment tools of this app would be so much more effective and beneficial to me if the little button that told the app to stop pulling recurring investments from my bank account actually stopped the lovely folks at Acorns from pulling money from my bank account when I don't have enough money in there for them to take it, but it doesn't. I have lost hundreds of dollars to overdraft fees despite having my recurring investment setting turned off and I'm done. Closing my account.
  • Great app but be careful Sep 15, 2018

    By -TJ-47-
    I have been using this app for a while now and it’s an easy way to save some extra cash you didn’t realize you had. But if you’re like me and sometimes push your bank account red this can be dangerous. My back charges 29 dollars every time an attempt is made by ach debit and i don’t have sufficient funds. This company try’s 3 times to pull from and empty bank account causing me personally to have to pay almost 90 dollars in penalties. It has happened a couple of times now and it’s rather annoying. I also have lost money on their investments so far, not much but some. So everything I have in this account is what I have put in minus what I’ve lost. I do recommend this app just be very cautious if you think you’re funds are gonna run low. To the developers response: I know that they can be turned off manually. My problem is I have no ability to know when funds are going to be attempt to pulled from my account, there for have know way of knowing when to turn off the account. That’s why I have pulled back all my funds from your account (to which only lost my money) and have decided I will not be using your services again. Thank you for the automated response and I pray for your success. God Bless!
  • Jun 4, 2021

    By Joe Gotta
    The fees are higher than the returns. It is a simple to use app, but the UI is hard to navigate, the monthly fees are higher than what is being generated in the portfolios, and when I have roundups set up, my bank every 6 hours tells me someone tried getting into my bank account. So I turned off roundups. This is probably the laziest way to get into the stock market, but not my first choice, nor a recommendation.
  • Okay-ish. Jun 20, 2020

    By awsedrftgyhh
    I’ve been a member since 2019 and for the most part I’m okay with the app. One thing that truly gets under my skin is that I can’t review my statements from the app. I have to physically get on a desktop computer in order to see my statements. It’s quite annoying considering I don’t always have a desktop around when I’m doing my finances. You cant go online from your phone and do it, you have to use a desktop. I’m not sure why it’s set up that way, but it’s annoying. Also, I have used Robinhood for 2 months, and in those 2 months I gained over $70 in stocks/investing. Whereas I’ve had Acorns for almost a year and the most I ever gained in investing is $35. I have waaaay more money in Acorns than I do in Robinhood, yet I managed to make more with less. Idk what Acorns is doing with my money, but it’s not really investing the way it can. I’m thinking of canceling Acorns because it’s honestly not working for me anymore. I think the best feature is the roundup investments, it lets me save by keeping the change. However, my personal bank does the same. It seemed like a good app when I first got it, but now I’m feeling like it’s not putting my money to good use. Plus, needing me to log onto a desktop just to see my statements is, once again, very annoying. Most apps, whether it’s a bank or another investing app, provide you with your statements without having to do the extra work. Why are they being so extra? Why are they not investing my money properly? Idk..
  • Jun 4, 2021

    By Danielle Cromwell
    One of the worse investment resources I've used. The App looks great but Acorn itself is horrible! They take money out on unspecified dates totally screwing up your bank account. At 1st I thought it was just me but after speaking with other Acorners quickly realized something isn't right! Also my bank account won't stay linked to fully utilize roundups. I wouldn't waste my time especially when there are lots of other great companies out there..
  • Lacking Jun 5, 2019

    By Bread 2.0
    I get the concept of this app but I feel like it’s not for me and I’ll tell you why. Acorns invests round-ups to the nearest dollar on your purchases. This means you have to wait until you buy something to invest in the stock market. Not only that, but the app itself does not give much insight into which stocks or ETFs are being used. So essentially you’re blindly putting in money that is going “somewhere out there” and hoping for the best. I get that there’s an option to deposit funds directly without waiting for round ups, but since that’s what I want to do, I’d rather be able to have a choice as to where my money goes. This app is for individuals who want to invest without the hassle, but I felt like it was almost too dumbed-down for me. It also took me more than half a year to receive my debit card, only to find out that instant round-ups aren’t available yet, which is why I wanted the card in the first place. The features on Acorn do not give you very much control, and for that reason I’d rather invest directly using a different service. It was a nice start into investing, and after more than three years of using Acorns it was hard to part with it. But the app’s purpose of taking the effort out of investing almost worked too well. If you want to invest, there are better ways of doing so in a more efficient manner.
  • User agreement nonsense Apr 22, 2019

    By First Review Complaint
    I opened my account over a year ago. Personally, I made the mistake of not doing enough research on the company before opening the account. After doing research, my disagreement is with the fees applied after cashing out. The bigger issue for me though, is the nonsense with how the company has been operating with it's user agreement. I received a new user agreement back in May of 2018. The agreement stated that I had to accept the agreement inorder for the app to keep managing my portfolio. At this point, I didn't want to accept the agreement so that the monthly deposits would be frozen. I received 2 more emails with extended agreement deadlines. I did not proceed with either. I have not opened the app since before the first agreement email. Regardless of my actions, the app has been taking money from my bank account on a monthly basis. I contacted customer support a few weeks ago and all I got was an email saying that they are sorry for losing my business and that I can login to my account, sell my investments, and close my account. If I follow through with this, it would require me to accept the agreement before I can even access my account. I have discussed this issue with my lawyer and we are in the process of notifying Acorns. I know others have had this issue as well, so I will try to give an update soon.
  • Jun 5, 2021

    By John Ring
    Hope and pray you don't have a dispute with a merchant with your cash card. I did and a week later it remains unanswered by Acorn. Your security seems unimportant to them. I would definitely recommend NOT using any cards from them! Thus I gave them one star. . I am hoping they are more responsive getting my money back to me when I close this thing out.
  • the app that stole christmas 🗣 Dec 10, 2019

    By misshoward_
    I only gave it 1 star because 0 was not an option. I downloaded this app because I thought it was like the app dave that gives you a payday loan. Upon making an account and linking my bank account, I realized what this app was actually for. I opted in for the app to round up each purchase to the nearest dollar and for reoccurring $5 investment each week. After the first week, I realized I do not actually care to invest and wanted to delete the app. I couldn’t quite figure out how to unlink my bank or delete my account to prevent any withdrawals from my account from occurring. I found a setting that allowed me to turn off all investments. So it wasn’t supposed to pull from my bank account at all indefinitely, as long as I did not turn it back on. I checked my bank account today and saw that I was $35 IN THE NEGATIVES. I have over-drafted and will have fees assessed once the bank opens in the morning. I’m very upset that they continued to take my money after I opted out. And $35 is way more than change from rounding up my recent purchases to the next dollar plus $5 for the week. I also cannot figure out where these investments go nor how to withdrawal them. So I have essentially been robbed. Do not use this app if you understand the importance of money. I did not have $65+ to lose for no reason. This app will take your money without consent and claim to be investing in you but not allow you to get it back!!!!🥴🙄🤦🏻‍♀️
  • Jun 11, 2021

    By Caleb
    So first off this is a total sham, they charge you 3 dollars a week to literally help you save money, which is okay I guess, but if you need to take your money out you'll be waiting at least a week for it to hit into your accounts, no matter what. I tried to withdraw the money thinking okay it'll hit the account in three days( was super low on money in this account) long story short account went negative, nd because it bounced I got charged a 40 dollar fee from my bank, thank acorns
  • Fraudulent! Jun 6, 2018

    By TheBodFather20
    I got invited by a friend to join acorns as they have a “you get 5 and they get 5 dollars” to invest promotion and so I followed the link to join. Never received the promotional money. I emailed them and a guy named “Alan” replied and said that I was not going to get it. And then sarcastically sent the promotion to me again which is just absolutely inappropriate. I’m not an idiot and I followed the steps correctly with the promotion but didn’t receive it. Clearly, this is a way to get people to join and you have to invest in order to receive it which I did! Absolute frauds. Everyone join the app “Stash” as I did the exact same promotion and received the money promotion. Better customer service as well as they did not have someone like Alan be inappropriate Update/FYI: I recently looked further into the reviews and I’m not the only one who has called out this fraudulent investment app. Scroll and see for yourself as others have had the same problem as me. Not to mention several other problems such as awful feedback and having to wait up 4-6 days to get withdrawal back... I have since proceeded to withdraw my investment and it’s going to take a while 😂. Also acorns has plummeted from being ranked #10 to now #12 and will continue to do so. If you are a beginning investor JOIN STASH!!! They have awesome customer service, legit promotions, and legit want you to succeed as they have this “coach” that helps guide you into your investments. Check it out for yourself!
  • Awful Customer Support May 21, 2020

    By lzcnflutksyld
    I like Acorns as a concept and their investment model is sound. However, and this is the part that really ruins it for me, their customer service has been so incompetent and annoying in my case, beyond tolerance. They stand out even in the sea of deteriorated customer service in general. I was hoping that with multiple tries I will eventually run into that one great customer service representative that will make up for all the others. Never happened. Here is my case: I wanted to stop my automatic withdrawals from my checking into Acorns until the market volatility calms down a bit during the Corona threat. I stopped withdrawals in the app. In the app it clearly shows that withdrawals are NOT on. However, they kept making withdrawals from my checking account and investing every week. Then I emailed them and got a response with instructions on how to close my account, which wasn’t what I asked. Three more emails to them with the same request after that, with their responses confirming that automatic withdrawals were stopped, shortly after I would find out otherwise. This morning, two months after my initial request, I glanced at my checking, another withdrawal was taken out. What am I supposed to do to stop withdrawals for a time being? There is no number to call, support in the app clearly didn’t work...They really ruined a good thing for me. Now I will think about closing the account and sticking with the classics.
  • More like a weed then an oak this app is a joke Mar 26, 2019

    By JesseDudeGuy
    What a scam. I like the developers responses to anyone writing a review about negative returns. “O the market is going down right now” No it’s not! The market flex’s well acorns steals! A dollar a month to take our money?! I linked my credit card and after months of just losing money I decided to transfer what was left into my bank account. 3-6 days (more like almost two weeks) by the way Robinhood is instant... they front you the money and you choose what you invest in, you pick your stocks... not some blind shoot that you always loose. Also it is free. Fidelity doesn’t even take that long. You can take our money instantly but it’s weeks to get back?!?! But I digress from the real scam they pulled on me... after getting the account info (Acorns needed to transfer my money too) within days chunks of money started disappearing from that account!!! I went in and without asking they just started taking “roundups” from my bank account!!! I had to manually shut it off... but wait it gets worse!!!! My wife starting noticing money missing from her accounts... without my permission acorns just started taking money from all our linked accounts (four) I had to unlink all those accounts and then somehow they just turned my credit card back on themselves!!! This is a sneaky scam! People just invest your own money yourself in the market no reason to make these people rich with our money!!!!
  • Not worth it - my money has disappeared Apr 24, 2018

    By lexy218
    I got this app about 4 months ago months ago. I chose to invest a relatively small amount continuously until I figured out if the app was legitimate. I started noticing that I would have money taken from my account, in small sums but money is money; and it wouldn’t be reflected in my acorns account. I decided about a month ago that I wanted to pull the nearly $35 dollars it has pulled out of my account over time due to the fact that it was just sitting there and it told me there were errors and it couldn’t transfer to my account. I also had less money in my account than I had invested at that point. I recently got on and tried to take my money out again and it not only signed me out but it also has forced me to either “agree” to their new conditions which state that I agree to letting them continuously take money out of my debit account and I agree to let them take the subscription payment out of my account when they state and that I am fine with a fee if there are insufficient funds in my account when they try to do so. I not only cannot log in to my account where I have almost $50 dollars just sitting in, I have to agree to their terms therefore putting me in a binding contract with them in which I don’t want to be in just to receive my money. I am very disappointed and do not recommend. This app did not work the way they advertised it to.
  • Just do a monthly transfer to your savings instead.... Dec 15, 2018

    By Coinstar takes less money.....
    If you spend a lot of your time shopping because there are deals, then this will be great for you as the only way to actually make money is by utilizing their “found” money deals. I’ve been using acorns for over a year now. I do roundups only, but I have every transaction I make rounded, so I’m averaging about $5-$10 a week. In this time I have made $0. In fact, I am -$26, but wait, that’s not including the $1 a month service fee I’ve been paying since I started. So I’m really -$38!!! Every single one of their investments has a negative YTD return. My own stock investments and 401k don’t even have that awful of a return. What makes it really bad is you can’t even see what their portfolio performances are until AFTER you’ve invested in them. All they show you in the portfolio selection process is what the top 6 companies are in that portfolio. Absolutely awful with their transparency on what the performance TRULY is. I’ve waited and waited to make this review hoping that their investments would make a comeback or that that they would answer my app feedback requests about adding info on the portfolio performances up front but each month I check back, nothing has changed and it’s another $1 spent and a little bit more in the negative. Thanks Acorns for saving my spare change and taking more than coinstar ever would have.....
  • Charged Me A Dollar For No Reason Mar 22, 2021

    By kingsilvabackontiktok
    I woke up today, and saw a charge for one dollar by acorn. I was very confused because I hadn’t opened this app in a couple months. On top of not using the app, I was not notified that I would be charged any money. I have had the app on my phone for a while but never used it. Apparently they signed me up for a subscription but I was unaware that this platform had subscriptions. I definitely haven’t been on this app in two or three months so why would I be charged a dollar out of nowhere at the end of March? The problem isn’t just that they charged me a dollar for what I consider no reason, the problem is why now? My other question is, where did this dollar go? And why would I pay a subscription to save money? I have a lot of questions needless to say but one thing that I am sure about is that I will never and I mean never recommend this app to anyone. It was a good idea when I heard about it but to see them do business like this, unacceptable. The last thing I’ll say is, I don’t believe this is the first time this has happened because one of the options when trying to cancel your account says that you were charged unexpectedly. Hope y’all do good with the dollar y’all took!!! I also checked to make sure that this was not the first time I was charged comment and it said that this was the first time I’ve been charged from acorn.
  • Jun 6, 2021

    By Caleb Peters
    They try to hide the fact that they charge $1 - $5 per month. It's not a ton, but trying to hide that from the consumer makes me not trust this as much. Plus, many other reviews have said the same thing. I'd rather have some features restricted and one-time buy a premium version or something, for like $3 or $5.

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